Real Touch Finance Ltd - Stock Valuation and Financial Performance

BSE: 538611 | NSE: | Finance - Investment | Small Cap

Real Touch Share Price

70.99 0.00 0.00%
as on 25-Feb'25 16:59

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Real Touch Finance stock performance -
70.99 27.0062.00% past year

Price Chart, Live Stock Chart, Technical Chart of
P/E Ratio (SA):
20.23
Market Cap:
90.1 Cr.
52-wk low:
38.3
52-wk high:
92.1

Is Real Touch Finance Ltd an attractive stock to invest in?

1. Is Real Touch Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Real Touch Finance Ltd is a below average quality company.

2. Is Real Touch Finance Ltd undervalued or overvalued?

The key valuation ratios of Real Touch Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Real Touch Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Real Touch Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Real Touch:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Real Touch Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)
0.90.90.80.51.81.92.32.410.418.725
YoY Gr. Rt. %
--2.2%-6.7%-45.8%304.4%3.3%20.7%4.9%334.9%81.1%-
Adj EPS (₹ )
0.40.30.3-00.90.91.11.12.12.13.5
YoY Gr. Rt. %
--20.5%9.7%-108.8%NA2.3%26.7%0%80.7%0.5%-
BVPS (₹ )
24.224.524.824.725.526.427.528.730.93336.1
YoY Gr. Rt. %
-1.2%1.4%-0.5%3.4%3.5%4.3%4.4%7.5%6.7%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)
1.61.31.4-0.13.43.44.13.93.11.60

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income40%59.4%102.1%81.1%
Adj EPS20.4%18.7%22%0.5%
BVPS3.5%5.3%6.2%6.7%
Share Price 14.1% 27% 37.5% 65.8%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Margins
Net Profit Margin (%)
53.944.151.8-8.161.160.663.560.925.314.118.1
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)
1.61.31.4-0.13.53.54.24.16.96.59.7

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 10.20%

Total Income has increased 102.11 CAGR in last 3 years

Net Profit has increased 22.00 CAGR in last 3 years

Total income growth is good in last 4 quarters

No data to display

Latest Financials - Real Touch Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 3.5 -
TTM Sales (₹ Cr.) 24.6 -
BVPS (₹.) 36.1 -
Reserves (₹ Cr.) 33 -
P/BV 1.97 -
PE 20.23 -
From the Market
52 Week Low / High (₹) 38.28 / 92.10
All Time Low / High (₹) 3.70 / 92.10
Market Cap (₹ Cr.) 90.1
Equity (₹ Cr.) 12.7
Face Value (₹) 10
Industry PE 49.1

Quarterly Results

 Mar'24 YoY Gr. Rt. %Jun'24 YoY Gr. Rt. %Sep'24 YoY Gr. Rt. %Dec'24 YoY Gr. Rt. %
Operating Income3.8 4.46.4 37.86.8 33.27.6 46
Adj EPS (₹)0.41 2.50.82 13.90.92 240.71.35 98.5
Net Profit Mgn %13.86 -17 bps16.25 -329 bps17.08 1046 bps22.65 616 bps

Management X-Ray of Real Touch:

Shareholding Pattern

JavaScript chart by amCharts 3.21.5
JavaScript chart by amCharts 3.21.5Promoters:54.12%Institutions:0%Non-Institutions:45.88%

Promoter's Holding & Share Pledging

JavaScript chart by amCharts 3.21.5Sep22Dec22Mar23Jun23Sep23Dec23Mar24Jun24Sep24Dec240%10%20%30%40%50%60%
Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Valuation of Real Touch

MRP
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MOS
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DP
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Base BVPS
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DPS
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MRP: ₹ 0
DP: ₹0
Base BVPS ₹:
DPS ₹:
MOS (%):
Save my Valuation
Expected BVPS Growth Rate:
0%
Base 0%
30%
Expected Rate of Return:
0%
Base 0%
30%
Future PBV:
0
Base 0
40
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max

Event Update

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Analyst's Notes

No data found!

Key Ratios of Real Touch

Adj EPS (Rs.)

