What is Aastamangalam Finance share price return in the past 10 years?

Aastamangalam Finance Ltd share price has appreciated 19.5% annually (CAGR) over the past ten years.

What is the P/E ratio of Aastamangalam Finance?

The latest standalone P/E ratio of Aastamangalam Finance as of 21-Nov-2024 is 10.85.

What is the P/B ratio of Aastamangalam Finance?

The latest standalone P/B ratio of Aastamangalam Finance as of 21-Nov-2024 is 1.25.

Aastamangalam Finance Ltd - Stock Valuation and Financial Performance

Name: Aastamangalam Finance
Brand: Aastamangalam Finance

BSE: 511764 | NSE: | Finance - NBFC | Small Cap

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Aastamangalam Fin. Share Price

₹55.11 -0.12 -0.22%
as on 21-Nov'24 16:59

DeciZen - make an informed investing decision on Aastamangalam Fin.

Based on:

Data

M-Cap below 100cr DeciZen not available

Aastamangalam Finance stock performance -

PE Chart Key Ratios

P/E Ratio (SA):

10.85

Market Cap:

49.2 Cr.

52-wk low:

52-wk high:

62.9

Is Aastamangalam Finance Ltd an attractive stock to invest in?

1. Is Aastamangalam Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Aastamangalam Finance Ltd is a below average quality company.

2. Is Aastamangalam Finance Ltd undervalued or overvalued?

The key valuation ratios of Aastamangalam Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

3. Is Aastamangalam Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Aastamangalam Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Aastamangalam Fin.:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Operating Income (₹ Cr.)	1.8	1.3	1.3	1.1	1.1	1.3	0.6	1.3	3.4	7	9
YoY Gr. Rt. %	-	-27.4%	5.5%	-19.4%	-1.9%	21.7%	-52.7%	106.6%	165.9%	109.9%	-
Adj EPS (₹ )	1.9	1.1	1.4	0.7	1	0.1	1.1	0.3	3.4	4	5.1
YoY Gr. Rt. %	-	-42.7%	30.2%	-52.2%	54.6%	-93.1%	1500%	-75%	1110.7%	19.2%	-
BVPS (₹ )	27.4	28.4	29.8	30.5	31.5	31.6	32.7	32.9	36.4	42.3	44.2
YoY Gr. Rt. %	-	3.9%	4.9%	2.2%	3.4%	0.2%	3.6%	0.8%	10.4%	16.3%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	6.9	3.7	4.6	2.1	3.3	0.2	3.4	0.8	3.9	5.1	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	16.7%	46%	125.9%	109.9%
Adj EPS	9.1%	31.7%	53.4%	19.2%
BVPS	5%	6.1%	9%	16.3%
Share Price	19.5%	11.1%	61.1%	1.5%

Key Financial Ratios


RATIOS \ YEARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	45.2	35.6	44	26.2	41.3	2.3	78.3	9.5	43.3	51.2	52.1
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	7	3.8	4.7	2.2	3.3	0.2	3.5	0.9	9.8	13.5	11.7

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 11.80%

Total Income has increased 125.88 CAGR in last 3 years

Net Profit has increased 53.36 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Aastamangalam Finance Ltd.

	Standalone	Consolidated
TTM EPS (₹)	5.1	-
TTM Sales (₹ Cr.)	8.7	-
BVPS (₹.) ⓘ	44.2	-
Reserves (₹ Cr.) ⓘ	30	-
P/BV ⓘ	1.25	-
PE ⓘ	10.85	-

From the Market
52 Week Low / High (₹)	36.00 / 62.90
All Time Low / High (₹)	3.00 / 69.95
Market Cap (₹ Cr.)	49.2
Equity (₹ Cr.)	8.9
Face Value (₹)	10
Industry PE ⓘ	27.8

Management X-Ray of Aastamangalam Fin.:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Aastamangalam Fin.

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

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Key Ratios of Aastamangalam Fin.

