Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan

NAV 196.85(-1.75%)
Feb 11, 2025
Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan
AUM
₹5,094 Cr
Expense (%)
0.82
Turnover (%)
32.00
Benchmark
BSE TECk Index - TRI
Asset Quality
Large, Green
Differs from benchmark (%)
48.56

Decision Maker

1. Right Fund

Performance
Quality

2. Right Time

Benchmark
Debt Fund
8%
Likely Future 5 Year CAGR.

3. Right Allocation

Will this Fund help diversify your portfolio?

3Yr Rolling Returns(%)

Benchmark# : NIFTY IT

Performance Summary - 10 Year X-Ray

Dec' 15Dec' 16Dec' 17Dec' 18Dec' 19Dec' 20Dec' 21Dec' 22Dec' 23Dec' 24YTD
NAV(₹)
37.3736.3144.7652.2757.8092.84160.18127.16174.60208.49196.85
AUM(Cr.)
75.0965.9482.39452.95428.16861.203176.403244.214590.395324.715094.54
Benchmark# BM# Returns(%)
-0.03-7.2512.1823.788.3954.9459.58-26.0424.0822.03-3.16
Fund Returns(%)
11.99-2.8423.2716.7810.5860.6272.53-20.6137.3119.41-5.58
Implied  Investor Returns(%) IR(%)
11.07-3.8026.416.828.2572.3682.80-18.4737.8918.96-40.56
Alpha(%)  (Returns over Benchmark)
12.024.4111.09-7.002.195.6812.955.4313.23-2.62-2.42
Expense Ratio(%)
1.751.941.941.681.671.500.850.890.770.820.82

CAGR

9 Year5 Year3 Year1 Year
Benchmark# BM# Returns(%)
15.9821.45716.44
Fund Returns(%)
19.5625.349.6710.48
Implied  Investor Returns(%) IR
16.717.7212.479.21
                                                                                                                                                            Benchmark# is NIFTY IT

Aditya Birla Sun Life Digital India Fund Review : 13 Feb 2025

Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral Fund - Technology with an 5,095(Cr) AUM. It is Open Ended scheme launched on 15 Jan 2000. Currently, Kunal Sangoi and Dhaval Joshi as the fund managers managing the fund. Benchmark of the scheme is BSE TECk Index - TRI.

1. How has the Aditya Birla Sun Life Digital India Fund Performed in the past? 21

  • On a 3-year rolling returns basis It has almost always outperformed the Benchmark..
  • The fund has delivered a 3, 5 and 9 year average rolling returns of 21.45%, 22.01%, and 20.57% with a standard deviation of 9.70%, 6.89%, and 1.75% respectively.
  • It has demonstrated CAGR of 9.67%, 25.34%, and 19.56% over 3, 5 and 9 years.
  • The Average 3, 5 and 9 year rolling Alpha is 6.03%, 5.54%, and 5.93%.
  • For last 5 years, Investors have earned less returns than the Fund. This may indicate that Investors in the fund were not aligned to the investing process followed by the fund.

2. How is the Quality of Aditya Birla Sun Life Digital India Fund? Q

Fund's Portfolio Quality is Very Good. It has a large proportion of Green Stocks.
  • Portfolio Composition

    The fund is 97% in equity and hold 33 number of stocks. The Top 3 stocks are TCS, Bharti Airtel and Infosys and account for 39% of its portfolio. Top 5 and 10 stocks of fund account for 54% and 73% of fund’s portfolio respectively. Top three sectors of funds are IT, Telecom and Retail accounting for 90% of the total portfolio.
  • 3. Should you SIP in Aditya Birla Sun Life Digital India Fund? 21 Q

    • You can consider SIP in this fund as it has consistently outperformed the benchmark and has a Very good quality portfolio.
    • Fund's returns likely to be fairly different than its benchmark NIFTY IT , as Fund’s portfolio is somewhat different.
    • You need to look at the other funds in your portfolio and ensure this fund helps diversify your portfolio meaningfully.
    • Before investing a large lumpsum amount in a fund you need to assess its Upside Potential. You can contact us for advice.

