Is RLF a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that RLF Ltd is a below average quality company .

Is RLF undervalued or overvalued?

The key valuation ratios of RLF Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone .

What is RLF share price return in the past 10 years?

RLF Ltd share price has appreciated 4.9% annually (CAGR) over the past ten years.

Is RLF a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of RLF Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

RLF Ltd - Stock Valuation and Financial Performance

Name: RLF
Brand: RLF

BSE: 512618 | NSE: | Textile | Small Cap

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RLF Share Price

₹8.67 -0.67 -7.17%
as on 07-Apr'25 16:59

DeciZen - make an informed investing decision on RLF

Based on:

Data

M-Cap below 100cr DeciZen not available

RLF stock performance -

PE Chart Key Ratios

P/E Ratio (SA):

0.00

Market Cap:

8.7 Cr.

52-wk low:

7.1

52-wk high:

13.5

Is RLF Ltd an attractive stock to invest in?

10 Year X-Ray of RLF: Login to view analysis.

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Value Creation ⓘ

Value Creation Index Colour Code Guide ⓘ

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
ROCE % ⓘ	4.9%	0.2%	-3.5%	-3.1%	1.1%	-2.4%	-4.9%	-8.7%	-15.9%	0.6%	-
Value Creation Index ⓘ	-0.7	-1.0	-1.3	-1.2	-0.9	-1.2	-1.4	-1.6	-2.1	-1.0	-
Growth Parameters ⓘ Growth Parameters Colour Code Guide ⓘ
Sales ⓘ	2.7	1.3	0.3	1.2	1	0.5	0.4	0	0	1.9	1
Sales YoY Gr.	-	-53.1%	-77.3%	296.6%	-16.5%	-52.1%	-21.7%	-100%	NA	NA	-
Adj EPS ⓘ	0.3	-1	-0.2	-0.5	0	-0.6	-0.6	-0.9	-1.1	0.1	-2.5
YoY Gr.	-	-439.3%	NA	NA	NA	-2900%	NA	NA	NA	NA	-
BVPS (₹) ⓘ	8.2	7.3	7.1	6.6	6.4	5.9	5.2	4.3	21.8	21.8	21.7
Adj Net Profit ⓘ	0.3	-1	-0.2	-0.5	0	-0.6	-0.6	-0.9	-1.1	0.1	-3
Cash Flow from Ops. ⓘ	0.3	3	0.6	-2.1	-0.3	1.8	-0.5	0.1	0.2	0.2	-
Debt/CF from Ops. ⓘ	33.4	3	13	-4.1	-34.4	3	-8.4	42.8	17.6	14.8	-

CAGR ⓘ

CAGR Colour Code Guide ⓘ

	9 Years	5 Years	3 Years	1 Years
Sales ⓘ	-4.2%	14.1%	72.9%	NA
Adj EPS ⓘ	-15.7%	24.6%	NA	NA
BVPSⓘ	11.4%	27.6%	61.1%	0.2%
Share Price	4.9%	36.1%	13.2%	13.9%

Key Financial Parameters ⓘ

Performance Ratio Colour Code Guide ⓘ

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Return on Equity % ⓘ	1	-3.4	-0.8	-1.8	0.1	-2.1	-2.5	-3.6	-4.1	0.2	-11.5
Op. Profit Mgn % ⓘ	44.3	21.1	40.9	3.1	43	-23.9	-37.4	0	0	-14.1	-14.4
Net Profit Mgn % ⓘ	10.3	-73.9	-71.6	-42.6	1.8	-120.4	-176.4	0	0	3.2	-334.3
Debt to Equity ⓘ	1.4	1.2	1.2	1.4	1.6	1	0.8	0.9	0.2	0.2	-
Working Cap Days ⓘ	594	1,106	3,035	1,114	1,971	3,592	3,536	0	0	647	480
Cash Conv. Cycle ⓘ	472	857	2,645	692	989	1,637	1,215	0	0	392	170

Recent Performance Summary

Latest Financials - RLF Ltd.

