What is NPR Finance share price return in the past 10 years?

NPR Finance Ltd share price has appreciated 7.9% annually (CAGR) over the past ten years.

NPR Finance Ltd - Stock Valuation and Financial Performance

Name: NPR Finance
Brand: NPR Finance

BSE: 530127 | NSE: | Finance - NBFC | Small Cap

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NPR Finance Share Price

₹28.74 -1.78 -5.83%
as on 21-Nov'24 16:59

DeciZen - make an informed investing decision on NPR Finance

Based on:

Data

M-Cap below 100cr DeciZen not available

NPR Finance stock performance -

PE Chart Key Ratios

P/E Ratio (SA):

65.52

Market Cap:

18.3 Cr.

52-wk low:

15.2

52-wk high:

38.9

Is NPR Finance Ltd an attractive stock to invest in?

1. Is NPR Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that NPR Finance Ltd is a below average quality company.

2. Is NPR Finance Ltd undervalued or overvalued?

The key valuation ratios of NPR Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is NPR Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of NPR Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of NPR Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Operating Income (₹ Cr.)	47.8	44	41.1	35.7	36.6	27.8	5.8	7.6	12.7	9.5	5
YoY Gr. Rt. %	-	-7.9%	-6.6%	-13%	2.5%	-24.1%	-79.2%	32%	67%	-25.7%	-
Adj EPS (₹ )	3.8	0.7	4.9	2.5	4.2	2.8	-1.8	-0.1	-4	1.8	0.5
YoY Gr. Rt. %	-	-81.9%	611.6%	-49.3%	69.5%	-34.4%	-163.9%	NA	NA	NA	-
BVPS (₹ )	59.9	60.6	65.4	69.2	84.3	90	90	89.4	83.2	78.9	79.1
YoY Gr. Rt. %	-	1.2%	7.9%	5.7%	21.9%	6.8%	-0.1%	-0.6%	-7%	-5.2%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	5.5	1	6.5	3.1	4.8	2.8	-1.8	-0.1	-4.2	2	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	-16.5%	-23.7%	17.9%	-25.7%
Adj EPS	-7.9%	-15.6%	NA	NA
BVPS	3.1%	-1.3%	-4.3%	-5.2%
Share Price	7.9%	14.7%	29.3%	80.4%

Key Financial Ratios


RATIOS \ YEARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	4.8	0.9	7.2	4.2	6.9	6	-18.4	-0.7	-19	11.5	5.4
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	6.6	1.1	7.8	3.7	5.5	3.2	-2	-0.1	-4.7	2.2	0.6

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 0.60%

Total Income has increased 17.89 CAGR in last 3 years

Total income growth is good in last 4 quarters

Net Profit has declined 0.00 CAGR in last 3 years

Latest Financials - NPR Finance Ltd.

	Standalone	Consolidated
TTM EPS (₹)	0.5	-
TTM Sales (₹ Cr.)	5.2	-
BVPS (₹.) ⓘ	79.1	-
Reserves (₹ Cr.) ⓘ	41	-
P/BV ⓘ	0.39	-
PE ⓘ	65.52	-

From the Market
52 Week Low / High (₹)	15.18 / 38.94
All Time Low / High (₹)	0.95 / 54.75
Market Cap (₹ Cr.)	18.3
Equity (₹ Cr.)	6
Face Value (₹)	10
Industry PE ⓘ	27.8

Management X-Ray of NPR Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of NPR Finance

