Is Oracle Financial Services Software a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that Oracle Financial Services Software Ltd is a good quality company .

Is Oracle Financial Services Software undervalued or overvalued?

The key valuation ratios of Oracle Financial Services Software Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone .

What is Oracle Financial Services Software share price return in the past 10 years?

Oracle Financial Services Software Ltd share price has appreciated 12.9% annually (CAGR) over the past ten years.

Is Oracle Financial Services Software a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Oracle Financial Services Software Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

What is the P/E ratio of Oracle Financial Services Software?

The latest standalone P/E ratio of Oracle Financial Services Software as of 21-Nov-2024 is 43.77.

What is the P/B ratio of Oracle Financial Services Software?

The latest standalone P/B ratio of Oracle Financial Services Software as of 21-Nov-2024 is 18.69.

What is the 52-week high and low of Oracle Financial Services Software?

The 52-week high of Oracle Financial Services Software is Rs. 12618.95 and the 52-week low is Rs. 3961.15.

What is the TTM revenue of Oracle Financial Services Software?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Oracle Financial Services Software is Rs. 5091.59 (Cr.).

Oracle Financial Services Software Ltd - Stock Valuation and Financial Performance

Name: Oracle Financial Services Software
Brand: Oracle Financial Services Software

BSE: 532466 | NSE: OFSS | IT - Software | Mid Cap

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Oracle Finl. Service Share Price

₹11,105.30 -52.05 -0.47%
as on 21-Nov'24 15:46

10 Year X-Ray of Oracle Finl. Service:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis ^P

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Value Creation ⓘ

Value Creation Index Colour Code Guide ⓘ

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
ROCE % ⓘ	30%	43.1%	44.3%	46.2%	47%	40%	37.2%	36.4%	35.5%	39.8%	-
Value Creation Index ⓘ	1.7	2.8	2.9	3.1	3.2	2.6	2.3	2.2	2.2	2.5	-
Growth Parameters ⓘ Growth Parameters Colour Code Guide ⓘ
Sales ⓘ	3,905	4,131	4,427	4,527	4,959	4,861	4,984	5,221	5,698	6,373	6,881
Sales YoY Gr.	-	5.8%	7.2%	2.3%	9.5%	-2%	2.5%	4.8%	9.1%	11.8%	-
Adj EPS ⓘ	148.1	128	147.3	146.3	159.7	170.8	207.1	217.2	207.6	257.2	287.5
YoY Gr.	-	-13.6%	15.1%	-0.6%	9.1%	6.9%	21.3%	4.9%	-4.4%	23.9%	-
BVPS (₹) ⓘ	407	536	362.4	529.3	556.5	744.9	778.2	805.1	845.6	891.4	813.7
Adj Net Profit ⓘ	1,253	1,084	1,251	1,250	1,370	1,467	1,783	1,874	1,794	2,229	2,495
Cash Flow from Ops. ⓘ	1,060	712	1,121	1,157	1,380	1,522	1,920	1,856	1,758	1,791	-
Debt/CF from Ops. ⓘ	0	0	0	0	0	0	0	0	0	0	-

CAGR ⓘ

CAGR Colour Code Guide ⓘ

	9 Years	5 Years	3 Years	1 Years
Sales ⓘ	5.6%	5.2%	8.5%	11.8%
Adj EPS ⓘ	6.3%	10%	7.5%	23.9%
BVPSⓘ	9.1%	9.9%	4.6%	5.4%
Share Price	12.9%	30.2%	36.4%	167.4%

Key Financial Parameters ⓘ

Performance Ratio Colour Code Guide ⓘ

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Return on Equity % ⓘ	20.5	26.7	31.5	31.4	28.4	25.5	26.6	26.9	24.6	29.1	33.7
Op. Profit Mgn % ⓘ	39.6	39	39.1	39.8	42	45.6	49	47.9	43.4	43.7	46.5
Net Profit Mgn % ⓘ	32.1	26.2	28.3	27.6	27.6	30.2	35.8	35.9	31.5	35	36.3
Debt to Equity ⓘ	0	0	0	0	0	0	0	0	0	0	0
Working Cap Days ⓘ	490	375	161	174	173	182	176	173	173	178	197
Cash Conv. Cycle ⓘ	53	57	60	64	63	63	57	55	60	61	164

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 33.70%

Sales growth is good in last 4 quarters at 18.12%

Sales growth has been subdued in last 3 years 8.54%

Net Profit has been subdued in last 3 years 7.49%

Latest Financials - Oracle Financial Services Software Ltd.

