Supra Pacific Financial Services Ltd - Stock Valuation and Financial Performance

BSE: 540168 | NSE: | Finance - NBFC | Small Cap

Supra Pacific Manage Share Price

29.71 -1.03 -3.35%
as on 20-Dec'24 16:59

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Supra Pacific Financial Services stock performance -

mw4me loader
P/E Ratio (SA):
69.59
Market Cap:
89 Cr.
52-wk low:
22.8
52-wk high:
36.5

Is Supra Pacific Financial Services Ltd an attractive stock to invest in?

1. Is Supra Pacific Financial Services Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Supra Pacific Financial Services Ltd is a below average quality company.

2. Is Supra Pacific Financial Services Ltd undervalued or overvalued?

The key valuation ratios of Supra Pacific Financial Services Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

3. Is Supra Pacific Financial Services Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Supra Pacific Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Supra Pacific Manage:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Supra Pacific Financial Services Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)0.20.40.50.50.30.11.76.312.125.937
YoY Gr. Rt. %-115%25.6%-1.9%-43.4%-83.3%3280%269.8%93.8%113.5%-
Adj EPS (₹ ) 0.20.50.50.10.2-0.20.20.60.20.30.4
YoY Gr. Rt. %-127.3%4%-86.5%228.6%-173.9%NA229.4%-64.3%25%-
BVPS (₹ )8.89.410109.99.7912.416.719.921.2
YoY Gr. Rt. %-7.5%5.5%0.7%-1.4%-1.7%-7.5%38.4%34.2%19.5%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)2.35.34.70.61.9-1.40.61.50.40.60

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income71.6%143.8%148.2%113.5%
Adj EPS1.4%1.7%13.7%25%
BVPS9.6%15.1%30.4%19.5%
Share Price - 8.2% 10.6% 16.2%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)51.164.952.37.242.3-167.75.68.22.12.63.5
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)2.55.95.30.72.3-1.71.96.31.61.82

Recent Performance Summary

Total Income has increased 148.23 CAGR in last 3 years

Net Profit has increased 13.72 CAGR in last 3 years

Return on Equity has declined versus last 3 years average to 2.10%

Total income growth is poor in last 4 quarters

Latest Financials - Supra Pacific Financial Services Ltd.

Standalone Consolidated
TTM EPS (₹) 0.4 -
TTM Sales (₹ Cr.) 36.6 -
BVPS (₹.) 21.2 -
Reserves (₹ Cr.) 34 -
P/BV 1.40 -
PE 69.59 -
From the Market
52 Week Low / High (₹) 22.80 / 36.50
All Time Low / High (₹) 12.50 / 36.80
Market Cap (₹ Cr.) 89
Equity (₹ Cr.) 30
Face Value (₹) 10
Industry PE 28.2

Management X-Ray of Supra Pacific Manage:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Supra Pacific Manage

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income0.241.110.540.530.300.0626.3412.3625.91
Interest Income0.200.430.540.530.300.051.696.2512.1125.85
Other Income 0.040.6800000.310.090.250.06
Expenditure 0.070.230.130.360.110.141.875.6211.8625.31
Interest Expense 0.020.0100000.772.885.049.32
Operating Expenses 0.060.090.130.070.090.140.972.356.5015.58
Provisions 00.1300.290.0200.130.390.320.41
Exceptional Items 0000000000
Profit Before Tax 0.170.880.410.160.19-0.080.130.720.500.60
Taxes 0.070.600.130.130.060.010.030.210.25-0.07
Profit After Tax 0.100.280.280.040.13-0.090.100.510.260.67
Adjusted EPS (₹)0.20.50.50.10.2-0.20.20.60.20.3
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital4.205.195.475.515.435.344.9411.3421.4053.22
Share Capital 4.795.505.505.505.505.505.509.1212.8326.70
Reserves -0.59-0.31-0.030.01-0.07-0.16-0.562.228.5726.52
Minority Interest0000000000
Long Term Borrowings00000015.6427.7144.8484.85
Current Liabilities 0.250.710.810.941.310.673.085.4714.2623.27
Trade Payables0.0100.010.040.160.010.190.020.170.39
Short term borrowings00000.130.3302.756.077.94
Other Liabilities-0.010-0.01-0.04-0.29-0.34-0.19-2.77-6.24-8.32
Total Liabilities 4.455.906.286.456.746.0123.6644.5280.51161.34

