BSE: 532938 | NSE: CAPF | Finance - NBFC | Small Cap
Past 10 year's financial track record analysis by Moneyworks4me indicates that Capital First Ltd. - (Amalgamated) is a average quality company.
The key valuation ratios of Capital First Ltd. - (Amalgamated)'s currently when compared to its past seem to suggest it is in the Undervalued zone.
No data found
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
| Mar'09 | Mar'10 | Mar'11 | Mar'12 | Mar'13 | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Income (₹ Cr.) | 131 | 55.4 | 239 | 702 | 793 | 1,052 | 1,411 | 1,845 | 2,701 | 3,593 | 4,045 | |
| YoY Gr. Rt. % | - | -57.6% | 330.7% | 194.3% | 13% | 32.7% | 34% | 30.8% | 46.4% | 33% | - | |
| Adj EPS (₹ ) | 1.5 | 2.7 | 8.5 | 14.3 | 9.9 | 4.5 | 12.3 | 17.2 | 22.3 | 33 | 37.5 | |
| YoY Gr. Rt. % | - | 85.7% | 212.5% | 67.5% | -30.7% | -54.5% | 173% | 39.7% | 29.4% | 48.4% | - | |
| BVPS (₹ ) | 117.1 | 118.6 | 104.7 | 123.3 | 126.9 | 131.2 | 159.2 | 171.4 | 217.6 | 228.3 | 253.7 | |
| YoY Gr. Rt. % | - | 1.3% | -11.8% | 17.8% | 2.9% | 3.5% | 21.3% | 7.6% | 27% | 4.9% | - | |
| To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ | ||||||||||||
| Net Profit/Total Funds (%) | 0.8 | 1.4 | 2.3 | 2 | 1.1 | 0.4 | 1.1 | 1.3 | 1.4 | 1.6 | 0 | |
CAGR Colour Code Guide ⓘ
| 9 Years | 5 Years | 3 Years | 1 Years | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 44.5% | 35.3% | 36.6% | 33% | ||||||||
| Adj EPS | 41.3% | 27.2% | 39% | 48.4% | ||||||||
| BVPS | 7.7% | 12.5% | 12.8% | 4.9% | ||||||||
| Share Price | - | - | - | - | ||||||||
| RATIOS \ YEARS | Mar'09 | Mar'10 | Mar'11 | Mar'12 | Mar'13 | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Quality Ratio | To view Asset Quality Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Net NPA to Net Advances (%) | 0 | 0 | 0 | 0 | 0 | 0.1 | 0.2 | 0 | 0 | 0 | - | |
| Capitalization Ratio | To view Capitalization Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Capital Adequacy Ratio (%) | 0 | 0 | 0 | 0 | 23.5 | 22.2 | 23.4 | 0 | 0 | 0 | - | |
| Margins | ||||||||||||
| Net Profit Margin (%) | 7.1 | 31.3 | 23.2 | 13.1 | 8.8 | 3.5 | 7.9 | 8.5 | 8 | 9.1 | 9.2 | |
| Performance Ratios | To view Performance Ratios Colour Rating Guide click here ⓘ | |||||||||||
| Return on Equity (%) | 1.3 | 2.3 | 7.7 | 12.5 | 8.3 | 3.8 | 8.9 | 10.4 | 11.8 | 14.9 | 13.2 | |
No data to display
Return on Equity has declined versus last 3 years average to %
| Standalone | Consolidated | |
|---|---|---|
| TTM EPS (₹) | 37.5 | 39.2 |
| TTM Sales (₹ Cr.) | 4,045 | 4,324 |
| BVPS (₹.) ⓘ | 253.7 | 254.2 |
| Reserves (₹ Cr.) ⓘ | 2,705 | 2,725 |
| P/BV ⓘ | 2.32 | 2.31 |
| PE ⓘ | 15.69 | 14.99 |
| From the Market | |
|---|---|
| 52 Week Low / High (₹) | 582.20 / 601.95 |
| All Time Low / High (₹) | 92.90 / 1190.00 |
| Market Cap (₹ Cr.) | 5,821 |
| Equity (₹ Cr.) | 99.1 |
| Face Value (₹) | 10 |
| Industry PE ⓘ | 28.2 |
| Pledged * | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PARTICULARS | Mar'09 | Mar'10 | Mar'11 | Mar'12 | Mar'13 | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income | 135.80 | 55.79 | 263.73 | 702.76 | 801.14 | 1,079.71 | 1,425.93 | 1,848.27 | 2,728.69 | 3,628.25 |
| Interest Income | 130.68 | 55.38 | 238.54 | 701.92 | 793.16 | 1,052.41 | 1,410.63 | 1,844.99 | 2,700.76 | 3,592.96 |
| Other Income ⓘ | 5.12 | 0.41 | 25.19 | 0.84 | 7.98 | 27.30 | 15.30 | 3.28 | 27.93 | 35.29 |
| Expenditure ⓘ | 125.95 | 34.99 | 188.54 | 567.65 | 747.02 | 1,004.38 | 1,264.61 | 1,609.66 | 2,396.41 | 3,173.68 |
| Interest Expense ⓘ | 26.56 | 8.76 | 117.84 | 395.63 | 488.47 | 668.66 | 816.08 | 942.55 | 1,127.91 | 1,294.06 |
| Operating Expenses ⓘ | 76.01 | 25.22 | 34.42 | 132.73 | 217.38 | 226 | 236.98 | 304.11 | 580.51 | 921.19 |
| Provisions | 23.39 | 1.01 | 36.28 | 39.29 | 41.18 | 109.72 | 211.56 | 363 | 687.98 | 958.43 |
