How can I redeem my investments in Tata Banking & Financial Services Fund - Growth - Direct Plan Fund?

Give a request for redemption of the number of units or the amount you want. The request will be acknowledged and you will get information about the redemption and the NAV at which redeemed. The amount will be deposited in the designated bank account.

What is the minimum SIP amount of Tata Banking & Financial Services Fund - Growth - Direct Plan Fund?

The minimum SIP amount for this fund is Rs.100.00 and minimum lumpsum is Rs.5000.00

Tata Banking & Financial Services Fund - Growth - Direct Plan

Q: What is the AUM or size of Tata Banking & Financial Services Fund - Growth - Direct Plan Fund?

The AUM of Tata Banking & Financial Services Fund - Growth - Direct Plan is currently 2,548 Crores.

Q: What are the top stock holdings of Tata Banking & Financial Services Fund - Growth - Direct Plan Fund?

The Top 3 stocks are HDFC Bank, Kotak Mahindra Bank and Axis Bank and account for 42% of its portfolio. Top 5 and 10 stocks of fund account for 53% and 66% of fund’s portfolio respectively.

Q: What are the top sectors Tata Banking & Financial Services Fund - Growth - Direct Planfund has invested in?

Top three sectors of funds are BFSI, Miscellaneous and IT accounting for 100% of the total portfolio.

NAV 48.06(1.72%)

Apr 17, 2025

Tata Banking & Financial Services Fund - Growth - Direct Plan

Portfolio Compare

Decision Maker
Portfolio Quality

AUM

₹2,548 Cr

Expense (%)

0.53

Turnover (%)

17.99

Decision Maker

1. Right Fund

Performance

Quality

2. Right Time

Benchmark

Debt Fund
8%

Likely Future 5 Year CAGR.

3. Right Allocation

Will this Fund help diversify your portfolio?

Right Allocation advice is provided under Omega

Fund Review

3Yr Rolling Returns(%)

Benchmark# : Nifty Financial Services

Rolling: 1Y 3Y 5Y 9Y

Performance Summary - 10 Year X-Ray

	Dec' 15	Dec' 16	Dec' 17	Dec' 18	Dec' 19	Dec' 20	Dec' 21	Dec' 22	Dec' 23	Dec' 24	YTD
NAV(₹)	-	12.05	17.77	18.06	23.05	24.04	27.32	32.46	40.20	44.48	48.06
AUM(Cr.)	-	96.39	260.64	257.71	453.04	615.19	854.37	1305.46	1938.52	2344.96	2548.47
Benchmark# BM# Returns(%)	-	13.82	41.42	10.60	25.65	4.47	13.96	9.52	13.20	9.43	3.35
Fund Returns(%) ⓘ	-	22.58	47.47	1.63	27.63	4.30	13.64	18.81	23.84	10.65	8.05
Implied Investor Returns(%) IR(%)	-	25.32	36.09	2.55	38.42	6.32	18.39	20.83	27.55	11.07	30.01
Alpha(%) (Returns over Benchmark)	-	8.76	6.05	-8.97	1.98	-0.17	-0.32	9.29	10.64	1.22	4.70
Expense Ratio(%)	-	1.41	1.51	1.12	1.10	1.05	0.85	0.58	0.51	0.55	0.53

CAGR ⓘ

	9 Year	5 Year	3 Year	1 Year
Benchmark# BM# Returns(%)	16.03	21.9	13.51	19.47
Fund Returns(%)	16.35	22.45	17.36	16.7
Implied Investor Returns(%) IR	14.68	18.21	17.78	9.7

Benchmark# is Nifty Financial Services

Tata Banking and Financial Services Fund Review : 21 Apr 2025

Tata Banking and Financial Services Fund is a Equity - Sectoral Fund - Banks & Financial Service with an 2,548(Cr) AUM. It is Open Ended scheme launched on 28 Dec 2015. Currently, Amey Sathe as the manager managing the fund. Benchmark of the scheme is Nifty Financial Services - TRI.