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Income	1.75	1.27	1.34	1.08	1.06	1.29	0.92	1.26	3.45	7.03
Interest Income	1.75	1.27	1.34	1.08	1.06	1.29	0.61	1.26	3.35	7.03
Other Income ⓘ	0	0	0	0	0	0	0.30	0	0.10	0
Expenditure ⓘ	0.72	0.75	0.68	0.70	0.42	1.17	0.38	1.01	1.54	2.22
Interest Expense ⓘ	0.02	0	0	0.01	0	0	0	0.01	1.18	1.64
Operating Expenses ⓘ	0.68	0.73	0.68	0.68	0.28	0.39	0.36	0.42	0.28	0.48
Provisions	0.02	0.01	0	0.02	0.14	0.78	0.02	0.58	0.08	0.10
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	1.02	0.53	0.66	0.38	0.64	0.11	0.54	0.25	1.91	4.81
Taxes ⓘ	0.23	0.07	0.07	0.10	0.20	0.08	0.06	0.13	0.46	1.21
Profit After Tax	0.79	0.45	0.59	0.28	0.44	0.03	0.48	0.12	1.45	3.60
Adjusted EPS (₹)	1.9	1.1	1.4	0.7	1.0	0.1	1.1	0.3	3.4	4.0
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Equity and Liabilities
Equity Capital	11.71	12.16	12.75	13.03	13.47	13.50	13.98	14.10	15.56	37.68
Share Capital ⓘ	4.28	4.28	4.28	4.28	4.28	4.28	4.28	4.28	4.28	8.91
Reserves ⓘ	7.43	7.88	8.47	8.75	9.19	9.22	9.70	9.82	11.28	28.77
Minority Interest	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	0.16	0.19	0.18	0	0	0	0	0	0	0
Current Liabilities	0.05	0.05	0.38	0.15	0.12	0.63	0.25	0.52	37.03	42.88
Trade Payables	0	0	0	0	0	0	0	0.06	0.25	1.64
Short term borrowings	0	0	0	0.01	0	0	0	0	36.14	40.22
Other Liabilities	0	0	0	-0.01	0	0	0	-0.06	-28.37	-41.86
Total Liabilities ⓘ	11.91	12.39	13.31	13.18	13.59	14.12	14.23	14.62	60.61	80.56
Assets
Non Current Asset	0.19	0.19	1.34	0.19	0.01	0.01	0.01	0.07	0.05	0.03
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	0.19	0.19	1.34	0.19	0.01	0.01	0.01	0.07	0.05	0.03
Current Asset	11.72	12.21	11.97	13	13.58	14.11	14.22	14.55	60.56	80.53
Current Investment	6.96	7.89	8.39	0	0	0	0	0	0	0
Other Current Asset	4.76	4.32	3.58	13	13.58	14.11	14.22	14.55	60.56	80.53
Total Assets ⓘ	11.91	12.39	13.31	13.18	13.59	14.12	14.23	14.62	60.61	80.56

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Cash Flow From Operating Activity ⓘ	0.89	0.50	0.40	-11.16	1.08	-2.76	0.07	0	-25.97	-23.86
Cash Flow From Investing Activity ⓘ	-0.71	-0.90	-0.22	8.75	-0.01	0	0	-0.07	0	0
Cash Flow From Financing Activity ⓘ	0	0	0	0.97	0.19	0	0	0	42.98	12.98
Net Cash Flow ⓘ	0.17	-0.40	0.18	-1.45	1.25	-2.76	0.07	-0.07	17.01	-10.88

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Operational & Financial Ratios
EPS (₹)	2	1	1	1	1	0	1	0	3	4
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	27	28	30	30	31	32	33	33	36	42
Performance Ratios
ROA (%)	6.9	3.7	4.6	2.1	3.3	0.2	3.4	0.8	3.9	5.1
ROE (%)	7.0	3.8	4.7	2.2	3.3	0.2	3.5	0.9	9.8	13.5
ROCE (%)	9.2	4.4	5.3	3.0	4.8	0.8	3.9	1.9	8.4	9.4
Valuation Parameters
Price/Book(x)	0.4	0.9	0.9	1.4	1.9	0.6	0.4	0.4	0.8	1.1

Aastamangalam Finance Ltd Stock News

Aastamangalam Finance Ltd FAQs

What is the share price of Aastamangalam Fin.?

Company share prices are keep on changing according to the market conditions. The closing price of Aastamangalam Fin. on 21-Nov-2024 16:59 is ₹55.11.

What is the market cap of Aastamangalam Fin.?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 21-Nov-2024 16:59 the market cap of Aastamangalam Fin. stood at ₹49.21.

What is the P/E ratio of Aastamangalam Fin.?

The latest P/E ratio of Aastamangalam Fin. as of 21-Nov-2024 16:59 is 10.85.

What is the P/B ratio of Aastamangalam Fin.?

The latest P/B ratio of Aastamangalam Fin. as of 21-Nov-2024 16:59 is 1.25.

What is the 52-week high and low of Aastamangalam Fin.?

The 52-week high of Aastamangalam Fin. is ₹62.90 and the 52-week low is ₹36.00.

What is the TTM revenue of Aastamangalam Fin.?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Aastamangalam Fin. is ₹8.71 ( Cr.) .

About Aastamangalam Finance Ltd

Upasana Finance Ltd. (UFL) was incorporated under the Companies Act, 1956 in the year 1985 with its Registered Office at Chennai, Tamil Nadu, India. It was promoted by the members of the TVS Family on January 25, 1985, under the name of Upaasana Finance Private Limited with a share capital of Rs 5 lacs. Subsequently it became a Deemed Public Company and the share capital increased to Rs 30 lacs. The total holding of the promoters stands at Rs 3 crores as on date.

The name of the Company was changed to 'Upasana Finance Limited' with effect from 09.01.1995. In the year 1995, UFL issued Equity Shares of Rs 10 each to public. UFL Equity Shares are listed in Bombay Stock Exchange (BSE) and Madras Stock Exchange (MSE).

Presently, UFL is registered with Reserve Bank of India as a Non-Deposit taking Non Banking Financial Company (NBFC- ND) and having a valid Certificate of Registration. At present, UFL is concentrating mainly on recovery of past dues of non-performing assets.