Is Suvidhaa Infoserve a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Suvidhaa Infoserve Ltd is a below average quality company .

Is Suvidhaa Infoserve undervalued or overvalued?

The key valuation ratios of Suvidhaa Infoserve Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone .

What is Suvidhaa Infoserve share price return in the past 10 years?

Data is not available for this company

Is Suvidhaa Infoserve a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Strong which suggest that the price of Suvidhaa Infoserve Ltd is likely to Rise in the short term. However, please check the rating on Quality and Valuation before investing

Suvidhaa Infoserve Ltd - Stock Valuation and Financial Performance

Name: Suvidhaa Infoserve
Brand: Suvidhaa Infoserve

BSE: 543281 | NSE: SUVIDHAA | Fintech | Small Cap

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Suvidhaa Infoserve Share Price

₹6.93 0.74 11.95%
as on 26-Dec'24 16:59

10 Year X-Ray of Suvidhaa Infoserve:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis ^P

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Value Creation ⓘ

Value Creation Index Colour Code Guide ⓘ

	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
ROCE % ⓘ	0%	24.4%	5.3%	-6.1%	-4.5%	-0.3%	-11.2%	-
Value Creation Index ⓘ	NA	0.7	-0.6	-1.4	-1.3	-1.0	-1.8	-
Growth Parameters ⓘ Growth Parameters Colour Code Guide ⓘ
Sales ⓘ	18.8	82.5	171	107	38.1	27.8	5.6	10
Sales YoY Gr.	-	338%	106.9%	-37.1%	-64.6%	-27.1%	-79.8%	-
Adj EPS ⓘ	-0.4	0.6	0.2	-0.3	-0.3	-0	-0.7	-0.6
YoY Gr.	-	NA	-68.9%	-257.9%	NA	NA	NA	-
BVPS (₹) ⓘ	-13.1	5.5	5.8	6.9	6.3	6.2	5.5	5.1
Adj Net Profit ⓘ	-0.4	6.4	2	-6.2	-6.4	-0.8	-14.5	-13
Cash Flow from Ops. ⓘ	14	3.5	35.7	-4.4	7.3	24.4	-8.3	-
Debt/CF from Ops. ⓘ	0	0	0	0	0.9	0.3	-0.4	-

CAGR ⓘ

CAGR Colour Code Guide ⓘ

	9 Years	5 Years	3 Years	1 Years
Sales ⓘ	NA	-41.6%	-62.6%	-79.8%
Adj EPS ⓘ	NA	-202.8%	NA	NA
BVPSⓘ	NA	0.2%	-7.4%	-11.3%
Share Price	-	-	-15.1%	-27.7%

Key Financial Parameters ⓘ

Performance Ratio Colour Code Guide ⓘ

	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Return on Equity % ⓘ	7.4	24.9	3.4	-6.1	-4.8	-0.6	-12	-12
Op. Profit Mgn % ⓘ	-0.8	11.9	5	4	11.1	14.1	-80.4	-47.2
Net Profit Mgn % ⓘ	-2.2	7.8	1.2	-5.8	-16.9	-2.7	-259.2	-132.2
Debt to Equity ⓘ	0	0	0	0	0.1	0.1	0	0
Working Cap Days ⓘ	0	98	45	131	593	656	2,398	677
Cash Conv. Cycle ⓘ	0	-252	-34	-29	44	80	602	266

Recent Performance Summary

Sales growth is good in last 4 quarters at 171.07%

Return on Equity is Poor

Sales growth has been subdued in last 3 years -62.64%

Latest Financials - Suvidhaa Infoserve Ltd.

	Standalone	Consolidated
TTM EPS (₹)	-0.6	-0.8
TTM Sales (₹ Cr.)	10.2	11.8
BVPS (₹.) ⓘ	5.1	2.2
Reserves (₹ Cr.) ⓘ	87	26
P/BV ⓘ	1.35	3.10
PE ⓘ	0.00	0.00

From the Market
52 Week Low / High (₹)	4.66 / 10.56
All Time Low / High (₹)	3.20 / 111.00
Market Cap (₹ Cr.)	145
Equity (₹ Cr.)	21
Face Value (₹)	1
Industry PE ⓘ	416.8

Management X-Ray of Suvidhaa Infoserve:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Suvidhaa Infoserve

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Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

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Key Ratios of Suvidhaa Infoserve

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Sales (Cr.)

