Margo Finance Ltd - Stock Valuation and Financial Performance

BSE: 500206 | NSE: | Finance - NBFC | Small Cap

Margo Finance Share Price

95.86 0.00 0.00%
as on 11-Feb'25 16:59

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Margo Finance stock performance -

P/E Ratio (SA):
75.27
Market Cap:
43.8 Cr.
52-wk low:
37.3
52-wk high:
141.8

Is Margo Finance Ltd an attractive stock to invest in?

1. Is Margo Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Margo Finance Ltd is a below average quality company.

2. Is Margo Finance Ltd undervalued or overvalued?

The key valuation ratios of Margo Finance Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is Margo Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Margo Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Margo Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Margo Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)
0.20.30.50.50.30.30.60.60.60.81
YoY Gr. Rt. %
-13%80.8%12.8%-47.2%7.1%90%3.5%0%37.3%-
Adj EPS (₹ )
-00.10.70.5-0.200.4-1.1-1.30.51.3
YoY Gr. Rt. %
-NA871.4%-33.8%-146.7%NANA-397.3%NANA-
BVPS (₹ )
11.511.612.312.757.935.6138.2167.1126.7366.6391.7
YoY Gr. Rt. %
-0.6%5.9%3.7%355.3%-38.6%288.6%20.9%-24.2%189.4%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)
-0.10.65.73.6-0.500.3-0.6-0.70.20

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income15%23.7%12.4%37.3%
Adj EPSNANA12.7%NA
BVPS46.9%44.7%38.4%189.4%
Share Price 23.4% 69.1% 46.7% 71.1%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)
0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%)
0000000000-
Margins
Net Profit Margin (%)
-2.211.665.538.3-34.30.229.1-85.5-96.729.944
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)
-0.10.65.73.6-0.600.4-0.7-0.90.20.3

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 0.30%

Total Income has increased 12.43 CAGR in last 3 years

Net Profit has increased 12.73 CAGR in last 3 years

Total income growth is good in last 4 quarters

No data to display

Latest Financials - Margo Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 1.3 -
TTM Sales (₹ Cr.) 1.3 -
BVPS (₹.) 391.7 -
Reserves (₹ Cr.) 174 -
P/BV 0.24 -
PE 75.27 -
From the Market
52 Week Low / High (₹) 37.26 / 141.82
All Time Low / High (₹) 0.35 / 141.82
Market Cap (₹ Cr.) 43.8
Equity (₹ Cr.) 4.6
Face Value (₹) 10
Industry PE 27.1

Quarterly Results

 Mar'24 YoY Gr. Rt. %Jun'24 YoY Gr. Rt. %Sep'24 YoY Gr. Rt. %Dec'24 YoY Gr. Rt. %
Operating Income0.1 -46.20.3 106.30.8 82.90.2 100
Adj EPS (₹)0.06 1000.34 112.50.97 136.6-0.10 N/A
Net Profit Mgn %13.27 182 bps47.42 386 bps58.96 1275 bps-27.88 3265 bps

Management X-Ray of Margo Finance:

Shareholding Pattern

JavaScript chart by amCharts 3.21.5
JavaScript chart by amCharts 3.21.5Promoters:53.41%Institutions:0%Non-Institutions:46.59%

Promoter's Holding & Share Pledging

JavaScript chart by amCharts 3.21.5Sep22Dec22Mar23Jun23Sep23Dec23Mar24Jun24Sep24Dec240%10%20%30%40%50%60%
Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Valuation of Margo Finance

MRP
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MOS
spaceLock icon%
DP
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Base BVPS
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DPS
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MRP: ₹ 0
DP: ₹0
Base BVPS ₹:
DPS ₹:
MOS (%):
Save my Valuation
Expected BVPS Growth Rate:
0%
Base 0%
30%
Expected Rate of Return:
0%
Base 0%
30%
Future PBV:
0
Base 0
40
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max

Event Update

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Analyst's Notes

No data found!

Key Ratios of Margo Finance

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Company Name CMP(₹)
Change ₹(%)
Market Cap
Net Sales (₹ Cr.)
Latest EPS (₹)
Net Profit Margin %
Latest P/E
Latest P/BV
Piramal Enterprises 931.7 -27.1 (-2.8%) Small Cap 10,020 23.1 -16.8 41.6 0.8
Edelweiss Financial 102.3 -6.9 (-6.3%) Small Cap 9,500 4.9 5.6 22.3 2
Manappuram Finance 185.8 -11.6 (-5.9%) Small Cap 8,848 26.7 24.8 7.4 1.3
CreditAccess Grameen 966.8 -28.5 (-2.9%) Small Cap 5,167 55.2 28 18 2.3
Spandana Sphoorty 307.9 -18.7 (-5.7%) Small Cap 2,424 -66.2 20.7 - 0.8
Fusion Finance 168.2 -3.4 (-2%) Small Cap 2,317 -8.1 21.8 - 0.7
Muthoot Microfin 145.1 -6.2 (-4.1%) Small Cap 2,270 17.5 19.8 8.6 0.9
Five Star Business 662.9 -37.7 (-5.4%) Small Cap 2,183 35 38.3 20 3.4
Northern ARC Capital 179 -5.3 (-2.9%) Small Cap 1,829 17.4 15.3 10.6 0.9
Fedbank Financial 91.8 -1 (-1.1%) Small Cap 1,577 5.9 15.5 15.6 1.4
Shows rows:

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income0.310.360.620.530.290.300.570.600.600.82
Interest Income0.230.260.470.530.280.300.570.590.590.81
Other Income 0.080.100.1500.01000.010.010
Expenditure 0.310.330.310.320.320.320.330.750.950.38
Interest Expense 00.0100000000
Operating Expenses 0.270.320.300.290.310.290.310.310.350.38
Provisions 0.030.0100.030.010.030.020.440.600.01
Exceptional Items 0000000000
Profit Before Tax 00.030.310.21-0.03-0.020.25-0.15-0.350.44
Taxes 0.01000.010.07-0.020.080.360.220.19
Profit After Tax 00.030.310.20-0.1000.17-0.50-0.570.24
Adjusted EPS (₹)0.00.10.70.5-0.20.00.4-1.1-1.30.5
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital5.265.295.605.8126.4516.2563.1576.3657.89167.53
Share Capital 4.574.574.574.574.574.574.574.574.574.57
Reserves 0.690.721.031.2421.8811.6858.5871.7953.32162.96
Minority Interest0000000000
Long Term Borrowings00.010.010.017.033.4119.6823.6516.3752.75
Current Liabilities 0.040.040.020.030.010.020.020.010.040.03
Trade Payables0.0100.010.010.010.020.020.010.020.02
Short term borrowings0.020.0300.01000000
Other Liabilities-0.03-0.03-0.01-0.02-0.01-0.02-0.020.330.320.32
Total Liabilities 5.315.345.635.8533.4919.6982.86100.3674.63220.65

Assets

Non Current Asset 2.954.384.075.693117.1282.2099.7374.05219.83
Loan Asset 0000000000
Other Non Current Asset 2.954.384.075.693117.1282.2099.7374.05219.83
Current Asset 2.360.951.560.162.492.570.650.630.580.82
Current Investment0000000000
Other Current Asset2.360.951.560.162.492.570.650.630.580.82
Total Assets 5.315.345.635.8533.4919.6982.86100.3674.63220.65

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity -0.220.100.05-0.070.010.17-0.07-0.010.010.01
Cash Flow From Investing Activity 0.18-0.130000-0.02-0.0600
Cash Flow From Financing Activity 0.010-0.030.01-0.0100000
Net Cash Flow -0.03-0.030.02-0.0600.17-0.09-0.070.010
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)0010000-1-11
DPS (₹)0000000000
BVPS (₹)121212135836138167127367

Performance Ratios

ROA (%)-0.10.65.73.6-0.50.00.3-0.6-0.70.2
ROE (%)-0.10.65.73.6-0.60.00.4-0.7-0.90.2
ROCE (%)0.20.75.73.7-0.2-0.10.6-0.2-0.50.4

Valuation Parameters

Price/Book(x)0.91.31.31.30.10.20.10.20.20.1

Margo Finance Ltd Stock News

Margo Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Margo Finance on 11-Feb-2025 16:59 is ₹95.86.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 11-Feb-2025 16:59 the market cap of Margo Finance stood at ₹43.81.
The latest P/E ratio of Margo Finance as of 11-Feb-2025 16:59 is 75.27.
The latest P/B ratio of Margo Finance as of 11-Feb-2025 16:59 is 0.24.
The 52-week high of Margo Finance is ₹141.8 and the 52-week low is ₹37.26.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Margo Finance is ₹1.32 ( Cr.) .

About Margo Finance Ltd

Margo Finance was incorporated in 1991 as a public limited company. It was earlier known as Indocount Finance. The name of the company was changed from Indocount Finance to Margo Finance with effect from March 31, 2010. Certified true copy of fresh certificate of incorporation consequent upon change of name dated March 31, 2010 was received from Registrar of Companies, Maharashtra, Pune.

The company is promoted by Indo Count Industries. The registered office of the company is situated at MIDC industrial area, Gokul Shirgaon, Kolhapur, Maharashtra.

Business area of the company

The company is a non-banking finance company and it earns income from interest and finance charges.

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