Parag Parikh Flexi Cap Fund - Regular Plan - Growth

NAV 78.38(0.54%)
Mar 20, 2025
Parag Parikh Flexi Cap Fund - Regular Plan - Growth
AUM
₹88,004 Cr
Expense (%)
1.33
Turnover (%)
22.95
Benchmark
NIFTY 500 - TRI
Asset Quality
Large, Green
Differs from benchmark (%)
72.53

Decision Maker

1. Right Fund

Performance
Quality

2. Right Time

Benchmark
Debt Fund
8%
Likely Future 5 Year CAGR.

3. Right Allocation

Will this Fund help diversify your portfolio?

3Yr Rolling Returns(%)

Benchmark# : NIFTY 500

Performance Summary - 10 Year X-Ray

Dec' 15Dec' 16Dec' 17Dec' 18Dec' 19Dec' 20Dec' 21Dec' 22Dec' 23Dec' 24YTD
NAV(₹)
17.5518.1223.4523.3526.7235.3451.4347.7165.1680.7477.95
AUM(Cr.)
644.38660.81987.221452.522584.966392.8019933.0928248.4952007.0387539.4188004.52
Benchmark# BM# Returns(%)
-0.723.8435.91-3.387.6616.6730.193.0225.7715.16-5.83
Fund Returns(%)
8.943.2529.42-0.4314.4332.2645.53-7.2336.5823.91-3.46
Implied  Investor Returns(%) IR(%)
7.811.7132.082.3619.3950.8456.39-3.5441.9626.13-13.04
Alpha(%)  (Returns over Benchmark)
9.66-0.59-6.492.956.7715.5915.34-10.2510.818.752.37
Expense Ratio(%)
0.002.802.442.172.021.971.801.651.351.331.33

CAGR

9 Year5 Year3 Year1 Year
Benchmark# BM# Returns(%)
14.5516.5711.59-0.7
Fund Returns(%)
19.4624.0517.4211.82
Implied  Investor Returns(%) IR
18.2119.6916.679.97
                                                                                                                                                            Benchmark# is NIFTY 500

Parag Parikh Flexi Cap Fund Review : 21 Mar 2025

Parag Parikh Flexi Cap Fund is a Equity - Flexi Cap Fund with an 88,005(Cr) AUM. It is Open Ended scheme launched on 28 May 2013. Currently, Rajeev Thakkar and Rukun Tarachandani as the fund managers managing the fund. Benchmark of the scheme is NIFTY 500 - TRI.

1. How has the Parag Parikh Flexi Cap Fund Performed in the past? 18

  • On a 3-year rolling returns basis It has almost always outperformed the Benchmark..
  • The fund has delivered a 3, 5 and 9 year average rolling returns of 18.67%, 18.09%, and 18.06% with a standard deviation of 6.02%, 4.68%, and 0.84% respectively.
  • It has demonstrated CAGR of 17.42%, 24.05%, and 19.46% over 3, 5 and 9 years.
  • The Average 3, 5 and 9 year rolling Alpha is 4.82%, 5.45%, and 4.73%.
  • For last 5 years, Investors have earned less returns than the Fund. This may indicate that Investors in the fund were not aligned to the investing process followed by the fund.

2. How is the Quality of Parag Parikh Flexi Cap Fund? Q

Fund's Portfolio Quality is Very Good. It has a large proportion of Green Stocks.
  • Portfolio Composition

    The fund is 79% in equity and hold 70 number of stocks. The Top 3 stocks are Coal India, Bajaj Hold & Invest and HDFC Bank and account for 21% of its portfolio. Top 5 and 10 stocks of fund account for 32% and 52% of fund’s portfolio respectively. Top three sectors of funds are Others, BFSI and Auto accounting for 72% of the total portfolio.
  • 3. Should you SIP in Parag Parikh Flexi Cap Fund? 18 Q

    • You can consider SIP in this fund as it has consistently outperformed the benchmark and has a Very good quality portfolio.
    • Fund's returns are more likely to be different than its benchmark NIFTY 500 returns, as Fund’s portfolio is significantly different.
    • You need to look at the other funds in your portfolio and ensure this fund helps diversify your portfolio meaningfully.
    • Before investing a large lumpsum amount in a fund you need to assess its Upside Potential. You can contact us for advice.

    4. What are the Risks in the Parag Parikh Flexi Cap Fund?

    • Parag Parikh Flexi Cap Fund is likely to perform reasonably well in both a rising and falling markets.
    • The Fund has fallen harder, but not recovered faster than its Benchmark.

