Aryaman Financial Services Ltd - Stock Valuation and Financial Performance

BSE: 530245 | NSE: | Finance - Investment | Small Cap

Aryaman Fin Service Share Price

485.85 -19.10 -3.78%
as on 27-Feb'25 16:59

DeciZen - make an informed investing decision on Aryaman Fin Service

Overall Rating
Bole Toh

1. Quality

2. Valuation

Overvalued

3. Price Trend

Aryaman Financial Services stock performance -

P/E Ratio (SA):
203.80
Market Cap:
567.6 Cr.
52-wk low:
225
52-wk high:
510

Is Aryaman Financial Services Ltd an attractive stock to invest in?

1. Is Aryaman Financial Services Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Aryaman Financial Services Ltd is a below average quality company.

2. Is Aryaman Financial Services Ltd undervalued or overvalued?

The key valuation ratios of Aryaman Financial Services Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Aryaman Financial Services Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Aryaman Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Aryaman Fin Service:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Aryaman Financial Services Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)1.62.5510.78.24.42.54.86.115.110
YoY Gr. Rt. %-55.3%101.2%113.1%-23.5%-46.1%-44.3%95.5%27.7%146.1%-
Adj EPS (₹ ) 0.30.50.92.11.40.70.51.21.63.32.4
YoY Gr. Rt. %-72.4%70%142.4%-31.6%-49.7%-31%134.7%41.7%99.4%-
BVPS (₹ )13.313.815.217.218.719.419.92122.625.928.1
YoY Gr. Rt. %-3.8%10%13.7%8.2%3.8%2.6%5.8%7.7%14.4%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)2.13.45.7116.63.52.45.47.112.70

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income28.3%13%83.1%146.1%
Adj EPS30.8%18.2%87.9%99.4%
BVPS7.7%6.8%9.2%14.4%
Share Price 38.7% 64% 97.6% 100.3%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Margins
Net Profit Margin (%)2021.919.922.520.118.923.427.930.925.229
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)2.23.76.112.77.93.82.55.67.513.48.5

Recent Performance Summary

Total Income has increased 83.14 CAGR in last 3 years

Net Profit has increased 87.89 CAGR in last 3 years

Return on Equity has declined versus last 3 years average to 8.80%

Total income growth is poor in last 4 quarters

Latest Financials - Aryaman Financial Services Ltd.

Standalone Consolidated
TTM EPS (₹) 2.4 20.7
TTM Sales (₹ Cr.) 9.6 58.6
BVPS (₹.) 28.1 92.1
Reserves (₹ Cr.) 21 96
P/BV 17.32 5.28
PE 203.80 23.50
From the Market
52 Week Low / High (₹) 225.00 / 510.00
All Time Low / High (₹) 0.63 / 510.00
Market Cap (₹ Cr.) 568
Equity (₹ Cr.) 11.7
Face Value (₹) 10
Industry PE 49.9

Quarterly Results

 Jun'13 YoY Gr. Rt. %Jun'14 YoY Gr. Rt. %
Operating Income0.3 N/A0.2 -22.6
Adj EPS (₹)0.26 N/A1.11 326.9
Net Profit Mgn %5.50 N/A29.22 2372 bps

Management X-Ray of Aryaman Fin Service:

Shareholding Pattern

JavaScript chart by amCharts 3.21.5
JavaScript chart by amCharts 3.21.5Promoters:62.17%Institutions:0.01%Non-Institutions:37.82%

Promoter's Holding & Share Pledging

JavaScript chart by amCharts 3.21.5Sep22Dec22Mar23Jun23Sep23Dec23Mar24Jun24Sep24Dec240%10%20%30%40%50%60%70%
Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Valuation of Aryaman Fin Service

MRP
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MOS
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DP
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Base BVPS
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DPS
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MRP: ₹ 0
DP: ₹0
Base BVPS ₹:
DPS ₹:
MOS (%):
Save my Valuation
Expected BVPS Growth Rate:
0%
Base 0%
30%
Expected Rate of Return:
0%
Base 0%
30%
Future PBV:
0
Base 0
40
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max

Event Update

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Analyst's Notes

No data found!

