Edelweiss Financial Services Ltd - Stock Valuation and Financial Performance

BSE: 532922 | NSE: EDELWEISS | Finance - NBFC | Small Cap

Edelweiss Financial Share Price

102.85 -4.75 -4.41%
as on 21-Nov'24 16:59

DeciZen - make an informed investing decision on Edelweiss Financial

Overall Rating
Bole Toh

1. Quality

2. Valuation

Fair

3. Price Trend

Edelweiss Financial Services stock performance -

mw4me loader
P/E Ratio (CD):
21.94
Market Cap:
10,165.3 Cr.
52-wk low:
59.4
52-wk high:
145.5

Is Edelweiss Financial Services Ltd an attractive stock to invest in?

1. Is Edelweiss Financial Services Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Edelweiss Financial Services Ltd is a below average quality company.

2. Is Edelweiss Financial Services Ltd undervalued or overvalued?

The key valuation ratios of Edelweiss Financial Services Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is Edelweiss Financial Services Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Edelweiss Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Edelweiss Financial:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Edelweiss Financial Services Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)3,8805,35013,5618,87411,0789,8609,3576,8198,4819,5008,063
YoY Gr. Rt. %-37.9%153.5%-34.6%24.8%-11%-5.1%-27.1%24.4%12%-
Adj EPS (₹ ) 4.157.29.911.2-2332.13.84.74.9
YoY Gr. Rt. %-23.2%44.7%37.3%13.1%-305.1%NA-29.5%82.4%22.2%-
BVPS (₹ )39.945.15278.5866872.671.974.352.653.4
YoY Gr. Rt. %-13.2%15.1%51.1%9.5%-20.9%6.7%-0.9%3.3%-29.3%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)1.311.41.61.7-3.50.50.511.30

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income10.5%-3%0.5%12%
Adj EPS1.6%-16%16.2%22.2%
BVPS3.1%-9.4%-10.2%-29.3%
Share Price 7% -3.7% 10.4% 65%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000.6000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 17.716.616.10000000-
Margins
Net Profit Margin (%)7.96.349.49.4-20.72.73.14.85.65.7
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)10.29.813.71514.4-29.94.13.36.29.39.2

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 9.20%

Total Income has increased 0.50 CAGR in last 3 years

Net Profit has increased 16.24 CAGR in last 3 years

Total income growth is good in last 4 quarters

No data to display

Latest Financials - Edelweiss Financial Services Ltd.

Standalone Consolidated
TTM EPS (₹) 5.1 4.9
TTM Sales (₹ Cr.) -121.8 8,063
BVPS (₹.) 58.2 53.4
Reserves (₹ Cr.) 5,406 4,954
P/BV 1.85 2.01
PE 21.31 21.94
From the Market
52 Week Low / High (₹) 59.40 / 145.50
All Time Low / High (₹) 21.84 / 342.00
Market Cap (₹ Cr.) 10,165
Equity (₹ Cr.) 94.5
Face Value (₹) 1
Industry PE 27.8

Management X-Ray of Edelweiss Financial:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Edelweiss Financial

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income3,8945,36413,5888,92011,1779,94910,8487,4398,7699,610
Interest Income3,8805,35013,5618,87411,0789,8609,3576,8198,4819,500
Other Income 1514274699891,491620288110
Expenditure 3,3844,79312,6457,5719,43312,40610,7037,2128,3849,172
Interest Expense 1,8322,6202,8103,8764,7834,7933,8342,9842,5752,787
Operating Expenses 1,2311,5909,3373,0403,8583,6214,6754,0404,4585,515
Provisions 3225834986557923,9912,1941871,352871
Exceptional Items 0000000000
Profit Before Tax 5105719431,3491,744-2,457146227385437
Taxes 202235395512699-413-10815-21-91
Profit After Tax 3083365488371,044-2,044254212406528
Adjusted EPS (₹)4.05.07.29.911.2-23.03.02.13.84.7
Dividend Payout Ratio (%)25%25%18%14%12%0%49%69%39%32%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital3,1563,6734,3256,8817,6766,1296,5776,5376,7444,762
Share Capital 79818387898989909090
Reserves 3,0773,5914,2426,7947,5886,0406,4886,4486,6544,672
Minority Interest371697958943103810781100105511021287
Long Term Borrowings8,34110,67718,12433,62538,63132,01725,26119,60716,91614,987
Current Liabilities 18,51121,75621,20021,44116,31714,10012,45415,01618,09020,337
Trade Payables1,3151,6512,0851,5911,9751,2834891,2901,4121,674
Short term borrowings13,58313,86111,83914,9107,2803,9482,4332,2563,7913,920
Other Liabilities-14,894-15,510-13,921-16,499-9,254-5,231-2,922-3,547-5,203-5,594
Total Liabilities 30,38436,80544,61262,89263,66353,32445,39242,21542,85341,373

