Anjani Finance Ltd - Stock Valuation and Financial Performance

BSE: 531878 | NSE: | Finance - NBFC | Small Cap

Anjani Finance Share Price

12.58 0.00 0.00%
as on 04-Mar'25 16:59

DeciZen - make an informed investing decision on Anjani Finance

M-Cap below 100cr DeciZen not available

Anjani Finance stock performance -

P/E Ratio (SA):
32.72
Market Cap:
12.8 Cr.
52-wk low:
10
52-wk high:
15.9

Is Anjani Finance Ltd an attractive stock to invest in?

1. Is Anjani Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Anjani Finance Ltd is a below average quality company.

2. Is Anjani Finance Ltd undervalued or overvalued?

The key valuation ratios of Anjani Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Anjani Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Anjani Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Anjani Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Anjani Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)1.1110.810.91.31.41.41.31
YoY Gr. Rt. %--11.2%6.3%-17.8%18.1%-5.1%37.6%9.4%0%-9.3%-
Adj EPS (₹ ) 0.40.20.30.10.40.30.4-0.81.70.50.4
YoY Gr. Rt. %--42.9%70%-67.7%245.5%-34.2%68%-285.7%NA-71.1%-
BVPS (₹ )11.411.611.912.112.412.713.112.31414.514.8
YoY Gr. Rt. %-1.8%2.8%1%3.2%2.1%3.2%-6%13.5%3.4%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)2.31.32.10.72.41.52.1-48.42.60

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income1.9%5.3%-0.3%-9.3%
Adj EPS3.6%4.8%4.6%-71.1%
BVPS2.7%3.1%3.3%3.4%
Share Price 8.6% 68% 24.6% -2.6%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)32.921.433.81439.927.833-56.312038.155
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)3.11.72.913.123.2-6.112.63.42.5

Recent Performance Summary

Net Profit has increased 4.55 CAGR in last 3 years

Total income growth is not so good in last 4 quarters

Return on Equity has declined versus last 3 years average to 2.60%

Total Income has declined -10.95 CAGR in last 3 years

Latest Financials - Anjani Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 0.4 0.5
TTM Sales (₹ Cr.) 0.7 1.3
BVPS (₹.) 14.8 14.5
Reserves (₹ Cr.) 5 5
P/BV 0.85 0.87
PE 32.72 26.39
From the Market
52 Week Low / High (₹) 10.00 / 15.90
All Time Low / High (₹) 0.45 / 53.90
Market Cap (₹ Cr.) 12.8
Equity (₹ Cr.) 10.1
Face Value (₹) 10
Industry PE 27.2

Quarterly Results

 Mar'24 YoY Gr. Rt. %Jun'24 YoY Gr. Rt. %Sep'24 YoY Gr. Rt. %Dec'24 YoY Gr. Rt. %
Operating Income0.1 N/A0.2 -35.50.1 -58.30.3 50
Adj EPS (₹)0.02 N/A0.06 -14.30.11 -62.10.19 111.1
Net Profit Mgn %21.10 -10075 bps28.22 433 bps121.05 64 bps66.10 1841 bps

Management X-Ray of Anjani Finance:

Shareholding Pattern

JavaScript chart by amCharts 3.21.5
JavaScript chart by amCharts 3.21.5Promoters:53.38%Institutions:0%Non-Institutions:46.62%

Promoter's Holding & Share Pledging

JavaScript chart by amCharts 3.21.5Sep22Dec22Mar23Jun23Sep23Dec23Mar24Jun24Sep24Dec240%10%20%30%40%50%60%
Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Valuation of Anjani Finance

MRP
spaceLock icon
MOS
spaceLock icon%
DP
spaceLock icon
Base BVPS
spaceLock icon
DPS
spaceLock icon
MRP: ₹ 0
DP: ₹0
Base BVPS ₹:
DPS ₹:
MOS (%):
Save my Valuation
Expected BVPS Growth Rate:
0%
Base 0%
30%
Expected Rate of Return:
0%
Base 0%
30%
Future PBV:
0
Base 0
40
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max

Event Update

Login/Register to view analysis.

Analyst's Notes

No data found!