1. How has the Tata Banking and Financial Services Fund Performed in the past? 15

On a 3-year rolling returns basis It has not outperformed the Benchmark consistently..
The fund has delivered a 3, 5 and 9 year average rolling returns of 15.78%, 15.35%, and 18.41% with a standard deviation of 7.03%, 3.10%, and 1.06% respectively.
It has demonstrated CAGR of 17.36%, 22.45%, and 16.35% over 3, 5 and 9 years.
The Average 3, 5 and 9 year rolling Alpha is 1.51%, 1.38%, and 2.76%.
For last 5 years, Investors have earned less returns than the Fund. This may indicate that Investors in the fund were not aligned to the investing process followed by the fund.

2. How is the Quality of Tata Banking and Financial Services Fund? Q

Fund's Portfolio Quality is Very Good. It has a large proportion of Green Stocks.

Portfolio Composition

The fund is 95% in equity and hold 33 number of stocks. The Top 3 stocks are Axis Bank, Kotak Mahindra Bank and HDFC Bank and account for 42% of its portfolio. Top 5 and 10 stocks of fund account for 53% and 66% of fund’s portfolio respectively. Top three sectors of funds are BFSI, Miscellaneous and IT accounting for 100% of the total portfolio.

3. Should you SIP in Tata Banking and Financial Services Fund? 15 Q

You should look for a fund with better more consistent performance track record.
Fund's returns likely to be fairly different than its benchmark Nifty Financial Services , as Fund’s portfolio is somewhat different.
You need to look at the other funds in your portfolio and ensure this fund helps diversify your portfolio meaningfully.
Before investing a large lumpsum amount in a fund you need to assess its Upside Potential. You can contact us for advice.

4. What are the Risks in the Tata Banking and Financial Services Fund?

Tata Banking and Financial Services Fund is likely to perform reasonably well in both a rising and falling markets.
The Fund has fallen harder, but not recovered faster than its Benchmark.

Underlying Asset Quality & Valuation

Underlying Asset Quality Valuation(%) ⓘ

Underlying Asset Valuation (%) ⓘ

Peer Comparison on returns

Upside and Downside Capture Ratio ⓘ

	1 Year	3 Year	5 Year	9 Year
Upside %	109	109	102	100
Downside %	159	81	71	60

Statistical Measure*

	Mean	Std Dev	Sharpe	Sortino	Beta	Alpha
Fund	0.03%	0.94	0.02	0.03	0.95	4.7%
Benchmark#	0.08%	1.04	0.06	0.10	0.95	-

*Based on daily returns for past 1 year.

Mean and Standard Deviation

	Average Rolling Return				Standard Deviation
	1 Year	3 Year	5 Year	9 Year	1 Year	3 Year	5 Year	9 Year
Fund	20.85	15.78	15.35	18.41	20.30	7.03	3.10	1.06
Benchmark#	18.18	14.27	13.97	15.65	19.69	6.49	3.03	1.51

Drawdown and Recovery Period ⓘ

No Data Found

Top 10 Holdings

Company (Q)	Sector	% Assets
HDFC BANK LTD	BFSI	22.96
KOTAK MAHINDRA BANK LTD	BFSI	9.8
AXIS BANK LTD	BFSI	8.82
ICICI BANK LTD	BFSI	8.81
A) REPO	Miscellaneous	4.55
SBI CARDS AND PAYMENT SERVICES LTD	BFSI	3.04
STATE BANK OF INDIA	BFSI	3
PNB HOUSING FINANCE LTD	BFSI	2.59
BAJAJ FINANCE LTD	BFSI	2.46
HDFC LIFE INSURANCE CO. LTD	BFSI	2.42

Fund Overview Tata Banking & Financial Services Fund - Regular Plan - Growth

Launch Date	28 Dec 2015
Benchmark	Nifty Financial Services - TRI
Performance comparison Benchmark#	Nifty Financial Services
Riskometer	Very High
Turnover	17.99%
Type	Open ended scheme
Return Since Launch	16.19%
Min. Investment	5000.00
Min. Additional investment Min. Add. inv.	1000.00
Min. SIP	100.00
Min. Cheques	12
Min. Withdrawal	500.00
Exit Load	0.25%
Remark	0.25% on or before 30D

Portfolio Compare

FAQ : Tata Banking & Financial Services Fund - Growth - Direct Plan

Tata Banking & Financial Services Fund - Growth - Direct Plan has delivered CAGR and average rolling returns as follows :

	1 Year	3 Year	5 Year	9 Year
CAGR(%)	16.7	17.36	22.45	16.35
Average Rolling Returns(%)	18.78	13.90	13.50	16.51

The Current NAV of Tata Banking & Financial Services Fund - Growth - Direct Plan is ₹48.06.