| Exceptional Items ⓘ | 0 | 0 | 0 | 0 | 24.32 | -34.45 | 0 | 0 | 0 | 29.37 |
| Profit Before Tax ⓘ | 9.85 | 20.80 | 75.19 | 135.11 | 78.44 | 40.89 | 161.32 | 238.61 | 332.29 | 483.94 |
| Taxes ⓘ | 0.54 | 3.48 | 19.93 | 42.92 | 8.67 | 3.90 | 49.30 | 81.70 | 115.42 | 156.93 |
| Profit After Tax | 9.31 | 17.32 | 55.26 | 92.19 | 69.77 | 36.98 | 112.02 | 156.91 | 216.86 | 327.01 |
| Adjusted EPS (₹) | 1.5 | 2.7 | 8.5 | 14.3 | 9.9 | 4.5 | 12.3 | 17.2 | 22.3 | 33.0 |
| Dividend Payout Ratio (%) | 0% | 37% | 18% | 10% | 18% | 44% | 18% | 14% | 12% | 8% |
| PARTICULARS | Mar'09 | Mar'10 | Mar'11 | Mar'12 | Mar'13 | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 |
|---|---|---|---|---|---|---|---|---|---|---|
Equity and Liabilities | ||||||||||
| Equity Capital | 743.61 | 753.50 | 681.43 | 810.46 | 941.95 | 1,134.84 | 1,539.25 | 1,659.60 | 2,237.21 | 2,549.97 |
| Share Capital ⓘ | 63.53 | 63.53 | 64.78 | 64.50 | 70.41 | 82.02 | 90.98 | 91.24 | 97.42 | 98.97 |
| Reserves ⓘ | 680.09 | 689.97 | 616.65 | 745.97 | 871.53 | 1,052.82 | 1,448.27 | 1,568.36 | 2,139.79 | 2,451 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long Term Borrowings | 473.32 | 442.86 | 1,184.39 | 2,821.95 | 4,560.23 | 5,659.29 | 4,608.95 | 7,210.02 | 8,721.21 | 13,721.54 |
| Current Liabilities | 65.70 | 30.44 | 1,644.21 | 2,014.25 | 2,034.47 | 3,195.75 | 4,154.89 | 5,108.33 | 5,906.80 | 7,622.48 |
| Trade Payables | 17.69 | 5.06 | 31.72 | 40.88 | 52.75 | 64.49 | 80.59 | 122.18 | 175.09 | 310.56 |
| Short term borrowings | 0 | 0 | 1,168.75 | 1,152.24 | 1,093.77 | 1,493.72 | 1,390.49 | 1,552.44 | 2,505.69 | 3,702.23 |
| Other Liabilities | -17.69 | -5.06 | -1,141.07 | -1,193.11 | -1,146.52 | -1,557.38 | -1,471.08 | -1,674.47 | -2,680.78 | -4,012.75 |
| Total Liabilities ⓘ | 1,282.64 | 1,226.80 | 3,569.43 | 5,646.66 | 7,536.64 | 9,990.72 | 10,303.09 | 13,978.10 | 16,865.23 | 23,894.03 |
Assets | ||||||||||
| Non Current Asset | 125.33 | 277.53 | 2,042.86 | 3,170.67 | 4,322.64 | 5,225.76 | 6,681.35 | 8,442.28 | 9,183.19 | 14,229.80 |
| Loan Asset | 0 | 0 | 1,919.15 | 2,618.95 | 3,868.65 | 0 | 0 | 0 | 0 | 0 |
| Other Non Current Asset ⓘ | 125.33 | 277.53 | 123.71 | 551.72 | 454 | 5,225.76 | 6,681.35 | 8,442.28 | 9,183.19 | 14,229.80 |
| Current Asset | 1,157.31 | 949.27 | 1,523.20 | 2,460.45 | 3,165.24 | 4,706.55 | 3,531.21 | 5,439.83 | 7,565.11 | 9,373.47 |
| Current Investment | 510.87 | 284.28 | 232.67 | 60.68 | 0 | 346.32 | 29.07 | 31.84 | 24.40 | 7.54 |
| Other Current Asset | 646.44 | 664.98 | 1,290.53 | 2,399.77 | 3,165.24 | 4,360.24 | 3,502.14 | 5,407.99 | 7,540.70 | 9,365.93 |
| Total Assets ⓘ | 1,282.64 | 1,226.80 | 3,569.43 | 5,646.66 | 7,536.64 | 9,990.72 | 10,303.09 | 13,978.10 | 16,865.23 | 23,894.03 |
| PARTICULARS | Mar'09 | Mar'10 | Mar'11 | Mar'12 | Mar'13 | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash Flow From Operating Activity ⓘ | -381.28 | -403.35 | -1,321.30 | -1,333.26 | -1,219.78 | -1,167.99 | -1,375.50 | -3,323.83 | -1,631.43 | -6,275.18 |
| Cash Flow From Investing Activity ⓘ | -24.49 | -27.33 | 28.95 | -62.14 | 103.79 | -277.52 | 324.37 | -71.89 | -102.30 | -230.59 |
| Cash Flow From Financing Activity ⓘ | 383.92 | 332.15 | 1,597.75 | 1,551.06 | 1,742.61 | 2,293.02 | 80.92 | 3,339.57 | 2,298.92 | 6,166.83 |
| Net Cash Flow ⓘ | -21.85 | -98.53 | 305.41 | 155.66 | 626.61 | 847.50 | -970.21 | -56.15 | 565.19 | -338.94 |
| PARTICULARS | Mar'09 | Mar'10 | Mar'11 | Mar'12 | Mar'13 | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 |
|---|---|---|---|---|---|---|---|---|---|---|
Operational & Financial Ratios |
||||||||||
| EPS (₹) | 1 | 3 | 9 | 14 | 10 | 5 | 12 | 17 | 22 | 33 |
| DPS (₹) | 0 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 3 |