ROE (%)

ROCE (%)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Sales	19	83	171	107	38	28	6
Operating Expenses ⓘ	19	73	162	103	34	24	10
Manufacturing Costs	0	0	0	0	0	0	0
Material Costs	6	55	154	96	26	11	4
Employee Cost	8	10	5	5	3	2	2
Other Costs ⓘ	5	8	3	2	5	11	4
Operating Profit ⓘ	0	10	9	4	4	4	-5
Operating Profit Margin (%)	-0.8%	11.9%	5.0%	3.9%	11.1%	14.1%	-80.4%
Other Income ⓘ	2	0	1	7	3	10	3
Interest ⓘ	2	1	0	0	0	0	0
Depreciation ⓘ	2	3	7	17	14	14	12
Exceptional Items ⓘ	5	-1	0	0	0	0	0
Profit Before Tax ⓘ	3	6	3	-6	-6	-1	-15
Tax ⓘ	0	0	0	0	0	0	0
Profit After Tax	3	6	2	-6	-6	-1	-15
PAT Margin (%)	18.0%	6.9%	1.4%	-5.5%	-16.3%	-2.7%	-259.0%
Adjusted EPS (₹)	3.3	0.5	0.2	-0.3	-0.3	0.0	-0.7
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Equity and Liabilities
Shareholders Fund	-6	57	61	141	129	128	114
Share Capital ⓘ	9	11	11	20	20	21	21
Reserves ⓘ	-15	47	50	120	108	108	93
Minority Interest	0	0	0	0	0	0	0
Debt	0	0	0	0	6	6	4
Long Term Debt	0	0	0	0	0	0	0
Short Term Debt	0	0	0	0	6	6	4
Trade Payables	7	12	30	11	6	0	0
Others Liabilities ⓘ	29	22	23	32	33	22	19
Total Liabilities ⓘ	30	92	114	184	174	157	137
Fixed Assets
Gross Block	16	39	71	92	93	93	93
Accumulated Depreciation	12	15	22	42	56	70	83
Net Fixed Assetsⓘ	4	23	48	50	36	22	10
CWIP ⓘ	4	0	7	2	2	0	0
Investmentsⓘ	0	39	39	69	69	86	86
Inventories	0	0	0	0	0	0	0
Trade Receivables	8	5	7	14	11	8	11
Cash Equivalents	4	4	4	3	4	11	3
Others Assetsⓘ	11	21	10	47	52	28	27
Total Assets ⓘ	30	92	114	184	174	157	137

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Cash Flow From Operating Activity ⓘ	14	3	36	-4	7	24	-8
PBT ⓘ	3	6	3	-6	-6	-1	-15
Adjustment ⓘ	2	3	6	33	14	15	13
Changes in Working Capital ⓘ	-1	-4	30	-35	-3	8	-6
Tax Paid ⓘ	10	-1	-3	4	3	1	0
Cash Flow From Investing Activity ⓘ	-6	-56	-38	0	0	-17	0
Capex	-8	-19	-39	-1	0	0	0
Net Investments	2	-38	1	0	0	-17	0
Others ⓘ	0	0	0	0	0	0	0
Cash Flow From Financing Activityⓘ	-8	55	2	-1	-6	0	0
Net Proceeds from Shares ⓘ	0	57	1	0	0	0	0
Net Proceeds from Borrowing ⓘ	0	0	0	0	0	0	0
Interest Paid ⓘ	-1	0	0	0	0	0	0
Dividend Paid ⓘ	0	0	0	0	0	0	0
Others ⓘ	-7	-2	1	-1	-6	0	0
Net Cash Flow ⓘ	0	2	-1	-5	1	7	-9

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Ratios
ROE (%)	N/A	26.08	3.97	-5.81	-4.61	-0.59	-11.99
ROCE (%)	N/A	24.4	5.32	-6.07	-4.45	-0.28	-11.24
Asset Turnover Ratio	0.63	1.35	1.66	0.72	0.21	0.17	0.04
PAT to CFO Conversion(x)	4.67	0.5	18	N/A	N/A	N/A	N/A
Working Capital Days
Receivable Days	153	28	12	35	118	126	609
Inventory Days	0	0	0	0	0	0	0
Payable Days	474	66	50	78	122	109	34

Suvidhaa Infoserve Ltd Stock News

Suvidhaa Infoserve Ltd FAQs

What is the share price of Suvidhaa Infoserve?