You should look for a fund with better more consistent performance track record. Funds returns likely to be fairly different than its benchmark Nifty Financial Services , as Funds portfolio is somewhat different.

Tata Banking & Financial Services Fund - Growth - Direct Plan fund’s expense ratio is 0.53%

The process for redemption is

Give a request for redemption of the number of units or the amount you want. The request will be acknowledged.
You will get information about the redemption and the NAV at which redeemed.
The amount will be deposited in the designated bank account.

The AUM of Tata Banking & Financial Services Fund - Growth - Direct Plan is currently ₹2,548 Crores.

The Top three stocks are HDFC Bank, Kotak Mahindra Bank and Axis Bank and account for 42% of its portfolio. Top 5 and 10 stocks of fund account for 53% and 66% of fund’s portfolio respectively.

Top three sectors of Tata Banking & Financial Services Fund - Growth - Direct Plan fund are BFSI, Miscellaneous and IT accounting for 100% of the total portfolio.

Funds Portfolio Quality is Very Good. It has a large proportion of Green Stocks.Since this is a Equity - Sectoral Fund - Banks & Financial Service it is comparatively safer to invest in this fund. However, since it has not consistently outperformed its benchmark index on an average 3-year rolling returns basis it is not the most suitable fund for SIP.

The category of Tata Banking & Financial Services Fund - Growth - Direct Plan Fund is Equity - Sectoral Fund - Banks & Financial Service.

Amey Sathe manages the Tata Banking & Financial Services Fund - Growth - Direct Plan Fund.

Tata Banking & Financial Services Fund - Growth - Direct Plan current PE ratio is 24.03 and PB ratio is 3.21

The asset allocation of Tata Banking & Financial Services Fund - Growth - Direct Plan is Stocks : 94.99%, Debt : 5.02% and Gold : 0%

The minimum SIP amount for Tata Banking & Financial Services Fund - Growth - Direct Plan is ₹100.00 and minimum lumpsum is ₹5000.00

The exit load for Tata Banking & Financial Services Fund - Growth - Direct Plan is 0.25% on or before 30 days

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MoneyWorks4Me method for rating and ranking mutual funds for SIP

MoneyWorks4Me rating and ranking of funds for SIP is available to subscribers only. Moneyworks4Me is not a rating and ranking agency, however it is required that users have a way of selecting funds and building a Portfolio. The method used by it are described below to enable users to understand the logic behind the rating and ranking Subscriber will find more details on this in the various content made available from time to time. In case you need more please write to besafe@moneyworks4Me.com

MoneyWorks4Me rates and ranks mutual funds based on the following data-driven system:

Performance Consistency: This is measure based on whether the fund has beaten the benchmark index consistently. For this we compare the 3-year rolling returns of the fund with the benchmark for a minimum of 5 years and preferable 10 years. The period of rolling is one month and holding period is 3 years. Fund are color-coded Green on Performance when the fund beats the benchmark more than 90% of the time. It is Orange if it beats 80% to 90% of the time and Red if less than 80%. Funds with less than 5 year data are color-coded Grey.
Quality of Portfolio Holding: Moneyworks4Me has color-coded stocks as Green, Orange and Red based on whether the company's performance has generated a ROCE above a threshold level (cost of capital) over 10 years (minimum 6 years) and generated positive Free Cash Flow. For Banks it checks whether ROE is greater than 15% and sales has grown over previous year. Stocks that perform consistently on these combined metrics are color-coded Green (min score 14 out of 20), Orange (between 8 and 14) and Red (less than 8 out of 20).

Funds ranking in screeners: Performance Consistency and Quality are two parameters used for ranking funds for SIP. The ranking as follows GG, GO, GR, OG, OO, OR, RG, RO and RR.

With the same color-coded funds, the one with the higher Average 3-year rolling returns (over 5 to 10 years), the number that appears in the Performance tag, ranks higher.

Here is the summary:

The third tag Upside Potential is not relevant for SIP. It is relevant for lumpsum investments in Mutual Funds.

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*Color code for outperformance consistency

*Number is average 3 year rolling returns

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