Tata Digital India Fund - Regular Plan - Growth

NAV 51.28(-1.09%)
Feb 10, 2025
Tata Digital India Fund - Regular Plan - Growth
AUM
₹12,464 Cr
Expense (%)
1.68
Turnover (%)
24.29
Benchmark
NIFTY IT - TRI
Asset Quality
Large, Green
Differs from benchmark (%)
44.44

Decision Maker

1. Right Fund

Performance
Quality

2. Right Time

Benchmark
Debt Fund
8%
Likely Future 5 Year CAGR.

3. Right Allocation

Will this Fund help diversify your portfolio?

3Yr Rolling Returns(%)

Benchmark# : NIFTY IT

CAGR

9 Year5 Year3 Year1 Year
Benchmark# BM# Returns(%)
15.9821.45716.44
Fund Returns(%)
19.6226.911.4419.72
Implied  Investor Returns(%) IR
16.617.2815.0916.97
                                                                                                                                                            Benchmark# is NIFTY IT

Tata Digital India Fund Review : 12 Feb 2025

Tata Digital India Fund is a Equity - Sectoral Fund - Technology with an 12,465(Cr) AUM. It is Open Ended scheme launched on 28 Dec 2015. Currently, Meeta Shetty and Kapil Malhotra as the fund managers managing the fund. Benchmark of the scheme is NIFTY IT - TRI.

1. How has the Tata Digital India Fund Performed in the past? 23

  • On a 3-year rolling returns basis It has almost always outperformed the Benchmark..
  • The fund has delivered a 3, 5 and 9 year average rolling returns of 23.64%, 25.09%, and 0.00% with a standard deviation of 8.15%, 4.53%, and 0.00% respectively.
  • It has demonstrated CAGR of 11.44%, 26.9%, and 19.62% over 3, 5 and 9 years.
  • The Average 3, 5 and 9 year rolling Alpha is 4.15%, 4.26%, and 3.92%.
  • For last 5 years, Investors have earned less returns than the Fund. This may indicate that Investors in the fund were not aligned to the investing process followed by the fund.

2. How is the Quality of Tata Digital India Fund? Q

Fund's Portfolio Quality is Very Good. It has a large proportion of Green Stocks.
  • Portfolio Composition

    The fund is 97% in equity and hold 39 number of stocks. The Top 3 stocks are Tech Mahindra, TCS and Infosys and account for 41% of its portfolio. Top 5 and 10 stocks of fund account for 56% and 75% of fund’s portfolio respectively. Top three sectors of funds are IT, Retail and Miscellaneous accounting for 92% of the total portfolio.
  • 3. Should you SIP in Tata Digital India Fund? 23 Q

    • You can consider SIP in this fund as it has consistently outperformed the benchmark and has a Very good quality portfolio.
    • Fund's returns likely to be fairly different than its benchmark NIFTY IT , as Fund’s portfolio is somewhat different.
    • You need to look at the other funds in your portfolio and ensure this fund helps diversify your portfolio meaningfully.
    • Before investing a large lumpsum amount in a fund you need to assess its Upside Potential. You can contact us for advice.

    4. What are the Risks in the Tata Digital India Fund?

    • Tata Digital India Fund is likely to perform reasonably well in both a rising and falling markets.
    • The Fund has fallen harder, but not recovered faster than its Benchmark.

    Underlying Asset Quality & Valuation

    Underlying Asset Quality Valuation(%)
    Underlying Asset Valuation (%)

    Peer Comparison on returns

    Upside and Downside Capture Ratio

    1 Year3 Year5 Year9 Year
    Upside %
    93989997
    Downside %
    70655773

    Statistical Measure*

    Mean Std Dev Sharpe Sortino Beta Alpha
    Fund
    0.03%0.880.020.030.80-1.74%
    Benchmark#
    0.07%1.090.050.090.80-
    *Based on daily returns for past 1 year.

    Mean and Standard Deviation

    Average Rolling Return Standard Deviation
    1 Year 3 Year5 Year9 Year1 Year3 Year5 Year9 Year
    Fund
    27.8623.6425.090.0035.098.154.530.00
    Benchmark#
    22.1419.4820.830.0030.298.204.060.00
    Drawdown and Recovery Period

    No Data Found

    Top 10 Holdings

    Company (Q)Sector% Assets
    IT18.29
    IT13.12
    IT9.6
    IT8.2
    IT6.9
    Retail5.14
    IT4.69
    IT3.67
    Miscellaneous3.33
    IT2.72

    Fund Overview Tata Digital India Fund - Regular Plan - Growth

    Launch Date
    28 Dec 2015
    Benchmark
    NIFTY IT - TRI
    Performance comparison Benchmark#
    NIFTY IT
    Riskometer
    Very High
    Turnover
    24.29%
    Type
    Open ended scheme
    Return Since Launch
    18.52%
    Min. Investment
    5000.00
    Min. Additional investment Min. Add. inv.
    1000.00
    Min. SIP
    100.00
    Min. Cheques
    12
    Min. Withdrawal
    500.00
    Exit Load
    0.25%
    Remark
    0.25% on or before 30D
    PortfolioCompare

    FAQ : Tata Digital India Fund - Regular Plan - Growth

    Tata Digital India Fund - Regular Plan - Growth has delivered CAGR and average rolling returns as follows :

    1 Year 3 Year 5 Year 9 Year
    CAGR(%) 19.72 11.44 26.9 19.62
    Average Rolling Returns(%) 27.86 23.64 25.09 N/A

    The Current NAV of Tata Digital India Fund - Regular Plan - Growth is ₹51.28.

    You can consider SIP in Tata Digital India Fund - Regular Plan - Growth as it has consistently outperformed the benchmark and has a Very good quality portfolio. Funds returns likely to be fairly different than its benchmark NIFTY IT , as Funds portfolio is somewhat different.

    Tata Digital India Fund - Regular Plan - Growth fund’s expense ratio is 1.68%

    The process for redemption is

    • Give a request for redemption of the number of units or the amount you want. The request will be acknowledged.
    • You will get information about the redemption and the NAV at which redeemed.
    • The amount will be deposited in the designated bank account.

    The AUM of Tata Digital India Fund - Regular Plan - Growth is currently ₹12,465 Crores.

    The Top three stocks are Infosys, TCS and Tech Mahindra and account for 41% of its portfolio. Top 5 and 10 stocks of fund account for 56% and 75% of fund’s portfolio respectively.

    Top three sectors of Tata Digital India Fund - Regular Plan - Growth fund are IT, Retail and Miscellaneous accounting for 92% of the total portfolio.

    Funds Portfolio Quality is Very Good. It has a large proportion of Green Stocks.Since this is a Equity - Sectoral Fund - Technology it is comparatively safer to invest in this fund. However, since it has not consistently outperformed its benchmark index on an average 3-year rolling returns basis it is not the most suitable fund for SIP.

    The category of Tata Digital India Fund - Regular Plan - Growth Fund is Equity - Sectoral Fund - Technology.

    Meeta Shetty and Kapil Malhotra manage the Tata Digital India Fund - Regular Plan - Growth Fund.

    Tata Digital India Fund - Regular Plan - Growth current PE ratio is 39.12 and PB ratio is 8.51

    The asset allocation of Tata Digital India Fund - Regular Plan - Growth is Stocks : 96.58%, Debt : 3.40% and Gold : 0%

    The minimum SIP amount for Tata Digital India Fund - Regular Plan - Growth is ₹100.00 and minimum lumpsum is ₹5000.00

    The exit load for Tata Digital India Fund - Regular Plan - Growth is 0.25% on or before 30 days

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