Is KJMC Financial Services a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that KJMC Financial Services Ltd is a below average quality company .

Is KJMC Financial Services undervalued or overvalued?

The key valuation ratios of KJMC Financial Services Ltd's currently when compared to its past seem to suggest it is in the Fair zone .

What is KJMC Financial Services share price return in the past 10 years?

KJMC Financial Services Ltd share price has appreciated 14.9% annually (CAGR) over the past ten years.

Is KJMC Financial Services a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of KJMC Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

What is the P/E ratio of KJMC Financial Services?

The latest standalone P/E ratio of KJMC Financial Services as of 18-May-2024 is 35.87.

What is the P/B ratio of KJMC Financial Services?

The latest standalone P/B ratio of KJMC Financial Services as of 18-May-2024 is 0.30.

KJMC Financial Services Ltd - Stock Valuation and Financial Performance

Name: KJMC Financial Services
Brand: KJMC Financial Services

BSE: 530235 | NSE: KJMCFIN | Finance - NBFC | Small Cap

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KJMC Financial Serv Share Price

₹68 0.25 0.37%
as on 18-May'24 10:00

DeciZen - make an informed investing decision on KJMC Financial Serv

Based on:

Data

M-Cap below 100cr DeciZen not available

KJMC Financial Services stock performance -

PE Chart Key Ratios

P/E Ratio (SA):

35.87

Market Cap:

32.4 Cr.

52-wk low:

30.1

52-wk high:

78.5

Is KJMC Financial Services Ltd an attractive stock to invest in?

10 Year X-Ray of KJMC Financial Serv: Login to view analysis.

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis ^P

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	TTM
Operating Income (₹ Cr.)	0.6	1.3	2.2	2.8	6.9	2.3	1.8	1.5	3.6	2.9	1
YoY Gr. Rt. %	-	104.9%	75.2%	28.3%	146.3%	-66.2%	-23.5%	-16.2%	138.7%	-19.3%	-
Adj EPS (₹ )	0.3	0.5	1.4	0.9	1	-1.4	-3.2	-2.9	-0.9	-1.9	1.9
YoY Gr. Rt. %	-	53.3%	206.5%	-37.6%	18.2%	-238.5%	NA	NA	NA	NA	-
BVPS (₹ )	34.5	34	32.3	31.8	32.8	51.7	50.7	123.4	146.9	144	225.6
YoY Gr. Rt. %	-	-1.5%	-4.9%	-1.6%	3.3%	57.4%	-1.9%	143.5%	19.1%	-2%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	0.5	0.9	2.8	1.7	1.8	-2	-3.9	-2.6	-0.6	-1.1	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	18.9%	-16%	17.3%	-19.3%
Adj EPS	-222.6%	-212.5%	NA	NA
BVPS	17.2%	34.4%	41.6%	-2%
Share Price	14.9%	26.7%	89.5%	107.3%

Key Financial Ratios


RATIOS \ YEARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	16.9	14.5	28.9	15.1	7.2	-29.5	-84.2	-93.4	-12	-31	75.4
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	0.9	1.4	4.5	2.8	3.2	-3.4	-6.2	-3.4	-0.7	-1.3	0.8

Recent Performance Summary

Latest Financials - KJMC Financial Services Ltd.

	Standalone	Consolidated
TTM EPS (₹)	1.9	1.8
TTM Sales (₹ Cr.)	1.2	1.2
BVPS (₹.) ⓘ	225.6	275.6
Reserves (₹ Cr.) ⓘ	103	127
P/BV ⓘ	0.30	0.25
PE ⓘ	35.87	37.61

From the Market
52 Week Low / High (₹)	30.12 / 78.50
All Time Low / High (₹)	0.90 / 95.00
Market Cap (₹ Cr.)	32.4
Equity (₹ Cr.)	4.8
Face Value (₹)	10
Industry PE ⓘ	30

Management X-Ray of KJMC Financial Serv:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of KJMC Financial Serv

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

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Key Ratios of KJMC Financial Serv

