ICDS Ltd - Stock Valuation and Financial Performance

BSE: 511194 | NSE: ICDSLTD | Finance - NBFC | Small Cap

ICDS Share Price

46.53 0.52 1.13%
as on 21-Nov'24 16:59

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ICDS stock performance -

mw4me loader
P/E Ratio (SA):
55.29
Market Cap:
59.9 Cr.
52-wk low:
27.6
52-wk high:
64.8

Is ICDS Ltd an attractive stock to invest in?

1. Is ICDS Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that ICDS Ltd is a below average quality company.

2. Is ICDS Ltd undervalued or overvalued?

The key valuation ratios of ICDS Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is ICDS Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of ICDS Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of ICDS:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
ICDS Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)4.542.26.12.81.90.80.81.31.62
YoY Gr. Rt. %--12.1%-44.9%176.8%-54.2%-30.5%-58.3%-3.7%70.5%18.1%-
Adj EPS (₹ ) 0.90.21.32.8-1.4-0.4-4.24.30.11.20.8
YoY Gr. Rt. %--78.3%560%109.9%-150.9%NANANA-98.8%2280%-
BVPS (₹ )7.67.89.116.515.114.710.414.714.715.916.7
YoY Gr. Rt. %-2.6%16.9%81.6%-8.7%-2.7%-29.1%41.5%-0.1%8.1%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)5.41.38.314.3-6.8-2.1-26.5270.36.50

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income-11.1%-10.9%24.7%18.1%
Adj EPS2.9%NANA2280%
BVPS8.6%1.1%15.2%8.1%
Share Price - - -2.3% 57.2%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)26.46.778.259.2-66-25.9-674.9719.14.799.470.2
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)12.92.715.621.6-8.9-2.6-33.534.30.37.84.9

Recent Performance Summary

Total Income has increased 24.68 CAGR in last 3 years

Return on Equity has declined versus last 3 years average to 5.10%

Net Profit has declined 0.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - ICDS Ltd.

Standalone Consolidated
TTM EPS (₹) 0.8 1.2
TTM Sales (₹ Cr.) 1.5 2.3
BVPS (₹.) 16.7 19.6
Reserves (₹ Cr.) 9 12
P/BV 2.75 2.35
PE 55.29 37.74
From the Market
52 Week Low / High (₹) 27.60 / 64.76
All Time Low / High (₹) 16.45 / 143.90
Market Cap (₹ Cr.) 59.9
Equity (₹ Cr.) 13
Face Value (₹) 10
Industry PE 27.8

Management X-Ray of ICDS:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of ICDS

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income6.024.583.596.743.513.582.896.172.143.47
Interest Income4.543.992.206.092.791.940.810.781.331.57
Other Income 1.480.591.400.650.721.642.085.390.811.90
Expenditure 4.744.291.711.965.334.0127.011.981.72
Interest Expense 0.330.140.070.030.030.060.060.050.030.04
Operating Expenses 4.413.941.551.751.922.571.931.671.951.68
Provisions 00.210.090.183.381.3805.2800
Exceptional Items 00000006.5200
Profit Before Tax 1.280.291.884.77-1.82-0.440.895.680.161.75
Taxes 0.080.020.171.170.010.076.360.060.090.20
Profit After Tax 1.200.271.723.60-1.84-0.50-5.475.620.061.56
Adjusted EPS (₹)0.90.21.32.8-1.4-0.4-4.24.30.11.2
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital13.2913.5515.2724.9523.0822.5316.9722.6122.5924.13
Share Capital 13.0313.0313.0313.0313.0313.0313.0313.0313.0313.03
Reserves 0.260.532.2411.9210.059.503.949.589.5611.11
Minority Interest0000000000
Long Term Borrowings0.010.580.580.580.560.430.490.340.340.33
Current Liabilities 7.576.445.153.840.970.490.360.800.530.31
Trade Payables0.260.0300.050.070.090.060.120.110.07
Short term borrowings1.311.310.120.540.720.200.140.480.300.13
Other Liabilities-1.58-1.34-0.12-0.59-0.79-0.29-0.20-0.60-0.41-0.20
Total Liabilities 20.8620.572129.3724.6023.4517.8323.7523.4624.78

Assets

Non Current Asset 11.7015.4515.0818.4518.9120.4011.4111.8315.1310.94
Loan Asset 0000000000
Other Non Current Asset 11.7015.4515.0818.4518.9120.4011.4111.8315.1310.94
Current Asset 9.175.135.9210.925.693.056.4111.928.3213.83
Current Investment0006.082.901.573.623.233.424.90
Other Current Asset9.175.135.924.842.791.472.808.704.918.93
Total Assets 20.8620.572129.3724.6023.4517.8323.7523.4624.78

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity -0.39-2.271.07-2.88-2.42-1.58-0.86-0.735.85-0.28
Cash Flow From Investing Activity 6.200.12-0.122.422.282.050.960.40-5.650.71
Cash Flow From Financing Activity -3.470-1.190.420.15-0.54-0.080.31-0.20-0.18
Net Cash Flow 2.33-2.16-0.23-0.040.01-0.070.02-0.0200.25
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)1013-10-4401
DPS (₹)0000000000
BVPS (₹)88917151510151516

Performance Ratios

ROA (%)5.41.38.314.3-6.8-2.1-26.527.00.36.5
ROE (%)12.92.715.621.6-8.9-2.6-33.534.30.37.8
ROCE (%)13.13.716.728.2-8.4-1.95.834.41.08.9

Valuation Parameters

Price/Book(x)0.00.00.00.00.00.00.02.71.22.4

ICDS Ltd Stock News

ICDS Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of ICDS on 21-Nov-2024 16:59 is ₹46.53.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 21-Nov-2024 16:59 the market cap of ICDS stood at ₹59.94.
The latest P/E ratio of ICDS as of 21-Nov-2024 16:59 is 55.29.
The latest P/B ratio of ICDS as of 21-Nov-2024 16:59 is 2.75.
The 52-week high of ICDS is ₹64.76 and the 52-week low is ₹27.60.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of ICDS is ₹1.54 ( Cr.) .

About ICDS Ltd

ICDS Ltd, a non-banking financial services company was incorporated on October 21, 1971, having reputation of serving people for more than three decades showing satisfactory performance till the end of 1997. Consequent to the issuance of stringent regulatory guidelines by RBI Company was required to refund entire deposits in large amounts within a short period. This has forced the Company to stop fund based business which in turn affected its profitability and viability.

In the Month of August, 2002 subsequent to the filing of the Scheme of Arrangement, Reserve Bank of India prohibited the Company from accepting and renewing of Public Deposits and also directed the company not to sell, transfer create charge or mortgage any of its assets. Later in October 2002, Reserve Bank has cancelled the Registration issue to the Company from carrying on business of non-banking finance company. The Company has complied with the directions of the Reserve Bank. However, the company is presently concentrating on the recovery of its dues and repaying its liabilities.

Business area of the company

The company is presently concentrating on the recovery of its dues and repaying its liabilities and is also engaged in trading activities of shares and securities, mobiles and accessories, rental revenue from investment properties, marketing of the insurance products of life and general insurance companies. The company is diversifying into more fee based activities.

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