BSE: 531254 | NSE: | Finance - NBFC | Small Cap
Past 10 year’s financial track record analysis by Moneyworks4me indicates that Optimus Finance Ltd is a below average quality company.
The key valuation ratios of Optimus Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.
The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Optimus Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
| Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Income (₹ Cr.) | 0.4 | 1.9 | 4.4 | 2.9 | 2.9 | 1.1 | 0.9 | 1.1 | 0.6 | 1.3 | 1 | |
| YoY Gr. Rt. % | - | 410.8% | 134.4% | -34.1% | 0% | -62.3% | -18.2% | 17.8% | -40.6% | 103.2% | - | |
| Adj EPS (₹ ) | -1.6 | -1.1 | 0.7 | 0.2 | 0.8 | 0 | 0.1 | -0.1 | 0.1 | 3.8 | 0.7 | |
| YoY Gr. Rt. % | - | NA | NA | -68.7% | 281% | -97.5% | 150% | -240% | NA | 2614.3% | - | |
| BVPS (₹ ) | 8 | 6.9 | 15.9 | 16.1 | 16.9 | 16.9 | 17 | 16.9 | 23.6 | 27.4 | 28 | |
| YoY Gr. Rt. % | - | -13.2% | 129.3% | 1.3% | 5% | 0.1% | 0.3% | -0.4% | 39.7% | 16.1% | - | |
| To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ | ||||||||||||
| Net Profit/Total Funds (%) | -12.7 | -10.4 | 4.7 | 0.9 | 3.1 | 0.1 | 0.2 | -0.3 | 0.7 | 14.6 | 0 | |
CAGR Colour Code Guide ⓘ
| 9 Years | 5 Years | 3 Years | 1 Years | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 14.8% | -15.2% | 12.5% | 103.2% | ||||||||
| Adj EPS | NA | 36.6% | 323.6% | 2614.3% | ||||||||
| BVPS | 14.7% | 10.2% | 17.3% | 16.1% | ||||||||
| Share Price | 35.1% | 64% | 93.1% | 151.8% | ||||||||
| RATIOS \ YEARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Quality Ratio | To view Asset Quality Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Net NPA to Net Advances (%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |
| Capitalization Ratio | To view Capitalization Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Capital Adequacy Ratio (%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |
| Margins | ||||||||||||
| Net Profit Margin (%) | -159.1 | -19.8 | 8.4 | 3.9 | 15.3 | 1 | 2.9 | -3.4 | 16.3 | 222 | 36.6 | |
| Performance Ratios | To view Performance Ratios Colour Rating Guide click here ⓘ | |||||||||||
| Return on Equity (%) | -17.5 | -14.1 | 6.6 | 1.3 | 4.9 | 0.1 | 0.3 | -0.4 | 0.8 | 14.9 | 2.6 | |
Total Income has increased 12.46 CAGR in last 3 years
Net Profit has increased 323.58 CAGR in last 3 years
Return on Equity has declined versus last 3 years average to 2.60%
Total income growth is poor in last 4 quarters
| Standalone | Consolidated | |
|---|---|---|
| TTM EPS (₹) | 0.7 | 8.5 |
| TTM Sales (₹ Cr.) | 1.5 | 1.4 |
| BVPS (₹.) ⓘ | 28 | 75.9 |
| Reserves (₹ Cr.) ⓘ | 13 | 49 |
| P/BV ⓘ | 8.08 | 2.98 |
| PE ⓘ | 314.45 | 26.50 |
| From the Market | |
|---|---|
| 52 Week Low / High (₹) | 85.01 / 267.50 |
| All Time Low / High (₹) | 1.00 / 267.50 |
| Market Cap (₹ Cr.) | 169 |
| Equity (₹ Cr.) | 7.5 |
| Face Value (₹) | 10 |
| Industry PE ⓘ | 27.5 |
| Mar'24 | YoY Gr. Rt. % | Jun'24 | YoY Gr. Rt. % | Sep'24 | YoY Gr. Rt. % | Dec'24 | YoY Gr. Rt. % | |
|---|---|---|---|---|---|---|---|---|
| Operating Income | 0.4 | 38.5 | 0.4 | 25 | 0.4 | 26.7 | 0.4 | 11.8 |
| Adj EPS (₹) | 0.07 | -50 | 0.21 | 40 | 0.21 | -70.8 | 0.23 | -43.9 |
| Net Profit Mgn % | 15.24 | -2437 bps | 44.76 | 447 bps | 41.38 | -14122 bps | 44.36 | -4512 bps |
| Pledged * | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Company Name | CMP(₹) | |||||||
|---|---|---|---|---|---|---|---|---|
| Piramal Enterprises | 886.3 | -14.8 (-1.6%) | Small Cap | 10,020 | 23.1 | -16.8 | 39.1 | 0.8 |
| Edelweiss Financial | 87 | -2.3 (-2.6%) | Small Cap | 9,500 | 4.9 | 5.6 | 18.3 | 1.6 |
| Manappuram Finance | 208.1 | 1.7 (0.8%) | Small Cap | 8,848 | 23.3 | 24.8 | 8.9 | 1.4 |
| CreditAccess Grameen | 923.1 | -2.8 (-0.3%) | Small Cap | 5,167 | 55.2 | 28 | 16.8 | 2.2 |
| Spandana Sphoorty | 243.3 | -7.9 (-3.1%) | Small Cap | 2,424 | -66.2 | 20.7 | - | 0.6 |
| Fusion Finance | 141 | -4.9 (-3.3%) | Small Cap | 2,317 | -91.8 | 21.8 | - | 0.8 |
| Muthoot Microfin | 123 | 1.6 (1.3%) | Small Cap | 2,270 | 17.5 | 19.8 | 6.9 | 0.7 |
| Five Star Business | 650.7 | 0.5 (0.1%) | Small Cap | 2,183 | 35 | 38.3 | 18.6 | 3.2 |
| Northern ARC Capital | 170.9 | 0.7 (0.4%) | Small Cap | 1,829 | 17.4 | 15.3 | 9.8 | 0.8 |
| Fedbank Financial | 86 | -0.4 (-0.5%) | Small Cap | 1,577 | 5.9 | 15.5 | 14.6 | 1.3 |
| PARTICULARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income | 0 | 2 | 4 | 3 | 3 | 1 | 1 | 1 | 1 | 1 |
| Interest Income | 0 | 2 | 4 | 3 | 3 | 1 | 1 | 1 | 1 | 1 |
| Other Income ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenditure ⓘ | 1 | 2 | 4 | 3 | 2 | 1 | 1 | 1 | 1 | 1 |
| Interest Expense ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Expenses ⓘ | 0 | 2 | 4 | 2 | 2 | 1 | 1 | 1 | 0 | 0 |
| Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Exceptional Items ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3 |
| Profit Before Tax ⓘ | -1 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 3 |
| Taxes ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 |
| Profit After Tax | -1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3 |
| Adjusted EPS (₹) | -1.6 | -1.1 | 0.7 | 0.2 | 0.8 | 0.0 | 0.1 | -0.1 | 0.1 | 3.8 |
| Dividend Payout Ratio (%) | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| PARTICULARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 |
|---|---|---|---|---|---|---|---|---|---|---|
Equity and Liabilities | ||||||||||
| Equity Capital | 3 | 2 | 9 | 9 | 9 | 9 | 9 | 9 | 18 | 20 |
| Share Capital ⓘ | 4 | 4 | 6 | 6 | 6 | 6 | 6 | 6 | 7 | 7 |
| Reserves ⓘ | -1 | -1 | 3 | 3 | 4 | 4 | 4 | 4 | 10 | 13 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long Term Borrowings | 0 | 0 | 1 | 2 | 6 | 3 | 2 | 2 | 0 | 0 |
| Current Liabilities | 1 | 1 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short term borrowings | 0 | 1 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | -1 | -2 | -2 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Liabilities ⓘ | 4 | 3 | 13 | 13 | 16 | 12 | 11 | 11 | 18 | 21 |
Assets | ||||||||||
| Non Current Asset | 0 | 1 | 6 | 6 | 7 | 7 | 7 | 7 | 7 | 7 |
| Loan Asset | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non Current Asset ⓘ | 0 | 1 | 6 | 6 | 7 | 7 | 7 | 7 | 7 | 7 |
| Current Asset | 4 | 3 | 6 | 7 | 9 | 6 | 5 | 4 | 11 | 15 |
| Current Investment | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Asset | 4 | 3 | 6 | 7 | 9 | 6 | 5 | 4 | 11 | 15 |
| Total Assets ⓘ | 4 | 3 | 13 | 13 | 16 | 12 | 11 | 11 | 18 | 21 |
| PARTICULARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 |
|---|---|---|---|---|---|---|---|---|---|---|
Operational & Financial Ratios |
||||||||||
| EPS (₹) | -2 | -1 | 1 | 0 | 1 | 0 | 0 | 0 | 0 | 4 |
| DPS (₹) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| BVPS (₹) | 8 | 7 | 16 | 16 | 17 | 17 | 17 | 17 | 24 | 27 |
Performance Ratios | ||||||||||
| ROA (%) | -12.7 | -10.4 | 4.7 | 0.9 | 3.1 | 0.1 | 0.2 | -0.3 | 0.7 | 14.6 |
| ROE (%) | -17.5 | -14.1 | 6.6 | 1.3 | 4.9 | 0.1 | 0.3 | -0.4 | 0.8 | 14.9 |
| ROCE (%) | -7.4 | -6.3 | 8.0 | 4.9 | 7.4 | 3.0 | 1.6 | 0.5 | 1.2 | 17.5 |
Valuation Parameters | ||||||||||
| Price/Book(x) | 1.8 | 4.1 | 1.8 | 1.0 | 0.8 | 1.2 | 1.4 | 1.9 | 2.5 | 3.3 |
Transpek Finance Ltd was incorporated on February 11, 1991 under the Companies Act, 1956 as Kalali Finance and Leasing Co. Ltd and obtained Certificate for Commencement of Business on April 8, 1991. Subsequently, the Company changed to its current name to Transpek Finance Ltd. and a fresh certificate of incorporation was obtained on June 23, 1992.
Since its inception TFL has been functioning as a subsidiary of Transpek Industry Ltd and offering financial services, such as Leasing and Hire Purchase, Bills Discounting, Inter Corporate Deposits and has recently introduced activities like Auto Finance, Equity Research and Investments. The Company proposed a major expansion of its Leasing and Hire Purchase activities with thrust in financing Plant & Machinery and automobiles. It also proposes to expand its business in the area of Bills Discounting, Stock Market operations.
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Funds ranking in screeners: Performance Consistency and Quality are two parameters used for ranking funds for SIP. The ranking as follows GG, GO, GR, OG, OO, OR, RG, RO and RR.
With the same color-coded funds, the one with the higher Average 3-year rolling returns (over 5 to 10 years), the number that appears in the Performance tag, ranks higher.
Here is the summary:
The third tag Upside Potential is not relevant for SIP. It is relevant for lumpsum investments in Mutual Funds.
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