Libord Finance Ltd - Stock Valuation and Financial Performance

BSE: 511593 | NSE: | Finance - NBFC | Small Cap

Libord Finance Share Price

21.94 0.43 2.00%
as on 21-Nov'24 16:59

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ibord Finance stock performance -

mw4me loader
P/E Ratio (SA):
113.32
Market Cap:
33.8 Cr.
52-wk low:
6.7
52-wk high:
30.9

Is Libord Finance Ltd an attractive stock to invest in?

1. Is Libord Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Libord Finance Ltd is a below average quality company.

2. Is Libord Finance Ltd undervalued or overvalued?

The key valuation ratios of Libord Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Libord Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Libord Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Libord Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Libord Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)0.80.90.81.51.21.50.70.60.70.80
YoY Gr. Rt. %-7.3%-12.5%90.9%-21.8%33%-57.5%-9.2%17%10.1%-
Adj EPS (₹ ) 0.10.30.10.400.20.10.10.10.10.2
YoY Gr. Rt. %-166.7%-78.1%485.7%-97.6%1600%-64.7%-16.7%0%160%-
BVPS (₹ )1010.310.410.710.210.310.410.410.610.911.7
YoY Gr. Rt. %-3.3%0.7%2.8%-4.8%1.3%1.6%-0.1%1.3%3%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)1.23.10.640.11.70.60.50.51.20

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income-0.8%-8%5.4%10.1%
Adj EPS0.9%67%29.4%160%
BVPS1%1.4%1.4%3%
Share Price 13.8% 28.1% 67.1% 212.1%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)11.729.37.833.41.117.21414.311.426.264.8
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)1.23.20.74.70.11.80.60.50.51.21.6

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 1.70%

Total Income has increased 5.35 CAGR in last 3 years

Net Profit has increased 29.40 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Libord Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 0.2 1.2
TTM Sales (₹ Cr.) 0.5 0.4
BVPS (₹.) 11.7 11.4
Reserves (₹ Cr.) 3 2
P/BV 1.85 1.89
PE 113.32 17.68
From the Market
52 Week Low / High (₹) 6.65 / 30.93
All Time Low / High (₹) 0.20 / 30.93
Market Cap (₹ Cr.) 33.8
Equity (₹ Cr.) 15.7
Face Value (₹) 10
Industry PE 27.8

Management X-Ray of Libord Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Libord Finance

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income0.830.960.901.491.151.530.690.750.941.22
Interest Income0.820.880.771.471.151.530.650.590.690.76
Other Income 0.010.080.140.02000.030.160.240.46
Expenditure 0.710.620.840.831.131.200.570.640.830.97
Interest Expense 000.010.0300.030.030.050.030.03
Operating Expenses 0.700.620.830.801.061.160.540.590.800.94
Provisions 0.010000.0600000
Exceptional Items 0000000000
Profit Before Tax 0.120.330.070.660.020.340.110.110.110.26
Taxes 0.020.080.010.170.010.070.020.030.030.06
Profit After Tax 0.100.260.060.490.010.260.090.080.080.20
Adjusted EPS (₹)0.10.30.10.40.00.20.10.10.10.1
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital7.988.248.3012.7913.8616.1516.3816.3716.5917.09
Share Capital 8881213.6515.7015.7015.7015.7015.70
Reserves -0.020.240.300.790.210.450.680.670.891.39
Minority Interest0000000000
Long Term Borrowings00-0.01-0.01-0.01-0.02-0.01-0.02-0.01-0.01
Current Liabilities 0.140.422.060.310.270.250.490.360.250.68
Trade Payables0.090.09000.220.0100.010.010.01
Short term borrowings001.790.08000000
Other Liabilities-0.09-0.09-1.800.920.37-0.010-0.01-0.01-0.01
Total Liabilities 8.118.6510.3414.0814.7116.3816.8616.7116.8317.76

Assets

Non Current Asset 4.255.567.317.359.579.479.579.4710.1210.68
Loan Asset 0000000000
Other Non Current Asset 4.255.567.317.359.579.479.579.4710.1210.68
Current Asset 3.863.093.036.745.136.927.297.256.727.08
Current Investment0000000000
Other Current Asset3.863.093.036.745.136.927.297.256.727.08
Total Assets 8.118.6510.3414.0814.7116.3816.8616.7116.8317.76

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity 0.121.27-0.12-3.101.25-1.550.03-0.010.470.34
Cash Flow From Investing Activity -0.06-1.33-1.67-0.06-2.48-0.030.010-0.66-0.24
Cash Flow From Financing Activity -0.1001.793.281.161.54000.160
Net Cash Flow -0.05-0.0600.12-0.07-0.040.04-0.01-0.030.10
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)0000000000
DPS (₹)0000000000
BVPS (₹)10101011101010101111

Performance Ratios

ROA (%)1.23.10.64.00.11.70.60.50.51.2
ROE (%)1.23.20.74.70.11.80.60.50.51.2
ROCE (%)1.54.10.85.80.12.40.91.00.81.7

Valuation Parameters

Price/Book(x)0.70.80.81.31.00.00.60.70.50.9

Libord Finance Ltd Stock News

Libord Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Libord Finance on 21-Nov-2024 16:59 is ₹21.94.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 21-Nov-2024 16:59 the market cap of Libord Finance stood at ₹33.77.
The latest P/E ratio of Libord Finance as of 21-Nov-2024 16:59 is 113.3.
The latest P/B ratio of Libord Finance as of 21-Nov-2024 16:59 is 1.85.
The 52-week high of Libord Finance is ₹30.93 and the 52-week low is ₹6.65.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Libord Finance is ₹0.46 ( Cr.) .

About Libord Finance Ltd

Libord Infotech, part of Libord Group promoted by Lalit Kumar Dangi, a gold medalist Chartered Accountant has over the years built up expertise to deal with any challenging task in the important sectors.

Libord has set up very high standards in all its activities and has always been striving to excel them. Libord has been rendering various services to the clients to their utmost satisfaction and Libord owes its success to the highly qualified and experienced Board and dedicated employees.

Services

  • Software Development: Libord Infotech provides fixed price software development for both short term and long term projects. Expedient software solutions based on specifications are only a phone call away. They can develop a simple software application or a complex engineering package with equal ease. Their team has adequate hardware expertise to live up to the challenge of systems integration.
  • Customized Packages: They can develop customized solutions for individual customers based on their requirements and specifications.
  • Internet / Intranet Solutions: Libord Infotech has a strong expertise and knowledge base in this latest state-of-the-art technology. It has been working with national as well as international clients with a strong focus on the web.A comprehensive service spectrum of their company includes:  E-Commerce SolutionsWeb and Portal DevelopmentWAP enabled Web ApplicationsBusiness Re-EngineeringERP implementation / CRMClient - Server Application Development Software Customization & Maintenance
  • Animation: Libord Infotech has been actively involved in providing services in the field of 2D animation as well as 3D computer graphics using modern techniques. As there is a tremendous scope in this activity, Libord Infotech proposes to tap this business in a large way.
  • BPO: India is a front-runner in providing IT enabled services to many multinational companies. Considering the growth in BPO centre providing services in traditional & non-traditional areas, Libord Infotech Ltd has set up a BPO centre to take care of back office functions like pay roll, data entry, billing & collections, etc for multinationals.
  • KPO: Substantial growth is expected in KPO activities in the coming years in fields like Intellectual Property or Patent research, equity research, market research, etc. Libord Infotech has set up a KPO centre to provide customized solutions which will be of value to the clients.
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