Kumbhat Financial Services Ltd - Stock Valuation and Financial Performance

BSE: 526869 | NSE: | Finance - NBFC | Small Cap

Kumbhat Financial Share Price

18.63 -0.97 -4.95%
as on 21-Nov'24 16:59

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Kumbhat Financial Services stock performance -

mw4me loader
P/E Ratio (SA):
0.00
Market Cap:
9.3 Cr.
52-wk low:
12.9
52-wk high:
25.4

Is Kumbhat Financial Services Ltd an attractive stock to invest in?

1. Is Kumbhat Financial Services Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Kumbhat Financial Services Ltd is a below average quality company.

2. Is Kumbhat Financial Services Ltd undervalued or overvalued?

The key valuation ratios of Kumbhat Financial Services Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Kumbhat Financial Services Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Kumbhat Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Kumbhat Financial:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Kumbhat Financial Services Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'13Mar'14Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)0.50.40.40.50.50.50.20.30.30.30
YoY Gr. Rt. %--6.5%-9.3%20.5%-2.1%-2.2%-62.2%88.2%3.1%3%-
Adj EPS (₹ ) 0.10.1-00-1.30.5-1.90.20.2-3.8-3.8
YoY Gr. Rt. %--36.4%-128.6%NA-3325%NA-502.2%NA25%-1985%-
BVPS (₹ )1313.112.912.910.410.899.19.35.65.8
YoY Gr. Rt. %-0.6%-1.8%0.4%-19.9%4.4%-17%1.8%2.2%-40.5%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.80.5-0.10.3-10.84.3-18.51.82.2-50.30

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income-3.3%-5.9%26%3%
Adj EPS-248.1%NANA-1985%
BVPS-9.1%-11.7%-14.8%-40.5%
Share Price 22.5% 51.3% 34.5% 31.6%

Key Financial Ratios

RATIOS \ YEARSMar'13Mar'14Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)11.38-1.94.4-133.248.3-517.223.729-527.3-433.2
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)0.80.6-0.10.3-11.14.3-18.71.82.2-50.8-66.2

Recent Performance Summary

Total Income has increased 25.99 CAGR in last 3 years

Return on Equity is Poor

Net Profit has declined 0.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Kumbhat Financial Services Ltd.

Standalone Consolidated
TTM EPS (₹) -3.8 -
TTM Sales (₹ Cr.) 0.4 -
BVPS (₹.) 5.8 -
Reserves (₹ Cr.) -2 -
P/BV 3.41 -
PE 0.00 -
From the Market
52 Week Low / High (₹) 12.89 / 25.35
All Time Low / High (₹) 1.71 / 25.35
Market Cap (₹ Cr.) 9.3
Equity (₹ Cr.) 4.8
Face Value (₹) 10
Industry PE 27.8

Management X-Ray of Kumbhat Financial:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Kumbhat Financial

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'13Mar'14Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income0.500.530.390.470.460.510.180.350.380.62
Interest Income0.460.430.390.470.460.450.170.320.330.34
Other Income 0.030.100000.060.010.030.050.28
Expenditure 0.430.440.380.251.050.291.050.270.272.34
Interest Expense 0000000000
Operating Expenses 0.070.200.090.201.030.240.400.260.250.23
Provisions 0.350.240.290.050.020.050.660.010.022.11
Exceptional Items 0000000000
Profit Before Tax 0.070.0900.21-0.580.22-0.870.080.11-1.72
Taxes 0.020.060.010.190.0300.010.010.010.07
Profit After Tax 0.050.03-0.010.02-0.610.22-0.880.080.10-1.79
Adjusted EPS (₹)0.10.10.00.0-1.30.5-1.90.20.2-3.8
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'13Mar'14Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital6.196.236.126.144.915.134.254.334.432.63
Share Capital 4.754.754.754.754.754.754.754.754.754.75
Reserves 1.441.481.371.390.160.38-0.50-0.42-0.32-2.12
Minority Interest0000000000
Long Term Borrowings0.190.190.030.040.010.01-0.02-0.01-0.010.04
Current Liabilities 0.100.120.100.220.030.060.030.010.020.02
Trade Payables0.010.010.0500.020.050.030.010.010.02
Short term borrowings0.060.0400.14000000
Other Liabilities-0.07-0.06-0.05-0.14-0.02-0.05-0.03-0.01-0.01-0.02
Total Liabilities 6.496.536.256.394.955.204.274.344.432.70

Assets

Non Current Asset 5.826.180.060.010.180.180.190.240.290.56
Loan Asset 4.935.4900000000
Other Non Current Asset 0.890.690.060.010.180.180.190.240.290.56
Current Asset 0.670.356.186.384.775.024.074.094.142.14
Current Investment0000000000
Other Current Asset0.670.356.186.384.775.024.074.094.142.14
Total Assets 6.496.536.256.394.955.204.274.344.432.70

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'13Mar'14Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity 0.04-0.130.16-0.15-0.740.29-4.280.962.80-1.71
Cash Flow From Investing Activity 00.07000000-0.010
Cash Flow From Financing Activity -0.02-0.02000.740.143.92-0.99-2.621.59
Net Cash Flow 0.02-0.070.16-0.1500.42-0.36-0.030.17-0.12
PARTICULARSMar'13Mar'14Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)0000-10-200-4
DPS (₹)0000000000
BVPS (₹)1313131310119996

Performance Ratios

ROA (%)0.80.5-0.10.3-10.84.3-18.51.82.2-50.3
ROE (%)0.80.6-0.10.3-11.14.3-18.71.82.2-50.8
ROCE (%)1.21.50.13.5-10.44.3-18.52.02.5-48.7

Valuation Parameters

Price/Book(x)0.20.20.00.00.00.00.70.92.02.9

Kumbhat Financial Services Ltd Stock News

Kumbhat Financial Services Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Kumbhat Financial on 21-Nov-2024 16:59 is ₹18.63.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 21-Nov-2024 16:59 the market cap of Kumbhat Financial stood at ₹9.31.
The latest P/E ratio of Kumbhat Financial as of 21-Nov-2024 16:59 is 0.00.
The latest P/B ratio of Kumbhat Financial as of 21-Nov-2024 16:59 is 3.41.
The 52-week high of Kumbhat Financial is ₹25.35 and the 52-week low is ₹12.89.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Kumbhat Financial is ₹0.42 ( Cr.) .

About Kumbhat Financial Services Ltd

Kumbhat Financial Services Limited is a Public incorporated on February 18, 1993. It is classified as Non-govt company and is registered at Registrar of Companies, Chennai. Its authorized share capital is Rs 100,000,000 and its paid up capital is Rs 47,500,000.

Business area of the company

The company is involved in other financial intermediation. This group includes financial intermediation other than that conducted by monetary institutions.

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