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

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Key Ratios of NPR Finance

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Income	47.80	44.05	41.13	35.77	36.81	28.25	5.78	7.63	12.77	9.47
Interest Income	47.76	44.01	41.09	35.73	36.61	27.79	5.78	7.63	12.74	9.47
Other Income ⓘ	0.04	0.04	0.04	0.03	0.20	0.46	0	0	0.03	0.01
Expenditure ⓘ	44.48	42.79	37.58	34.61	33.72	26.48	7.14	7.42	15.72	9.14
Interest Expense ⓘ	0.52	0.19	0.81	0.66	0.61	0.40	0.38	0.14	0.22	0.53
Operating Expenses ⓘ	40.15	39.38	36.21	33	32.90	25.37	5.30	6.72	12.23	8.30
Provisions	3.81	3.22	0.56	0.95	0.20	0.71	1.47	0.56	3.26	0.32
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	-0.37	1.14
Profit Before Tax ⓘ	3.32	1.26	3.55	1.16	3.09	1.77	-1.36	0.21	-3.32	1.48
Taxes ⓘ	1.03	0.85	0.61	-0.33	0.56	0.12	-0.30	0.26	-0.90	0.39
Profit After Tax	2.28	0.41	2.94	1.49	2.53	1.66	-1.06	-0.05	-2.42	1.09
Adjusted EPS (₹)	3.8	0.7	4.9	2.5	4.2	2.8	-1.8	-0.1	-4.0	1.8
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Equity and Liabilities
Equity Capital	35.88	36.31	39.19	41.43	50.49	53.94	53.91	53.56	49.83	47.25
Share Capital ⓘ	6	6	6	6	6	6	6	6	6	6
Reserves ⓘ	29.88	30.32	33.19	35.43	44.49	47.94	47.91	47.56	43.83	41.25
Minority Interest	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	2.38	2.48	2.28	2.28	3.21	3.71	3.57	3.32	2.03	1.20
Current Liabilities	2.88	3.94	6	4.28	4.07	3.42	3.13	1.59	5.25	4.27
Trade Payables	0.05	0.20	0.03	0.28	0.20	0.01	0	0.04	0	0.03
Short term borrowings	1.79	2.76	5.19	3.68	3.50	3.09	2.23	0.30	2.81	3.77
Other Liabilities	-1.84	-2.96	-5.22	-3.96	-3.70	-3.10	-2.23	-0.33	-2.82	-3.80
Total Liabilities ⓘ	41.14	42.73	47.47	47.99	57.77	61.07	60.61	58.47	57.11	52.72
Assets
Non Current Asset	11.37	11.86	10.50	10.30	15.23	16.86	17.87	20.33	14.98	10.09
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	11.37	11.86	10.50	10.30	15.23	16.86	17.87	20.33	14.98	10.09
Current Asset	29.76	30.87	36.98	37.69	42.53	44.21	42.74	38.14	42.13	42.63
Current Investment	0	0	0	0	0	0	0	0	0	0
Other Current Asset	29.76	30.87	36.98	37.69	42.53	44.21	42.74	38.14	42.13	42.63
Total Assets ⓘ	41.14	42.73	47.47	47.99	57.77	61.07	60.61	58.47	57.11	52.72

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Cash Flow From Operating Activity ⓘ	3.16	-0.88	-2.83	1.85	0.79	-0.14	0.38	2.66	-3.51	-4.07
Cash Flow From Investing Activity ⓘ	-1.03	-0.32	0.82	-0.65	0.20	0.48	-0.40	-0.16	2.86	1.01
Cash Flow From Financing Activity ⓘ	-2.18	1.16	2.17	-1.01	-0.27	-0.54	-1	-2.05	2.46	0.96
Net Cash Flow ⓘ	-0.05	-0.03	0.16	0.19	0.72	-0.20	-1.02	0.45	1.82	-2.10

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Operational & Financial Ratios
EPS (₹)	4	1	5	2	4	3	-2	0	-4	2
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	60	61	65	69	84	90	90	89	83	79
Performance Ratios
ROA (%)	5.5	1.0	6.5	3.1	4.8	2.8	-1.8	-0.1	-4.2	2.0
ROE (%)	6.6	1.1	7.8	3.7	5.5	3.2	-2.0	-0.1	-4.7	2.2
ROCE (%)	10.1	3.8	10.4	4.0	7.4	3.9	-1.7	0.6	-5.8	3.9
Valuation Parameters
Price/Book(x)	0.2	0.2	0.3	0.5	0.3	0.1	0.1	0.1	0.2	0.3

NPR Finance Ltd Stock News

NPR Finance Ltd FAQs

What is the share price of NPR Finance?

Company share prices are keep on changing according to the market conditions. The closing price of NPR Finance on 21-Nov-2024 16:59 is ₹28.74.

What is the market cap of NPR Finance?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 21-Nov-2024 16:59 the market cap of NPR Finance stood at ₹18.28.

What is the P/E ratio of NPR Finance?

The latest P/E ratio of NPR Finance as of 21-Nov-2024 16:59 is 65.52.

What is the P/B ratio of NPR Finance?

The latest P/B ratio of NPR Finance as of 21-Nov-2024 16:59 is 0.39.

What is the 52-week high and low of NPR Finance?

The 52-week high of NPR Finance is ₹38.94 and the 52-week low is ₹15.18.

What is the TTM revenue of NPR Finance?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of NPR Finance is ₹5.20 ( Cr.) .

About NPR Finance Ltd

NPR Finance was incorporated on June 12, 1989 and was converted into a deemed public limited company on September 30, 1989. Consequently the word private was deleted from its name. The company is organized around the three business segments of financial, money changing, and wind power generation.

Financial activities consist of granting loans covered by leasing and hypothecation agreements, shares and securities. In the power generation sector, the company has installed two wind turbines in the state of Maharashtra. It has branches in New Delhi, Agra, Mumbai, Jaipur, Ahmadabad, Chennai and Kochi.

With regards to the business of real estate, the company has recently entered into an agreement for purchase of 40 bighas of land in the District of North 24 Parganas for developmental purposes.

The registered office of the company is located at 19, R. N. Mukherjee Road, Floor I, Main Building, Kolkata 700001.

Business area of the company

The company is engaged in the business of lease, hire purchase of commercial vehicles, cars, earth moving equipments & bills discounting & recently commenced real estate development.