Greencrest Financial Services Ltd - Stock Valuation and Financial Performance

BSE: 531737 | NSE: | Finance - NBFC | Small Cap

Greencrest Financial Share Price

0.79 -0.01 -1.25%
as on 11-Feb'25 16:59

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Greencrest Financial Services stock performance -

P/E Ratio (SA):
0.00
Market Cap:
28.9 Cr.
52-wk low:
0.8
52-wk high:
1.2

Is Greencrest Financial Services Ltd an attractive stock to invest in?

1. Is Greencrest Financial Services Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Greencrest Financial Services Ltd is a below average quality company.

2. Is Greencrest Financial Services Ltd undervalued or overvalued?

The key valuation ratios of Greencrest Financial Services Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

3. Is Greencrest Financial Services Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Greencrest Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Greencrest Financial:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Greencrest Financial Services Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)
11.815.710.332.557.83.73.88.924.539.39
YoY Gr. Rt. %
-33.8%-34.3%214.9%77.6%-93.7%4.4%133.1%175.7%60.4%-
Adj EPS (₹ )
0000000000-0
YoY Gr. Rt. %
--33.3%0%-50%100%-50%0%100%50%0%-
BVPS (₹ )
1.31.31.31.31.41.41.41.41.41.51.6
YoY Gr. Rt. %
-1.6%0.8%1.5%1.5%1.5%0.7%1.4%2.1%2.1%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)
2.31.41.21.11.40.90.911.81.30

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income14.3%-7.4%117.6%60.4%
Adj EPS0%8.5%44.2%0%
BVPS1.5%1.6%1.9%2.1%
Share Price -35.3% 8.3% 5.1% -25.5%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)
0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%)
0000000000-
Margins
Net Profit Margin (%)
9.94.55.81.61.312.312.66.35.12.7-8.5
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)
2.51.51.31.11.50.911.12.42-1.2

Recent Performance Summary

Total Income has increased 117.63 CAGR in last 3 years

Net Profit has increased 44.22 CAGR in last 3 years

Total income growth is good in last 4 quarters

Return on Equity is Poor

Latest Financials - Greencrest Financial Services Ltd.

Standalone Consolidated
TTM EPS (₹) -0 -
TTM Sales (₹ Cr.) 8.6 -
BVPS (₹.) 1.6 -
Reserves (₹ Cr.) 22 -
P/BV 0.50 -
PE 0.00 -
From the Market
52 Week Low / High (₹) 0.79 / 1.15
All Time Low / High (₹) 0.46 / 73.00
Market Cap (₹ Cr.) 28.9
Equity (₹ Cr.) 36.6
Face Value (₹) 1
Industry PE 27.1

Quarterly Results

 Dec'23 YoY Gr. Rt. %Mar'24 YoY Gr. Rt. %Jun'24 YoY Gr. Rt. %Sep'24 YoY Gr. Rt. %
Operating Income3.9 278.91.5 23.11.6 -17.71.6 -63
Adj EPS (₹)0.04 100-0.19 N/A0.08 166.70.05 -66.7
Net Profit Mgn %8.41 -777 bps-82.21 -6695 bps12.89 -384 bps11.06 -3004 bps

Management X-Ray of Greencrest Financial:

Shareholding Pattern

JavaScript chart by amCharts 3.21.5
JavaScript chart by amCharts 3.21.5Promoters:1.25%Institutions:0%Non-Institutions:98.75%

Promoter's Holding & Share Pledging

JavaScript chart by amCharts 3.21.5Sep22Dec22Mar23Jun23Sep23Dec23Mar24Jun24Sep24Dec240.0%0.2%0.4%0.6%0.8%1.0%1.2%1.4%
Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Valuation of Greencrest Financial

MRP
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MOS
spaceLock icon%
DP
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Base BVPS
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DPS
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MRP: ₹ 0
DP: ₹0
Base BVPS ₹:
DPS ₹:
MOS (%):
Save my Valuation
Expected BVPS Growth Rate:
0%
Base 0%
30%
Expected Rate of Return:
0%
Base 0%
30%
Future PBV:
0
Base 0
40
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max

Event Update

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Analyst's Notes

No data found!

