Is Intellect Design Arena a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that Intellect Design Arena Ltd is a average quality company .

Is Intellect Design Arena undervalued or overvalued?

The key valuation ratios of Intellect Design Arena Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone .

What is Intellect Design Arena share price return in the past 10 years?

Intellect Design Arena Ltd share price has appreciated 29.3% annually (CAGR) over the past ten years.

Is Intellect Design Arena a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Strong which suggest that the price of Intellect Design Arena Ltd is likely to Rise in the short term. However, please check the rating on Quality and Valuation before investing

What is the P/E ratio of Intellect Design Arena?

The latest standalone P/E ratio of Intellect Design Arena as of 27-Dec-2024 is 99.22.

What is the P/B ratio of Intellect Design Arena?

The latest standalone P/B ratio of Intellect Design Arena as of 27-Dec-2024 is 8.11.

What is the 52-week high and low of Intellect Design Arena?

The 52-week high of Intellect Design Arena is Rs. 1198.80 and the 52-week low is Rs. 693.05.

Intellect Design Arena Ltd - Stock Valuation and Financial Performance

Name: Intellect Design Arena
Brand: Intellect Design Arena

BSE: 538835 | NSE: INTELLECT | IT - Software | Small Cap

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Intellect Design Share Price

₹1,022.15 -29.35 -2.79%
as on 27-Dec'24 16:59

10 Year X-Ray of Intellect Design:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis ^P

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Value Creation ⓘ

Value Creation Index Colour Code Guide ⓘ

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
ROCE % ⓘ	-12.9%	-4.8%	-0.9%	9%	14.8%	3.7%	22.1%	25.9%	19.1%	20.8%	-
Value Creation Index ⓘ	-2.0	-1.3	-1.1	-0.4	0.1	-0.7	0.6	0.9	0.4	0.5	-
Growth Parameters ⓘ Growth Parameters Colour Code Guide ⓘ
Sales ⓘ	609	811	914	1,087	1,450	1,347	1,497	1,878	2,231	2,506	2,412
Sales YoY Gr.	-	33.2%	12.7%	19%	33.3%	-7.1%	11.2%	25.4%	18.8%	12.3%	-
Adj EPS ⓘ	-8.2	-2.6	-3.7	3.2	8	0.3	19.7	25.2	18.9	23.5	20.5
YoY Gr.	-	NA	NA	NA	150.3%	-96.6%	7177.8%	28%	-24.9%	24.4%	-
BVPS (₹) ⓘ	57.9	55.1	53	61.6	75.4	75.7	100	127.9	143.3	168.1	185.3
Adj Net Profit ⓘ	-87.2	-27.9	-39.8	39.9	105	3.5	261	338	256	322	284
Cash Flow from Ops. ⓘ	-17.6	-101	-65	49.5	-50.3	43.6	463	453	174	410	-
Debt/CF from Ops. ⓘ	-0.4	-0.2	-3.6	3.2	-2.7	5.9	0.1	0	0	0	-

CAGR ⓘ

CAGR Colour Code Guide ⓘ

	9 Years	5 Years	3 Years	1 Years
Sales ⓘ	17%	11.6%	18.7%	12.3%
Adj EPS ⓘ	NA	24.2%	6.2%	24.4%
BVPSⓘ	12.6%	17.4%	18.9%	17.3%
Share Price	29.3%	49.1%	14.5%	22.4%

Key Financial Parameters ⓘ

Performance Ratio Colour Code Guide ⓘ

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Return on Equity % ⓘ	-14.1	-4.5	-6.6	5.7	11.5	0.3	21.4	21.1	13.3	14.3	11.6
Op. Profit Mgn % ⓘ	-13.1	-4	-2.6	7.5	9.9	5.6	24	25.3	19.7	21.7	19.4
Net Profit Mgn % ⓘ	-14.5	-3.5	-4.4	4.6	7.2	0.4	17.6	18.1	11.6	12.9	11.8
Debt to Equity ⓘ	0	0	0.4	0.2	0.1	0.3	0	0	0	0	0
Working Cap Days ⓘ	0	208	224	208	194	249	229	204	221	242	138
Cash Conv. Cycle ⓘ	0	8	22	28	0	-7	-18	-28	-17	8	75

Recent Performance Summary

Sales growth is growing at healthy rate in last 3 years 18.73%

Return on Equity has declined versus last 3 years average to 11.60%

Net Profit has been subdued in last 3 years 6.18%

Sales growth is not so good in last 4 quarters at 0.17%

Latest Financials - Intellect Design Arena Ltd.

	Standalone	Consolidated
TTM EPS (₹)	10.6	20.5
TTM Sales (₹ Cr.)	1,567	2,412
BVPS (₹.) ⓘ	129.7	185.3
Reserves (₹ Cr.) ⓘ	1,729	2,500
P/BV ⓘ	8.11	5.67
PE ⓘ	99.22	51.23

From the Market
52 Week Low / High (₹)	693.05 / 1198.80
All Time Low / High (₹)	44.00 / 1198.80
Market Cap (₹ Cr.)	14,578
Equity (₹ Cr.)	69.3
Face Value (₹)	5
Industry PE ⓘ	36

Management X-Ray of Intellect Design:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Intellect Design

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

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Key Ratios of Intellect Design

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Sales (Cr.)

ROE (%)

ROCE (%)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Sales	609	811	914	1,087	1,450	1,347	1,497	1,878	2,231	2,506
Operating Expenses ⓘ	689	847	937	1,012	1,317	1,271	1,139	1,403	1,793	1,964
Manufacturing Costs	16	26	12	13	17	15	10	15	19	17
Material Costs	0	0	0	0	0	0	0	0	0	0
Employee Cost	531	643	718	767	839	812	808	921	1,144	1,340
Other Costs ⓘ	142	178	207	232	461	444	320	467	629	607
Operating Profit ⓘ	-80	-36	-23	75	132	75	359	475	438	542
Operating Profit Margin (%)	-13.1%	-4.5%	-2.6%	6.9%	9.1%	5.6%	23.9%	25.3%	19.7%	21.6%
Other Income ⓘ	28	26	34	27	63	26	13	41	51	59
Interest ⓘ	1	2	13	17	16	22	13	7	7	6
Depreciation ⓘ	19	21	24	27	42	69	77	98	122	137
Exceptional Items ⓘ	-10	0	0	0	0	6	0	0	0	0
Profit Before Tax ⓘ	-82	-33	-20	64	140	23	290	413	363	461
Tax ⓘ	2	-9	3	7	9	5	25	63	95	138
Profit After Tax	-84	-23	-22	57	131	18	265	350	269	323
PAT Margin (%)	-13.8%	-2.9%	-2.5%	5.2%	9.1%	1.3%	17.7%	18.7%	12.0%	12.9%
Adjusted EPS (₹)	-7.8	-2.2	-2.1	3.7	10.0	1.2	19.8	25.9	19.7	23.5
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	10%	13%	15%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Equity and Liabilities
Shareholders Fund	619	593	576	773	993	1,002	1,330	1,721	1,944	2,300
Share Capital ⓘ	50	50	51	63	66	66	66	67	68	68
Reserves ⓘ	569	542	525	710	927	936	1,264	1,653	1,877	2,232
Minority Interest	0	0	0	10	9	12	12	13	11	12
Debt	8	23	232	129	101	221	51	1	0	0
Long Term Debt	0	0	56	90	64	35	8	0	0	0
Short Term Debt	8	23	176	38	37	186	43	1	0	0
Trade Payables	136	111	99	117	166	208	166	257	269	267
Others Liabilities ⓘ	167	274	265	317	318	382	404	543	630	799
Total Liabilities ⓘ	931	1,000	1,173	1,346	1,587	1,825	1,963	2,534	2,854	3,378
Fixed Assets
Gross Block	423	491	528	544	632	730	830	944	1,112	1,276
Accumulated Depreciation	210	233	251	270	298	362	433	511	619	722
Net Fixed Assetsⓘ	213	258	278	274	334	368	397	433	493	555
CWIP ⓘ	54	66	138	196	228	312	349	344	370	374
Investmentsⓘ	179	77	66	69	68	77	146	416	365	449
Inventories	0	0	0	0	0	0	0	0	0	0
Trade Receivables	167	151	205	241	203	285	187	257	416	554
Cash Equivalents	106	54	116	140	82	106	153	159	97	204
Others Assetsⓘ	211	394	370	425	673	678	732	925	1,113	1,242
Total Assets ⓘ	931	1,000	1,173	1,346	1,587	1,825	1,963	2,534	2,854	3,378

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Cash Flow From Operating Activity ⓘ	-18	-101	-65	49	-50	44	463	453	174	410
PBT ⓘ	-82	-33	-20	64	140	17	290	413	363	461
Adjustment ⓘ	-1	32	20	33	20	100	148	149	179	181
Changes in Working Capital ⓘ	86	-80	-51	-19	-178	-80	78	-94	-296	-130
Tax Paid ⓘ	-21	-20	-15	-28	-33	7	-53	-15	-72	-101
Cash Flow From Investing Activity ⓘ	85	31	-109	-149	1	-100	-190	-399	-177	-255
Capex	-24	-83	-93	-111	-79	-124	-114	-119	-166	-173
Net Investments	92	105	-20	-50	75	21	-79	-291	-37	-114
Others ⓘ	17	9	5	11	5	3	3	10	25	32
Cash Flow From Financing Activityⓘ	-8	16	146	143	63	80	-225	-52	-50	-49
Net Proceeds from Shares ⓘ	2	2	9	200	107	4	5	8	3	2
Net Proceeds from Borrowing ⓘ	0	0	0	-34	-32	-40	-27	-7	0	0
Interest Paid ⓘ	-1	-1	-11	-14	-11	-15	-7	-2	0	0
Dividend Paid ⓘ	0	0	0	0	0	0	-1	-1	-35	-34
Others ⓘ	-9	15	148	-9	0	131	-196	-50	-18	-17
Net Cash Flow ⓘ	59	-53	-28	42	14	24	48	2	-53	106

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Ratios
ROE (%)	-13.59	-3.87	-3.83	8.41	14.87	1.77	22.69	22.97	14.66	15.21
ROCE (%)	-12.94	-4.81	-0.94	8.96	14.78	3.65	22.08	25.85	19.13	20.76
Asset Turnover Ratio	0.65	0.84	0.84	0.86	0.99	0.79	0.79	0.84	0.83	0.8
PAT to CFO Conversion(x)	N/A	N/A	N/A	0.86	-0.38	2.44	1.75	1.29	0.65	1.27
Working Capital Days
Receivable Days	100	72	71	75	56	66	57	43	55	71
Inventory Days	0	0	0	0	0	0	0	0	0	0
Payable Days	0	0	0	0	0	0	0	0	0	0

Intellect Design Arena Ltd Stock News

Intellect Design Arena Ltd FAQs

What is the share price of Intellect Design?

Company share prices are keep on changing according to the market conditions. The closing price of Intellect Design on 27-Dec-2024 16:59 is ₹1,022.2.

What is the market cap of Intellect Design?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 27-Dec-2024 16:59 the market cap of Intellect Design stood at ₹14,578.2.

What is the P/E ratio of Intellect Design?

The latest P/E ratio of Intellect Design as of 27-Dec-2024 16:59 is 99.22.

What is the P/B ratio of Intellect Design?

The latest P/B ratio of Intellect Design as of 27-Dec-2024 16:59 is 8.11.

What is the 52-week high and low of Intellect Design?

The 52-week high of Intellect Design is ₹1,198.8 and the 52-week low is ₹693.0.

What is the TTM revenue of Intellect Design?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Intellect Design is ₹1,567 ( Cr.) .

About Intellect Design Arena Ltd

Intellect Design Arena creates financial technologies that help banks lead businesses on the path to growth and success. Its solutions help move the banking world forward; because that’s what happens when the world knows it has financial institutions they can rely on. This is the philosophy that the company, at Intellect follows, and is its commitment to its customers’ success.

Business area of the company

Intellect Design Arena is a global leader in financial technology for banking, insurance and other financial services. With a rich suite of products, they are an authority on vertical and integrated products that enable institutions to meet their ambition to be the principal service provider to their customers.

Products and services

Corporate Banking

Digital Transaction Banking
Trade & Supply Chain Finance
Liquidity Management Solution
Payments
Contextual Banking Experience

Retail Banking

Digital Core
Digital Lending
Digital Wealth (Wealth Qube)
Retail Banking (CBX Retail)
Central Banking

Risk, Treasury & Captial Markets

Brokerage Solution (Capital Alpha)
Treasury and ALM (Capital Cube)
Asset Servicing (Capital Sigma)

Insurance

Risk Analyst
Underwriting (Xponent)
Magic Submission

Digital Solutions

e-Governance Solutions

Awards and Accolades

FY2017-18

Intellect was on the winner’s podium for Best Use of IT in Treasury & Capital Markets Banking Tech Awards 2017
Intellect ranked 4 in IBS Sales League Table 2017 for Risk Management Systems by IBS
Celent Model Banker award for Intellect Digital Lending powered Majid Al Futtaim Finance
Intellect Digital Core ranked Global No.2 in Peer Insights by Gartner
Rated No.1 in Retail Banking & Payments System IBS Sales League Table 2018
Winner of Celent Model Bank Award 2018
Featured Intellect's implementation at Chittagong Stock Exchange

FY2018-19

Intellect rated as strong performer and among top 5 in 2018 global Digital Banking Platform of Forrester- August 2018
Intellect recognized as a leader in Gartner’s Magic Quadrant for Global Retail Core Banking Report

FY2019-20

Intellect Revolutionary Contextual Banking Technology ranked 1 in the world for both Retail Banking and Transaction Banking by IBS Annual Sales League Table 2020.
Intellect Design named a Leader in the IDC MarketScape: Worldwide Trade Finance Report, highlighting its keen focus on transforming the corporate customer’s experience
Emirates NBD wins Celent’s Model Bank Award for Transaction Banking Transformation.
Intellect CBX Retail Digital Onboarding wins XCelent Functionality Award from Analyst Firm Celent
Intellect Design rated as a Strong Performer in The Forrester Wave: Digital Banking Engagement Platforms
Intellect Design Arena has been recognised as a Challenger in the July 2019 Gartner Magic Quadrant for Global Retail Core Banking