Is Senco Gold a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that Senco Gold Ltd is a average quality company .

Is Senco Gold undervalued or overvalued?

The key valuation ratios of Senco Gold Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone .

What is Senco Gold share price return in the past 10 years?

Data is not available for this company

Is Senco Gold a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Senco Gold Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

Senco Gold Ltd - Stock Valuation and Financial Performance

Name: Senco Gold
Brand: Senco Gold

BSE: 543936 | NSE: SENCO | Diamond & Jewellery | Small Cap

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Senco Gold Share Price

₹1,113.50 -4.85 -0.43%
as on 21-Nov'24 16:00

10 Year X-Ray of Senco Gold:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis ^P

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Value Creation ⓘ

Value Creation Index Colour Code Guide ⓘ

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
ROCE % ⓘ	18.6%	9.8%	13.7%	18%	15.8%	18.1%	13.9%	19%	17.1%	15.1%	-
Value Creation Index ⓘ	0.4	-0.3	0.0	0.3	0.1	0.3	0.0	0.4	0.2	0.1	-
Growth Parameters ⓘ Growth Parameters Colour Code Guide ⓘ
Sales ⓘ	1,434	1,532	1,831	2,215	2,484	2,420	2,660	3,535	4,076	5,230	5,655
Sales YoY Gr.	-	6.8%	19.6%	20.9%	12.2%	-2.6%	9.9%	32.9%	15.3%	28.3%	-
Adj EPS ⓘ	6.9	3	7.1	10.7	13.7	17.3	13.6	25.6	29.2	24.1	28.1
YoY Gr.	-	-56.3%	136.3%	51.2%	28.1%	26%	-21.5%	88.5%	14.2%	-17.6%	-
BVPS (₹) ⓘ	51.8	54.2	60.3	74.1	85.7	101.3	110.8	134.2	167.5	177.1	185.3
Adj Net Profit ⓘ	36.6	16	37.7	57	73	92	72.3	136	163	187	218
Cash Flow from Ops. ⓘ	-65.6	-108	4.1	-48.3	48.5	58.9	182	-73.3	-79.3	-290	-
Debt/CF from Ops. ⓘ	-3.1	-3.9	110.7	-12.1	11.6	9.8	2.9	-11.8	-14.8	-5.2	-

CAGR ⓘ

CAGR Colour Code Guide ⓘ

	9 Years	5 Years	3 Years	1 Years
Sales ⓘ	15.5%	16.1%	25.3%	28.3%
Adj EPS ⓘ	15%	11.9%	21%	-17.6%
BVPSⓘ	14.6%	15.6%	16.9%	5.7%
Share Price	-	-	-	57.3%

Key Financial Parameters ⓘ

Performance Ratio Colour Code Guide ⓘ

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Return on Equity % ⓘ	16.5	5.6	12.2	15.8	16.8	18	12.5	20.5	19.5	16.1	15.5
Op. Profit Mgn % ⓘ	5.6	4.4	6	6.7	6.7	9.4	7.5	8.4	8.2	7.5	7.8
Net Profit Mgn % ⓘ	2.6	1	2.1	2.6	2.9	3.8	2.7	3.9	4	3.6	3.9
Debt to Equity ⓘ	0.7	1.5	1.4	1.5	1.2	1	0.9	1.2	1.2	1.1	0
Working Cap Days ⓘ	122	153	156	159	165	192	194	169	193	195	122
Cash Conv. Cycle ⓘ	89	110	114	119	120	134	131	117	135	140	43

Recent Performance Summary

Sales growth is growing at healthy rate in last 3 years 25.27%

Net Profit is growing at healthy rate in last 3 years 21.02%

Sales growth is good in last 4 quarters at 24.45%

Return on Equity has declined versus last 3 years average to 15.50%

Debt to equity has increased versus last 3 years average to 1.09

Latest Financials - Senco Gold Ltd.

	Standalone	Consolidated
TTM EPS (₹)	28.1	26.4
TTM Sales (₹ Cr.)	5,655	5,694
BVPS (₹.) ⓘ	185.3	183.1
Reserves (₹ Cr.) ⓘ	1,362	1,346
P/BV ⓘ	6.04	6.11
PE ⓘ	39.79	42.42

From the Market
52 Week Low / High (₹)	680.05 / 1544.00
All Time Low / High (₹)	358.25 / 1544.00
Market Cap (₹ Cr.)	8,692
Equity (₹ Cr.)	77.7
Face Value (₹)	10
Industry PE ⓘ	83.9

Management X-Ray of Senco Gold:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Senco Gold

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Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

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Dividend History

Analyst's Notes

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Key Ratios of Senco Gold

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Sales (Cr.)

ROE (%)

ROCE (%)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Sales	1,434	1,532	1,831	2,215	2,484	2,420	2,660	3,535	4,076	5,230
Operating Expenses ⓘ	1,354	1,464	1,721	2,066	2,318	2,197	2,479	3,246	3,746	4,835
Manufacturing Costs	28	38	41	46	61	63	66	95	92	119
Material Costs	1,263	1,329	1,576	1,900	2,111	1,996	2,285	2,981	3,422	4,426
Employee Cost	14	20	26	40	47	47	52	74	92	108
Other Costs ⓘ	49	77	78	80	99	91	75	97	140	182
Operating Profit ⓘ	79	67	110	149	166	223	182	288	330	394
Operating Profit Margin (%)	5.5%	4.4%	6.0%	6.7%	6.7%	9.2%	6.8%	8.2%	8.1%	7.5%
Other Income ⓘ	6	4	9	11	9	9	15	13	32	43
Interest ⓘ	24	35	41	46	43	63	73	81	98	121
Depreciation ⓘ	7	13	16	19	16	37	40	42	45	59
Exceptional Items ⓘ	0	0	0	17	0	0	0	0	0	0
Profit Before Tax ⓘ	54	24	61	112	116	132	84	178	219	257
Tax ⓘ	18	8	22	40	41	41	22	48	58	69
Profit After Tax	36	15	39	72	75	91	62	130	161	189
PAT Margin (%)	2.5%	1.0%	2.1%	3.3%	3.0%	3.8%	2.3%	3.7%	3.9%	3.6%
Adjusted EPS (₹)	6.8	2.9	7.3	13.6	13.9	16.9	11.2	24.2	28.5	24.3
Dividend Payout Ratio (%)	0%	14%	14%	1%	4%	4%	13%	6%	5%	8%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Equity and Liabilities
Shareholders Fund	280	293	325	398	469	552	603	727	949	1,376
Share Capital ⓘ	22	22	22	22	66	66	66	66	69	78
Reserves ⓘ	258	271	303	376	403	485	536	660	879	1,298
Minority Interest	0	0	0	0	0	0	0	0	0	0
Debt	200	421	441	581	561	575	532	863	1,177	1,494
Long Term Debt	7	13	3	0	0	1	0	0	1	1
Short Term Debt	193	408	438	581	560	574	532	862	1,175	1,493
Trade Payables	12	56	39	61	59	125	61	117	156	196
Others Liabilities ⓘ	147	174	199	279	277	493	625	693	994	1,086
Total Liabilities ⓘ	639	943	1,005	1,320	1,366	1,745	1,820	2,400	3,275	4,152
Fixed Assets
Gross Block	54	119	137	121	132	285	338	388	482	614
Accumulated Depreciation	10	23	39	34	51	83	126	168	207	261
Net Fixed Assetsⓘ	44	96	98	86	81	202	212	219	276	354
CWIP ⓘ	13	1	1	4	5	4	2	7	13	0
Investmentsⓘ	0	0	0	0	0	0	2	2	4	13
Inventories	358	509	598	837	868	1,087	1,039	1,389	1,878	2,437
Trade Receivables	44	79	66	40	18	28	28	40	45	64
Cash Equivalents	37	107	66	139	115	92	126	279	435	547
Others Assetsⓘ	143	151	176	213	278	331	411	466	624	736
Total Assets ⓘ	639	943	1,005	1,320	1,366	1,745	1,820	2,400	3,275	4,152

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Cash Flow From Operating Activity ⓘ	-66	-108	4	-48	49	59	182	-73	-79	-290
PBT ⓘ	54	24	61	112	116	132	84	178	219	257
Adjustment ⓘ	20	35	42	32	50	86	97	104	113	134
Changes in Working Capital ⓘ	-122	-147	-83	-165	-63	-119	43	-315	-351	-611
Tax Paid ⓘ	-18	-20	-16	-27	-55	-40	-42	-40	-60	-70
Cash Flow From Investing Activity ⓘ	-37	-38	3	-35	-56	3	-56	-155	-199	-123
Capex	-24	-36	-21	3	-19	-21	-14	-23	-30	-34
Net Investments	-17	-5	18	-42	-46	3	-11	-85	-191	-73
Others ⓘ	4	3	5	4	9	21	-32	-47	22	-16
Cash Flow From Financing Activityⓘ	66	202	-33	113	-59	-65	-122	231	276	421
Net Proceeds from Shares ⓘ	76	0	0	0	0	0	0	0	75	248
Net Proceeds from Borrowing ⓘ	0	-1	-4	-11	0	-1	-1	0	1	0
Interest Paid ⓘ	-19	-27	-33	-37	-34	-54	-67	-69	-81	-107
Dividend Paid ⓘ	0	-2	-5	0	-3	-7	0	-15	-11	-9
Others ⓘ	9	233	9	161	-22	-3	-55	315	293	289
Net Cash Flow ⓘ	-37	56	-27	30	-66	-3	3	3	-2	8

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Ratios
ROE (%)	16.34	5.49	12.85	20.24	17.57	18.29	10.91	19.98	19.52	16.33
ROCE (%)	18.59	9.75	13.68	18.01	15.77	18.05	13.85	19.01	17.05	15.13
Asset Turnover Ratio	2.47	1.94	1.89	1.91	1.86	1.6	1.54	1.72	1.48	1.45
PAT to CFO Conversion(x)	-1.83	-7.2	0.1	-0.67	0.65	0.65	2.94	-0.56	-0.49	-1.53
Working Capital Days
Receivable Days	12	15	14	9	4	3	4	3	4	4
Inventory Days	79	103	110	118	125	144	141	122	142	146
Payable Days	3	9	11	10	10	16	14	10	13	12

Senco Gold Ltd Stock News

Senco Gold Ltd FAQs

What is the share price of Senco Gold?

Company share prices are keep on changing according to the market conditions. The closing price of Senco Gold on 21-Nov-2024 16:00 is ₹1,113.5.

What is the market cap of Senco Gold?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 21-Nov-2024 16:00 the market cap of Senco Gold stood at ₹8,692.1.

What is the P/E ratio of Senco Gold?

The latest P/E ratio of Senco Gold as of 21-Nov-2024 16:00 is 39.79.

What is the P/B ratio of Senco Gold?

The latest P/B ratio of Senco Gold as of 21-Nov-2024 16:00 is 6.04.

What is the 52-week high and low of Senco Gold?

The 52-week high of Senco Gold is ₹1,544 and the 52-week low is ₹680.0.

What is the TTM revenue of Senco Gold?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Senco Gold is ₹5,655 ( Cr.) .

About Senco Gold Ltd

The company was originally incorporated as Senco Gold Private Limited at Kolkata, West Bengal, India, as a private limited company under the Companies Act, 1956, pursuant to a certificate of incorporation dated August 22, 1994, issued by Registrar of Companies, West Bengal (RoC). Subsequently, pursuant to a resolution passed at the meeting of the Board of Directors held on June 27, 2007 and a special resolution of the shareholders of the company at the EGM held on August 8, 2007, the name of the company was changed to Senco Gold Limited, pursuant to its conversion into a public limited company. A fresh certificate of incorporation dated August 31, 2007, consequent to the change of name, was issued by the RoC.

Senco Gold is a pan-India jewellery retail player with a history of more than five decades and has a fourth generation entrepreneur in the jewellery industry as its Promoter. It is the largest organized jewellery retail player in the eastern region of India based on number of stores and among eastern India based jewellery retailers, it has the widest geographical footprint in non-eastern states. It primarily sells gold and diamond jewellery and also sell jewellery made of silver, platinum and precious and semi-precious stones and other metals. Its other offerings also include costume jewellery, gold and silver coins and utensils made of silver.

The company’s products are sold under the ‘Senco Gold & Diamonds’ tradename, through multiple channels, including its 75 Company Operated Showrooms and 61 Franchisee Showrooms (including four franchisee owned and Company operated Showrooms) and various online platforms, including its website www.sencogoldanddiamonds.com. Its strategy of operating through multiple channels enables it to allocate capital as required, as it continues to expand geographic presence and work towards an omni channel network. With a catalogue offering more than 120,000 designs for gold jewellery and more than 69,000 designs for diamond jewellery, the company offers a large variety of designs of handcrafted jewellery, most of which are designed and manufactured in-house by its designers in close collaboration with skilled local craftsmen (generally termed Karigars) in Kolkata and across the country. Machine made light weight jewellery in gold and diamonds are also manufactured at its manufacturing facility based on designs prepared by its in-house designers and also sourced from third partner manufacturing vendors.

Business area of the company

The company is a pan-India jewelry retailer. The products are sold under its brand name ‘Senco Gold & Diamonds’. It primarily sells gold and diamond jewelry along with jewelry made of silver, platinum, precious and semi-precious stones, and other metals. It also offers costume jewelry, gold, and silver coins, and utensils made of silver.

Awards, accreditations and accolades

2014: ‘Leading Retailer of India’ award by UBM.
2015: Awarded ‘Gem of the Year (Central -East)’ at the National Jewellery Awards, 2015 by All India Gems and Jewellery Trade Federation.
2016: Ranked as ‘India’s 5th Most Trusted Jewellery Brand’ by The Brand Trust Report (India Study), 2016.
2017: Certificate of Appreciation recognizing the Company as a ‘Symbol of Excellence’ at the Economic Times Iconic Brands of India awards.
2017: Awarded ‘Best Chain of Retail Stores (National-2017)’ by Indian Bullion and Jewellers Association Limited at the 4th India Bullion and Jewellery Awards, 2017.
2018: Amazon Aces -Softline by Amazon.
2019: Best Advertising and Highest Glance view on Precious Segment by Amazon.
2019: Ranked 10000 best sellers by Amazon.
2019: Top City Flipstar -Best sale performance during Big Billion Days by Flipkart.
2019: The Gold Tier Profile certification by Flipkart.
2019: Best Promising Gems and Jewellery Brand.
2020: The Gold Tier Profile certification by Flipkart.
2020: 2nd Most Trusted Jewellery Brand in India by TRA.
2021: The Gold Tier Profile certification by Flipkart.
2021: Fabulous Jewelers by ET Edge.
2021: ET Trusted Brands 2021.
2021: Marketing Campaign of the Year at the Awards for Excellence in Branding and Marketing by CMO Asia.
2022: KALEIDO award by ET Brand Equity.
2022: Business Leadership Award by CMA Management Excellence.
2022: Shakti award for women leadership in Jewellery sector by Informa market and SVAR.
2022: 2nd Most Desired Jewellery Brand in India by TRA.
2023: 2nd Most Desired Jewellery Brand in India by TRA.
2023: Certified as Great Place to Work by the Great Place to Work, Institute, India.

Major events and milestones

2000: Opened first franchisee, ‘Guinea Gold’ in Asansol, Beniachiti, West Bengal.
2002: Set up showroom at Moulali, Kolkata, West Bengal which was its first showroom with an area of over 8,000 sq. ft.
2005: Commenced business operations in the SEZ unit located at Manikanchan, Kolkata, West Bengal.
2007: Takeover of the business of Senco Gold Museum and Senco Gold Mart.
2008: Conversion of the Company from private limited to public limited.
2011: Opening first showroom outside the state of West Bengal.
2014: Private equity investment from SAIF Partners India IV Limited (the Selling Shareholder).
2014: Total Number of showrooms crossed 50.
2015: Amalgamation of Senco Gold Impex Private Limited with the Company.
2015: Entered Bihar, Maharashtra and Uttar Pradesh. Total Number of showrooms crosses 60.
2016: Introduction of Everlite brand focusing on light and affordable diamond jewellery.
2016: Entered Southern Region by opening a branch in Bengaluru, Karnataka.
2016: Total Showroom Count touches 73.
2017: Entered into an agreement with Kolkata Knight Riders to be its official jewellery partner for seasons ten and eleven (2017 and 2018) of the Indian Premier League.
2018: Added 11 new showrooms across regions, taking the total showroom account to 90.
2018: Launch of Aham Mens Jewelry.
2020: Crossed 100 Showroommark.
2020: Launched 2 D’Signia showrooms targeting elite class.
2020: Opened first Everlite showroom.
2021: Opened six new COCO showrooms-(i) Kolkata-3(ii) UP-2 (iii) Pune -1.
2021: DG-Gold Digital gold buying, selling and redemption.
2021: MOU Signed with Mobotics for digital foray.
2021: Opened 4 new Model FOCO showrooms.
2022: Crossed 125 Showroom mark.
2023: Private equity investment from OIJIF II.
2023: Received the ‘Qualified Jeweller’ status from IIBX to directly import gold.
2023: Incorporation of Senco Global Jewellery Trading L.L.C, the Company’s subsidiary in Dubai.