Is SBI Life Insurance Company a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that SBI Life Insurance Company Ltd is a good quality company .

Is SBI Life Insurance Company undervalued or overvalued?

The key valuation ratios of SBI Life Insurance Company Ltd's currently when compared to its past seem to suggest it is in the Undervalued zone .

What is SBI Life Insurance Company share price return in the past 10 years?

Data is not available for this company

Is SBI Life Insurance Company a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of SBI Life Insurance Company Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

What is the P/E ratio of SBI Life Insurance Company?

The latest standalone P/E ratio of SBI Life Insurance Company as of 18-Dec-2024 is 64.75.

What is the P/B ratio of SBI Life Insurance Company?

The latest standalone P/B ratio of SBI Life Insurance Company as of 18-Dec-2024 is 8.69.

What is the 52-week high and low of SBI Life Insurance Company?

The 52-week high of SBI Life Insurance Company is Rs. 1935.00 and the 52-week low is Rs. 1307.00.

SBI Life Insurance Company Ltd - Stock Valuation and Financial Performance

Name: SBI Life Insurance Company
Brand: SBI Life Insurance Company

BSE: 540719 | NSE: SBILIFE | Insurance | Large Cap

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SBI Life Insuran Share Price

₹1,404.95 -4.75 -0.34%
as on 18-Dec'24 11:13

10 Year X-Ray of SBI Life Insuran:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Value Creation ⓘ

Value Creation Index Colour Code Guide ⓘ

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
ROCE % ⓘ	22.9%	20.2%	19.2%	20%	19.9%	17.3%	16.3%	14.5%	14.5%	14.1%	-
Value Creation Index ⓘ	1.0	0.8	0.7	0.8	0.8	0.5	0.5	0.3	0.3	NA	-
Growth Parameters ⓘ Growth Parameters Colour Code Guide ⓘ
Sales ⓘ	0	0	0	0	0	0	0	0	0	0	0
Sales YoY Gr.	-	NA	NA	NA	NA	NA	NA	NA	NA	NA	-
Adj EPS ⓘ	8.2	8.6	9.6	11.5	13.3	14.2	14.6	15.1	17.2	18.9	21.8
YoY Gr.	-	5%	10.9%	20.4%	15.4%	7.2%	2.4%	3.4%	14.2%	10%	-
BVPS (₹) ⓘ	39.7	46.9	54.7	63.7	74.6	88.8	100.9	114.1	129.1	145.7	162.3
Adj Net Profit ⓘ	820	861	955	1,150	1,327	1,422	1,456	1,506	1,721	1,894	2,181
Cash Flow from Ops. ⓘ	2,715	5,778	8,525	10,395	13,473	19,299	23,878	21,852	28,656	29,122	-
Debt/CF from Ops. ⓘ	0	0	0	0	0	0	0	0	0	0	-

CAGR ⓘ

CAGR Colour Code Guide ⓘ

	9 Years	5 Years	3 Years	1 Years
Sales ⓘ	NA	NA	NA	NA
Adj EPS ⓘ	9.7%	7.3%	9.1%	10%
BVPSⓘ	15.5%	14.3%	13%	12.8%
Share Price	-	7.8%	7.1%	-2.8%

Key Financial Parameters ⓘ

Performance Ratio Colour Code Guide ⓘ

	Mar'23	Mar'24	TTM
Return on Equity % ⓘ	26.6	13.8	-
Op. Profit Mgn % ⓘ	0	0	-
Net Profit Mgn % ⓘ	0	0	-
Debt to Equity ⓘ	0	0	-
Working Cap Days ⓘ	0	0	0
Cash Conv. Cycle ⓘ	0	0	21

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 14.10%

Sales growth is good in last 4 quarters at 14.75%

Sales growth has been subdued in last 3 years 0.00%

Net Profit has been subdued in last 3 years 9.10%

Latest Financials - SBI Life Insurance Company Ltd.

	Standalone	Consolidated
TTM EPS (₹)	21.8	-
TTM Sales (₹ Cr.)	82,805	-
BVPS (₹.) ⓘ	162.3	-
Reserves (₹ Cr.) ⓘ	15,257	-
P/BV ⓘ	8.69	-
PE ⓘ	64.75	-

From the Market
52 Week Low / High (₹)	1307.00 / 1935.00
All Time Low / High (₹)	487.00 / 1935.00
Market Cap (₹ Cr.)	1,41,258
Equity (₹ Cr.)	1,002.1
Face Value (₹)	10
Industry PE ⓘ	21.3

Management X-Ray of SBI Life Insuran:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of SBI Life Insuran

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

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Key Ratios of SBI Life Insuran

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Sales (Cr.)