Key Ratios of Aryaman Fin Service

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Company Name CMP(₹)
Change ₹(%)
Market Cap
Net Sales (₹ Cr.)
Latest EPS (₹)
Net Profit Margin %
Latest P/E
Latest P/BV
Paul Merchants 796.1 4.1 (0.5%) Small Cap 6,502 26.5 0.4 30 0.5
JM Financial 95.8 -2.6 (-2.6%) Small Cap 4,761 4 0.6 23.9 1
IIFL Finance 316.9 3.6 (1.2%) Small Cap 4,604 -6.7 12.7 - 2.1
Altius Telecom Infra 150 0 (0%) Small Cap 4,146 - 100.9 - -
Embassy Office Parks 367.6 12.1 (3.4%) Small Cap 3,816 - 25.3 - -
INDIGRID 141.2 0.3 (0.2%) Small Cap 2,717 - 38.6 - -
Authum Inv. & Infra 1,495.3 -9.1 (-0.6%) Small Cap 2,412 234.3 121.2 6.4 1.9
Capri Global Capital 165 -1.6 (-0.9%) Small Cap 2,313 4.7 12.1 35.5 3.3
Centrum Capital 27.1 -0 (-0.2%) Small Cap 2,207 -4 -3.2 - 3.9
IIFL Capital Service 228 -4.9 (-2.1%) Small Cap 2,161 24.7 23.8 9.2 2.9
Shows rows:

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income235119535716
Interest Income235118425615
Other Income 0000000001
Expenditure 12486423411
Interest Expense 0000000000
Operating Expenses 12386423411
Provisions 0000000000
Exceptional Items 0000000000
Profit Before Tax 0113211235
Taxes 0001100011
Profit After Tax 0112211124
Adjusted EPS (₹)0.30.50.92.11.40.70.51.21.63.3
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital15151820222323252630
Share Capital 11111212121212121212
Reserves 4468101112131519
Minority Interest0000000000
Long Term Borrowings0000000010
Current Liabilities 1115311111
Trade Payables0003200010
Short term borrowings0000000000
Other Liabilities000-3-2000-10
Total Liabilities 16161925252424252831

Assets

Non Current Asset 14141718181515151415
Loan Asset 0000000000
Other Non Current Asset 14141718181515151415
Current Asset 2217789111417
Current Investment0000000000
Other Current Asset2217789111417
Total Assets 16161925252424252831

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity 0116-1-11120
Cash Flow From Investing Activity -10-3-6100001
Cash Flow From Financing Activity 0010000000
Net Cash Flow 01000-11131
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)0112110123
DPS (₹)0000000000
BVPS (₹)13141517191920212326

Performance Ratios

ROA (%)2.13.45.711.06.63.52.45.47.112.7
ROE (%)2.23.76.112.77.93.82.55.67.513.4
ROCE (%)2.94.79.117.010.75.63.17.610.017.9

Valuation Parameters

Price/Book(x)1.21.41.82.52.62.32.22.55.09.5

Aryaman Financial Services Ltd Stock News

Aryaman Financial Services Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Aryaman Fin Service on 27-Feb-2025 16:59 is ₹485.9.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 27-Feb-2025 16:59 the market cap of Aryaman Fin Service stood at ₹567.6.
The latest P/E ratio of Aryaman Fin Service as of 27-Feb-2025 16:59 is 203.8.
The latest P/B ratio of Aryaman Fin Service as of 27-Feb-2025 16:59 is 17.32.
The 52-week high of Aryaman Fin Service is ₹510.0 and the 52-week low is ₹225.0.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Aryaman Fin Service is ₹9.60 ( Cr.) .

About Aryaman Financial Services Ltd

Aryaman Financial Services incorporated on May 11, 1994, is a Category I merchant banker registered with Securities and Exchange Board of India (SEBI). The registered office is located at 401, Chiranjiv Towers, 43, Nehru Place, New Delhi-110019. The company was ranked as No. 1 in India based on the number of issues completed during the year 2000 -2001. A Category I Merchant Banker and were ranked No.2 in India based on the number of issues completed from April 1 to September 30, 1996.

The company deals mainly in merchant banking activities like issue management, portfolio management services, and corporate debt restructuring. Its specializes in structuring means of finance for a project; efficient issue management of equity/debt instruments; nationwide network for marketing of issues with emphasis on rural areas; providing assistance for takeovers; underwriting and placement of shares with financial institutional investors, non resident Indians, mutual funds, financial institutions and banks.

The thrust area of activity is reviving sick companies. The company conducts viability studies of sick units and prepares viability reports. It has an equity research department carrying out research mainly in the core sectors of the Indian and global economy, companies, securities, stock markets, fresh issues of capital, governmental regulations and other research activities. Research papers are published on the various areas covered.

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