Credent Global Finance Ltd - Stock Valuation and Financial Performance

BSE: 539598 | NSE: | Finance - NBFC | Small Cap

Credent Global Fin. Share Price

25.05 -0.30 -1.18%
as on 31-Oct'24 16:01

DeciZen - make an informed investing decision on Credent Global Fin.

Overall Rating
M-Cap below 500cr. High Risk from low Liquidity Bole Toh

1. Quality

2. Valuation

Somewhat Undervalued

3. Price Trend

Credent Global Finance stock performance -

mw4me loader
P/E Ratio (SA):
48.00
Market Cap:
129.2 Cr.
52-wk low:
21.3
52-wk high:
33.7

Is Credent Global Finance Ltd an attractive stock to invest in?

1. Is Credent Global Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Credent Global Finance Ltd is a below average quality company.

2. Is Credent Global Finance Ltd undervalued or overvalued?

The key valuation ratios of Credent Global Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

3. Is Credent Global Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Credent Global Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Credent Global Fin.:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Credent Global Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)0.10.20.20.30.30.30.30.40.637
YoY Gr. Rt. %-187.5%4.4%8.3%-3.9%8%7.4%20.7%74.3%398.4%-
Adj EPS (₹ ) 00-0.100000.10.20.40.5
YoY Gr. Rt. %-NA-700%NA0%300%0%50%150%146.7%-
BVPS (₹ )221.91.91.9222.12.2412.5
YoY Gr. Rt. %-0.5%-3.1%1.1%0.5%2.1%2%3%6.7%78.4%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.20.5-30.60.71.92.22.76.65.80

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income49.8%64.8%118.9%398.4%
Adj EPSNA105.9%109.9%146.7%
BVPS8.1%15.3%25.2%78.4%
Share Price - 51.2% 53.4% -9%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)13.411.5-70.813.414.93942.845.968.543.437.1
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)0.20.5-30.60.71.92.22.76.812.94.2

Recent Performance Summary

Total Income has increased 118.86 CAGR in last 3 years

Net Profit has increased 109.92 CAGR in last 3 years

Total income growth is good in last 4 quarters

Return on Equity has declined versus last 3 years average to 6.30%

Latest Financials - Credent Global Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 0.5 -1.7
TTM Sales (₹ Cr.) 7.2 9.1
BVPS (₹.) 12.5 12.3
Reserves (₹ Cr.) 54 53
P/BV 2.02 2.04
PE 48.00 0.00
From the Market
52 Week Low / High (₹) 21.25 / 33.73
All Time Low / High (₹) 1.55 / 66.16
Market Cap (₹ Cr.) 129
Equity (₹ Cr.) 10.3
Face Value (₹) 2
Industry PE 29.3

Management X-Ray of Credent Global Fin.:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Credent Global Fin.

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income0000000013
Interest Income0000000013
Other Income 0000000000
Expenditure 0000000001
Interest Expense 0000000000
Operating Expenses 0000000001
Provisions 0000000000
Exceptional Items 0000000000
Profit Before Tax 0000000012
Taxes 0000000001
Profit After Tax 0000000001
Adjusted EPS (₹)0.00.0-0.10.00.00.00.00.10.20.4
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%26%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital66566666614
Share Capital 6666666667
Reserves 0000000017
Minority Interest0000000000
Long Term Borrowings0000000001
Current Liabilities 00000000024
Trade Payables0000000000
Short term borrowings00000000019
Other Liabilities000000000-19
Total Liabilities 66666666739

Assets

Non Current Asset 33222220012
Loan Asset 0000000000
Other Non Current Asset 33222220012
Current Asset 33333446627
Current Investment0000000000
Other Current Asset33333446627
Total Assets 66666666739

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity 00-1000000-12
Cash Flow From Investing Activity 000000000-11
Cash Flow From Financing Activity 00000000026
Net Cash Flow 0000000003
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)0000000012
DPS (₹)0000000001
BVPS (₹)10101010101010111120

Performance Ratios

ROA (%)0.20.5-3.00.60.71.92.22.76.65.8
ROE (%)0.20.5-3.00.60.71.92.22.76.812.9
ROCE (%)0.20.7-3.01.11.02.53.03.79.210.7

Valuation Parameters

Price/Book(x)0.00.00.00.01.01.20.90.04.03.4

Credent Global Finance Ltd Stock News

Credent Global Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Credent Global Fin. on 31-Oct-2024 16:01 is ₹25.05.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 31-Oct-2024 16:01 the market cap of Credent Global Fin. stood at ₹129.2.
The latest P/E ratio of Credent Global Fin. as of 31-Oct-2024 16:01 is 48.00.
The latest P/B ratio of Credent Global Fin. as of 31-Oct-2024 16:01 is 2.02.
The 52-week high of Credent Global Fin. is ₹33.73 and the 52-week low is ₹21.25.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Credent Global Fin. is ₹7.21 ( Cr.) .

About Credent Global Finance Ltd

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