    4. What are the Risks in the Aditya Birla Sun Life Digital India Fund?

    • Aditya Birla Sun Life Digital India Fund is likely to perform reasonably well in both a rising and falling markets.
    • The Fund has fallen harder, but not recovered faster than its Benchmark.

    Underlying Asset Quality & Valuation

    Underlying Asset Quality Valuation(%)
    Underlying Asset Valuation (%)

    Peer Comparison on returns

    Upside and Downside Capture Ratio

    1 Year3 Year5 Year9 Year
    Upside %
    79969793
    Downside %
    50464556

    Statistical Measure*

    Mean Std Dev Sharpe Sortino Beta Alpha
    Fund
    0.03%0.880.010.020.76-2.42%
    Benchmark#
    0.04%1.020.020.030.76-
    *Based on daily returns for past 1 year.

    Mean and Standard Deviation

    Average Rolling Return Standard Deviation
    1 Year 3 Year5 Year9 Year1 Year3 Year5 Year9 Year
    Fund
    25.5821.4522.0120.5732.609.706.891.75
    Benchmark#
    18.6615.4116.4614.6530.049.626.592.20
    Drawdown and Recovery Period

    No Data Found

    Top 10 Holdings

    Company (Q)Sector% Assets
    IT20.85
    Telecom9.3
    IT9.3
    IT7.5
    IT7.33
    Retail4.41
    IT4.39
    IT3.61
    IT3.42
    IT2.51

    Fund Overview Aditya Birla Sun Life Digital India Fund - Growth

    Launch Date
    15 Jan 2000
    Benchmark
    BSE TECk Index - TRI
    Performance comparison Benchmark#
    NIFTY IT
    Riskometer
    Very High
    Turnover
    32%
    Type
    Open ended scheme
    Return Since Launch
    11.81%
    Min. Investment
    1000.00
    Min. Additional investment Min. Add. inv.
    1000.00
    Min. SIP
    100.00
    Min. Cheques
    6
    Min. Withdrawal
    1.00
    Exit Load
    1.00%
    Remark
    1% on or before 30D, Nil after 30D
    PortfolioCompare

    FAQ : Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan

    Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan has delivered CAGR and average rolling returns as follows :

    1 Year 3 Year 5 Year 9 Year
    CAGR(%) 10.48 9.67 25.34 19.56
    Average Rolling Returns(%) 24.24 20.35 19.33 15.41

    The Current NAV of Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan is ₹196.85.

    You can consider SIP in Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan as it has consistently outperformed the benchmark and has a Very good quality portfolio. Funds returns likely to be fairly different than its benchmark NIFTY IT , as Funds portfolio is somewhat different.

    Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan fund’s expense ratio is 0.82%

    The process for redemption is

    • Give a request for redemption of the number of units or the amount you want. The request will be acknowledged.
    • You will get information about the redemption and the NAV at which redeemed.
    • The amount will be deposited in the designated bank account.

    The AUM of Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan is currently ₹5,095 Crores.

    The Top three stocks are Infosys, Bharti Airtel and TCS and account for 39% of its portfolio. Top 5 and 10 stocks of fund account for 54% and 73% of fund’s portfolio respectively.

    Top three sectors of Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan fund are IT, Telecom and Retail accounting for 90% of the total portfolio.

    Funds Portfolio Quality is Very Good. It has a large proportion of Green Stocks.Since this is a Equity - Sectoral Fund - Technology it is comparatively safer to invest in this fund. However, since it has not consistently outperformed its benchmark index on an average 3-year rolling returns basis it is not the most suitable fund for SIP.

    The category of Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan Fund is Equity - Sectoral Fund - Technology.

    Kunal Sangoi and Dhaval Joshi manage the Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan Fund.

    Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan current PE ratio is 38.42 and PB ratio is 7.84

    The asset allocation of Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan is Stocks : 97.29%, Debt : 1.03% and Gold : 1.69%

    The minimum SIP amount for Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan is ₹100.00 and minimum lumpsum is ₹1000.00

    The exit load for Aditya Birla Sun Life Digital India Fund - Growth - Direct Plan is 1% on or before 30 days, Nil after 30 days

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