	Standalone	Consolidated
TTM EPS (₹)	-2.5	0.7
TTM Sales (₹ Cr.)	0.8	1
BVPS (₹.) ⓘ	21.7	0
Reserves (₹ Cr.) ⓘ	12	-2
P/BV ⓘ	0.40	0.00
PE ⓘ	0.00	13.00

From the Market
52 Week Low / High (₹)	7.07 / 13.45
All Time Low / High (₹)	0.10 / 15.30
Market Cap (₹ Cr.)	8.7
Equity (₹ Cr.)	10
Face Value (₹)	10
Industry PE ⓘ	29.9

Quarterly Results

Standalone Basis

Consolidated Basis

	Jun'24	YoY Gr. Rt. %	Sep'24	YoY Gr. Rt. %	Dec'24	YoY Gr. Rt. %	Mar'25	YoY Gr. Rt. %
Sales (₹ Cr.)ⓘ	0	N/A	0	N/A	0	N/A	0	N/A
Adj EPS (₹) ⓘ	0	N/A	0	N/A	0	N/A	0	N/A
Op. Profit Mgn % ⓘ	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Profit Mgn % ⓘ	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Management X-Ray of RLF:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of RLF

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

No data found!

Key Ratios of RLF

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Sales (Cr.)

ROE (%)

ROCE (%)

Peer Comparison

Company Name	CMP(₹)	Change ₹(%)	Market Cap	Net Sales (₹ Cr.)	Latest EPS (₹)	Net Profit Margin %	Latest P/E	Latest P/BV
PDS	388.9	-10.7 (-2.7%)	Small Cap	10,577	11.5	3.2	33.7	3.3
Welspun Living	118.4	-6 (-4.8%)	Small Cap	9,679	6.8	6.9	17.4	2.4
Vardhman Textiles	452.1	-19.4 (-4.1%)	Small Cap	9,299	28.9	5.9	15.6	1.4
Arvind	318.1	-12.5 (-3.8%)	Small Cap	7,738	11.5	4.5	27.6	2.3
K.P.R. Mill	909.2	-45.6 (-4.8%)	Small Cap	6,060	24.1	13	37.7	6.4
Alok Inds	15	-0.4 (-2.7%)	Small Cap	5,356	-1.8	-15.2	-	-0.4
RSWM	137.9	-7.6 (-5.2%)	Small Cap	4,058	-1.2	-2	-	0.5
Indo Count Inds	249.2	-11.1 (-4.3%)	Small Cap	3,557	16.5	9.1	15.1	2.2
Himatsingka Seide	136.2	-12 (-8.1%)	Small Cap	2,841	7	3.9	19.5	0.9
Sangam India	374.7	-41.1 (-9.9%)	Small Cap	2,648	6.1	1.5	61.4	1.9

Shows rows:

