Is Power Finance Corporation a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that Power Finance Corporation Ltd is a average quality company .

Is Power Finance Corporation undervalued or overvalued?

The key valuation ratios of Power Finance Corporation Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone .

What is Power Finance Corporation share price return in the past 10 years?

Power Finance Corporation Ltd share price has appreciated 14.3% annually (CAGR) over the past ten years.

Is Power Finance Corporation a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Power Finance Corporation Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

What is the P/E ratio of Power Finance Corporation?

The latest standalone P/E ratio of Power Finance Corporation as of 20-Dec-2024 is 9.59.

What is the P/B ratio of Power Finance Corporation?

The latest standalone P/B ratio of Power Finance Corporation as of 20-Dec-2024 is 1.74.

What is the 52-week high and low of Power Finance Corporation?

The 52-week high of Power Finance Corporation is Rs. 580.35 and the 52-week low is Rs. 351.85.

Power Finance Corporation Ltd - Stock Valuation and Financial Performance

Name: Power Finance Corporation
Brand: Power Finance Corporation

BSE: 532810 | NSE: PFC | Finance Term Lending | Large Cap

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Power Finance Corp Share Price

₹453.25 -26.60 -5.54%
as on 20-Dec'24 16:59

10 Year X-Ray of Power Finance Corp:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis ^P

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Operating Income (₹ Cr.)	24,954	27,780	27,481	48,624	54,106	62,189	71,656	76,262	77,568	91,097	97,612
YoY Gr. Rt. %	-	11.3%	-1.1%	76.9%	11.3%	14.9%	15.2%	6.4%	1.7%	17.4%	-
Adj EPS (₹ )	18.2	18.7	6.8	20.3	30.1	21.6	35.6	42.5	48.2	59.9	64.2
YoY Gr. Rt. %	-	3%	-63.8%	199%	48.3%	-28.2%	65%	19.3%	13.4%	24.4%	-
BVPS (₹ )	98.2	109.2	111.7	120.7	142.8	149.7	184.1	217.2	255	306.5	333.5
YoY Gr. Rt. %	-	11.2%	2.3%	8.1%	18.3%	4.8%	23%	18%	17.4%	20.2%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	2.8	2.6	0.9	2.3	2.2	1.4	2.2	2.4	2.5	2.8	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	15.5%	11%	8.3%	17.4%
Adj EPS	14.2%	14.8%	18.9%	24.4%
BVPS	13.5%	16.5%	18.5%	20.2%
Share Price	14.3%	38%	69.6%	16.5%

Key Financial Ratios


RATIOS \ YEARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	24.1	22.3	8.1	18.1	23.4	15.2	21.9	24.6	27.3	29.1	21.7
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	20	18.1	6.1	22.9	29.1	19.6	28.5	28.3	27.2	28.6	19.3

Recent Performance Summary

Total Income has increased 8.33 CAGR in last 3 years

Net Profit has increased 18.93 CAGR in last 3 years

Total income growth is good in last 4 quarters

Return on Equity has declined versus last 3 years average to 20.10%

Latest Financials - Power Finance Corporation Ltd.

	Standalone	Consolidated
TTM EPS (₹)	47.3	64.2
TTM Sales (₹ Cr.)	49,213	97,612
BVPS (₹.) ⓘ	260.4	333.5
Reserves (₹ Cr.) ⓘ	83,992	1,06,746
P/BV ⓘ	1.74	1.36
PE ⓘ	9.59	7.06

From the Market
52 Week Low / High (₹)	351.85 / 580.35
All Time Low / High (₹)	34.48 / 580.35
Market Cap (₹ Cr.)	1,49,577
Equity (₹ Cr.)	3,300.1
Face Value (₹)	10
Industry PE ⓘ	13.4

Management X-Ray of Power Finance Corp:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Power Finance Corp

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Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

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Key Ratios of Power Finance Corp

