Ladderup Finance Ltd - Stock Valuation and Financial Performance

BSE: 530577 | NSE: | Finance - NBFC | Small Cap

Ladderup Finance Share Price

71.06 3.38 4.99%
as on 20-Dec'24 16:59

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adderup Finance stock performance -

mw4me loader
P/E Ratio (SA):
0.00
Market Cap:
75.3 Cr.
52-wk low:
27
52-wk high:
82

Is Ladderup Finance Ltd an attractive stock to invest in?

1. Is Ladderup Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Ladderup Finance Ltd is a below average quality company.

2. Is Ladderup Finance Ltd undervalued or overvalued?

The key valuation ratios of Ladderup Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Ladderup Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Ladderup Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Ladderup Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Ladderup Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)2.73.715.310.731.91.71.41.30.81
YoY Gr. Rt. %-39.1%314.6%-30.5%-72.1%-37.4%-11.3%-16.4%-5.8%-36.2%-
Adj EPS (₹ ) 1.429.84.9-0.2-1.1-0.1-0.3-1.3-4.9-6.2
YoY Gr. Rt. %-45.6%396%-49.7%-103.9%NANANANANA-
BVPS (₹ )27.429.439.244.251.241.142.846.246.15163.3
YoY Gr. Rt. %-7.2%33.4%12.6%15.9%-19.6%4.1%7.9%-0.2%10.7%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)4.76.324.69.8-0.3-2.2-0.1-0.7-2.9-9.40

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income-12.1%-22.5%-20.5%-36.2%
Adj EPS-215.4%NANANA
BVPS7.2%-0.1%6%10.7%
Share Price 9.5% 13.9% 43.1% 140.8%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)65.868.982.259.6-8.1-73.6-4.3-27.4-126.1-761.3-478.5
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)5.1728.611.9-0.4-2.3-0.1-0.7-2.8-10.1-12.1

Recent Performance Summary

No data to display

Return on Equity is Poor

Total Income has declined 21.26 CAGR in last 3 years

Net Profit has declined 0.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Ladderup Finance Ltd.

Standalone Consolidated
TTM EPS (₹) -6.2 -2.7
TTM Sales (₹ Cr.) 1.4 15.4
BVPS (₹.) 63.3 76.6
Reserves (₹ Cr.) 44 71
P/BV 1.12 0.93
PE 0.00 0.00
From the Market
52 Week Low / High (₹) 27.00 / 82.00
All Time Low / High (₹) 0.25 / 82.00
Market Cap (₹ Cr.) 75.3
Equity (₹ Cr.) 10.6
Face Value (₹) 10
Industry PE 28.2

Management X-Ray of Ladderup Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Ladderup Finance

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income2.663.7015.3410.662.991.861.651.381.300.84
Interest Income2.663.7015.3410.662.971.861.651.381.300.83
Other Income 00000.020.010000.01
Expenditure 0.771.112.633.913.373.271.591.723.251.96
Interest Expense 0.410.460.911.361.661.220.060.160.420.51
Operating Expenses 0.270.501.321.451.411.421.401.281.341.32
Provisions 0.090.140.401.110.300.630.130.271.500.13
Exceptional Items 000-0.36000000
Profit Before Tax 1.892.5912.716.38-0.38-1.410.06-0.34-1.96-1.12
Taxes 0.140.040.090.04-0.14-0.040.130.04-0.325.21
Profit After Tax 1.752.5512.626.35-0.24-1.37-0.07-0.38-1.64-6.33
Adjusted EPS (₹)1.42.09.84.9-0.2-1.1-0.1-0.3-1.3-4.9
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital35.3337.8850.4956.8465.7952.8855.0259.3859.2765.58
Share Capital 12.8512.8512.8512.8512.8512.8512.8512.8512.8512.85
Reserves 22.4825.0337.6443.9952.9440.0342.1746.5346.4152.73
Minority Interest0000000000
Long Term Borrowings0-0.014.353.18-0.71-5.78-5.11-5.17-5.131.08
Current Liabilities 3.663.846.129.0711.552.371.742.582.2312.20
Trade Payables00.02000000.0100
Short term borrowings3.263.264.556.9711.031.510.902.081.7011.94
Other Liabilities-3.27-3.28-4.55-6.97-11.03-1.51-0.90-2.09-1.70-11.94
Total Liabilities 38.9941.7160.9669.1076.6349.4751.6556.7956.3778.87

