Times Guaranty Ltd - Stock Valuation and Financial Performance

BSE: 511559 | NSE: TIMESGTY | Finance - Investment | Small Cap

Times Guaranty Share Price

139.80 4.50 3.33%
as on 21-Nov'24 16:59

DeciZen - make an informed investing decision on Times Guaranty

Overall Rating
M-Cap below 500cr. High Risk from low Liquidity Bole Toh

1. Quality

2. Valuation

Overvalued

3. Price Trend

Semi Strong

Times Guaranty stock performance -

mw4me loader
P/E Ratio (SA):
63.11
Market Cap:
121.7 Cr.
52-wk low:
66.9
52-wk high:
166.4

Is Times Guaranty Ltd an attractive stock to invest in?

1. Is Times Guaranty Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Times Guaranty Ltd is a below average quality company.

2. Is Times Guaranty Ltd undervalued or overvalued?

The key valuation ratios of Times Guaranty Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Times Guaranty Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Times Guaranty Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Times Guaranty:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Times Guaranty Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)0.60.15.61.12.92.48.72.723.23
YoY Gr. Rt. %--79%4541.7%-80.1%163.1%-19.2%270.3%-68.9%-27.9%65.3%-
Adj EPS (₹ ) 0.2-0.34.50.51.81.57.31.7122.1
YoY Gr. Rt. %--233.3%NA-88%238.9%-19.1%392.6%-76.1%-40.2%91.4%-
BVPS (₹ )2726.731.231.73738.445.747.548.550.551.7
YoY Gr. Rt. %--1%16.9%1.7%16.5%4%18.9%3.9%2.2%4.1%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.7-115.11.65.23.917.23.72.240

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income21.3%2.1%-28.2%65.3%
Adj EPS28.4%1.7%-35.1%91.4%
BVPS7.2%6.5%3.4%4.1%
Share Price 16.6% 35.2% 42.8% 94%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Margins
Net Profit Margin (%)32.4-20272.843.456.356.37557.647.855.357.6
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)0.8-115.61.75.33.917.33.72.244.2

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 4.20%

Total income growth is good in last 4 quarters

Total Income has declined 9.00 CAGR in last 3 years

Net Profit has declined -35.13 CAGR in last 3 years

Latest Financials - Times Guaranty Ltd.

Standalone Consolidated
TTM EPS (₹) 2.1 0.5
TTM Sales (₹ Cr.) 3.3 1.5
BVPS (₹.) 51.7 0
Reserves (₹ Cr.) 37 1
P/BV 2.62 0.00
PE 63.11 273.31
From the Market
52 Week Low / High (₹) 66.91 / 166.42
All Time Low / High (₹) 2.80 / 187.10
Market Cap (₹ Cr.) 122
Equity (₹ Cr.) 9
Face Value (₹) 10
Industry PE 46.4

Management X-Ray of Times Guaranty:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

Login/Register to view analysis.

Analyst's Notes

Key Ratios of Times Guaranty

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income1061329323
Interest Income1061329323
Other Income 0000000000
Expenditure 0000111111
Interest Expense 0000000000
Operating Expenses 0000111111
Provisions 0000000000
Exceptional Items 0000000000
Profit Before Tax 0051228212
Taxes 0010101001
Profit After Tax 0040217212
Adjusted EPS (₹)0.2-0.34.50.51.81.57.31.71.02.0
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital24242829333541434445
Share Capital 9999999999
Reserves 15151920242632343536
Minority Interest0000000000
Long Term Borrowings1111000000
Current Liabilities 0000000000
Trade Payables0000000000
Short term borrowings0000000000
Other Liabilities0000000000
Total Liabilities 25252930333541434446

Assets

Non Current Asset 410242811515304223
Loan Asset 0000000000
Other Non Current Asset 410242811515304223
Current Asset 21155232202713222
Current Investment21155232911210
Other Current Asset00000111611122
Total Assets 25252930333541434446

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity 004-1-1-11-6380
Cash Flow From Investing Activity 00-411116-3-91
Cash Flow From Financing Activity 0000000000
Net Cash Flow 0000000001
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)0051217212
DPS (₹)0000000000
BVPS (₹)27273132373846474951

Performance Ratios

ROA (%)0.7-1.015.11.65.23.917.23.72.24.0
ROE (%)0.8-1.015.61.75.33.917.33.72.24.0
ROCE (%)0.8-1.019.72.37.75.121.54.82.55.3

Valuation Parameters

Price/Book(x)0.90.71.11.31.00.40.61.21.01.8

Times Guaranty Ltd Stock News

Times Guaranty Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Times Guaranty on 21-Nov-2024 16:59 is ₹139.8.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 21-Nov-2024 16:59 the market cap of Times Guaranty stood at ₹121.7.
The latest P/E ratio of Times Guaranty as of 21-Nov-2024 16:59 is 63.11.
The latest P/B ratio of Times Guaranty as of 21-Nov-2024 16:59 is 2.62.
The 52-week high of Times Guaranty is ₹166.4 and the 52-week low is ₹66.91.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Times Guaranty is ₹3.34 ( Cr.) .

About Times Guaranty Ltd

Times Guaranty was incorporated on December 11, 1989 and received the certificate of commencement of business on December 12, 1989 and became active in February 1990.

In April, 1991, the company further diversified into Portfolio Mnagement Services. In 1993, the company became an active player in the OTCEI. During this time the company started investments and trading in equities in the secondary market; on its own portfolio. The company is authorized with SEBI as Category I Merchant Banker and has also acquired membership of Over the Counter Exchange of India.

The registered office of the company is situated at Trade House, 1st Floor, Kamala Mills Compound, Senapati Bapat Marg, Lower Parel Mumbai, Maharashtra- 400013.

Business area of the company

The company’s principal activity is to offer investment banking and securities brokerage services. It includes investing and financial activities, source of which recovery of past dues and Company business activities are confined.

Read More Read Less
You have 2 views remaining as a Guest User. To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now
© 2024 The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me ® is a registered trademark of The Alchemists Ark Pvt. Ltd.