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Interactive Financial Services Ltd (539692)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 539692 NSE: Finance - Others | Small Cap | Interactive Finl. Share Price

₹13.59 -0.80 (-5.56%)

As on 10-Jun'26 16:59

Interactive Financial Services Ltd (539692)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 539692 NSE: Finance - Others | Small Cap | Interactive Finl. Share Price

₹13.59 -0.80 (-5.56%)

As on 10-Jun'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹10 Cr.
Current Price
₹13.6
52-Week Low / High
₹13 / 23
TTM EPS
₹5
TTM Sales
₹7.4 Cr.
Book Value per Share
₹45.7
P/E Ratio
2.85
Lower than its 5-year historical median
Industry PE
84.5
Price to Book (P/B)
0.32
Lower than its 5-year historical median
Price to Sales (P/S)
1.35
Lower than its 5-year historical median
EV/EBITDA
2.11
Lower than its 5-year historical median
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
14.06%
Outperforms industry median
Return on Capital Employed (ROCE)
19.72%
Outperforms industry median
Return on Assets (ROA)
12.77%
Operating Profit Margin
40.1%
Net Profit Margin
38.52%
Gross Profit Margin
53.3%
Growth Momentum
1-yr vs 3-yr growth
Sales Growth (1 Year)
Slowing versus 3-year growth rate
141.37%
Operating Profit Growth (1 Year)
-
151.69%
Net Profit Growth (1 Year)
Improving versus 3-year growth rate
367.21%
Asset Quality
Promoter Holding
0.00%
Pledged shares (%) of Promoter's holding (%)
0.00%
Reserves
₹25 Cr.
Equity
₹6.9 Cr.
Face Value
₹10
All Time Low / High
₹3.61 / 49.53

Interactive Financial Services stock performance

Key Ratios
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M-Cap below 100cr DeciZen not available

Q.1 Is Interactive Financial Services Ltd a good quality company?
Interactive Financial Services Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.

  • How efficiently has it utilized Capital?

    By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.

  • How is it managing its Debt?

    By checking its Debt to Equity and Cash Flow from Operations.

How does Interactive Financial Services Ltd performance compare with that of its Peers?
Q.1 Revenue growth of Interactive Financial Services Ltd vs industry peers?
Interactive Financial Services Ltd revenue CAGR is 63.20%, compared to the industry median CAGR of 23.54%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of Interactive Financial Services Ltd?
Promoters hold 0.00% of the Interactive Financial Services Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Interactive Financial Services Ltd over the last decade?
Over the last 5 year(s), the stock has delivered a CAGR of 18.32% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Interactive Financial Services Ltd has performed well in majority of the past ten years indicating its past ten year financial track record is very good

Value Creation

Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
ROCE % -3.8%1.3%12.1%17.9%3.8%14.6%19%18.8%15%19.7%-
Value Creation
Index
-1.3-0.9-0.10.3-0.70.00.40.30.10.4-

Growth Parameters

Sales 0.50.42.64.10.60.60.51.63.17.47
Sales YoY Gr.--6.5%493%61.6%-84.5%0%-29.7%246.7%96.8%141.4%-
Adj EPS -0.40.91.42.30.71.22.73.31.74.15
YoY Gr.-NA64.7%65.7%-71.1%83.6%121.1%19.9%-49.4%149.7%-
BVPS (₹) 7.912.717.214.711.213.221.423.433.940.545.7
Adj Net
Profit
-0.20.30.50.90.30.511.20.62.93
Cash Flow from Ops. 0.8-1.30.50.20.30.10.10.10.4-1.2-
Debt/CF from Ops. 0-0.20.4000000-0.5-

CAGR

9 Years 5 Years 3 Years 1 Years
Sales 36.2%63.2%154.4%141.4%
Adj EPS NA43.8%14.8%149.7%
BVPS19.9%29.4%23.8%19.6%
Share Price -1% 21% -1.8% -26.5%

