WSFX Global Pay Ltd - Stock Valuation and Financial Performance

BSE: 511147 | NSE: | Finance - NBFC | Small Cap

WSFX Global Pay Share Price

93.38 4.44 4.99%
as on 18-May'24 12:50

DeciZen - make an informed investing decision on WSFX Global Pay

Overall Rating
Login to view analysis. M-Cap below 500cr. High Risk from low Liquidity Bole Toh

1. Quality


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2. Valuation


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3. Price Trend


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WSFX Global Pay stock performance -

mw4me loader
P/E Ratio (SA):
26.58
Market Cap:
109.6 Cr.
52-wk low:
32.1
52-wk high:
96

Is WSFX Global Pay Ltd an attractive stock to invest in?


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10 Year X-Ray of WSFX Global Pay: Login to view analysis.

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
WSFX Global Pay Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)38.643.24843.934.523.936.321.128.846.170
YoY Gr. Rt. %-11.7%11.3%-8.6%-21.5%-30.8%52.1%-41.9%36.5%59.9%-
Adj EPS (₹ ) 2.91.31.20.423.20.1-0.5-4.4-3.813.5
YoY Gr. Rt. %--55.3%-9.2%-68.9%6162.2%-99.5%-509.1%NANANA-
BVPS (₹ )12.913.81515.233.533.631.325.421.522.627.4
YoY Gr. Rt. %-6.9%8.7%1.7%119.6%0.5%-6.9%-18.9%-15.4%5.5%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)5.32.52.30.741.60.2-1-11-9.420

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income2%6%8.3%59.9%
Adj EPS-11.2%-46.6%NANA
BVPS6.5%-7.5%-10.2%5.5%
Share Price 26.2% 28.9% 67.7% 187.6%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)8.83.52.9177.70.5-1.4-24.3-15.32.55.9
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)25.79.98.32.595.20.3-1.4-15.7-16.34.612.6

Recent Performance Summary

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Latest Financials - WSFX Global Pay Ltd.

Standalone Consolidated
TTM EPS (₹) 3.5 -3.8
TTM Sales (₹ Cr.) 70 29.8
BVPS (₹.) 27.4 0
Reserves (₹ Cr.) 21 15
P/BV 3.37 0.00
PE 26.58 0.00
From the Market
52 Week Low / High (₹) 32.10 / 96.00
All Time Low / High (₹) 0.70 / 185.00
Market Cap (₹ Cr.) 110
Equity (₹ Cr.) 11.9
Face Value (₹) 10
Industry PE 30.1

Management X-Ray of WSFX Global Pay:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of WSFX Global Pay

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income39444945392738233047
Interest Income39434844352436212946
Other Income 0001432211
Expenditure 36424644422739293647
Interest Expense 3455311011
Operating Expenses 32364139362536283545
Provisions 1111302110
Exceptional Items 00003800-100
Profit Before Tax 3220350-1-7-61
Taxes 0110900-2-20
Profit After Tax 3210270-1-5-41
Adjusted EPS (₹)2.91.31.20.423.20.1-0.5-4.4-3.81.0
Dividend Payout Ratio (%)0%0%0%0%18%1,426%-331%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital15161718393937302527
Share Capital 12121212121212121212
Reserves 3466272825181416
Minority Interest0000000000
Long Term Borrowings0000-1-1-1-2-2-1
Current Liabilities 56364949241914162738
Trade Payables109794732612
Short term borrowings4224363416109101212
Other Liabilities-52-33-43-44-20-17-12-12-18-24
Total Liabilities 71526667625850445064

Assets

Non Current Asset 6510851111121221
Loan Asset 0000000000
Other Non Current Asset 6510851111121221
Current Asset 65475658574739323943
Current Investment1100000000
Other Current Asset64465658574739323943
Total Assets 71526667625850445064

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity -527-163643-83-4
Cash Flow From Investing Activity 2-1-504-1217-3-6
Cash Flow From Financing Activity 9-227-6-28-7-4-11-1
Net Cash Flow 642-112-150-21-11
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)31102300-4-41
DPS (₹)0000422000
BVPS (₹)13141515333431252123

Performance Ratios

ROA (%)5.32.52.30.741.60.2-1.0-11.0-9.42.0
ROE (%)25.79.98.32.595.20.3-1.4-15.7-16.34.6
ROCE (%)13.013.214.69.672.42.61.5-15.2-14.25.3

Valuation Parameters

Price/Book(x)0.82.11.71.61.00.80.40.81.11.2

WSFX Global Pay Ltd Stock News

WSFX Global Pay Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of WSFX Global Pay on 18-May-2024 12:50 is ₹93.38.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 18-May-2024 12:50 the market cap of WSFX Global Pay stood at ₹109.6.
The latest P/E ratio of WSFX Global Pay as of 18-May-2024 12:50 is 26.58.
The latest P/B ratio of WSFX Global Pay as of 18-May-2024 12:50 is 3.37.
The 52-week high of WSFX Global Pay is ₹96.00 and the 52-week low is ₹32.10.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of WSFX Global Pay is ₹70.04 ( Cr.) .

About WSFX Global Pay Ltd

Wall Street Finance Ltd. (WSFL) was set up in 1986 as a public limited company. Wall Street Finance Ltd. (WSFL) is a leader in foreign exchange and money remittance services in the country and has been upgraded to the status of Authorized Dealer Forex-II by the Reserve Bank of India. This prestigious license has now opened a large market for the company in the field of foreign exchange, which was earlier restricted to banks. The company will now be able to offer outward remittance services for a wide range of activities.

This has catapulted the company into a bigger league through a major expansion of its forex product portfolio. To capitalise on this huge opportunity, WSFL will soon expand its network by opening more branches across the country. The Authorised Dealer Forex-II license has been issued to the company based on its 15-year-old track record in the field of foreign exchange as well as strict compliance policies adopted by the company.

The company is one of the principal agents of Western Union Money Transfer and operates over 3500 locations for money transfer. The company has 51 branches spread across India.

WSFL is a major player in the Haj pilgrimage market and has been catering to Hajis every year for the past several years. The company is registered with the RBI as a Non-Banking Finance Company.

WSFL has also got into investment services as a distributor of various wealth management products. The company is a SEBI certified “Portfolio Manager” and offers portfolio management services to NRIs and Indian residents.

Products and services offered by the company:

  • Foreign Exchange
  • Retail Forex 
  • Outward Remittances
  • Wholesale Forex
  • Export of Currencies
  • Import of Currencies
  • HAJ & UMRAH
  • Cash Withdrawal Services against Debit/ Credit Cards
  • Investment Services
  • Money Transfer - Western Union

Achievements/ recognition:

  • Western Union - Star of Service Excellence 2001
  • Western Union - Fastest Business Growth 2001
  • Western Union - Agent of the Year 2001
  • Western Union - Agent of the Year 2002
  • Western Union - South Asia Revenue Leader 2003
  • Western Union- Send & Receive Cooperation Excellence Award 2006
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