	Standalone	Consolidated
TTM EPS (₹)	254.9	287.5
TTM Sales (₹ Cr.)	5,092	6,881
BVPS (₹.) ⓘ	597	813.7
Reserves (₹ Cr.) ⓘ	5,139	7,020
P/BV ⓘ	18.69	13.71
PE ⓘ	43.77	38.81

From the Market
52 Week Low / High (₹)	3961.15 / 12618.95
All Time Low / High (₹)	216.53 / 12618.95
Market Cap (₹ Cr.)	96,842
Equity (₹ Cr.)	43.4
Face Value (₹)	5
Industry PE ⓘ	34.4

Management X-Ray of Oracle Finl. Service:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Oracle Finl. Service

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Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

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Key Ratios of Oracle Finl. Service

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Sales (Cr.)

ROE (%)

ROCE (%)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Sales	3,905	4,131	4,427	4,527	4,959	4,861	4,984	5,221	5,698	6,373
Operating Expenses ⓘ	2,446	2,549	2,731	2,744	2,883	2,655	2,570	2,729	3,243	3,605
Manufacturing Costs	207	185	202	194	190	179	168	180	235	297
Material Costs	0	0	0	0	0	0	0	0	0	0
Employee Cost	1,848	1,950	2,070	2,099	2,196	2,118	2,202	2,406	2,774	2,983
Other Costs ⓘ	390	414	459	451	497	359	201	142	234	325
Operating Profit ⓘ	1,459	1,582	1,696	1,783	2,076	2,206	2,414	2,493	2,456	2,768
Operating Profit Margin (%)	37.4%	38.3%	38.3%	39.4%	41.9%	45.4%	48.4%	47.7%	43.1%	43.4%
Other Income ⓘ	440	240	195	118	245	200	187	141	208	356
Interest ⓘ	0	0	0	0	0	47	19	12	13	28
Depreciation ⓘ	68	53	70	61	54	106	104	93	81	74
Exceptional Items ⓘ	0	-22	-63	0	0	0	0	0	0	0
Profit Before Tax ⓘ	1,831	1,748	1,757	1,840	2,267	2,252	2,477	2,528	2,570	3,022
Tax ⓘ	639	699	572	603	881	790	715	639	764	803
Profit After Tax	1,192	1,049	1,185	1,237	1,386	1,462	1,762	1,889	1,806	2,219
PAT Margin (%)	30.5%	25.4%	26.8%	27.3%	27.9%	30.1%	35.4%	36.2%	31.7%	34.8%
Adjusted EPS (₹)	140.9	123.9	139.6	144.9	161.6	170.3	204.7	219.0	209.1	256.1
Dividend Payout Ratio (%)	472%	81%	122%	90%	0%	106%	98%	87%	108%	94%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Equity and Liabilities
Shareholders Fund	3,444	4,539	3,078	4,517	4,772	6,397	6,697	6,944	7,306	7,726
Share Capital ⓘ	42	42	42	43	43	43	43	43	43	43
Reserves ⓘ	3,402	4,497	3,036	4,475	4,729	6,354	6,654	6,900	7,262	7,683
Minority Interest	0	0	0	0	0	0	0	0	0	0
Debt	0	0	0	0	0	0	0	0	0	0
Long Term Debt	0	0	0	0	0	0	0	0	0	0
Short Term Debt	0	0	0	0	0	0	0	0	0	0
Trade Payables	36	38	11	65	57	35	46	40	38	102
Others Liabilities ⓘ	7,559	1,012	2,797	1,228	1,241	1,488	1,409	1,609	1,775	1,921
Total Liabilities ⓘ	11,039	5,589	5,886	5,810	6,070	7,920	8,153	8,592	9,119	9,749
Fixed Assets
Gross Block	1,392	1,334	1,346	1,352	1,403	1,592	1,564	1,580	1,598	1,555
Accumulated Depreciation	481	469	486	525	550	640	690	719	762	761
Net Fixed Assetsⓘ	911	865	860	827	854	953	874	861	837	795
CWIP ⓘ	0	5	1	3	0	0	0	4	1	3
Investmentsⓘ	0	0	0	0	0	0	0	0	0	0
Inventories	0	0	0	0	0	0	0	0	0	0
Trade Receivables	602	831	718	1,007	947	925	803	926	1,083	1,319
Cash Equivalents ⓘ	3,564	2,785	3,032	2,646	2,828	4,497	4,914	5,122	5,470	5,538
Others Assetsⓘ	5,962	1,102	1,276	1,328	1,440	1,545	1,562	1,679	1,728	2,094
Total Assets ⓘ	11,039	5,589	5,886	5,810	6,070	7,920	8,153	8,592	9,119	9,749