Price Chart, Live Stock Chart, Technical Chart of

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Company Name CMP(₹)
Change ₹(%)
Market Cap
Net Sales (₹ Cr.)
Latest EPS (₹)
Net Profit Margin %
Latest P/E
Latest P/BV
Paul Merchants 796.1 4.1 (0.5%) Small Cap 6,502 26.5 0.4 29.9 0.5
JM Financial 95.8 -2.6 (-2.6%) Small Cap 4,761 4 0.6 24.5 1.1
IIFL Finance 316.9 3.6 (1.2%) Small Cap 4,604 -6.7 12.7 - 2.1
Altius Telecom Infra 150 0 (0%) Small Cap 4,146 - 100.9 - -
Embassy Office Parks 367.6 12.1 (3.4%) Small Cap 3,816 - 25.3 - -
INDIGRID 141.2 0.3 (0.2%) Small Cap 2,717 - 38.6 - -
Authum Inv. & Infra 1,495.3 -9.1 (-0.6%) Small Cap 2,412 234.3 121.2 6.4 1.9
Capri Global Capital 165 -1.6 (-0.9%) Small Cap 2,313 4.7 12.1 35.9 3.3
Centrum Capital 27.1 -0 (-0.2%) Small Cap 2,207 -4 -3.2 - 3.9
IIFL Capital Service 228 -4.9 (-2.1%) Small Cap 2,161 24.7 23.8 9.4 3
Shows rows:

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income0.910.890.830.451.821.882.272.4310.3918.88
Interest Income0.910.890.830.451.821.882.272.3810.3518.74
Other Income 00000000.050.050.15
Expenditure 0.240.250.170.250.300.300.330.496.6614.96
Interest Expense 0.0100000004.419.36
Operating Expenses 0.240.120.160.210.270.270.310.461.735.03
Provisions 00.130.010.040.030.020.020.020.520.56
Exceptional Items 0000000000
Profit Before Tax 0.670.640.660.191.531.581.941.953.733.93
Taxes 0.180.250.230.230.410.440.500.501.111.29
Profit After Tax 0.490.390.43-0.041.111.141.441.452.622.63
Adjusted EPS (₹)0.40.30.30.00.90.91.11.12.12.1
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital30.6631.0531.4831.3332.3833.5034.9536.4639.2041.83
Share Capital 12.6912.6912.6912.6912.6912.6912.6912.6912.6912.69
Reserves 17.9718.3618.7918.6419.6820.8022.2523.7726.5029.14
Minority Interest0000000000
Long Term Borrowings0000000089.02139.02
Current Liabilities 0.250.440.800.530.830.831.431.983.4212.33
Trade Payables000000000.110.43
Short term borrowings0000000000
Other Liabilities00000000-0.11-0.43
Total Liabilities 30.9131.4932.2831.8633.2034.3236.3838.44131.64193.18

Assets

Non Current Asset 1110.6611.3810.058.016.281.351.422.030.66
Loan Asset 0000000000
Other Non Current Asset 1110.6611.3810.058.016.281.351.422.030.66
Current Asset 19.9120.8420.9021.8125.2028.0435.0237.01129.61192.53
Current Investment0000000000
Other Current Asset19.9120.8420.9021.8125.2028.0435.0237.01129.61192.53
Total Assets 30.9131.4932.2831.8633.2034.3236.3838.44131.64193.18

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity 0.47-0.740.76-1.29-0.76-3.08-4.890.42-87.24-49.72
Cash Flow From Investing Activity -0.090.34-0.721.332.051.704.94-0.03-1.621.15
Cash Flow From Financing Activity 0000000089.0150.43
Net Cash Flow 0.38-0.400.030.041.28-1.380.050.390.151.86
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)0000111122
DPS (₹)0000000000
BVPS (₹)24242525262628293133

Performance Ratios

ROA (%)1.61.31.4-0.13.43.44.13.93.11.6
ROE (%)1.61.31.4-0.13.53.54.24.16.96.5
ROCE (%)2.22.12.10.64.84.85.75.59.98.6

Valuation Parameters

Price/Book(x)0.50.60.80.00.70.70.20.91.11.5

Real Touch Finance Ltd Stock News

Real Touch Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Real Touch on 25-Feb-2025 16:59 is ₹70.99.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 25-Feb-2025 16:59 the market cap of Real Touch stood at ₹90.11.
The latest P/E ratio of Real Touch as of 25-Feb-2025 16:59 is 20.23.
The latest P/B ratio of Real Touch as of 25-Feb-2025 16:59 is 1.97.
The 52-week high of Real Touch is ₹92.10 and the 52-week low is ₹38.28.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Real Touch is ₹24.63 ( Cr.) .

About Real Touch Finance Ltd

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