Prev 1 2 3 4 5 Next

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Sales	2.73	1.28	0.29	1.15	0.96	0.46	0.36	0	0	1.86
Operating Expenses ⓘ	1.52	1.01	0.17	1.11	0.54	0.57	0.50	0.65	1.10	2.13
Manufacturing Costs	0.35	0.13	0	0.05	0.02	0.18	0.12	0.34	0.38	0.21
Material Costs	0.50	0.30	0.01	0.66	0.33	-0.08	0.06	0	0	1.32
Employee Cost	0.42	0.37	0.09	0.23	0.08	0.11	0.19	0.13	0.13	0.19
Other Costs ⓘ	0.26	0.20	0.08	0.18	0.11	0.36	0.13	0.18	0.59	0.41
Operating Profit ⓘ	1.21	0.27	0.12	0.04	0.41	-0.11	-0.14	-0.65	-1.10	-0.26
Operating Profit Margin (%)	44.3%	21.1%	40.9%	3.1%	43.0%	-23.9%	-37.4%	-	-	-14.1%
Other Income ⓘ	0.23	0.29	0.04	0.19	0.05	0.09	0	0.70	0.97	0.50
Interest ⓘ	0.82	0.94	0	0.21	0.12	0.22	0.15	0.13	0.13	0.11
Depreciation ⓘ	0.49	0.52	0.69	0.70	0.30	0.31	0.36	0.80	0.08	0.07
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	-2.44	-0.02
Profit Before Tax ⓘ	0.13	-0.90	-0.54	-0.68	0.04	-0.55	-0.64	-0.88	-2.78	0.04
Tax ⓘ	-0.15	0.05	-0.33	-0.19	0	0	0	0	0	0
Profit After Tax	0.28	-0.94	-0.21	-0.49	0.04	-0.55	-0.64	-0.88	-2.78	0.04
PAT Margin (%)	10.3%	-73.9%	-71.6%	-42.6%	4.7%	-120.0%	-176.0%	-	-	2.4%
Adjusted EPS (₹)	0.3	-1.0	-0.2	-0.5	0.1	-0.6	-0.7	-0.9	-2.8	0.1
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Equity and Liabilities
Shareholders Fund	27.96	27.02	26.81	26.32	26.20	25.64	25	24.13	27.79	27.84
Share Capital ⓘ	9.80	9.80	9.80	9.80	9.80	9.80	9.80	9.80	9.80	9.80
Reserves ⓘ	18.16	17.22	17.01	16.52	16.40	15.84	15.20	14.32	17.99	18.03
Minority Interest	0	0	0	0	0	0	0	0	0	0
Debt	11.22	8.76	7.95	8.75	9.83	5.51	3.87	3.97	3.92	3.53
Long Term Debt	8.09	4.11	6.56	7.37	8.89	4.50	2.83	3.05	2.85	2.42
Short Term Debt	3.13	4.65	1.39	1.38	0.94	1.01	1.04	0.93	1.07	1.12
Trade Payables	0.03	0	0	0	0	0	0	0	0	0.30
Others Liabilities ⓘ	1.67	1.65	1.41	1.40	1.45	1.26	1	1	0.88	1.15
Total Liabilities ⓘ	40.88	37.43	36.17	36.46	37.48	32.42	29.87	29.10	32.59	32.82
Fixed Assets
Gross Block	37.08	37.79	37.81	37.84	37.84	37.96	35.68	35.68	42.16	42.22
Accumulated Depreciation	12.25	12.77	13.47	14.16	14.62	14.93	15.29	16.08	16.16	16.23
Net Fixed Assetsⓘ	24.83	25.02	24.34	23.67	23.22	23.03	20.39	19.59	26	25.99
CWIP ⓘ	0	0	1.19	1.80	2.63	3.18	3.18	3.23	3.23	3.23
Investmentsⓘ	10.85	9.70	8.18	6.14	5.87	2.69	2.69	2.69	0.25	0
Inventories	0.96	0.80	0.80	0.80	0.71	0.84	0.87	0.87	0.87	1.20
Trade Receivables	2.94	1.33	1.30	1.46	2.21	0.37	0.35	0.47	0.53	1.70
Cash Equivalents	0.06	0.10	0.21	0.08	0.21	0.01	0.05	0.07	0.08	0.02
Others Assetsⓘ	1.24	0.48	0.15	2.51	2.64	2.30	2.34	2.18	1.63	0.68
Total Assets ⓘ	40.88	37.43	36.17	36.46	37.48	32.42	29.87	29.10	32.59	32.82