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Cash Flow From Operating Activity ⓘ	1,060	712	1,121	1,157	1,380	1,522	1,920	1,856	1,758	1,791
PBT ⓘ	1,831	1,748	1,757	1,840	2,267	2,252	2,477	2,528	2,570	3,022
Adjustment ⓘ	-240	-82	102	29	-13	44	58	62	-14	-72
Changes in Working Capital ⓘ	210	-251	-21	-86	90	-3	95	-34	-105	-354
Tax Paid ⓘ	-741	-703	-718	-625	-964	-772	-711	-700	-693	-806
Cash Flow From Investing Activity ⓘ	3,726	981	1,849	-1,353	221	-1,384	46	-167	137	1,598
Capex	-13	-26	-57	-30	-76	-54	-19	-38	-38	-30
Net Investments	3,181	802	1,745	-1,372	183	-1,459	-73	-227	19	1,379
Others ⓘ	559	205	161	49	114	129	137	97	156	249
Cash Flow From Financing Activityⓘ	-4,690	-1,776	-931	-1,630	-1,250	-47	-1,590	-1,733	-1,665	-1,958
Net Proceeds from Shares ⓘ	109	58	59	59	75	4	6	26	8	21
Net Proceeds from Borrowing ⓘ	0	0	0	0	0	0	0	0	0	0
Interest Paid ⓘ	0	0	0	0	0	-12	-8	-5	-5	-3
Dividend Paid ⓘ	-4,102	-1,523	-848	-1,447	-1,112	-4	-1,547	-1,726	-1,642	-1,946
Others ⓘ	-697	-311	-142	-241	-212	-36	-41	-28	-27	-30
Net Cash Flow ⓘ	97	-83	2,038	-1,825	351	90	376	-45	230	1,430

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Ratios
ROE (%)	19.51	26.28	31.12	32.57	29.84	26.18	26.91	27.69	25.35	29.53
ROCE (%)	29.96	43.05	44.26	46.17	47.01	39.97	37.21	36.43	35.48	39.83
Asset Turnover Ratio	0.35	0.5	0.77	0.77	0.83	0.69	0.62	0.62	0.64	0.68
PAT to CFO Conversion(x)	0.89	0.68	0.95	0.94	1	1.04	1.09	0.98	0.97	0.81
Working Capital Days
Receivable Days	60	63	64	70	72	70	63	60	64	69
Inventory Days	0	0	0	0	0	0	0	0	0	0
Payable Days	0	0	0	0	0	0	0	0	0	0

Oracle Financial Services Software Ltd Stock News

Oracle Financial Services Software Ltd FAQs

What is the share price of Oracle Finl. Service?

Company share prices are keep on changing according to the market conditions. The closing price of Oracle Finl. Service on 21-Nov-2024 15:46 is ₹11,105.3.

What is the market cap of Oracle Finl. Service?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 21-Nov-2024 15:46 the market cap of Oracle Finl. Service stood at ₹96,841.7.

What is the P/E ratio of Oracle Finl. Service?

The latest P/E ratio of Oracle Finl. Service as of 21-Nov-2024 15:46 is 43.77.

What is the P/B ratio of Oracle Finl. Service?

The latest P/B ratio of Oracle Finl. Service as of 21-Nov-2024 15:46 is 18.69.

What is the 52-week high and low of Oracle Finl. Service?

The 52-week high of Oracle Finl. Service is ₹12,619 and the 52-week low is ₹3,961.2.

What is the TTM revenue of Oracle Finl. Service?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Oracle Finl. Service is ₹5,092 ( Cr.) .