Assets

Non Current Asset 10,02611,72918,2281,60740,14931,33324,45522,00019,17316,521
Loan Asset 5,5366,4609,940038,40828,36122,45520,09817,35414,804
Other Non Current Asset 4,4905,2708,2891,6071,7412,9722,0011,9021,8201,717
Current Asset 20,35725,07626,38461,28523,51421,99120,93620,21623,67924,852
Current Investment1,1906968367,8878,7998,26711,10012,34216,73418,100
Other Current Asset19,16824,38025,54853,39814,71413,7249,8367,8736,9456,752
Total Assets 30,38436,80544,61262,89263,66353,32445,39242,21542,85341,373

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity -9,183-3,762-497-12,9695,68512,0983,4585,5922,8912,894
Cash Flow From Investing Activity -863-48-4,336-530-1,3121994,085-1,058-425-482
Cash Flow From Financing Activity 10,0193,8025,11214,868-3,665-10,471-8,587-6,444-1,708-2,785
Net Cash Flow -27-82791,3697081,827-1,044-1,910757-373
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)4571011-233245
DPS (₹)1111101122
BVPS (₹)40455278866873727453

Performance Ratios

ROA (%)1.31.01.41.61.7-3.50.50.51.01.3
ROE (%)10.29.813.715.014.4-29.94.13.36.29.3
ROCE (%)11.011.010.911.211.94.810.210.010.312.1

Valuation Parameters

Price/Book(x)1.61.33.03.02.30.60.90.80.71.2

Edelweiss Financial Services Ltd Stock News

Edelweiss Financial Services Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Edelweiss Financial on 21-Nov-2024 16:59 is ₹102.8.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 21-Nov-2024 16:59 the market cap of Edelweiss Financial stood at ₹10,165.3.
The latest P/E ratio of Edelweiss Financial as of 21-Nov-2024 16:59 is 21.31.
The latest P/B ratio of Edelweiss Financial as of 21-Nov-2024 16:59 is 1.85.
The 52-week high of Edelweiss Financial is ₹145.5 and the 52-week low is ₹59.40.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Edelweiss Financial is ₹-121.83 ( Cr.) .

About Edelweiss Financial Services Ltd

Edelweiss Financial Services Limited is registered with Securities and Exchange Board of India (SEBI) as Category I - Merchant Banker. The company was incorporated on November 21, 1995 and is the ultimate holding company of Edelweiss group of companies.

Business area of the company

The Company is principally engaged in providing investment banking services and holding company activities comprising of development, managerial and financial support to the business of Edelweiss group entities.

Products and Services

Credit

1. Retail Credit:

  • Housing Finance
  • SME & Business Loans
  • Loans Against Shares
  • Agri & Rural Finance

2. Corporate Credit

Investment & Advisory

1. Wealth Management

  • Personal Wealth
  • Private Wealth

2. Asset Management

  • Mutual Funds
  • Alternate Asset Advisors
  • Multi Strategy Funds
  • Distressed Assets Resolution

3. Capital Markets

  • Investment Banking
  • Institutional Equities
  • FX And Rates
  • Asset Services
  • Financial Product Distribution

Insurance

1. Life Insurance

2. General Insurance

Awards

2017:

  • Excellence in Wealth Management India
  • Best use of video - Edelweiss SME campaign
  • Best product innovation - Wealth Plus
  • Best housing finance company (mid and small) - Edelweiss Housing Finance Limited
  • Best use of mobile technology in financial services - Edelweiss Global Wealth Management
  • Insurance Broker of the Year - Edelweiss Insurance Brokers
  • Best Customer Centric Culture - Edelweiss Global Wealth Management

2018:

  • Best Wealth Manager, India Domestic
  • Best Private Bank - India Domestic
  • Best Asset Servicing - Emerging Markets
  • Dream Employer of the Year (financial Services)
  • Best Talent Management Strategy
  • Best Affordable Housing Finance Company - Edelweiss Housing Finance Limited
  • Product Innovator of the year (Zindagi Plus)
  • Best In House Corporate Communication & PR Team of the Year
  • Best Product Launch/Re-Launch PR Campaign of the Year (ETLI’s Wealth Plus)
  • Golden Peacock Award for Risk Management
  • Affordable Housing Finance Company of the Year (Edelweiss Housing Finance)
  • Best Performing Institutional Member
  • Silver for Excellence in the Annual Report Category (Edelweiss Annual Report 2018)
  • Among the top 100 communication materials worldwide (Edelweiss Annual Report 2018)
  • Best Marketing Strategy (BFSI) - Asian Games Campaign
  • Best Wealth Manager - India
  • Outstanding Contribution to Wealth Management
  • Innovative Product of the Year (Zindagi Plus)
  • Gold for Best Induction Training Program
  • Best BTL Campaign for Financial Services (India 2025 Conference)

2019:

  • Best SME Lending Company of the Year
  • Best Merchant Banker in Debt Capital Market - Public Issue (Fixed Income Advisory)
  • Best Professional Clearing Member of the Year (Custodial Services)
  • Best Retail IPO Bidding Member (Personal Wealth Advisory)
  • National CSR Award
  • Best Private Bank, India (Private Wealth Management)
  • The Disruptive 100 Award 
  • Best Affordable Housing Finance Company of the Year (Mortgages)
  • Best NBFC in SME Finance of the Year (SME Lending)
  • IT Genius Award for Cloud Excellence (Technology)
  • Global Award for Excellence in Quality Management & Leadership (PWM COO Unit)
  • Effective Use of Marketing Communication Award (Asset Management Ltd)
  • Best Torchbearers of Commodity Derivatives Market (Professional Investor Research Team)
  • Gold Award for Best use of AI in Real Estate (Real Estate Advisory Practice)
  • Gold Award for Creative PR Campaign (Edelweiss Tokio Life Insurance, Zindagi Plus)
  • Bronze Award for Effective Digital Campaign (Edelweiss Tokio Life Insurance, Zindagi Plus)
  • Gold for Best Experiential Marketing
  • Best Business Transformation Award (SME Lending)
  • Best Omni-Channel Customer Experience Award (Salary Advance)
  • Best Use of Data Analytics to Improve Customer Experience (Personal Wealth Advisory)
  • Best Use of Technology in Risk Management (Treasury Risk & Technology team)
  • Best Contact Center (Edelweiss Tokio Life Insurance)
  • Best Private Bank - India
  • Customer Centric Advisory of the Year (Personal Wealth Advisory)
  • Best use of Voice of Customer (Personal Wealth Advisory)
  • Top 20 Financial Innovations of India (Project Phygital)
  • Most Innovative Learning Intervention (Ignite)
  • Best Learning Strategy of the Year (Business Leaders Program)
  • Innovative use of OOH Media
  • Youngest winner across categories (Edelweiss General Insurance)

2020:

  • Best Email Marketing Campaign
  • Best risk technology implementation of the year
  • Top 25 Financial Innovations of India
  • Best BFSI Technology Award - Cloud
  • Best Technology Implementation
  • Best IT Team of the Year
  • Best Use of Technology to Enhance Customer Experience (SME Lending)
  • Best Customer Centric Culture (Personal Wealth Advisory)
  • Best Customer Experience Team of the year
  • Best Product Launch PR Campaign of the Year for Edelweiss Mutual Fund’s Bharat Bond ETF Launch
  • Most innovative investor education program - Edelweiss Mutual Fund
  • Top 25 Financial Innovations of India (SME Lending)
  • Iconic Brands of India 2020 - Edelweiss Mutual Fund
  • Best Broker, India

Milestones

  • 2000: Acquisition of Crossborder Investments Private Limited
  • 2001: F & O license obtained in the year 2001
  • 2002: NBFC registration of Crossborder Investments Private Limited Acquisition of Rooshnil Securities Private Limited
  • 2004: Commencement of Commodity Broking
  • 2005: Commencement of Insurance Broking
  • 2006: NBFC registration of ECL Finance Limited
  • 2006: Managed the first Qualified Institutional Placement under the new regulatory framework in India
  • 2006: Advised the first AIM listing of a listed Indian corporate
  • 2007: Clearing Member License
  • 2008: Edelweiss Capital informed that: ‘The Board of Directors of Edelweiss Capital Limited, vide a Circular Resolution passed on April 7, 2008 have approved change in the Company Secretary and Compliance Officer of the Company from Smruti Jhaveri to Chetan Gandhi.’
  • 2008: Edelweiss gets SEBI nod to launch MF
  • 2009: Edelweiss Capital appointed Berjis Desai as an Additional (Independent) Director on the Board of Directors of the Company with effect from November 18, 2009.
  • 2009: Edelweiss forms venture with Tokio Marine
  • 2010: Edelweiss Capital bought Anagram for Rs 164 crore
  • 2011: Company has changed its name from Edelweiss Capital Limited to Edelweiss Financial Services Limited 
  • 2014: Edelweiss Financial Services Limited acquires Forefront
  • 2016: Edelweiss Financial Services Limited agreed to acquire Ambit Investment Advisors’ flagship hedge fund Ambit Alpha Fund with an AUM of over Rs.1,100 crore
  • 2017: Edelweiss iAmTeamIndia Campaign to support Indian Olympic Team
  • 2018: Edelweiss Mutual Fund launches Edelweiss Maiden Opportunities Fund - Series 1
  • 2019: Edelweiss AMC launches ‘Galaxy’ for its partners
  • 2019: ECL Finance Limited announces strategic partnership with Bank of Baroda to co-lend to MSMEs
  • 2020: Edelweiss Mutual Fund's 'BHARAT Bond ETF' lists on National Stock Exchange (NSE)
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