Key Ratios of Anjani Finance

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Company Name CMP(₹)
Change ₹(%)
Market Cap
Net Sales (₹ Cr.)
Latest EPS (₹)
Net Profit Margin %
Latest P/E
Latest P/BV
Piramal Enterprises 910 22.5 (2.5%) Small Cap 10,020 23.1 -16.8 38.5 0.7
Edelweiss Financial 89.8 1.3 (1.5%) Small Cap 9,500 4.9 5.6 18.1 1.6
Manappuram Finance 199.3 1.7 (0.8%) Small Cap 8,848 23.3 24.8 8.5 1.3
CreditAccess Grameen 927.6 24.8 (2.8%) Small Cap 5,167 55.2 28 16.4 2.1
Spandana Sphoorty 261.7 9.5 (3.8%) Small Cap 2,424 -66.2 20.7 - 0.6
Fusion Finance 151.8 2.9 (1.9%) Small Cap 2,317 -91.8 21.8 - 0.8
Muthoot Microfin 133.7 3 (2.3%) Small Cap 2,270 17.5 19.8 7.5 0.7
Five Star Business 722.6 28.5 (4.1%) Small Cap 2,183 35 38.3 19.9 3.4
Northern ARC Capital 168.6 2.4 (1.4%) Small Cap 1,829 17.4 15.3 9.6 0.8
Fedbank Financial 90.1 2 (2.3%) Small Cap 1,577 5.9 15.5 14.8 1.4
Shows rows:

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income1.070.951.140.830.990.931.301.402.981.28
Interest Income1.070.951.010.830.980.931.281.401.401.27
Other Income 000.140.010.0100.0201.570.01
Expenditure 0.720.670.720.680.650.600.842.430.780.68
Interest Expense 0.450.370.400.360.340.270.530.520.480.31
Operating Expenses 0.260.280.300.320.310.320.310.340.300.36
Provisions 0.010.020.01000.0101.5700
Exceptional Items 0-0.0200000000
Profit Before Tax 0.340.260.420.150.340.330.46-1.032.190.60
Taxes -0.010.050.080.03-0.060.070.04-0.240.510.12
Profit After Tax 0.350.200.340.120.390.260.42-0.791.680.48
Adjusted EPS (₹)0.40.20.30.10.40.30.4-0.81.70.5
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital11.5711.7712.1112.2312.6212.8813.3012.5114.1914.68
Share Capital 10.1410.1410.1410.1410.1410.1410.1410.1410.1410.14
Reserves 1.431.631.972.092.482.733.162.374.054.53
Minority Interest0000000000
Long Term Borrowings3.353.694.064.382.386.097.105.886.990.13
Current Liabilities 0.130.100.130.210.250.220.250.300.320.26
Trade Payables0.0100000.070.070.210.210.21
Short term borrowings0000000000
Other Liabilities-0.010000-0.07-0.07-0.21-0.21-0.21
Total Liabilities 15.0515.5616.3016.8215.2519.1820.6518.6921.5115.07

Assets

Non Current Asset 13.8814.9015.0116.4114.6518.3915.1413.8316.0810.88
Loan Asset 000000005.200
Other Non Current Asset 13.8814.9015.0116.4114.6518.3915.1413.8310.8810.88
Current Asset 1.170.671.290.410.600.805.524.865.434.19
Current Investment0000000000
Other Current Asset1.170.671.290.410.600.805.524.865.434.19
Total Assets 15.0515.5616.3016.8215.2519.1820.6518.6921.5115.07

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity 1.02-0.730.88-0.920.06-3.873.361.280.375.97
Cash Flow From Investing Activity 0000000000
Cash Flow From Financing Activity -0.2500003.951.37-1.500.31-7.22
Net Cash Flow 0.78-0.730.88-0.920.060.084.73-0.210.68-1.24
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)0000000-120
DPS (₹)0000000000
BVPS (₹)11121212121313121414

Performance Ratios

ROA (%)2.31.32.10.72.41.52.1-4.08.42.6
ROE (%)3.11.72.91.03.12.03.2-6.112.63.4
ROCE (%)5.34.15.23.14.33.55.1-2.613.55.1

Valuation Parameters

Price/Book(x)0.50.20.60.30.20.00.40.50.50.9

Anjani Finance Ltd Stock News

Anjani Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Anjani Finance on 04-Mar-2025 16:59 is ₹12.58.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 04-Mar-2025 16:59 the market cap of Anjani Finance stood at ₹12.76.
The latest P/E ratio of Anjani Finance as of 04-Mar-2025 16:59 is 32.72.
The latest P/B ratio of Anjani Finance as of 04-Mar-2025 16:59 is 0.85.
The 52-week high of Anjani Finance is ₹15.90 and the 52-week low is ₹10.00.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Anjani Finance is ₹0.70 ( Cr.) .

About Anjani Finance Ltd

Anjani Finance, earlier known as Gujarat Guaranty & Financials Limited is a non-banking finance company incorporated in 1989; the name change of the company was effective from September 04, 2006. The Company's principal activity is to provide financial and investment services.

The Company is mainly doing Finance business and running a wind energy generation plant (wind mill). There is stiff competition among major NBFC companies in finance sector, but due to long history and good background, the customers give preference to the company.

Read More Read Less
You have 2 views remaining as a Guest User. To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now
© 2025 The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me ® is a registered trademark of The Alchemists Ark Pvt. Ltd.
Please wait your portfolio is updating...