Intellect Design Arena Ltd - Stock Valuation and Financial Performance

BSE: 538835 | NSE: INTELLECT | IT - Software | Small Cap

Intellect Design Share Price

708.10 -8.00 -1.12%
as on 21-Nov'24 14:04

DeciZen - make an informed investing decision on Intellect Design

Overall Rating
Bole Toh

1. Quality

2. Valuation

Somewhat overvalued

3. Price Trend

Intellect Design Arena stock performance -

mw4me loader
P/E Ratio (CD):
34.79
Market Cap:
9,900.3 Cr.
52-wk low:
683.5
52-wk high:
1,198.8

Is Intellect Design Arena Ltd an attractive stock to invest in?

1. Is Intellect Design Arena Ltd a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that Intellect Design Arena Ltd is a average quality company.

2. Is Intellect Design Arena Ltd undervalued or overvalued?

The key valuation ratios of Intellect Design Arena Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

3. Is Intellect Design Arena Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Intellect Design Arena Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Intellect Design:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Intellect Design Arena Ltd has performed well in some of the past ten years indicating its past ten year financial track record is somewhat good

Value Creation

Value Creation Index Colour Code Guide

Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
ROCE % -12.9%-4.8%-0.9%9%14.8%3.7%22.1%25.9%19.1%20.8%-
Value Creation
Index
-2.0-1.3-1.1-0.40.1-0.70.60.90.40.5-

Growth Parameters

Growth Parameters Colour Code Guide

Sales 6098119141,0871,4501,3471,4971,8782,2312,5062,412
Sales YoY Gr.-33.2%12.7%19%33.3%-7.1%11.2%25.4%18.8%12.3%-
Adj EPS -8.2-2.6-3.73.280.319.725.218.923.520.6
YoY Gr.-NANANA150.3%-96.6%7177.8%28%-24.9%24.4%-
BVPS (₹) 57.955.15361.675.475.7100127.9143.3168.1185.8
Adj Net
Profit
-87.2-27.9-39.839.91053.5261338256322285
Cash Flow from Ops. -17.6-101-6549.5-50.343.6463453174410-
Debt/CF from Ops. -0.4-0.2-3.63.2-2.75.90.1000-

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Sales 17%11.6%18.7%12.3%
Adj EPS NA24.2%6.2%24.4%
BVPS12.6%17.4%18.9%17.3%
Share Price - 35.7% 1.8% 1.3%

Key Financial Parameters

Performance Ratio Colour Code Guide

Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Return on
Equity %
-14.1-4.5-6.65.711.50.321.421.113.314.311.6
Op. Profit
Mgn %
-13.1-4-2.67.59.95.62425.319.721.719.4
Net Profit
Mgn %
-14.5-3.5-4.44.67.20.417.618.111.612.911.8
Debt to
Equity
000.40.20.10.300000
Working Cap
Days
0208224208194249229204221242138
Cash Conv.
Cycle
0822280-7-18-28-17875

Recent Performance Summary

Sales growth is growing at healthy rate in last 3 years 18.73%

Return on Equity has declined versus last 3 years average to 11.60%

Net Profit has been subdued in last 3 years 6.18%

Sales growth is not so good in last 4 quarters at 0.17%

Latest Financials - Intellect Design Arena Ltd.

Standalone Consolidated
TTM EPS (₹) 10.6 20.6
TTM Sales (₹ Cr.) 1,567 2,412
BVPS (₹.) 130 185.8
Reserves (₹ Cr.) 1,729 2,500
P/BV 5.51 3.85
PE 67.38 34.79
From the Market
52 Week Low / High (₹) 683.50 / 1198.80
All Time Low / High (₹) 44.00 / 1198.80
Market Cap (₹ Cr.) 9,900
Equity (₹ Cr.) 69.1
Face Value (₹) 5
Industry PE 34.4

Management X-Ray of Intellect Design:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Intellect Design

Adj EPS (Rs.)

Sales (Cr.)

ROE (%)

ROCE (%)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Sales6098119141,0871,4501,3471,4971,8782,2312,506
Operating Expenses 6898479371,0121,3171,2711,1391,4031,7931,964
Manufacturing Costs16261213171510151917
Material Costs0000000000
Employee Cost 5316437187678398128089211,1441,340
Other Costs 142178207232461444320467629607
Operating Profit -80-36-237513275359475438542
Operating Profit Margin (%) -13.1%-4.5%-2.6%6.9%9.1%5.6%23.9%25.3%19.7%21.6%
Other Income 28263427632613415159
Interest 121317162213776
Depreciation 1921242742697798122137
Exceptional Items -10000060000
Profit Before Tax -82-33-206414023290413363461
Tax 2-93795256395138
Profit After Tax -84-23-225713118265350269323
PAT Margin (%) -13.8%-2.9%-2.5%5.2%9.1%1.3%17.7%18.7%12.0%12.9%
Adjusted EPS (₹)-7.8-2.2-2.13.710.01.219.825.919.723.5
Dividend Payout Ratio (%)0%0%0%0%0%0%0%10%13%15%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Shareholders Fund 6195935767739931,0021,3301,7211,9442,300
Share Capital 50505163666666676868
Reserves 5695425257109279361,2641,6531,8772,232
Minority Interest0001091212131112
Debt82323212910122151100
Long Term Debt00569064358000
Short Term Debt823176383718643100
Trade Payables13611199117166208166257269267
Others Liabilities 167274265317318382404543630799
Total Liabilities 9311,0001,1731,3461,5871,8251,9632,5342,8543,378

Fixed Assets

Gross Block4234915285446327308309441,1121,276
Accumulated Depreciation210233251270298362433511619722
Net Fixed Assets213258278274334368397433493555
CWIP 5466138196228312349344370374
Investments 1797766696877146416365449
Inventories0000000000
Trade Receivables167151205241203285187257416554
Cash Equivalents 106541161408210615315997204
Others Assets2113943704256736787329251,1131,242
Total Assets 9311,0001,1731,3461,5871,8251,9632,5342,8543,378

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity -18-101-6549-5044463453174410
PBT -82-33-206414017290413363461
Adjustment -132203320100148149179181
Changes in Working Capital 86-80-51-19-178-8078-94-296-130
Tax Paid -21-20-15-28-337-53-15-72-101
Cash Flow From Investing Activity 8531-109-1491-100-190-399-177-255
Capex -24-83-93-111-79-124-114-119-166-173
Net Investments 92105-20-507521-79-291-37-114
Others 179511533102532
Cash Flow From Financing Activity -8161461436380-225-52-50-49
Net Proceeds from Shares 22920010745832
Net Proceeds from Borrowing 000-34-32-40-27-700
Interest Paid -1-1-11-14-11-15-7-200
Dividend Paid 000000-1-1-35-34
Others -915148-90131-196-50-18-17
Net Cash Flow 59-53-28421424482-53106
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Ratios
ROE (%)-13.59-3.87-3.838.4114.871.7722.6922.9714.6615.21
ROCE (%)-12.94-4.81-0.948.9614.783.6522.0825.8519.1320.76
Asset Turnover Ratio0.650.840.840.860.990.790.790.840.830.8
PAT to CFO Conversion(x)N/AN/AN/A0.86-0.382.441.751.290.651.27
Working Capital Days
Receivable Days100727175566657435571
Inventory Days0000000000
Payable Days0000000000

Intellect Design Arena Ltd Stock News

Intellect Design Arena Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Intellect Design on 21-Nov-2024 14:04 is ₹708.1.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 21-Nov-2024 14:04 the market cap of Intellect Design stood at ₹9,900.3.
The latest P/E ratio of Intellect Design as of 21-Nov-2024 14:04 is 67.38.
The latest P/B ratio of Intellect Design as of 21-Nov-2024 14:04 is 5.51.
The 52-week high of Intellect Design is ₹1,198.8 and the 52-week low is ₹683.5.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Intellect Design is ₹1,567 ( Cr.) .

About Intellect Design Arena Ltd

Intellect Design Arena creates financial technologies that help banks lead businesses on the path to growth and success. Its solutions help move the banking world forward; because that’s what happens when the world knows it has financial institutions they can rely on. This is the philosophy that the company, at Intellect follows, and is its commitment to its customers’ success.

Business area of the company

Intellect Design Arena is a global leader in financial technology for banking, insurance and other financial services. With a rich suite of products, they are an authority on vertical and integrated products that enable institutions to meet their ambition to be the principal service provider to their customers.

Products and services

Corporate Banking

  • Digital Transaction Banking
  • Trade & Supply Chain Finance
  • Liquidity Management Solution
  • Payments
  • Contextual Banking Experience

Retail Banking

  • Digital Core
  • Digital Lending
  • Digital Wealth (Wealth Qube)
  • Retail Banking (CBX Retail)
  • Central Banking

Risk, Treasury & Captial Markets

  • Brokerage Solution (Capital Alpha)
  • Treasury and ALM (Capital Cube)
  • Asset Servicing (Capital Sigma)

Insurance

  • Risk Analyst
  • Underwriting (Xponent)
  • Magic Submission

Digital Solutions

  • e-Governance Solutions

Awards and Accolades

FY2017-18

  • Intellect was on the winner’s podium for Best Use of IT in Treasury & Capital Markets Banking Tech Awards 2017
  • Intellect ranked 4 in IBS Sales League Table 2017 for Risk Management Systems by IBS
  • Celent Model Banker award for Intellect Digital Lending powered Majid Al Futtaim Finance
  • Intellect Digital Core ranked Global No.2 in Peer Insights by Gartner
  • Rated No.1 in Retail Banking & Payments System IBS Sales League Table 2018
  • Winner of Celent Model Bank Award 2018
  • Featured Intellect's implementation at Chittagong Stock Exchange

FY2018-19

  • Intellect rated as strong performer and among top 5 in 2018 global Digital Banking Platform of Forrester- August 2018
  • Intellect recognized as a leader in Gartner’s Magic Quadrant for Global Retail Core Banking Report

FY2019-20

  • Intellect Revolutionary Contextual Banking Technology ranked 1 in the world for both Retail Banking and Transaction Banking by IBS Annual Sales League Table 2020.
  • Intellect Design named a Leader in the IDC MarketScape: Worldwide Trade Finance Report, highlighting its keen focus on transforming the corporate customer’s experience
  • Emirates NBD wins Celent’s Model Bank Award for Transaction Banking Transformation. 
  • Intellect CBX Retail Digital Onboarding wins XCelent Functionality Award from Analyst Firm Celent
  • Intellect Design rated as a Strong Performer in The Forrester Wave: Digital Banking Engagement Platforms
  • Intellect Design Arena has been recognised as a Challenger in the July 2019 Gartner Magic Quadrant for Global Retail Core Banking
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