ROE (%)

ROCE (%)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Income From Investments	276	318	402	452	506	477	688	983	795	1,034
Other Income ⓘ	7	8	8	11	14	7	6	5	1	0
Expenses	2	117	90	108	129	525	856	1139	1745	1679
Profit Before Tax	834	874	975	1,184	1,373	1,414	1,542	1,561	1,758	1,942
Tax ⓘ	14	13	20	34	46	-9	87	55	38	48
Adjustments	0	0	0	0	0	0	0	0	0	0
Net Profit	820	861	955	1,150	1,327	1,422	1,456	1,506	1,721	1,894
Adjusted EPS (₹)	8.20	8.61	9.55	11.50	13.27	14.22	14.56	15.05	17.19	18.91
Dividend Payout Ratio (%)	15%	17%	16%	17%	15%	0%	17%	13%	15%	14%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Equity and Liabilities
Share Capital ⓘ	1,000	1,000	1,000	1,000	1,000	1,000	1,000	1,000	1,001	1,001
Reserve and Surplus	2,974	3,691	4,465	5,374	6,460	7,884	9,092	10,417	11,922	13,588
Fair Value A/C	65	42	87	153	116	-141	308	204	93	317
Borrowings ⓘ	0	0	0	0	0	0	0	0	0	0
Policy Holders Fund	501	335	776	943	1,056	-1,587	2,727	3,207	2,039	4,719
Funds For Appropriations	1	0	0	193	282	714	842	994	1,143	1,337
Total Liabilities ⓘ	72,211	80,725	99,225	1,18,156	1,42,998	1,62,558	2,22,592	2,68,207	3,09,587	3,92,783
Assets
Investment	0	0	0	0	0	0	0	0	0	0
Loans	2	124	178	171	173	364	358	363	389	389
Total Net block	265	301	507	511	563	568	564	524	520	551
Total Assets ⓘ	72,211	80,725	99,225	1,18,156	1,42,998	1,62,558	2,22,592	2,68,207	3,09,587	3,92,783

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Cash Flow From Operating Activity ⓘ	2,715	5,778	8,525	10,395	13,473	19,299	23,878	21,852	28,656	29,122
PBT ⓘ	0	0	0	0	0	0	0	0	0	0
Adjustment ⓘ	3,314	7,352	9,450	11,384	14,871	20,891	25,556	23,836	30,846	31,558
Changes in Working Capital ⓘ	0	0	0	0	0	0	0	0	0	0
Tax Paid ⓘ	-600	-1,574	-924	-989	-1,398	-1,593	-1,678	-1,984	-2,190	-2,437
Cash Flow From Investing Activity ⓘ	-182	-7,204	-9,031	-8,910	-13,553	-16,987	-19,203	-21,611	-30,203	-31,221
Capex	-25	-178	-148	-107	-141	-81	-104	-56	-63	-114
Net Investments	-3,293	-10,906	-13,654	-14,796	-20,336	-25,053	-29,920	-33,353	-43,161	-46,036
Others ⓘ	3,136	3,880	4,771	5,993	6,925	8,147	10,821	11,798	13,021	14,929
Cash Flow From Financing Activityⓘ	-117	-144	-144	-221	-241	-198	3	-231	-415	-227
Net Proceeds from Shares ⓘ	0	0	0	0	0	1	3	19	35	43
Net Proceeds from Borrowing ⓘ	0	0	0	0	0	0	0	0	0	0
Interest Paid ⓘ	0	0	0	0	0	0	0	0	0	0
Dividend Paid ⓘ	-100	-120	-120	-150	-200	-200	0	-250	-450	-270
Others ⓘ	-17	-24	-24	-71	-41	0	0	0	0	0
Net Cash Flow ⓘ	2,416	-1,570	-651	1,264	-321	2,113	4,678	10	-1,962	-2,327

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Ratios
ROE (%)
ROCE (%)
Asset Turnover Ratio	0.19	0.2	0.23	0.23	0.25	0.26	0.26	0.24	0.23	0.23
PAT to CFO Conversion(x)	3.31	6.71	8.93	9.04	10.15	13.57	16.4	14.51	16.65	15.38
Working Capital Days
Receivable Days	0	0	0	0	0	0	0	0	0	0
Inventory Days	0	0	0	0	0	0	0	0	0	0
Payable Days	0	0	0	0	0	0	0	0	0	0

SBI Life Insurance Company Ltd Stock News

SBI Life Insurance Company Ltd FAQs

What is the share price of SBI Life Insuran?

Company share prices are keep on changing according to the market conditions. The closing price of SBI Life Insuran on 18-Dec-2024 11:13 is ₹1,405.

What is the market cap of SBI Life Insuran?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 18-Dec-2024 11:13 the market cap of SBI Life Insuran stood at ₹1,41,258.3.

