Interface Financial Services Ltd - Stock Valuation and Financial Performance

BSE: 530519 | NSE: | Finance - Investment | Small Cap

BSE Share Price
Not Listed

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Interface Financial Services stock performance -

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P/E Ratio (SA):
0.00
Market Cap:
4.5 Cr.
52-wk low:
0.2
52-wk high:
0.2

Is Interface Financial Services Ltd an attractive stock to invest in?

1. Is Interface Financial Services Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Interface Financial Services Ltd is a below average quality company.

2. Is Interface Financial Services Ltd undervalued or overvalued?

No data found

3. Is Interface Financial Services Ltd a good buy now?

No data found

10 Year X-Ray of Interface Financial:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Interface Financial Services Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22TTM
Operating Income (₹ Cr.)000010010070.861
YoY Gr. Rt. %-NANANANA-100%NA-100%NANA-
Adj EPS (₹ ) 00000-0.2-0.1-0.3-0-0.1-0
YoY Gr. Rt. %-NANANANANANANANANA-
BVPS (₹ )1.31.31.31.31.31.21.10.80.70.71.3
YoY Gr. Rt. %--0.8%0%0%0%-11.4%-4.3%-31.3%-5.2%-11%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)-0.1-0-0-0.1-0.2-8.4-3.6-20.3-2.4-3.70

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest IncomeNA47.9%310.9%NA
Adj EPSNANANANA
BVPS-7.7%-13.2%-16.6%-11%
Share Price - - - -

Key Financial Ratios

RATIOS \ YEARSMar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22TTM
Margins
Net Profit Margin (%)0000-1.20-131.700-2.9-1.6
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)-0.1-0.1-0.1-0.1-0.4-11.9-4.8-36.4-5.2-11.8-3

Recent Performance Summary

Total Income has increased 310.93 CAGR in last 3 years

Return on Equity is Poor

Net Profit has declined 0.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Interface Financial Services Ltd.

Standalone Consolidated
TTM EPS (₹) -0 -0
TTM Sales (₹ Cr.) 61.1 5.5
BVPS (₹.) 1.3 0.9
Reserves (₹ Cr.) 8 -2
P/BV 0.14 0.20
PE 0.00 0.00
From the Market
52 Week Low / High (₹) 0.18 / 0.18
All Time Low / High (₹) 0.10 / 8.50
Market Cap (₹ Cr.) 4.5
Equity (₹ Cr.) 24.7
Face Value (₹) 1
Industry PE 46.4

Management X-Ray of Interface Financial:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Interface Financial

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22
Income0000100.021.020071.56
Interest Income00001001.020070.78
Other Income 000000.020000.79
Expenditure 0.040.020.020.0410.113.682.368.490.9673.59
Interest Expense 0000000000
Operating Expenses 0.040.020.020.049.970.011.050.070.0373.42
Provisions 00000.153.671.318.420.940.17
Exceptional Items 0000000000
Profit Before Tax -0.04-0.02-0.02-0.04-0.12-3.66-1.34-8.49-0.96-2.02
Taxes 0000000000
Profit After Tax -0.04-0.02-0.02-0.04-0.12-3.66-1.34-8.49-0.96-2.02
Adjusted EPS (₹)0.00.00.00.00.0-0.2-0.1-0.30.0-0.1
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22

Equity and Liabilities

Equity Capital32.7532.7332.7232.6732.5628.9027.5519.0718.1116.08
Share Capital 24.7124.7124.7124.7124.7124.7124.7124.7124.7124.71
Reserves 8.048.0287.967.844.182.84-5.64-6.61-8.63
Minority Interest0000000000
Long Term Borrowings1.031.080.030.030.030.031.761.452.301.02
Current Liabilities 13.3513.3513.8213.3720.205.0712.4221.5418.6053.51
Trade Payables00006.855.0712.4221.5418.6053.51
Short term borrowings000.470000000
Other Liabilities00-0.470-6.85-5.07-12.42-21.54-18.60-53.51
Total Liabilities 47.1447.1646.5746.0752.793441.7342.0639.0170.61

Assets

Non Current Asset 36.7446.9441.9025.5242.5527.7934.6535.0132.5650.69
Loan Asset 0000000000
Other Non Current Asset 36.7446.9441.9025.5242.5527.7934.6535.0132.5650.69
Current Asset 10.400.224.6720.5510.246.217.087.056.4419.92
Current Investment0.520.023.6818.71000000
Other Current Asset9.880.200.991.8410.246.217.087.056.4419.92
Total Assets 47.1447.1646.5746.0752.793441.7342.0639.0170.61

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22
Cash Flow From Operating Activity -3.603.303.9112.05-5.60-14.755.220.66-3.3119.42
Cash Flow From Investing Activity 2.60-3.35-3.19-11.735.6014.75-6.86-0.362.45-18.12
Cash Flow From Financing Activity 10.04-0.57-0.470-0.011.73-0.310.86-1.29
Net Cash Flow 0-0.010.15-0.15000.10-0.01-0.010.01
PARTICULARSMar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22

Operational & Financial Ratios

EPS (₹)0000000000
DPS (₹)0000000000
BVPS (₹)1111111111

Performance Ratios

ROA (%)-0.10.00.0-0.1-0.2-8.4-3.6-20.3-2.4-3.7
ROE (%)-0.1-0.1-0.1-0.1-0.4-11.9-4.8-36.4-5.2-11.8
ROCE (%)-0.1-0.1-0.1-0.1-0.4-11.9-4.6-34.1-4.7-10.8

Valuation Parameters

Price/Book(x)0.30.40.30.00.00.00.00.00.00.0

Interface Financial Services Ltd Stock News

Interface Financial Services Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Interface Financial on 01-Jan-1970 05:30 is ₹0.00.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 01-Jan-1970 05:30 the market cap of Interface Financial stood at ₹4.45.
The latest P/E ratio of Interface Financial as of 01-Jan-1970 05:30 is 0.00.
The latest P/B ratio of Interface Financial as of 01-Jan-1970 05:30 is 0.14.
The 52-week high of Interface Financial is ₹0.18 and the 52-week low is ₹0.18.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Interface Financial is ₹61.11 ( Cr.) .

About Interface Financial Services Ltd

Interface Financial Services, an Interface financial group company, was incorporated on January 1, 1992 as a private limited company under the Companies Act, 1956 as Interface financial Services Pvt. Ltd. The company was converted into a public limited company vide Resolution dated September 26, 1994 and a fresh Certificate of change of name was obtained on October 26, 1994 from Registrar of Companies, Gujarat, Ahmedabad. The company has been jointly promoted by Interface Capital Market Pvt. Ltd. Gaurang H Dalal,  Himal K Parikh and Choksi Financial and Leasing Pvt. Ltd., belonging to the Choksi family, the promoters of Choksi Tuba Co Ltd.

The Interface Financial Group enjoyed almost immediate success after its inception in 1971 and began offering franchises in 1991 to meet the growing demand for Interface's unique invoice discounting system. Interface now has over 150 franchised offices throughout the United States, Canada, Australia and New Zealand.The international headquarters of the group are located in Markham, Ontario, and its United States headquarters are located in Irvine, California and Bethesda, Maryland.

Interface Financial Services has an agreement with Interface Capital Markets Pvt. Ltd. (ICML), the flagship company of Interface Group of Companies. Interface is also a world class franchise as classified by the Franchise Research Institute.

The company has a subsidiary called Interface Brokerage & Research Pvt. Ltd.

Business area of the company

The company is engaged in underwriting issues and placement of issues. It is also involved in leasing and hire purchase operations with the assistance of institutions, banks and NBFCs.

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