SPS Finquest Ltd - Stock Valuation and Financial Performance

BSE: 538402 | NSE: | Finance - NBFC | Small Cap

SPS Finquest Share Price

178.75 -3.60 -1.97%
as on 20-Dec'24 16:59

DeciZen - make an informed investing decision on SPS Finquest

Overall Rating
M-Cap below 500cr. High Risk from low Liquidity Bole Toh

1. Quality

2. Valuation

Overvalued

3. Price Trend

SPS Finquest stock performance -

mw4me loader
P/E Ratio (SA):
604.05
Market Cap:
181.2 Cr.
52-wk low:
56.1
52-wk high:
209.8

Is SPS Finquest Ltd an attractive stock to invest in?

1. Is SPS Finquest Ltd a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that SPS Finquest Ltd is a average quality company.

2. Is SPS Finquest Ltd undervalued or overvalued?

The key valuation ratios of SPS Finquest Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is SPS Finquest Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of SPS Finquest Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of SPS Finquest:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
SPS Finquest Ltd has performed well in some of the past ten years indicating its past ten year financial track record is somewhat good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)4.82.93.53.13.94.716.227.48.98.39
YoY Gr. Rt. %--39.5%21.4%-13.1%26.8%20.6%245.7%69.3%-67.6%-6.6%-
Adj EPS (₹ ) -0.11.94.7-0.1-6.9-14.27.521.41.43.30.3
YoY Gr. Rt. %-NA148.7%-101.5%NANANA185.2%-93.7%141.5%-
BVPS (₹ )27.429.334344025.933.454.856.259.462.1
YoY Gr. Rt. %-6.9%16%-0.2%17.9%-35.3%29%64.2%2.5%5.8%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)-0.25.311.1-0.1-11.6-21.311.328.41.64.30

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income6.3%16.4%-20%-6.6%
Adj EPSNANA-24.3%141.5%
BVPS9%8.2%21.2%5.8%
Share Price 17.2% 3.9% 28.9% 188.9%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)-1.766.1135.4-2.3-180.9-306.147.179.315.439.93.5
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)-0.56.714.8-0.2-18.7-42.925.348.52.45.60.5

Recent Performance Summary

No data to display

Return on Equity has declined versus last 3 years average to 0.50%

Total Income has declined 13.31 CAGR in last 3 years

Net Profit has declined -24.28 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - SPS Finquest Ltd.

Standalone Consolidated
TTM EPS (₹) 0.3 -
TTM Sales (₹ Cr.) 8.7 -
BVPS (₹.) 62.1 -
Reserves (₹ Cr.) 53 -
P/BV 2.88 -
PE 604.05 -
From the Market
52 Week Low / High (₹) 56.10 / 209.80
All Time Low / High (₹) 31.56 / 209.80
Market Cap (₹ Cr.) 181
Equity (₹ Cr.) 10.1
Face Value (₹) 10
Industry PE 28.2

Management X-Ray of SPS Finquest:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of SPS Finquest

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income63764102327912
Interest Income534345162798
Other Income 1043057003
Expenditure 51171024154610
Interest Expense 2000249231
Operating Expenses 1000111222
Provisions 30068205017
Exceptional Items 0000000000
Profit Before Tax 127-1-6-1582432
Taxes 112-110122-2
Profit After Tax 0250-7-1482213
Adjusted EPS (₹)-0.11.94.7-0.1-6.9-14.27.521.41.43.3
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital28303535412634565760
Share Capital 5555555101010
Reserves 23253030362229454750
Minority Interest0000000000
Long Term Borrowings00021-10240
Current Liabilities 312101925443230269
Trade Payables0000000000
Short term borrowings00075432830259
Other Liabilities000-7-5-43-28-30-25-9
Total Liabilities 31414456666965878669

Assets

Non Current Asset 34133927431836234
Loan Asset 0000000000
Other Non Current Asset 34133927431836234
Current Asset 28383116392647516365
Current Investment03264030364
Other Current Asset28352911352645512762
Total Assets 31414456666965878669

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity 15-55-110-12-1717-34
Cash Flow From Investing Activity 6-3-5-9-3-21246-2049
Cash Flow From Financing Activity -253010-734-240-8-17
Net Cash Flow -4-50000013-11-3
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)04110-16-32172113
DPS (₹)0000000000
BVPS (₹)62667776905875555659

Performance Ratios

ROA (%)-0.25.311.1-0.1-11.6-21.311.328.41.64.3
ROE (%)-0.56.714.8-0.2-18.7-42.925.348.52.45.6
ROCE (%)6.78.421.6-1.2-9.8-19.026.434.77.73.1

Valuation Parameters

Price/Book(x)1.31.51.62.31.61.71.32.31.41.1

SPS Finquest Ltd Stock News

SPS Finquest Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of SPS Finquest on 20-Dec-2024 16:59 is ₹178.8.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 20-Dec-2024 16:59 the market cap of SPS Finquest stood at ₹181.2.
The latest P/E ratio of SPS Finquest as of 20-Dec-2024 16:59 is 604.0.
The latest P/B ratio of SPS Finquest as of 20-Dec-2024 16:59 is 2.88.
The 52-week high of SPS Finquest is ₹209.8 and the 52-week low is ₹56.10.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of SPS Finquest is ₹8.65 ( Cr.) .

About SPS Finquest Ltd

SPS Finquest was originally incorporated in Mumbai as ‘Ceenik Holding Pvt. Ltd’ on March 12, 1996 under the provisions of the companies Act, 1956. The name of the company was further changed to SPS Finquest Pvt. Ltd and a fresh certificate of incorporation reflecting the new name was issued by the Registrar of Companies, Mumbai on July 16, 2010. The company was converted into a public limited company and consequently, the name of the company was changed to SPS Finquest Limited and a fresh certificate of incorporation reflecting the new name was issued by the Registrar of Companies, Mumbai on April 5, 2013.

SPS Finquest is a NBFC registered with RBI to carry on NBFC Activities under Section 451A of the Reserve Bank of India Act, 1934 bearing Registration no.B-13.00084 dated February 26 1998.

Business area of the company

The company operates as a Non Deposit taking Non-Banking Finance Company (NBFC-ND) engaged primarily in the business of advancing loans for investing/trading in securities. The company provides its shareholders with the opportunity to participate in the field of financing against equities and other financial instruments that provides a decent return on the capital deployed. The company is the NBFC arm promoted by the Pramod Shah Family in order to carry out their financing and investment activities and in order to bring in the benefits of synergies from their brokerage and other businesses.

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