Baroda BNP Paribas India Consumption Fund - Growth - Direct Plan

NAV 33.84(0.97%)
Apr 17, 2025
Baroda BNP Paribas India Consumption Fund - Growth - Direct Plan
AUM
₹1,369 Cr
Expense (%)
0.66
Turnover (%)
58.00
Benchmark
Nifty India Consumption - TRI
Asset Quality
Large, Green
Differs from benchmark (%)
81.59

Decision Maker

1. Right Fund

Performance
Quality

2. Right Time

Benchmark
Debt Fund
8%
Likely Future 5 Year CAGR.

3. Right Allocation

Will this Fund help diversify your portfolio?

3Yr Rolling Returns(%)

Benchmark# : NIFTY 500

Performance Summary - 10 Year X-Ray

Dec' 15Dec' 16Dec' 17Dec' 18Dec' 19Dec' 20Dec' 21Dec' 22Dec' 23Dec' 24YTD
NAV(₹)
---10.9513.1015.7420.2721.5528.2135.0633.84
AUM(Cr.)
---325.08467.45641.19871.93907.901175.821470.111369.29
Benchmark# BM# Returns(%)
---0.597.6616.6730.193.0225.7715.16-3.10
Fund Returns(%)
---10.1619.6320.1528.786.3130.9024.28-3.48
Implied  Investor Returns(%) IR(%)
---46.0722.3418.3029.595.5530.8324.30-26.05
Alpha(%)  (Returns over Benchmark)
---9.5711.973.48-1.413.295.139.12-0.38
Expense Ratio(%)
---1.200.450.850.800.800.730.650.66

CAGR

9 Year5 Year3 Year1 Year
Benchmark# BM# Returns(%)
-24.9912.735.35
Fund Returns(%)
-22.3515.618.41
Implied  Investor Returns(%) IR
-20.2415.715.63
                                                                                                                                                            Benchmark# is NIFTY 500

Baroda BNP Paribas India Consumption Fund Review : 20 Apr 2025

Baroda BNP Paribas India Consumption Fund is a Equity - Sectoral Fund - Consumption with an 1,369(Cr) AUM. It is Open Ended scheme launched on 10 Sep 2018. Currently, Shiv Chanani and Himanshu Singh as the fund managers managing the fund. Benchmark of the scheme is Nifty India Consumption - TRI.

1. How has the Baroda BNP Paribas India Consumption Fund Performed in the past? 21

  • The fund has delivered a 3, 5 and 9 year average rolling returns of 21.99%, 22.06%, and 0.00% with a standard deviation of 3.27%, 2.11%, and 0.00% respectively.
  • It has demonstrated CAGR of 15.61%, 22.35%, and 0% over 3, 5 and 9 years.
  • The Average 3, 5 and 9 year rolling Alpha is 3.48%, 4.45%, and 0%.
  • For last 5 years, Investors have earned less returns than the Fund. This may indicate that Investors in the fund were not aligned to the investing process followed by the fund.

2. How is the Quality of Baroda BNP Paribas India Consumption Fund? Q

Fund's Portfolio Quality is Very Good. It has a large proportion of Green Stocks.
  • Portfolio Composition

    The fund is 94% in equity and hold 46 number of stocks. The Top 3 stocks are ITC, Mahindra & Mahindra and Bharti Airtel and account for 17% of its portfolio. Top 5 and 10 stocks of fund account for 24% and 40% of fund’s portfolio respectively. Top three sectors of funds are FMCG, Auto and Consumer Durables accounting for 61% of the total portfolio.
  • 3. Should you SIP in Baroda BNP Paribas India Consumption Fund? 21 Q

    • Fund's returns are more likely to be different than its benchmark NIFTY 500 returns, as Fund’s portfolio is significantly different.
    • You need to look at the other funds in your portfolio and ensure this fund helps diversify your portfolio meaningfully.
    • Before investing a large lumpsum amount in a fund you need to assess its Upside Potential. You can contact us for advice.

    4. What are the Risks in the Baroda BNP Paribas India Consumption Fund?

    • Baroda BNP Paribas India Consumption Fund is likely to fall lesser than the market. It is likely to do well in a falling market but not in a rising market.
    • The Fund has fallen harder, but not recovered faster than its Benchmark.