Key Ratios of Greencrest Financial

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Company Name CMP(₹)
Change ₹(%)
Market Cap
Net Sales (₹ Cr.)
Latest EPS (₹)
Net Profit Margin %
Latest P/E
Latest P/BV
Piramal Enterprises 958.8 -52.7 (-5.2%) Small Cap 10,020 23.1 -16.8 41.6 0.8
Edelweiss Financial 109.2 1.4 (1.3%) Small Cap 9,500 4.9 5.6 22.3 2
Manappuram Finance 197.4 -7.5 (-3.6%) Small Cap 8,848 26.7 24.8 7.4 1.3
CreditAccess Grameen 995.3 -61.1 (-5.8%) Small Cap 5,167 55.2 28 18 2.3
Spandana Sphoorty 326.6 -12.4 (-3.7%) Small Cap 2,424 -66.2 20.7 - 0.8
Fusion Finance 171.6 -7.9 (-4.4%) Small Cap 2,317 -8.1 21.8 - 0.7
Muthoot Microfin 151.2 -4.5 (-2.9%) Small Cap 2,270 17.5 19.8 8.6 0.9
Five Star Business 700.6 -26.2 (-3.6%) Small Cap 2,183 35 38.3 20 3.4
Northern ARC Capital 184.3 -3.1 (-1.6%) Small Cap 1,829 17.4 15.3 10.6 0.9
Fedbank Financial 92.8 -1.8 (-1.9%) Small Cap 1,577 5.9 15.5 15.6 1.4
Shows rows:

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income12.1115.7310.3332.5357.773.653.818.8824.4939.27
Interest Income11.7615.7310.3332.5357.773.653.818.8824.4839.27
Other Income 0.3500000000.010
Expenditure 10.3114.709.4431.7956.753.043.158.1322.8137.46
Interest Expense 0.010.050.050.040.06000.161.271.67
Operating Expenses 8.8213.649.2331.7256.253.040.567.5521.5233.90
Provisions 1.481.020.160.020.4302.600.420.021.88
Exceptional Items 0.010.0300000000
Profit Before Tax 1.801.060.900.741.020.600.650.751.681.81
Taxes 0.640.350.290.210.290.160.170.190.420.75
Profit After Tax 1.160.710.600.530.730.450.480.561.261.06
Adjusted EPS (₹)0.00.00.00.00.00.00.00.00.00.0
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital47.1247.8348.5049.0349.9050.3850.8651.4252.6853.74
Share Capital 36.5536.5536.5536.5536.5536.5536.5536.5536.5536.55
Reserves 10.5711.2811.9512.4813.3513.8314.3114.8716.1317.19
Minority Interest0000000000
Long Term Borrowings000-0.01-0.01-0.01-0.01-0.01-0.01-0.01
Current Liabilities 3.421.733.200.772.300.680.7113.7025.4138.79
Trade Payables0.430.431.1500000.820.013.27
Short term borrowings00.120.940.420.400.380.4012.5424.8132.34
Other Liabilities-0.43-0.55-2.09-0.42-0.40-0.38-0.40-13.36-24.82-35.61
Total Liabilities 50.5449.5651.6949.7952.2051.0551.5665.1178.0892.52

Assets

Non Current Asset 00.110.081.960.940.933.293.133.113.10
Loan Asset 0000000000
Other Non Current Asset 00.110.081.960.940.933.293.133.113.10
Current Asset 50.4049.3451.5247.7551.1950.0848.2661.9874.9789.43
Current Investment0000000.900.6501.25
Other Current Asset50.4049.3451.5247.7551.1950.0847.3661.3374.9788.18
Total Assets 50.5449.5651.6949.7952.2051.0551.5665.1178.0892.52

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity 0.786.448.471.853.112.524.64-4.555.804.11
Cash Flow From Investing Activity -0.71-3.26-10.34-2.31-3.16-3.15-2.962.71-4.53-5.14
Cash Flow From Financing Activity -0.010.020.020.020.0200.020.0200
Net Cash Flow 0.053.19-1.84-0.43-0.03-0.631.71-1.821.26-1.03
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)0000000000
DPS (₹)0000000000
BVPS (₹)11111111411

Performance Ratios

ROA (%)2.31.41.21.11.40.90.91.01.81.3
ROE (%)2.51.51.31.11.50.91.01.12.42.0
ROCE (%)3.92.31.91.62.21.21.31.64.24.3

Valuation Parameters

Price/Book(x)50.347.746.624.61.10.40.60.40.50.6

Greencrest Financial Services Ltd Stock News

Greencrest Financial Services Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Greencrest Financial on 11-Feb-2025 16:59 is ₹0.79.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 11-Feb-2025 16:59 the market cap of Greencrest Financial stood at ₹28.88.
The latest P/E ratio of Greencrest Financial as of 11-Feb-2025 16:59 is 0.00.
The latest P/B ratio of Greencrest Financial as of 11-Feb-2025 16:59 is 0.50.
The 52-week high of Greencrest Financial is ₹1.15 and the 52-week low is ₹0.79.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Greencrest Financial is ₹8.58 ( Cr.) .

About Greencrest Financial Services Ltd

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