Anupam Finserv Ltd - Stock Valuation and Financial Performance

BSE: 530109 | NSE: | Finance - NBFC | Small Cap

Anupam Finserv Share Price

1.61 -0.13 -7.47%
as on 12-Feb'25 16:59

DeciZen - make an informed investing decision on Anupam Finserv

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Anupam Finserv stock performance -

P/E Ratio (SA):
44.34
Market Cap:
30.6 Cr.
52-wk low:
1.6
52-wk high:
2.5

Is Anupam Finserv Ltd an attractive stock to invest in?

1. Is Anupam Finserv Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Anupam Finserv Ltd is a below average quality company.

2. Is Anupam Finserv Ltd undervalued or overvalued?

The key valuation ratios of Anupam Finserv Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

3. Is Anupam Finserv Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Anupam Finserv Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Anupam Finserv:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Anupam Finserv Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)0.60.50.52.42.42.32.92.92.53.22
YoY Gr. Rt. %--13.8%0%386%-2.5%-2.5%23.8%2.8%-14%25.3%-
Adj EPS (₹ ) -00000.10.10.10.10.10.10
YoY Gr. Rt. %-NA100%100%25%0%100%0%-40%16.7%-
BVPS (₹ )0.70.70.70.80.80.911.11.21.21.5
YoY Gr. Rt. %-1.5%3%16.2%6.3%6%11.2%10.1%5.5%7%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)-3.81.42.33.43.43.46.674.250

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income20.8%6%3.5%25.3%
Adj EPSNA7%-11.2%16.7%
BVPS7.3%7.9%7.5%7%
Share Price 12% -5.1% -20.2% -30.6%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)-43.713.629.718.626.927.644.344.930.629.535
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)-4.11.63.36.26.25.810.6105.46.22.6

Recent Performance Summary

Total Income has increased 3.49 CAGR in last 3 years

Return on Equity has declined versus last 3 years average to 2.90%

Net Profit has declined -11.21 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Anupam Finserv Ltd.

Standalone Consolidated
TTM EPS (₹) 0 -
TTM Sales (₹ Cr.) 2.2 -
BVPS (₹.) 1.5 -
Reserves (₹ Cr.) 10 -
P/BV 1.05 -
PE 44.34 -
From the Market
52 Week Low / High (₹) 1.61 / 2.53
All Time Low / High (₹) 0.02 / 4.55
Market Cap (₹ Cr.) 30.6
Equity (₹ Cr.) 19
Face Value (₹) 1
Industry PE 27.1

Quarterly Results

 Mar'24 YoY Gr. Rt. %Jun'24 YoY Gr. Rt. %Sep'24 YoY Gr. Rt. %Dec'24 YoY Gr. Rt. %
Operating Income0.5 12.50.6 48.70.6 38.10.6 18
Adj EPS (₹)0.02 00.02 1000.01 -500.01 -66.7
Net Profit Mgn %26.31 80 bps22.15 226 bps13.38 -1381 bps15.98 -3078 bps

Management X-Ray of Anupam Finserv:

Shareholding Pattern

JavaScript chart by amCharts 3.21.5
JavaScript chart by amCharts 3.21.5Promoters:29.33%Institutions:0.02%Non-Institutions:70.65%

Promoter's Holding & Share Pledging

JavaScript chart by amCharts 3.21.5Sep22Dec22Mar23Jun23Sep23Dec23Mar24Jun24Sep24Dec240%5%10%15%20%25%30%35%
Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Valuation of Anupam Finserv

MRP
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MOS
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DP
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Base BVPS
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DPS
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MRP: ₹ 0
DP: ₹0
Base BVPS ₹:
DPS ₹:
MOS (%):
Save my Valuation
Expected BVPS Growth Rate:
0%
Base 0%
30%
Expected Rate of Return:
0%
Base 0%
30%
Future PBV:
0
Base 0
40
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max

Event Update

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Analyst's Notes

No data found!

Key Ratios of Anupam Finserv

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Company Name CMP(₹)
Change ₹(%)
Market Cap
Net Sales (₹ Cr.)
Latest EPS (₹)
Net Profit Margin %
Latest P/E
Latest P/BV
Piramal Enterprises 978.3 19.6 (2%) Small Cap 10,020 23.1 -16.8 42.4 0.8
Edelweiss Financial 105.4 -3.8 (-3.5%) Small Cap 9,500 4.9 5.6 21.6 1.9
Manappuram Finance 191.7 -5.7 (-2.9%) Small Cap 8,848 26.7 24.8 7.2 1.3
CreditAccess Grameen 998.1 2.8 (0.3%) Small Cap 5,167 55.2 28 18.1 2.3
Spandana Sphoorty 313.9 -12.7 (-3.9%) Small Cap 2,424 -66.2 20.7 - 0.7
Fusion Finance 172.5 0.9 (0.5%) Small Cap 2,317 -8.1 21.8 - 0.7
Muthoot Microfin 147.5 -3.7 (-2.5%) Small Cap 2,270 17.5 19.8 8.4 0.8
Five Star Business 698.8 -1.8 (-0.3%) Small Cap 2,183 35 38.3 20 3.4
Northern ARC Capital 182 -2.3 (-1.2%) Small Cap 1,829 17.4 15.3 10.5 0.9
Fedbank Financial 91.8 -1 (-1.1%) Small Cap 1,577 5.9 15.5 15.5 1.4
Shows rows:

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income0.580.510.512.502.372.322.912.962.533.23
Interest Income0.580.500.502.432.372.312.862.942.533.17
Other Income 00.0100.0700.010.050.0200.05
Expenditure 0.770.400.311.981.431.571.211.271.501.98
Interest Expense 00.020.090.650.920.850.790.700.310.30
Operating Expenses 0.310.290.191.330.270.300.390.490.821.34
Provisions 0.460.080.0300.240.420.020.070.380.34
Exceptional Items 0000000000
Profit Before Tax -0.190.110.190.520.940.741.701.691.031.25
Taxes 0.060.040.040.060.310.110.440.370.260.31
Profit After Tax -0.250.070.150.450.640.641.271.320.770.94
Adjusted EPS (₹)0.00.00.00.00.10.10.10.10.10.1
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital4.344.414.569.9810.6311.2712.5413.8614.6315.57
Share Capital 5.515.515.5110.5110.5110.5110.5111.5611.5611.56
Reserves -1.17-1.10-0.95-0.540.120.762.032.293.074
Minority Interest0000000000
Long Term Borrowings00000-0.17-0.050.040.010.01
Current Liabilities 0.130.693.658.408.527.217.453.864.352.91
Trade Payables0.030.100.040.030.040.030.050.050.030.08
Short term borrowings00.403.408.077.916.576.473.093.952.36
Other Liabilities-0.03-0.50-3.44-8.10-7.95-6.60-6.52-3.14-3.98-2.43
Total Liabilities 4.475.108.2118.3719.1518.3119.9417.7518.9918.49

Assets

Non Current Asset 4.224.2500.610.010.0101.452.402.24
Loan Asset 0000000000
Other Non Current Asset 4.224.2500.610.010.0101.452.402.24
Current Asset 0.260.858.2117.7719.1418.3119.9416.3016.5816.25
Current Investment000.253.710.890.991.080.880.630.68
Other Current Asset0.260.857.9614.0618.2517.3218.8615.4315.9515.57
Total Assets 4.475.108.2118.3719.1518.3119.9417.7518.9918.49

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity 0.170.17-2.70-4.79-3.591.620.683.550.482.41
Cash Flow From Investing Activity 00-0.25-3.462.94-0.280.51-0.83-1.41-0.66
Cash Flow From Financing Activity -0.07-0.072.999.02-0.16-1.34-0.10-3.380.86-1.59
Net Cash Flow 0.090.090.040.77-0.8101.09-0.66-0.070.15
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)0000111000
DPS (₹)0000000000
BVPS (₹)8889101112111

Performance Ratios

ROA (%)-3.81.42.33.43.43.46.67.04.25.0
ROE (%)-4.11.63.36.26.25.810.610.05.46.2
ROCE (%)-3.02.94.59.010.28.813.613.37.58.5

Valuation Parameters

Price/Book(x)0.60.01.31.71.01.00.72.41.21.5

Anupam Finserv Ltd Stock News

Anupam Finserv Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Anupam Finserv on 12-Feb-2025 16:59 is ₹1.61.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 12-Feb-2025 16:59 the market cap of Anupam Finserv stood at ₹30.55.
The latest P/E ratio of Anupam Finserv as of 12-Feb-2025 16:59 is 44.34.
The latest P/B ratio of Anupam Finserv as of 12-Feb-2025 16:59 is 1.05.
The 52-week high of Anupam Finserv is ₹2.53 and the 52-week low is ₹1.61.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Anupam Finserv is ₹2.17 ( Cr.) .

About Anupam Finserv Ltd

Vantage Corporate Services was originally incorporated in 1991 by professionals from the field of finance and law. It was formed under the name of Vantage Consultancy Services Private Limited and was subsequently converted to public limited company and the name was changed to Vantage Corporate Services Limited.

Vantage Corporate Services is a public limited widely held company listed on Mumbai & Ahmedabad stock exchanges.

The registered office of the company is located at 427/429, S V P Road, K N Bhatia Trust Building, Opposite New H N Hospital Mumbai, Maharashtra-400004.

Business area of the company:

Presently the company is engaged in the business of consultancy, investment and training.

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