    Underlying Asset Quality & Valuation

    Underlying Asset Quality Valuation(%)
    Underlying Asset Valuation (%)

    Peer Comparison on returns

    Upside and Downside Capture Ratio

    1 Year3 Year5 Year9 Year
    Upside %
    12410491-
    Downside %
    45515748

    Statistical Measure*

    Mean Std Dev Sharpe Sortino Beta Alpha
    Fund
    0.03%0.940.020.030.73-0.38%
    Benchmark#
    0.06%0.930.050.080.73-
    *Based on daily returns for past 1 year.

    Mean and Standard Deviation

    Average Rolling Return Standard Deviation
    1 Year 3 Year5 Year9 Year1 Year3 Year5 Year9 Year
    Fund
    25.1021.9922.060.0015.873.272.110.00
    Benchmark#
    20.6318.5117.620.0022.354.212.070.00
    Drawdown and Recovery Period

    No Data Found

    Top 10 Holdings

    Company (Q)Sector% Assets
    Telecom7.6
    5.27
    Auto4.87
    FMCG4.04
    Consumer Durables4.03
    Auto3.91
    Auto3.89
    Construction & Infrastructure3.18
    FMCG3.13
    Travel & Hospitality3.02

    Fund Overview Baroda BNP Paribas India Consumption Fund - Regular Plan - Growth

    Launch Date
    10 Sep 2018
    Benchmark
    Nifty India Consumption - TRI
    Performance comparison Benchmark#
    NIFTY 500
    Riskometer
    Very High
    Turnover
    58%
    Type
    Open ended scheme
    Return Since Launch
    19.43%
    Min. Investment
    5000.00
    Min. Additional investment Min. Add. inv.
    1000.00
    Min. SIP
    500.00
    Min. Cheques
    6
    Min. Withdrawal
    1000.00
    Exit Load
    0.00%
    Remark
    Nil upto 10% of units and 1% for excess units on or before 12M, Nil after 12M
    PortfolioCompare

    FAQ : Baroda BNP Paribas India Consumption Fund - Growth - Direct Plan

    Baroda BNP Paribas India Consumption Fund - Growth - Direct Plan has delivered CAGR and average rolling returns as follows :

    1 Year 3 Year 5 Year 9 Year
    CAGR(%) 8.41 15.61 22.35 N/A
    Average Rolling Returns(%) 23.09 20.13 20.22 N/A

    The Current NAV of Baroda BNP Paribas India Consumption Fund - Growth - Direct Plan is ₹33.84.

    You should look for a fund with better more consistent performance track record. Funds returns are more likely to be different than its benchmark NIFTY 500 returns, as Funds portfolio is significantly different.

    Baroda BNP Paribas India Consumption Fund - Growth - Direct Plan fund’s expense ratio is 0.66%

    The process for redemption is

    • Give a request for redemption of the number of units or the amount you want. The request will be acknowledged.
    • You will get information about the redemption and the NAV at which redeemed.
    • The amount will be deposited in the designated bank account.

    The AUM of Baroda BNP Paribas India Consumption Fund - Growth - Direct Plan is currently ₹1,369 Crores.

    The Top three stocks are Bharti Airtel, Mahindra & Mahindra and ITC and account for 17% of its portfolio. Top 5 and 10 stocks of fund account for 24% and 40% of fund’s portfolio respectively.

    Top three sectors of Baroda BNP Paribas India Consumption Fund - Growth - Direct Plan fund are FMCG, Auto and Consumer Durables accounting for 61% of the total portfolio.

    Funds Portfolio Quality is Very Good. It has a large proportion of Green Stocks.Since this is a Equity - Sectoral Fund - Consumption it is comparatively safer to invest in this fund. However, since it has not consistently outperformed its benchmark index on an average 3-year rolling returns basis it is not the most suitable fund for SIP.

    The category of Baroda BNP Paribas India Consumption Fund - Growth - Direct Plan Fund is Equity - Sectoral Fund - Consumption.

    Shiv Chanani and Himanshu Singh manage the Baroda BNP Paribas India Consumption Fund - Growth - Direct Plan Fund.

    Baroda BNP Paribas India Consumption Fund - Growth - Direct Plan current PE ratio is 66.18 and PB ratio is 12.11

    The asset allocation of Baroda BNP Paribas India Consumption Fund - Growth - Direct Plan is Stocks : 94.18%, Debt : 5.83% and Gold : 0%

    The minimum SIP amount for Baroda BNP Paribas India Consumption Fund - Growth - Direct Plan is ₹500.00 and minimum lumpsum is ₹5000.00

    The exit load for Baroda BNP Paribas India Consumption Fund - Growth - Direct Plan is Nil upto 10% of units and 1% for excess units on or before 12 months, Nil after 12 months

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