Key Financial Parameters

Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Return on
Equity %
-5.38.29.414.65.210.115.714.65.814.111.7
Op. Profit
Mgn %
-28.83.820.423.534.540.7-23.520.838.440.155.4
Net Profit
Mgn %
-34.372.820.320.838.470.4220.677.119.938.547.4
Debt to
Equity
00.1000000000
Working Cap
Days
2,7862,0631881066515231,453753863624428
Cash Conv.
Cycle
-49-2609212236-25-1-93389

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 0.470.892.754.290.761.041.772.783.488.51
Interest Income0.460.432.554.120.640.640.451.563.077.41
Other Income 0.170.430.030.070.160000.300.51
Exceptional Items 0.010.470.200.170.130.401.321.230.411.10
Expenditure + 0.630.872.093.230.580.390.571.251.914.58
Interest Expense 0.030.020.030.010000.020.020.12
Operating Expenses 0.430.422.033.150.420.380.561.231.603.94
Provisions 0.170.430.030.070.160000.300.51
Exceptional Items 0000000000
Profit Before Tax -0.160.030.661.060.180.651.211.531.573.93
Taxes 00.020.170.250.050.200.210.330.961.08
Profit After Tax -0.160.010.500.810.130.4511.200.612.85
Adjusted EPS (₹)-0.40.01.42.20.41.22.73.31.74.1
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Interactive Finl. - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +2.934.676.335.424.114.877.888.6112.4928.09
Share Capital 3.013.013.013.013.013.013.013.013.016.93
Reserves -0.091.653.322.401.101.854.875.609.4821.16
Short term borrowings00.260.200000000.56
Long Term Borrowings00.020.03-0.20-0.36-0.31-0.08-0.12-0.040.08
Current Liabilities 0.380.410.610.600.150.160.310.851.172.91
Trade Payables0.060.020.010.090.030.010.030.020.070.69
Other Liabilities-0.06-0.28-0.21-0.09-0.03-0.01-0.03-0.02-0.07-1.25
Total Liabilities 3.305.106.975.823.904.718.119.3413.6231.08

Assets

Non Current Asset +3.260.385.724.582.873.415.394.751.114.29
Loan Asset 0000000000
Other Non Current Asset 3.260.385.724.582.873.415.394.751.114.29
Current Asset +0.044.721.241.241.031.302.734.5912.5126.80
Current Investment03.31000000.1703.12
Other Current Asset0.041.401.241.241.031.302.734.4212.5123.68
Total Assets 3.305.106.975.823.904.718.119.3413.6231.08

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity 0.76-1.310.470.240.250.060.060.120.44-1.15
Cash Flow From Investing Activity 0-1.600.12-0.500.040.010.01-0.170.15-3.09
Cash Flow From Financing Activity -0.813-0.11-0.28-0.02-0-0-0-0.0212.08
Net Cash Flow -0.050.100.48-0.540.270.070.07-0.050.587.85

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)-0.5001.702.700.401.503.30424.10
DPS (₹)0000000000
BVPS (₹)9.715.5211813.716.226.228.641.540.5

Performance Ratios

ROA (%)-4.40.38.212.72.710.515.613.85.312.8
ROE (%)-5.30.39.013.82.810.015.714.65.814.1
ROCE (%)-3.81.312.117.93.814.619.018.815.019.7

Valuation Parameters

Price/Book(x)1.82.01.71.81.30.30.40.50.60.6

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Interactive Financial Services Ltd FAQs

The current trading price of Interactive Finl. on 10-Jun-2026 16:59 is ₹13.59.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 09-Jun-2026 the market cap of Interactive Finl. stood at ₹9.97 Cr

The latest P/E ratio of Interactive Finl. as of 09-Jun-2026 is 2.85.

The latest P/B ratio of Interactive Finl. as of 09-Jun-2026 is 0.32.

The 52-week high of Interactive Finl. is ₹22.98 and the 52-week low is ₹12.60.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Interactive Finl. is ₹7.37 ( Cr.) .

Past 10 year's financial track record analysis by Moneyworks4me indicates that Interactive Financial Services Ltd is a good quality company.

The key valuation ratios of Interactive Financial Services Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Interactive Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Interactive Financial Services Ltd

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About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

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