    Underlying Asset Quality & Valuation

    Underlying Asset Quality Valuation(%)
    Underlying Asset Valuation (%)

    Peer Comparison on returns

    Upside and Downside Capture Ratio

    1 Year3 Year5 Year9 Year
    Upside %
    88899485
    Downside %
    29393239

    Statistical Measure*

    Mean Std Dev Sharpe Sortino Beta Alpha
    Fund
    0.02%0.880.000.000.672.37%
    Benchmark#
    0.06%0.680.060.090.67-
    *Based on daily returns for past 1 year.

    Mean and Standard Deviation

    Average Rolling Return Standard Deviation
    1 Year 3 Year5 Year9 Year1 Year3 Year5 Year9 Year
    Fund
    21.1018.6718.0918.0619.426.024.680.84
    Benchmark#
    16.1313.8512.6413.3319.956.084.361.15
    Drawdown and Recovery Period

    No Data Found

    Top 10 Holdings

    Company (Q)Sector% Assets
    11.28
    BFSI8.43
    BFSI7
    Metals & Mining5.99
    Construction & Infrastructure5.52
    BFSI4.79
    FMCG4.54
    BFSI4.27
    Auto4.1
    3.93

    Fund Overview Parag Parikh Flexi Cap Fund - Regular Plan - Growth

    Launch Date
    28 May 2013
    Benchmark
    NIFTY 500 - TRI
    Performance comparison Benchmark#
    NIFTY 500
    Riskometer
    Very High
    Turnover
    22.95%
    Type
    Open ended scheme
    Return Since Launch
    19.51%
    Min. Investment
    1000.00
    Min. Additional investment Min. Add. inv.
    1000.00
    Min. SIP
    1000.00
    Min. Cheques
    6
    Min. Withdrawal
    1000.00
    Exit Load
    0.00%
    Remark
    Nil upto 10% of units. For remaining units 2% on or before 365D, 1% after 365D but on or before 730D, Nil after 730D
    PortfolioCompare

    FAQ : Parag Parikh Flexi Cap Fund - Regular Plan - Growth

    Parag Parikh Flexi Cap Fund - Regular Plan - Growth has delivered CAGR and average rolling returns as follows :

    1 Year 3 Year 5 Year 9 Year
    CAGR(%) 11.82 17.42 24.05 19.46
    Average Rolling Returns(%) 21.10 18.67 18.09 18.06

    The Current NAV of Parag Parikh Flexi Cap Fund - Regular Plan - Growth is ₹78.38.

    You can consider SIP in Parag Parikh Flexi Cap Fund - Regular Plan - Growth as it has consistently outperformed the benchmark and has a Very good quality portfolio. Funds returns are more likely to be different than its benchmark NIFTY 500 returns, as Funds portfolio is significantly different.

    Parag Parikh Flexi Cap Fund - Regular Plan - Growth fund’s expense ratio is 1.33%

    The process for redemption is

    • Give a request for redemption of the number of units or the amount you want. The request will be acknowledged.
    • You will get information about the redemption and the NAV at which redeemed.
    • The amount will be deposited in the designated bank account.

    The AUM of Parag Parikh Flexi Cap Fund - Regular Plan - Growth is currently ₹88,005 Crores.

    The Top three stocks are HDFC Bank, Bajaj Hold & Invest and Coal India and account for 21% of its portfolio. Top 5 and 10 stocks of fund account for 32% and 52% of fund’s portfolio respectively.

    Top three sectors of Parag Parikh Flexi Cap Fund - Regular Plan - Growth fund are Others, BFSI and Auto accounting for 72% of the total portfolio.

    Funds Portfolio Quality is Very Good. It has a large proportion of Green Stocks.Since this is a Equity - Flexi Cap Fund it is comparatively safer to invest in this fund. However, since it has not consistently outperformed its benchmark index on an average 3-year rolling returns basis it is not the most suitable fund for SIP.

    The category of Parag Parikh Flexi Cap Fund - Regular Plan - Growth Fund is Equity - Flexi Cap Fund.

    Rajeev Thakkar and Rukun Tarachandani manage the Parag Parikh Flexi Cap Fund - Regular Plan - Growth Fund.

    Parag Parikh Flexi Cap Fund - Regular Plan - Growth current PE ratio is 19.37 and PB ratio is 3.57

    The asset allocation of Parag Parikh Flexi Cap Fund - Regular Plan - Growth is Stocks : 79.04%, Debt : 20.95% and Gold : 0%

    The minimum SIP amount for Parag Parikh Flexi Cap Fund - Regular Plan - Growth is ₹1000.00 and minimum lumpsum is ₹1000.00

    The exit load for Parag Parikh Flexi Cap Fund - Regular Plan - Growth is Nil upto 10% of units. For remaining units 2% on or before 365 days, 1% after 365 days but on or before 730 days, Nil after 730 days

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