KZ Leasing & Finance Ltd - Stock Valuation and Financial Performance

BSE: 511728 | NSE: | Finance - NBFC | Small Cap

KZ Leasing & Finance Share Price

37.44 -0.55 -1.45%
as on 21-Nov'24 16:59

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KZ Leasing & Finance stock performance -

mw4me loader
P/E Ratio (SA):
5.67
Market Cap:
11.6 Cr.
52-wk low:
21.4
52-wk high:
42.8

Is KZ Leasing & Finance Ltd an attractive stock to invest in?

1. Is KZ Leasing & Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that KZ Leasing & Finance Ltd is a below average quality company.

2. Is KZ Leasing & Finance Ltd undervalued or overvalued?

The key valuation ratios of KZ Leasing & Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is KZ Leasing & Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of KZ Leasing & Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of KZ Leasing & Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
KZ Leasing & Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)0.10.20.20.30.50.60.60.70.70.61
YoY Gr. Rt. %-54.6%17.7%40%64.3%32.6%4.9%4.7%1.5%-10.3%-
Adj EPS (₹ ) 0.80.40.30.40.20.80.50.70.92.46.7
YoY Gr. Rt. %--51.3%-25.6%51.7%-59.1%344.4%-38.8%51%27%152.1%-
BVPS (₹ )27.427.828.126.739.937.454.159.455.768.280.5
YoY Gr. Rt. %-1.8%1%-5%49.4%-6.4%44.8%9.8%-6.2%22.3%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)2.61.20.91.50.41.30.70.91.12.50

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income21%5.8%-1.6%-10.3%
Adj EPS12.8%67.5%69.1%152.1%
BVPS10.7%11.3%8%22.3%
Share Price 25.4% 36.2% 33.2% 75%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)228.768.844.446.911.539.423.133.742.2118.8152
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)31.411.60.52.11.11.31.63.88.5

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 9.00%

Net Profit has increased 69.12 CAGR in last 3 years

Total income growth is good in last 4 quarters

Total Income has declined -14.59 CAGR in last 3 years

Latest Financials - KZ Leasing & Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 6.7 -
TTM Sales (₹ Cr.) 1.3 -
BVPS (₹.) 80.5 -
Reserves (₹ Cr.) 21 -
P/BV 0.47 -
PE 5.67 -
From the Market
52 Week Low / High (₹) 21.40 / 42.75
All Time Low / High (₹) 1.10 / 77.25
Market Cap (₹ Cr.) 11.6
Equity (₹ Cr.) 3
Face Value (₹) 10
Industry PE 27.8

Management X-Ray of KZ Leasing & Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of KZ Leasing & Finance

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income0.820.740.8910.871.141.332.241.954.86
Interest Income0.110.170.200.280.460.610.640.670.680.61
Other Income 0.720.570.690.720.410.530.691.581.284.25
Expenditure 0.510.620.720.860.830.881.182.021.563.15
Interest Expense 0.140.220.190.130.300.360.510.550.300.44
Operating Expenses 0.360.400.460.490.530.490.520.611.102.46
Provisions 000.060.2400.020.150.860.160.26
Exceptional Items 000000000-0.73
Profit Before Tax 0.310.120.170.140.040.270.150.220.390.97
Taxes 0.0700.090.01-0.010.02000.110.25
Profit After Tax 0.240.120.090.130.050.240.150.220.290.72
Adjusted EPS (₹)0.80.40.30.40.20.80.50.70.92.4
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital8.328.468.558.1212.1411.3716.4618.0816.9520.73
Share Capital 3.043.043.043.043.043.043.043.043.043.04
Reserves 5.285.425.515.089.108.3313.4215.0413.9117.69
Minority Interest0000000000
Long Term Borrowings1.901.770.330.101.511.143.123.862.625.13
Current Liabilities 0.140.020.060.744.365.954.523.655.046.51
Trade Payables000.010.030.010.010.010.0100.17
Short term borrowings0.02000.662.823.584.253.444.885.80
Other Liabilities-0.020-0.01-0.69-2.83-3.59-4.26-3.45-4.89-5.97
Total Liabilities 10.3610.258.958.9718.0118.4624.1025.5924.6132.37

Assets

Non Current Asset 10.3210.168.677.8916.4818.2422.3624.4024.2731.84
Loan Asset 0000000000
Other Non Current Asset 10.3210.168.677.8916.4818.2422.3624.4024.2731.84
Current Asset 0.040.080.271.081.530.221.741.190.330.53
Current Investment000.180.821.440.120.390.700.210
Other Current Asset0.040.080.100.270.090.091.350.490.130.53
Total Assets 10.3610.258.958.9718.0118.4624.1025.5924.6132.37

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity -0.42-0.60-0.44-0.48-0.35-0.25-0.52-0.440.04-1.38
Cash Flow From Investing Activity 1.83-0.261.88-0.20-3.03-1.610.602.21-1.05-0.98
Cash Flow From Financing Activity 1.61-0.14-1.460.193.891.47-0.08-1.500.702.36
Net Cash Flow 3.02-1-0.02-0.490.51-0.40-0.010.27-0.310
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)1000010112
DPS (₹)0000000000
BVPS (₹)27282827403754595668

Performance Ratios

ROA (%)2.61.20.91.50.41.30.70.91.12.5
ROE (%)3.01.41.01.60.52.11.11.31.63.8
ROCE (%)4.93.43.83.12.94.13.53.53.25.7

Valuation Parameters

Price/Book(x)0.20.40.30.50.30.20.20.30.20.5

KZ Leasing & Finance Ltd Stock News

KZ Leasing & Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of KZ Leasing & Finance on 21-Nov-2024 16:59 is ₹37.44.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 21-Nov-2024 16:59 the market cap of KZ Leasing & Finance stood at ₹11.55.
The latest P/E ratio of KZ Leasing & Finance as of 21-Nov-2024 16:59 is 5.67.
The latest P/B ratio of KZ Leasing & Finance as of 21-Nov-2024 16:59 is 0.47.
The 52-week high of KZ Leasing & Finance is ₹42.75 and the 52-week low is ₹21.40.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of KZ Leasing & Finance is ₹1.34 ( Cr.) .

About KZ Leasing & Finance Ltd

K Z Leasing & Finance was incorporated as a private limited company on August 7, 1986 under the Companies Act, 1956 and was converted into a public limited company on July 19, 1991. It is a profit-making and dividend paying company. 

The main object behind the establishment of the company is to provide finance by way of lease and hire purchase towards machineries, trucks, vehicles, etc. The company's business is established in Gujarat through its branches of Vijapur, Visagar, Mehsana and Surat. As far as the past track record is concerned, the company has been able to show profits continuously for the last five years.

Business areas of the company:

The company is presently engaged in leasing, hire purchase activities in Gujarat and proposes to expand its activities in leasing, hire purchase, bills discounting, investment & trading services and consultancy services.

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