Assets

Non Current Asset 3.315.335.325.331.621.6222.8138.6173.13152.82
Loan Asset 0000000000
Other Non Current Asset 3.315.335.325.331.621.6222.8138.6173.13152.82
Current Asset 1.140.570.961.135.124.390.855.917.388.52
Current Investment0000000000
Other Current Asset1.140.570.961.135.124.390.855.917.388.52
Total Assets 4.455.906.286.456.746.0123.6644.5280.51161.34

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity -0.04-3.54-0.5500.010.70-15.88-14.96-24.95-62.09
Cash Flow From Investing Activity 0.452.430.540001.38-0.47-4.18-5.55
Cash Flow From Financing Activity 00.710000.2014.2720.3827.8566.51
Net Cash Flow 0.41-0.40-0.0100.010.90-0.244.94-1.28-1.14
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)0110000100
DPS (₹)0000000000
BVPS (₹)99101010109121720

Performance Ratios

ROA (%)2.35.34.70.61.9-1.40.61.50.40.6
ROE (%)2.55.95.30.72.3-1.71.96.31.61.8
ROCE (%)4.418.87.83.03.5-1.46.811.59.79.1

Valuation Parameters

Price/Book(x)0.00.01.70.00.01.82.22.41.11.4

Supra Pacific Financial Services Ltd Stock News

Supra Pacific Financial Services Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Supra Pacific Manage on 20-Dec-2024 16:59 is ₹29.71.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 20-Dec-2024 16:59 the market cap of Supra Pacific Manage stood at ₹89.01.
The latest P/E ratio of Supra Pacific Manage as of 20-Dec-2024 16:59 is 69.59.
The latest P/B ratio of Supra Pacific Manage as of 20-Dec-2024 16:59 is 1.40.
The 52-week high of Supra Pacific Manage is ₹36.50 and the 52-week low is ₹22.80.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Supra Pacific Manage is ₹36.58 ( Cr.) .

About Supra Pacific Financial Services Ltd

Since 1986, Supra Pacific Management Consultancy Limited as a financial solutions provider have been actively catering to the needs of the rural and underserved and unserved communities in the country. First registered as Mid East Consultants Pvt. Ltd., on April 11, 1986, the company was promoted by Shri Kishor A. Shah - a man with a pioneering vision and plans for improving NBFC performance in India. One of his first contributions was the development of a Total Service Package for the NRIs that was put in place the same year.

In 1996, the Mid East Consultants Pvt. Limited was renamed as Montage Housing Finance Private Limited as the company shifted focus from financial consulting to retail lending. It made its First Public Issue in July 1996 and its equity shares were listed on the Pune and the Ahmedabad Stock Exchanges.

In 1998, as the company got more focused by offering the niche products and services that were integral for the empowerment of the financially weaker sections of the economy, it was renamed and re-incorporated as Supra Pacific Management Consultancy Limited, vide ROC Certificate dated December 15, 1998.

The company continues to be listed on the Bombay Stock Exchange, and is now offering a wider range of reliable and effective financial solutions contributing to the upliftment of all sections of the society.

Business area of the company

The Company is a Non-Banking Finance Company (NBFC),which provides a wide range of fund based services including two wheeler loans, gold loans, etc. The Company is a Non-Systemically Important Non-Deposit taking NBFC (NBFC-ND). The Company is registered with the Reserve Bank of India (RBI). The Company is engaged in the business of Lending finance and Fees & commission income.

Services offered

  • Auto loan
  • Gold loan
  • Business loan
  • Personal loan
  • Microfinance
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