Assets

Non Current Asset 29.6828.4737.8049.2557.1137.1739.9548.1847.2571.38
Loan Asset 0000000000
Other Non Current Asset 29.6828.4737.8049.2557.1137.1739.9548.1847.2571.38
Current Asset 9.3113.2423.1619.8519.5112.3111.708.619.127.48
Current Investment000.640.601.760.982.64000
Other Current Asset9.3113.2422.5319.2517.7611.339.068.619.127.48
Total Assets 38.9941.7160.9669.1076.6349.4751.6556.7956.3778.87

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity -2.060.29-4.104.73-3.94-7.132.910.353.77-10.82
Cash Flow From Investing Activity 0.71-0.05-0.63-0.19020.47-2.95-0.95-3.511.02
Cash Flow From Financing Activity 1.60-0.464.76-0.121.13-13.93-0.710.99-0.789.63
Net Cash Flow 0.25-0.220.034.42-2.81-0.59-0.750.39-0.53-0.17
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)121050-100-1-5
DPS (₹)0000000000
BVPS (₹)27293944514143464651

Performance Ratios

ROA (%)4.76.324.69.8-0.3-2.2-0.1-0.7-2.9-9.4
ROE (%)5.17.028.611.9-0.4-2.3-0.1-0.7-2.8-10.1
ROCE (%)6.37.727.012.11.7-0.30.2-0.3-2.5-0.9

Valuation Parameters

Price/Book(x)0.60.50.70.80.50.70.30.50.40.6

Ladderup Finance Ltd Stock News

Ladderup Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Ladderup Finance on 20-Dec-2024 16:59 is ₹71.06.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 20-Dec-2024 16:59 the market cap of Ladderup Finance stood at ₹75.34.
The latest P/E ratio of Ladderup Finance as of 20-Dec-2024 16:59 is 0.00.
The latest P/B ratio of Ladderup Finance as of 20-Dec-2024 16:59 is 1.12.
The 52-week high of Ladderup Finance is ₹82.00 and the 52-week low is ₹27.00.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Ladderup Finance is ₹1.38 ( Cr.) .

About Ladderup Finance Ltd

Ladderup Finance was incorporated in 1993, promoted by Sunil Goyal. The company is engaged in providing seed funding to businesses having a fundamentally strong and scalable growth model. They base their investment decisions on a thorough analysis of the model of the business, the history of the promoters and the industry that the business is in. In addition to providing initial funding to the promoters, their experienced team of financial consultants hand holds them throughout their journey to enable them to accomplish their preset goals and even more.

Ladderup Finance is a residuary Non Banking Finance Company (NBFC) registered with RBI as an Investment Company. It is listed with the Bombay Stock Exchange (BSE). It makes sure to follow prudent policies in their business operations and their selective approach has resulted in creating maximum value for their shareholders.

Today, the company is broadly divided into the verticals of corporate finance which involves arranging finance for companies and investing in some, corporate advisory wherein highly complicated SMEs are restructured and made “presentable” for getting private equity funding or going for an IPO, investment banking and wealth management.

It has a sector agnostic seed fund with a corpus of over Rs 20 crore. it targets companies in the SME segment with a strong and scalable growth model. The company's ideal investment size is between Rs 10 Lakhs and Rs 200 Lakhs, although they do make exceptions in compelling cases.

Services offered by the company:

  • Seed Funding- Seed funding involves a higher risk than normal venture capital funding since the investor does not see any existing project to evaluate for funding. They have a sector agnostic seed fund with a corpus of over Rs 20 crore.
  • Investment Banking – The company possess the expertise to structure, package and place complex financial instruments as responsible and bankable solutions backed by creative and dedicated execution.
  • Corporate Finance – The Corporate Finance Team examines and recommends options for financing various transactions. It particularly identifies one financial model that is the most appropriate for a particular industry as well as its stakeholders after taking into consideration all the relevant factors.
  • Corporate Advisory - The Corporate Advisory Team takes care of strategic and financial alternatives from diverse sectors by analyzing value, market situation and potential opportunities for growth.
  • Wealth Management - Ladderup Wealth Management take care of the financial needs of Individuals, Families and Corporates by offering them well researched products and services based on a detailed and scientific assessment of the current and future market scenario. It offers customized financial planning solutions to its clients based on a thorough analysis of their risk appetite, investment horizon and return expectations.

Some of their past investments have been in:

  • A company in the Dairy Sector
  • A Quick Service Restaurant Chain
  • A Mobile Retailing company
  • A company engaged in the manufacturing of Medical Devices
  • A company providing Security Services
  • A Construction company
  • A Textile Manufacturing unit. 
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