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Income	25,052	27,888	27,859	48,669	55,109	62,970	72,946	76,722	78,033	93,413
Interest Income	24,954	27,780	27,481	48,624	54,106	62,189	71,656	76,262	77,568	91,097
Other Income ⓘ	98	108	378	45	1,003	781	1,290	460	465	2,316
Expenditure ⓘ	16,606	18,721	22,595	36,889	37,247	48,877	53,055	53,339	51,537	59,825
Interest Expense ⓘ	15,456	16,657	16,970	30,292	34,646	40,852	44,688	44,712	47,026	57,986
Operating Expenses ⓘ	161	190	249	675	721	665	631	696	774	987
Provisions	990	1,874	5,376	5,923	1,880	7,360	7,737	7,932	3,737	851
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	8,446	9,167	5,264	11,779	17,862	14,093	19,891	23,382	26,496	33,588
Taxes ⓘ	2,441	2,983	3,028	2,983	5,222	4,615	4,175	4,614	5,317	7,127
Profit After Tax	6,004	6,184	2,236	8,797	12,640	9,477	15,716	18,768	21,179	26,461
Adjusted EPS (₹)	18.2	18.7	6.8	20.3	30.1	21.6	35.6	42.5	48.2	59.9
Dividend Payout Ratio (%)	20%	30%	59%	31%	0%	35%	22%	23%	22%	23%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Equity and Liabilities
Equity Capital	32,411	36,028	36,845	39,835	47,121	49,400	60,767	71,676	84,158	1,01,147
Share Capital ⓘ	1,320	1,320	2,640	2,640	2,640	2,640	2,640	2,640	2,640	3,300
Reserves ⓘ	31,091	34,708	34,205	37,194	44,481	46,760	58,127	69,036	81,518	97,847
Minority Interest	0	0	0	15435	16363	16766	21023	24599	27823	33142
Long Term Borrowings	1,66,481	1,74,696	1,84,161	4,20,438	5,25,843	5,98,848	6,55,285	6,68,446	7,50,876	8,54,326
Current Liabilities	30,019	36,495	38,531	39,430	33,172	24,502	32,171	18,964	25,915	44,207
Trade Payables	17	70	121	67	75	53	71	50	64	114
Short term borrowings	4,064	7,572	2,543	9,982	18,518	7,718	13,267	1,411	6,851	12,283
Other Liabilities	-4,081	-7,641	-2,664	-10,048	-18,593	-7,771	-13,337	-1,461	-6,915	-12,397
Total Liabilities ⓘ	2,28,912	2,47,220	2,59,537	5,15,138	6,22,499	6,89,515	7,69,246	7,83,685	8,88,772	10,32,821
Assets
Non Current Asset	1,98,377	2,02,821	2,08,887	5,09,185	6,01,893	6,78,766	7,56,013	7,67,302	8,69,188	10,09,714
Loan Asset	1,97,930	2,00,381	2,00,938	4,94,890	5,73,661	6,46,196	7,22,387	7,32,851	8,32,903	9,69,111
Other Non Current Asset ⓘ	447	2,440	7,949	14,295	28,232	32,570	33,627	34,451	36,285	40,603
Current Asset	30,535	44,399	50,651	5,953	20,606	10,749	13,233	16,383	19,584	23,107
Current Investment	504	411	1,326	1,627	1,368	1,013	1,135	826	988	1,756
Other Current Asset	30,031	43,988	49,325	4,326	19,238	9,736	12,098	15,557	18,595	21,352
Total Assets ⓘ	2,28,912	2,47,220	2,59,537	5,15,138	6,22,499	6,89,515	7,69,246	7,83,685	8,88,772	10,32,821

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Cash Flow From Operating Activity ⓘ	-21,455	-13,298	1,795	-57,148	-80,252	-42,148	-59,143	4,904	-74,717	-97,820
Cash Flow From Investing Activity ⓘ	-491	-1,973	-667	1,409	-13,463	-73	1,741	-547	-1,694	-3,409
Cash Flow From Financing Activity ⓘ	26,916	10,383	1,950	52,018	93,616	43,399	60,424	-8,371	75,537	1,01,261
Net Cash Flow ⓘ	4,970	-4,888	3,079	-3,720	-98	1,179	3,023	-4,014	-874	32

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Operational & Financial Ratios
EPS (₹)	45	47	8	25	38	27	45	53	60	60
DPS (₹)	9	14	5	8	0	10	10	12	13	14
BVPS (₹)	246	273	140	151	178	187	230	271	319	307
Performance Ratios
ROA (%)	2.8	2.6	0.9	2.3	2.2	1.4	2.2	2.4	2.5	2.8
ROE (%)	20.0	18.1	6.1	22.9	29.1	19.6	28.5	28.3	27.2	28.6
ROCE (%)	11.8	11.3	9.3	11.9	10.1	9.1	9.7	9.6	9.6	10.4
Valuation Parameters
Price/Book(x)	1.1	0.6	1.1	0.6	0.7	0.5	0.5	0.4	0.5	1.3

Power Finance Corporation Ltd Stock News

Power Finance Corporation Ltd FAQs

What is the share price of Power Finance Corp?

Company share prices are keep on changing according to the market conditions. The closing price of Power Finance Corp on 20-Dec-2024 16:59 is ₹453.2.

What is the market cap of Power Finance Corp?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 20-Dec-2024 16:59 the market cap of Power Finance Corp stood at ₹1,49,577.1.

What is the P/E ratio of Power Finance Corp?

The latest P/E ratio of Power Finance Corp as of 20-Dec-2024 16:59 is 9.59.

What is the P/B ratio of Power Finance Corp?

The latest P/B ratio of Power Finance Corp as of 20-Dec-2024 16:59 is 1.74.

What is the 52-week high and low of Power Finance Corp?

The 52-week high of Power Finance Corp is ₹580.4 and the 52-week low is ₹351.9.

