Emerald Finance Ltd - Stock Valuation and Financial Performance

BSE: 538882 | NSE: | Finance - NBFC | Small Cap

Emerald Finance Share Price

104 -3.60 -3.35%
as on 13-Mar'25 16:59

DeciZen - make an informed investing decision on Emerald Finance

Overall Rating
Login to view analysis. M-Cap below 500cr. High Risk from low Liquidity Bole Toh

1. Quality


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2. Valuation


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3. Price Trend


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Emerald Finance stock performance -

P/E Ratio (SA):
71.54
Market Cap:
351.3 Cr.
52-wk low:
26.5
52-wk high:
167.7

Is Emerald Finance Ltd an attractive stock to invest in?


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10 Year X-Ray of Emerald Finance: Login to view analysis.

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Emerald Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)0.90.70.50.61.11.82.64.15.47.411
YoY Gr. Rt. %--23.6%-25%15.7%88.1%61.3%45.8%56.7%31.5%37.4%-
Adj EPS (₹ ) 0.10.10.10.10.30.51.10.60.711.5
YoY Gr. Rt. %--7.7%-16.7%10%172.7%66.7%122%-49.6%23.2%44.9%-
BVPS (₹ )4.64.74.84.88.48.8121112.11318.8
YoY Gr. Rt. %-2.6%2.6%0%73.5%4.5%36.6%-7.8%9.9%7.3%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)2.92.61.91.94.75.17.165.26.30

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income26.5%46.1%41.5%37.4%
Adj EPS25.4%27.2%-3.4%44.9%
BVPS12.3%9.2%2.8%7.3%
Share Price 32% 64.4% 76.6% 247.3%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)10.312.212.612.531.232.338.639.738.740.745.1
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)32.622.25.45.99.67.66.17.98.3

Recent Performance Summary

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Latest Financials - Emerald Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 1.5 2.2
TTM Sales (₹ Cr.) 10.9 19
BVPS (₹.) 18.8 21.5
Reserves (₹ Cr.) 25 39
P/BV 5.54 4.84
PE 71.54 47.56
From the Market
52 Week Low / High (₹) 26.50 / 167.65
All Time Low / High (₹) 4.51 / 167.65
Market Cap (₹ Cr.) 351
Equity (₹ Cr.) 33.8
Face Value (₹) 10
Industry PE 27.2

Quarterly Results

 Mar'24 YoY Gr. Rt. %Jun'24 YoY Gr. Rt. %Sep'24 YoY Gr. Rt. %Dec'24 YoY Gr. Rt. %
Operating Income31 -21.930.8 9.328.8 -10.328.5 -10.8
Adj EPS (₹)2.69 N/A1.99 8951.24 254.31.24 396
Net Profit Mgn %10.15 1134 bps7.29 566 bps5.69 369 bps7.50 612 bps

Management X-Ray of Emerald Finance:

Shareholding Pattern

JavaScript chart by amCharts 3.21.5
JavaScript chart by amCharts 3.21.5Promoters:60.51%Institutions:9.78%Non-Institutions:29.71%

Promoter's Holding & Share Pledging

JavaScript chart by amCharts 3.21.5Sep22Dec22Mar23Jun23Sep23Dec23Mar24Jun24Sep24Dec240%20%40%60%80%
Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

No data found!

Key Ratios of Emerald Finance

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income1111123457
Interest Income1111123457
Other Income 0000000000
Expenditure 1100111233
Interest Expense 0000000011
Operating Expenses 1100111122
Provisions 0000000000
Exceptional Items 0000000000
Profit Before Tax 0000011234
Taxes 0000000111
Profit After Tax 0000011223
Adjusted EPS (₹)0.10.10.10.10.30.51.10.60.71.0
Dividend Payout Ratio (%)0%0%0%0%0%39%9%18%14%10%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital3333101011323739
Share Capital 3333999293030
Reserves 0000112379
Minority Interest0000000000
Long Term Borrowings00011223413
Current Liabilities 0000013312
Trade Payables0000000000
Short term borrowings0000000100
Other Liabilities0000000-100
Total Liabilities 3344111216384254

Assets

Non Current Asset 0011111111
Loan Asset 0000000000
Other Non Current Asset 0011111111
Current Asset 3333101115364153
Current Investment0000000000
Other Current Asset3333101115364153
Total Assets 3344111216384254

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity 0010-4-31-212-11
Cash Flow From Investing Activity 00-10000000
Cash Flow From Financing Activity 00016102228
Net Cash Flow 00002-2115-4
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)0000011111
DPS (₹)0000000000
BVPS (₹)10111111111112111213

Performance Ratios

ROA (%)2.92.61.91.94.75.17.16.05.26.3
ROE (%)3.02.62.02.25.45.99.67.66.17.9
ROCE (%)4.33.82.83.58.08.312.710.48.911.0

Valuation Parameters

Price/Book(x)0.00.04.23.41.11.01.01.51.92.8

Emerald Finance Ltd Stock News

Emerald Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Emerald Finance on 13-Mar-2025 16:59 is ₹104.0.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 13-Mar-2025 16:59 the market cap of Emerald Finance stood at ₹351.3.
The latest P/E ratio of Emerald Finance as of 13-Mar-2025 16:59 is 71.54.
The latest P/B ratio of Emerald Finance as of 13-Mar-2025 16:59 is 5.54.
The 52-week high of Emerald Finance is ₹167.7 and the 52-week low is ₹26.50.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Emerald Finance is ₹10.86 ( Cr.) .

About Emerald Finance Ltd

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