| BVPS (₹) | 117 | 119 | 105 | 123 | 127 | 131 | 159 | 171 | 218 | 228 |
Performance Ratios | ||||||||||
| ROA (%) | 0.8 | 1.4 | 2.3 | 2.0 | 1.1 | 0.4 | 1.1 | 1.3 | 1.4 | 1.6 |
| ROE (%) | 1.3 | 2.3 | 7.7 | 12.5 | 8.3 | 3.8 | 8.9 | 10.4 | 11.8 | 14.9 |
| ROCE (%) | 3.6 | 2.5 | 8.6 | 12.5 | 9.2 | 8.5 | 10.2 | 10.4 | 10.1 | 9.4 |
Valuation Parameters | ||||||||||
| Price/Book(x) | 0.9 | 1.6 | 1.3 | 1.0 | 1.3 | 1.3 | 2.5 | 2.5 | 3.6 | 2.7 |
Future Capital Holdings (FCHL) incorporated in 2005; is engaged into capital management and investing business. This non banking financial company is part of Future Group.
This financial arm of Future Group provides investment advisory to assets worth over $1 billion that are being invested in consumer brands and companies, real estate, hotels and logistics. FCHL’s consumer finance operates through 150 locations.
FCH is amongst the fastest growing financial services company in
The company owns subsidiaries namely Kshitij Investment Advisory Company, Ambit Investment Advisory Company and Indivision Investment Advisors.
Future Group
Future Group has business interests through its various subsidiaries in area of consumer finance, capital, insurance, leisure and entertainment, brand development, retail real estate development, retail media and logistics. Besides FCHL, the group owns other companies like Pantaloon Retail, Future Generali, Galaxy Entertainment, Home Solutions Retail India, Future Brands, Future Logistic Solutions, Convergem Communication (India), Talwalkars Pantaloon Fitness, Foot Mart Retail are among others.
Business area
Investment Advisory- Under this company offers its advisory services to various segments such as private equity, real estate and research. In equity segment, company advises investment manager of Indivision India Partners. In real estate segment, company provides range of advisory services in area of project evaluation, land acquisition, project conceptualization and design, leasing, property management and investment exits.
FCHL’s research division provides in depth analysis on various areas.
Retail Financial Services- Under this company has introduced ‘Future Money’ which is provides financial products and services. Incepted in 2007, Future Money has expanded to 145 points spread across 30 cities in
Wholesale Credit- The company provides due diligence in various asset class such as private equity, real estate and special situations. This segment of the company focuses on the area of project and acquisition financing, and other special situations related financing and also acts a promoter.
Recent Development:
October 2010 - Future Capital Holdings (FCH) acquired Anchor Investment and Trading, subject to necessary regulatory approvals. Following the said acquisition, Anchor has become a wholly owned subsidiary of the company.
November 2010 - The company secured its board’s nod for merger of Future Capital Financial Services, a wholly owned subsidiary of the company and a systematically important Non-Banking Financial Company (NBFC) registered with Reserve Bank of India (RBI) pursuant to Section 391-394 of the Companies Act, 1956, with itslef. The board gave its approval at its meeting held on November 02, 2010.
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Funds ranking in screeners: Performance Consistency and Quality are two parameters used for ranking funds for SIP. The ranking as follows GG, GO, GR, OG, OO, OR, RG, RO and RR.
With the same color-coded funds, the one with the higher Average 3-year rolling returns (over 5 to 10 years), the number that appears in the Performance tag, ranks higher.
Here is the summary:
The third tag Upside Potential is not relevant for SIP. It is relevant for lumpsum investments in Mutual Funds.
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