What is the TTM revenue of Power Finance Corp?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Power Finance Corp is ₹49,213 ( Cr.) .

About Power Finance Corporation Ltd

Power Finance Corporation (PFC) was incorporated on July 16, 1986. The company is a Schedule-A Navratna CPSE, and is a leading Non-Banking Financial Corporation in the Country. The company is under the administrative control of the Ministry of Power. The company was conferred the title of a 'Navratna CPSE' in June 2007, and was classified as an Infrastructure Finance Company by the RBI on July 28, 2010. PFC plays a crucial role in the rise of India as a global player. Increasingly, a country's development is gauged by measuring its energy usage. With a large fraction of its nation still, unfortunately, without any access to electricity, the company will become an increasingly important factor in the years to come.

Business area of the company

The company is engaged in providing financial assistance to Power Utilities for meeting financing and development requirements of the power sector. To meet its fund requirement, PFC has been raising the funds by way of issuance of bonds, term loans from Banks/FIs and ECBs etc.

Products

Fund Based Policies/Products
Non-Fund Based Policies/Products

Services

Non-fund Based Consultancy Services

Subsidiaries of the company

PFC Consulting Limited
Power Equity Capital Advisors Private Limited
Chhattisgarh Surguja Power Limited
Coastal Karnataka Power Limited
Coastal Maharashtra Mega Power Limited
Coastal Tamil Nadu Power Limited
Orissa Integrated Power Limited
Sakhigopal Integrated Power Company Limited
Ghogarpalli Integrated Power Company Limited
Tatiya Andhra Mega Power Limited
Deoghar Mega Power Limited
Cheyyur Infra Limited
Odisha Infrapower Limited
Deoghar Infra Limited
Bihar Infrapower Limited
Bihar Mega Power Limited
Jharkhand Infrapower Limited
Ballabhgarh-GN Transmission Company Limited
Tanda Transmission Company Limited
Mohindergarh-Bhiwani Transmission Limited
South-Central East Delhi Power Transmission Limited
Bijawar-Vidarbha Transmission Limited
Shongtong Karcham-Wangtoo Transmission Limited
Vapi II North Lakhimpur Transmission Limited
Lakadia-Vadodara Transmission Project Limited
Bikaner-Khetri Transmission Limited
Fatehgarh-II Transco Limited
Bhuj-Il Transmission Limited
REC Limited
Energy Efficiency Services Limited
REC Transmission Projects Company Limited
REC Power Distribution Company Ltd
Koderma Transmission Limited
Mandar Transmission Limited
Dinchang Transmission Limited
Chandil Transmission Limited
Dumka Transmission Limited
Bhind-Guna Transmission Limited
Jam Khambaliya Transco Limited
Ajmer Phagi Transco Limited
WRSS XXI (A) Transco Limited
Udupi Kasagode Transmission Limited
Khetri Transco Limited
Lakadia Banaskantha Transco Limited
Creighton Energy Limited
EESL EnergyPro Assets Limited
Anesco Energy Services (South) Limited
EPAL Holdings Limited
Edina Power Services Limited
Edina UK Limited
Armoura Holdings Limited
Edina Manufacturing Limited
Edina Acquisition Limited
Edina Limited
Edina Australia Pty Limited
Stanbeck Limited
Edina Power Limited

Awards

SCOPE Meritorious Award Gold Trophy for Good Corporate Governance for the year 2014-15
PFC received SCOPE Meritorius Award Gold Trophy for Good Corporate Gpvernance for the year 2014-15 from President of India.
PFC received 'Dalal Street Investment Journal PSU Award 2015.
PFC received the prestigious ‘Rajbhasha Kirti Pratham Puruskar’ (in the category of region ‘A’) for the year 2015-16.
Power Finance Corporation Ltd. has been conferred with Governance Now PSU Award 2016 in the categories of (i) Overall Best Financial Performance (ii) Strategic Performance and (iii) Employee Productivity.
CMD PFC awarded Meritorious Energy Service Award by IEF.
SCOPE Corporate Communication Excellence Awards 2017.
PFC received the ‘One Globe Award for Excellence in Enabling a Mobile Economy’ for the URJA App at the 6th Annual One Globe Forum held on February 10, 2017.
Power Finance Corporation has been conferred with CBIP Award 2017 in the category of Best Power Financing Company.
CBIP Award 2019.
Dun & Bradstreets' India's Leading NBFC (2019) Award.

Milestones

1988: Commenced lending activity
1998: Registered as an NBFC with RBI
2007: IPO of equity shares
2010: Registered with RBI as an IFC & FPO of equity shares
2014: Crossed Rs 2 trillion loan assets
2019: PFC transfers its SPV -- Lakadia -Vadodara Transmission Projects -- to Sterlite Grid 18
2019: Acquires REC limited.
2020: PFC sanctions loans of over Rs 1 lakh crore in FY20.