About Oracle Financial Services Software Ltd

Oracle Financial Services Software was incorporated in India with limited liability on September 27, 1989. The company is domiciled in Indian and has its registered office in Mumbai, Maharashtra. The company is a subsidiary of Oracle Global (Mauritius) Limited holding majority of stake in the company.

The company along with its subsidiaries is principally engaged in the business of providing information technology solutions and business processing services to the financial service industry worldwide. The company has a suite of banking products, which caters to the transaction processing and compliance need of corporate, retail, investment banking, treasury operations and data warehousing.

Business area of the company

The company offers a complete suite of integrated applications for Sales, Service, Marketing, Human Resources, Finance, Supply Chain and Manufacturing, plus Highly Automated and Secure Generation 2 Infrastructure featuring the Oracle Autonomous Database.

Products and services

INFRASTRUCTURE

Oracle Cloud Infrastructure

Oracle Cloud Free Tier
Compute
Storage
Networking
Analytics
Application Development
Cloud Database Services
Content Management
Integration
Observability and Management
Security, Identity, and Compliance
Cloud Marketplace
Cloud@Customer

Software

Oracle Database
Java
Linux
MySQL

Hardware

Exadata

Featured Products

Autonomous Database
Oracle Cloud for Government

APPLICATIONS

Cloud Applications

Enterprise Resource Planning
Enterprise Performance Management
Supply Chain and Manufacturing
Human Capital Management
Customer Experience (CX)
Data Cloud

Industry Applications

Banking and Insurance
Communications
Construction and Engineering
Food and Beverage
Healthcare
Hospitality
Life Sciences
Public Sector
Retail
Utilities

NetSuite

On-Premises Applications
Awards and recognitions

2017

Oracle Recognized as Category Leader in Chartis RiskTech Quadrant for Financial Crime Risk Management Systems 2017
Ovum Report: Oracle Provides a Window to the “Black Box” to Drive Machine Learning in Anti-Money Laundering

2018

Oracle and Equisoft Stand Out in Aite Group Life Insurance Claims Report
Oracle Recognized as Category leader in Chartis RiskTech Quadrant for Enterprise Fraud Technology 2018

2019

Arbuthnot Latham Wins CITY A.M. Award, Bank of the Year 2019 with Oracle Solutions
Oracle Led Team Optipay Wins SIBOS 2019 Hackathon
Oracle Retains Top Three Position and Wins Multiple Awards in Chartis RiskTech100 2020
Oracle Asset Liability Management (ALM) Wins Product of the Year at Asia Risk Technology Awards 2019
Oracle a Leader in 2019 Gartner Magic Quadrant for Global Retail Banking
KeyBank Wins Celent Model Bank 2019 Award
Oracle Recognized as a Leader in 2019 IDC Worldwide End-to-End Corporate Banking Solutions Providers
Novarica Market Navigator: Life / Health / Annuity New Business and Underwriting Systems
Oracle Wins in Five Categories While Retaining Second Position in Chartis RiskTech100® 2019
Oracle Recognized as Category Leader in Chartis RiskTech Quadrant® for AML/Watchlist Monitoring Solutions 2019

2020

Top 3 FinTech Solutions in CeFPro FinTech Leaders Ranking
Top 3 in RiskTech 100 2020
IFRS 17 Solutions Provider of the Year AsiaRisk Awards 2020
2020 XCelent Awards Health Policy Administration Systems Greatest Breadth of Functionality
Leader in Gartner Magic Quadrant for Global Retail Banking
Category Leader in Chartis RiskTech Quadrant for IFRS 17 / LDTI Compliance
Leader in Gartner Magic Quadrant for Life Insurance Systems
Leader in IDC Marketscape for End-to-End Corporate Banking Solutions
Oracle Recognized by Chartis Research as Category Leader for IFRS 17/LDTI Compliance Solutions
Oracle Financial Services Wins IFRS 17 Solutions Provider of The Year at Asia Risk Technology Awards 2020
Oracle a Winner in Celent Health Policy Administration Systems Report
Novarica Market Navigator: Life / Health / Annuity Policy Administration Systems 2020
Oracle a Leader in 2020 Gartner Magic Quadrant for Global Retail Core Banking
Westpac Wins Benchmark Award, Best Finance Project, with Oracle Customer Service Solution
Oracle Named a Leader in the Gartner Magic Quadrant for Life Insurance Systems