Company share prices are keep on changing according to the market conditions. The closing price of Suvidhaa Infoserve on 26-Dec-2024 16:59 is ₹6.93.

What is the market cap of Suvidhaa Infoserve?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 26-Dec-2024 16:59 the market cap of Suvidhaa Infoserve stood at ₹145.4.

What is the P/E ratio of Suvidhaa Infoserve?

The latest P/E ratio of Suvidhaa Infoserve as of 26-Dec-2024 16:59 is 0.00.

What is the P/B ratio of Suvidhaa Infoserve?

The latest P/B ratio of Suvidhaa Infoserve as of 26-Dec-2024 16:59 is 1.35.

What is the 52-week high and low of Suvidhaa Infoserve?

The 52-week high of Suvidhaa Infoserve is ₹10.56 and the 52-week low is ₹4.66.

What is the TTM revenue of Suvidhaa Infoserve?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Suvidhaa Infoserve is ₹10.16 ( Cr.) .

About Suvidhaa Infoserve Ltd

Suvidhaa Infoserve (Formerly known as Suvidhaa Infoserve (Suvidhaa) is formed in 2007 with a vision to build a robust and easily accessible platform that will offer every household, access to a world of services within their own neighbourhood. Suvidhaa was conceived, promoted & seed funded by its Founder & Chairman, Mr. Paresh Rajde & was angel funded by Mr Shapoorji Pallonji Mistry, Chairman of one of India’s leading Business Group viz., Shapoorji Pallonji Group.

Business area of the company

The company offers the facility to make payments for a host of services like utility bill payment services, renewal insurance premium collection services, telecom, mobile, DTH recharges besides travel ticketing (Rail, Air & Bus), domestic remittance services and merchant acquiring services etc.

Products and services offered by the company

Domestic Remittance Services
Individual & Business loan
Mutual fund & other investment products
ATM (Cash withdrawal / Statement)
Utility Bill Payments (Electricity / Telecom / Mobile / Gas etc)
Recharges (Prepaid Mobile / DTH)
Travel Ticketing (Air / Rail / Bus)
General and Life insurance
E-Commerce
Bank Account Opening
Pre-paid / Gift Card issuance
Cash Collection and Bank Account deposits

Awards

The Kutch Shakti National Award 2008 and the Girnar Award 2007
Red Herring 100 Asia 2009 Award and Nominated for Red Herring 200 Global 2010 Award
Business Achiever (SME) Award 2009-10 by The Institute of Chartered Accountants of India (ICAI)
Inclusive Business Leader Award 2011 by International Finance Corporation (IFC, the World Bank Group)
ASCENT Award for Entrepreneur of the Year 2016 (Runner Up)
MetLife Foundation Inclusion Plus Award 2017 by MetLife Foundation

Milestones

2007: Laying the Foundation for India’s 1st Multi Services (S-Commerce) Platform. Pioneered Agent based Railway Ticketing Technology & Business Architecture.
2011: Pioneered Cash 2 Bank Domestic Remittance (DR) Business, which was enabled by Suvidhaa’s Innovative Use of Technology and Deep Regulatory Understanding.
2013: Opened Loop B2B Card Program. First of its kind in the Industry, exclusively for Suvidhaa Channel Partners, leading to expansion of Services Bouqet offered to customers.
2015: Pioneered instant Issuing, Opening and Activating B2C Prepaid Card.
2015: Launched Nano Credit - Digital Loan Product for Suvidhaa Customers.
2017: Launched sPay-Suvidhaa’s Very Own Mobile based Digital Payment Acceptance Platform.