What is the P/E ratio of SBI Life Insuran?

The latest P/E ratio of SBI Life Insuran as of 18-Dec-2024 11:13 is 64.75.

What is the P/B ratio of SBI Life Insuran?

The latest P/B ratio of SBI Life Insuran as of 18-Dec-2024 11:13 is 8.69.

What is the 52-week high and low of SBI Life Insuran?

The 52-week high of SBI Life Insuran is ₹1,935 and the 52-week low is ₹1,307.

What is the TTM revenue of SBI Life Insuran?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of SBI Life Insuran is ₹82,805 ( Cr.) .

About SBI Life Insurance Company Ltd

SBI Life Insurance Company Limited (SBI Life), incorporated in the year 2000, established as joint venture between State Bank of India and BNP Paribas Cardif S.A. and is one of the leading life Insurance companies in India. SBI Life has a multi-channel distribution network comprising of an expansive Bancassurance channel with SBI, which has an unrivalled strength of many branches across the country. SBI Life also has a large and productive agent network. The Company’s other distribution channels include direct sales and sales through corporate agents, brokers, insurance marketing firms and other intermediaries. The Company is listed on National Stock Exchange (NSE) and The Bombay Stock Exchange (BSE).

Business area of the company

SBI Life offers a comprehensive range of life insurance and pension products at competitive prices, ensuring high standards of customer service and world class operating efficiency. The Company offers individual and group products which include savings and protection plans to address the insurance needs of diverse customer segments.

Products

SBI Life has a wide range of products catering to various customer needs in the life, health, pension & micro-insurance segments. These products are customer centric, simple to understand and have competitive features. The products include Individual Life Insurance Plans and Group Insurance Plans.

Awards

2016: Outlook Money Awards 2016
2016: CLO Chief Learning Officer Summit India - 2016
2016: LIMRA and LOMA Social Media Silver Bowl Awards 2016
2016: CLO Chief Learning Officer Summit India - 2016
2016: Life Insurance Company of the Year
2016: Bancassurance Leader Life Insurance
2017: Skoch Resilient India awards 2017
2017: DSCI Excellence Awards 2017
2017: CTO Leadership Award 2017
2017: Digital Innovation Award 2017
2017: TISS Leapvault CLO Awards 2017
2017: Fintelekt Insurance Awards 2017 -Data Analytics Initiative of the Year (Overall Award Across Life, General, Health)
2017: Fintelekt Insurance Awards 2017 -Bancassurance Leader, Life Insurance (Large Companies Category)
2017: Fintelekt Insurance Awards 2017 - Private Sector Life Insurance Company of the Year (Large Category)
2017: Brand of the Year 2016-17
2018: TISS Leapvault CLO Awards 2018
2018: 30th Qualtech Prize 2018
2018: Risk & Insurance Management Society (RIMS), USA 2018
2018: Golden Peacock Award for Risk Management 2018
2019: Indian Television BrandVid Awards 2019
2019: Foxglove Awards 2019
2019: ICC Emerging Asia Insurance Conclave & Awards 2019
2019: SMART Award-Life Insurance in Large Category
2019: Gold Shield from ICAI for FY 2018-19
2020: India's Leading Life Insurance Company - Private
2020: Financial Services Company of the Year
2020: Life Insurance Provider of the Year

Milestones

2000: Startup Information (Important Events of Financial Year 2000-01)
2000: SBI Life Insurance Co. Ltd. incorporated under Companies Act,1956 on October 11, 2000 Joint Venture agreement signed with BNP Cardif on February 27, 2001.
2001: Actual Commencement of Business
2002: Launch of Bancassurance Channel
2004: Launch of Unit Linked Product
2005: First new generation Private Life Insurance Company to make profit for the year at Rs 2.03 crore
2007: Wipes of entire accumulated loss, GWP (Gross Written Premium) benchmark of Rs 5000 crore achieved
2009: GWP (Gross Written Premium) crosses Rs 10,000 crore benchmark
2010: Number of branches exceeded 500 branches
2011: Profits cross Rs 500 crore
2012: Assets under Management cross Rs 50,000 crore
2014: Declaration of higher Dividend
2015: GWP (Gross Written Premium) crosses milestone of 15,000 crore - Rs 15825 crore
2016: Renewal Premium Collection crosses milestone of Rs 10,000 crore - Rs 10,871 crore
2017: Assets under Management cross Rs 1,00,000 crore
2018: SBI Life got listed on BSE and NSE
2018: Total Asset under Management (AuMs) of the Company crossed Rs 1 trillion
2018: The Company clocked in profit after tax of Rs 10 billion
2019: The Company crossed the Rs 300 billion revenue mark in Gross Written Premium