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Income	0.72	1.34	2.25	2.83	6.99	2.74	2.36	1.95	3.74	3.09
Interest Income	0.61	1.25	2.19	2.81	6.92	2.34	1.79	1.50	3.58	2.89
Other Income ⓘ	0.11	0.09	0.06	0.02	0.07	0.40	0.56	0.46	0.15	0.20
Expenditure ⓘ	0.65	1.23	1.63	2.52	6.39	3.39	3.90	3.79	3.83	3.72
Interest Expense ⓘ	0.09	0.16	0.21	0.40	1.30	1.41	1.18	0.79	0.86	0.71
Operating Expenses ⓘ	0.47	1.02	1.37	2.07	5.03	1.86	2.60	2.58	2.81	2.88
Provisions	0.09	0.04	0.05	0.05	0.05	0.13	0.12	0.42	0.16	0.13
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0.07	0.11	0.62	0.30	0.60	-0.65	-1.54	-1.84	-0.10	-0.63
Taxes ⓘ	-0.04	-0.07	-0.01	-0.12	0.10	0.04	-0.03	-0.44	0.33	0.26
Profit After Tax	0.10	0.18	0.63	0.42	0.50	-0.69	-1.51	-1.40	-0.43	-0.89
Adjusted EPS (₹)	0.3	0.5	1.4	0.9	1.0	-1.4	-3.2	-2.9	-0.9	-1.9
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Equity and Liabilities
Equity Capital	12.88	14.16	14.79	15.21	15.71	24.72	24.25	59.03	70.32	68.89
Share Capital ⓘ	4.34	4.79	4.79	4.79	4.79	4.79	4.79	4.79	4.79	4.79
Reserves ⓘ	8.54	9.38	10.01	10.43	10.93	19.94	19.46	54.24	65.53	64.11
Minority Interest	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	3.49	6.21	5.97	0.77	0.99	3.31	4.71	10.08	10.25	13.10
Current Liabilities	3.10	1.80	2.24	9.95	12.13	11	9.54	0.31	0.23	0.26
Trade Payables	0.01	0	0	0	0	0.03	0.05	0.08	0.09	0.09
Short term borrowings	3	1.67	2.10	9.31	11.97	10.68	9.17	0	0	0
Other Liabilities	-3.01	-1.67	-2.10	-9.31	-11.97	-10.71	-9.22	-0.08	-0.09	-0.09
Total Liabilities ⓘ	19.47	22.17	23	25.94	28.83	39.03	38.49	69.42	80.80	82.25
Assets
Non Current Asset	19.24	21.14	22.50	23.18	23.97	25.28	24.35	62.40	71.62	68.72
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	19.24	21.14	22.50	23.18	23.97	25.28	24.35	62.40	71.62	68.72
Current Asset	0.23	1.03	0.50	2.76	4.86	13.75	14.14	7.02	9.18	13.53
Current Investment	0.14	0	0	0	0.06	0.83	0.35	0.49	2.49	4.79
Other Current Asset	0.09	1.03	0.50	2.76	4.81	12.92	13.79	6.53	6.68	8.74
Total Assets ⓘ	19.47	22.17	23	25.94	28.83	39.03	38.49	69.42	80.80	82.25

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Cash Flow From Operating Activity ⓘ	-1.35	-2.50	0.03	-1.67	-1.40	-3.65	-1.23	0.57	-1.28	-2.58
Cash Flow From Investing Activity ⓘ	0.56	0	-0.03	0	-0.01	12.91	1.54	2.72	0.86	-0.21
Cash Flow From Financing Activity ⓘ	0.81	2.49	-0.01	1.64	1.42	-2.39	-0.23	-10.01	0.54	2.83
Net Cash Flow ⓘ	0.02	-0.01	-0.01	-0.03	0.01	6.87	0.07	-6.72	0.12	0.04

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Operational & Financial Ratios
EPS (₹)	0	0	1	1	1	-1	-3	-3	-1	-2
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	35	34	32	32	33	52	51	123	147	144
Performance Ratios
ROA (%)	0.5	0.9	2.8	1.7	1.8	-2.0	-3.9	-2.6	-0.6	-1.1
ROE (%)	0.9	1.4	4.5	2.8	3.2	-3.4	-6.2	-3.4	-0.7	-1.3
ROCE (%)	1.0	1.7	5.0	3.4	7.3	2.4	-1.0	-2.1	1.1	0.1
Valuation Parameters
Price/Book(x)	0.5	0.4	0.4	0.8	1.0	0.4	0.0	0.1	0.2	0.2

KJMC Financial Services Ltd Stock News

KJMC Financial Services Ltd FAQs

What is the share price of KJMC Financial Serv?

Company share prices are keep on changing according to the market conditions. The closing price of KJMC Financial Serv on 18-May-2024 10:00 is ₹68.00.

What is the market cap of KJMC Financial Serv?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 18-May-2024 10:00 the market cap of KJMC Financial Serv stood at ₹32.42.

What is the P/E ratio of KJMC Financial Serv?

The latest P/E ratio of KJMC Financial Serv as of 18-May-2024 10:00 is 35.87.

What is the P/B ratio of KJMC Financial Serv?

The latest P/B ratio of KJMC Financial Serv as of 18-May-2024 10:00 is 0.30.

What is the 52-week high and low of KJMC Financial Serv?

The 52-week high of KJMC Financial Serv is ₹78.50 and the 52-week low is ₹30.12.

What is the TTM revenue of KJMC Financial Serv?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of KJMC Financial Serv is ₹1.20 ( Cr.) .

About KJMC Financial Services Ltd

KJMC Financial Services, a KJMC Group company was incorporated in 1988 and is registered as NBFC under section 45 IA of RBI. It is engaged in the investments in securities, bonds & other asset classes and advancing loan to the investors. Currently it is listed on BSE with a shareholder base of around 4000.

KJMC Group was set up in 1988, by professionals with vision, Khandelwal Jain Management Consultancy Services Pvt. Ltd. (KJMC) has grown at a steady pace. Today it offers a diverse spectrum of integrated financial services to its clients.

KJMC Financial Services Ltd has received registration for sponsoring KJMC mutual fund from SEBI. With KJMC Asset Management Company formed the group is poised to launch its mutual fund in the near future and make its entry into the high growth mutual fund industry.Services offered by the company: