Is Emerald Finance a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Emerald Finance Ltd is a below average quality company .

Is Emerald Finance undervalued or overvalued?

The key valuation ratios of Emerald Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone .

What is Emerald Finance share price return in the past 10 years?

Data is not available for this company

Is Emerald Finance a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Emerald Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

Emerald Finance Ltd - Stock Valuation and Financial Performance

Name: Emerald Finance
Brand: Emerald Finance

BSE: 538882 | NSE: | Finance - NBFC | Small Cap

Place order

Emerald Finance Share Price

₹33.25 0.66 2.03%
as on 18-May'24 12:50

DeciZen - make an informed investing decision on Emerald Finance

Based on:

Data

M-Cap below 100cr DeciZen not available

Emerald Finance stock performance -

PE Chart Key Ratios

P/E Ratio (SA):

32.49

Market Cap:

98.6 Cr.

52-wk low:

18.1

52-wk high:

39.5

Is Emerald Finance Ltd an attractive stock to invest in?

10 Year X-Ray of Emerald Finance: Login to view analysis.

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis ^P

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	TTM
Operating Income (₹ Cr.)	0.4	0.9	0.7	0.5	0.6	1.1	1.8	2.6	4.1	5.4	7
YoY Gr. Rt. %	-	154.3%	-23.6%	-25%	15.7%	88.1%	61.3%	45.8%	56.7%	31.5%	-
Adj EPS (₹ )	0.1	0.1	0.1	0.1	0.1	0.3	0.5	1.1	0.6	0.7	1
YoY Gr. Rt. %	-	44.4%	-7.7%	-16.7%	10%	172.7%	66.7%	122%	-49.6%	23.2%	-
BVPS (₹ )	4.5	4.6	4.7	4.8	4.8	8.4	8.8	12	11	12.1	12.9
YoY Gr. Rt. %	-	3.2%	2.6%	2.6%	0%	73.5%	4.5%	36.6%	-7.8%	9.9%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	3.9	2.9	2.6	1.9	1.9	4.7	5.1	7.1	6	5.2	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	35.5%	55.6%	44.3%	31.5%
Adj EPS	25.4%	44.4%	11.3%	23.2%
BVPS	11.8%	20.2%	11.5%	9.9%
Share Price	-	34.1%	18.5%	46.9%

Key Financial Ratios


RATIOS \ YEARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	17.9	10.3	12.2	12.6	12.5	31.2	32.3	38.6	39.7	38.6	42
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	4	3	2.6	2	2.2	5.4	5.9	9.6	7.6	6.1	7.8

Recent Performance Summary

Latest Financials - Emerald Finance Ltd.

	Standalone	Consolidated
TTM EPS (₹)	1	1.4
TTM Sales (₹ Cr.)	7.3	13.3
BVPS (₹.) ⓘ	12.9	15.3
Reserves (₹ Cr.) ⓘ	9	16
P/BV ⓘ	2.53	2.13
PE ⓘ	32.49	23.10

From the Market
52 Week Low / High (₹)	18.05 / 39.46
All Time Low / High (₹)	4.51 / 39.46
Market Cap (₹ Cr.)	98.6
Equity (₹ Cr.)	30.1
Face Value (₹)	10
Industry PE ⓘ	30.1

Management X-Ray of Emerald Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Emerald Finance

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

This is a premium feature, Please click here to check our solutions.

Key Ratios of Emerald Finance

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Income	0.35	0.89	0.67	0.51	0.59	1.13	1.81	2.62	4.13	5.41
Interest Income	0.35	0.89	0.67	0.51	0.59	1.11	1.79	2.61	4.09	5.38
Other Income ⓘ	0	0	0	0	0	0.01	0.01	0.01	0.04	0.03
Expenditure ⓘ	0.26	0.75	0.56	0.42	0.49	0.65	1.09	1.29	1.94	2.54
Interest Expense ⓘ	0	0	0	0	0.03	0.10	0.18	0.22	0.36	0.63
Operating Expenses ⓘ	0.26	0.75	0.52	0.35	0.44	0.54	0.86	1.02	1.41	1.64
Provisions	0	0	0.04	0.07	0.02	0.02	0.05	0.05	0.17	0.27
Exceptional Items ⓘ	0	0	0	0	0	0	0	-0.01	-0.01	-0.07
Profit Before Tax ⓘ	0.09	0.13	0.12	0.09	0.10	0.47	0.72	1.33	2.19	2.80
Taxes ⓘ	0.03	0.04	0.04	0.03	0.03	0.13	0.14	0.32	0.56	0.72
Profit After Tax	0.06	0.09	0.08	0.06	0.07	0.35	0.58	1.01	1.62	2.08
Adjusted EPS (₹)	0.1	0.1	0.1	0.1	0.1	0.3	0.5	1.1	0.6	0.7
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	39%	9%	18%	15%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Equity and Liabilities
Equity Capital	3.05	3.14	3.22	3.29	3.36	9.70	10.28	11.02	32.28	36.73
Share Capital ⓘ	3.05	3.05	3.05	3.05	3.05	9.04	9.04	9.04	29.04	30.14
Reserves ⓘ	0	0.10	0.18	0.24	0.32	0.66	1.24	1.98	3.24	6.59
Minority Interest	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	0	0	0	0	0.83	0.60	1.51	1.79	3.07	4.31
Current Liabilities	0.04	0.05	0.04	0.24	0.07	0.25	0.57	2.94	2.55	1.28
Trade Payables	0	0	0	0	0	0	0	0	0.08	0.15
Short term borrowings	0	0	0	0	0	0	0	0	1	0
Other Liabilities	0	0	0	0	0	0	0	0.25	-1.08	-0.15
Total Liabilities ⓘ	3.09	3.19	3.26	3.53	4.26	10.55	12.36	16	37.90	42.33
Assets
Non Current Asset	0.01	0.01	0.01	0.90	0.91	0.93	0.95	0.93	1.21	1.38
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	0.01	0.01	0.01	0.90	0.91	0.93	0.95	0.93	1.21	1.38
Current Asset	3.06	3.16	3.23	2.62	3.28	9.56	11.21	14.88	36.48	40.79
Current Investment	0	0	0	0	0	0	0	0	0	0
Other Current Asset	3.06	3.16	3.23	2.62	3.28	9.56	11.21	14.88	36.48	40.79
Total Assets ⓘ	3.09	3.19	3.26	3.53	4.26	10.55	12.36	16	37.90	42.33

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Cash Flow From Operating Activity ⓘ	-2.17	-0.07	0.90	-0.30	-3.51	-2.82	0.62	-20.64	2.33
Cash Flow From Investing Activity ⓘ	-0.04	-0.01	-0.89	-0.07	-0.03	-0.22	-0.04	-0.38	-0.17
Cash Flow From Financing Activity ⓘ	2.85	0	0	0.80	5.67	0.73	0.31	21.71	2.41
Net Cash Flow ⓘ	0.63	-0.08	0.01	0.43	2.13	-2.31	0.90	0.69	4.56

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Operational & Financial Ratios
EPS (₹)	0	0	0	0	0	0	1	1	1	1
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	10	10	11	11	11	11	11	12	11	12
Performance Ratios
ROA (%)	3.9	2.9	2.6	1.9	1.9	4.7	5.1	7.1	6.0	5.2
ROE (%)	4.0	3.0	2.6	2.0	2.2	5.4	5.9	9.6	7.6	6.1
ROCE (%)	5.9	4.3	3.8	2.8	3.5	8.0	8.3	12.7	10.4	8.9
Valuation Parameters
Price/Book(x)	0.0	0.0	0.0	4.2	3.4	1.1	1.0	1.0	1.5	1.9

Emerald Finance Ltd Stock News

Emerald Finance Ltd FAQs

What is the share price of Emerald Finance?

Company share prices are keep on changing according to the market conditions. The closing price of Emerald Finance on 18-May-2024 12:50 is ₹33.25.

What is the market cap of Emerald Finance?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 18-May-2024 12:50 the market cap of Emerald Finance stood at ₹98.57.