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Cash Flow From Operating Activity ⓘ	0.34	2.96	0.61	-2.13	-0.29	1.84	-0.46	0.09	0.22	0.24
PBT ⓘ	0.13	-0.90	-0.54	-0.68	0.04	-0.55	-0.64	-0.88	-2.78	0.04
Adjustment ⓘ	1.30	1.43	0.69	0.89	0.41	0.53	0.50	0.92	2.64	0.17
Changes in Working Capital ⓘ	-1	2.35	0.4	-2.34	-0.75	1.86	-0.31	0.08	0.42	-0.05
Tax Paid ⓘ	-0.09	0.08	0.06	-0.01	0.01	0	-0.01	-0.03	-0.05	0.07
Cash Flow From Investing Activity ⓘ	-0.85	0.45	0.31	1.41	-0.55	2.50	-0.23	-0.05	-0.04	-0.05
Capex	-0.86	-0.71	-1.21	-0.64	-0.83	-0.68	-0.23	-0.05	-0.04	-0.05
Net Investments	0	1.15	1.52	2.04	0.27	3.18	0	0	0	0
Others ⓘ	0.01	0.01	0	0	0.01	0	0	0	0	0
Cash Flow From Financing Activityⓘ	0.29	-3.38	-0.81	0.59	0.96	-4.54	0.72	-0.02	-0.17	-0.25
Net Proceeds from Shares ⓘ	0	0	0	0	0	0	0	0	0	0
Net Proceeds from Borrowing ⓘ	1.34	-3.98	2.45	0.81	1.52	-4.38	-1.68	-0.12	-0.20	-0.43
Interest Paid ⓘ	-0.82	-0.92	0	-0.20	-0.11	-0.22	-0.15	-0.13	-0.12	-0.10
Dividend Paid ⓘ	0	0	0	0	0	0	0	0	0	0
Others ⓘ	-0.24	1.53	-3.26	-0.01	-0.44	0.07	2.55	0.22	0.15	0.29
Net Cash Flow ⓘ	-0.23	0.04	0.11	-0.13	0.13	-0.20	0.04	0.02	0.01	-0.06

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Ratios
ROE (%)	3.3	-12.43	-2.97	-7.33	0.7	-9.18	-11.82	-18.73	-21.73	0.21
ROCE (%)	4.9	0.23	-3.49	-3.14	1.06	-2.41	-4.87	-8.65	-15.86	0.6
Asset Turnover Ratio	0.07	0.03	0.01	0.03	0.03	0.01	0.01	0	0	0.06
PAT to CFO Conversion(x)	1.21	N/A	N/A	N/A	-7.25	N/A	N/A	N/A	N/A	6
Working Capital Days
Receivable Days	356	610	1,647	438	701	1,023	362	0	0	219
Inventory Days	124	251	998	253	288	614	853	0	0	202
Payable Days	28	18	0	0	0	0	0	0	0	84

RLF Ltd Stock News

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RLF Ltd FAQs

What is the share price of RLF?

Company share prices are keep on changing according to the market conditions. The closing price of RLF on 07-Apr-2025 16:59 is ₹8.67.

What is the market cap of RLF?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 07-Apr-2025 16:59 the market cap of RLF stood at ₹8.66.

What is the P/E ratio of RLF?

The latest P/E ratio of RLF as of 07-Apr-2025 16:59 is 0.00.

What is the P/B ratio of RLF?

The latest P/B ratio of RLF as of 07-Apr-2025 16:59 is 0.40.

What is the 52-week high and low of RLF?

The 52-week high of RLF is ₹13.45 and the 52-week low is ₹7.07.

What is the TTM revenue of RLF?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of RLF is ₹0.75 ( Cr.) .

About RLF Ltd

RLF was incorporated on April 2, 1979 as Raksons Finance and subsequently converted into a public limited company and change of name to Raksons Leasing and Finance, vide fresh certificate of incorporation issued by the Registrar of Companies, Delhi and Haryana, dated December 26, 1985 under the Companies Act, 1956. The name of the company was changed to RLF, vide fresh certificate of incorporation dated March 2, 1994.

RLF has carved a niche for itself over the years by providing various financial services under one roof. The clientele of RLF include established industrial groups like Flex Industries, DLF Universal, Kwality Ice Cream, Inalsa, etc, and its portfolio comprise mainly of auto units and capital goods industry. RLF decided to discontinue leasing, hire-purchase activity with effect from April 1, 1994, as it now proposes to concentrate on the mushroom project.

Business area of the company

RLF is engaged in the business of financial services, hire purchase and leasing. It proposes to diversify in to cultivation and canning of 1890 tpa of white button mushrooms in the assisted sector with Haryana Agro Industries Corporation (HAIC) and financial-cum-technical collaboration with Dalsem Veciap b v Agro Industries.