Interactive Financial Services Ltd - Stock Valuation and Financial Performance

BSE: 539692 | NSE: | IT - Software | Small Cap

Interactive Finl. Share Price

49.18 2.34 5.00%
as on 20-Dec'24 16:59

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Interactive Financial Services stock performance -

mw4me loader
P/E Ratio (SA):
5.42
Market Cap:
14.8 Cr.
52-wk low:
16.3
52-wk high:
60.6

Is Interactive Financial Services Ltd an attractive stock to invest in?

1. Is Interactive Financial Services Ltd a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that Interactive Financial Services Ltd is a average quality company.

2. Is Interactive Financial Services Ltd undervalued or overvalued?

The key valuation ratios of Interactive Financial Services Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is Interactive Financial Services Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Interactive Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Interactive Finl.:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Interactive Financial Services Ltd has performed well in some of the past ten years indicating its past ten year financial track record is somewhat good

Value Creation

Value Creation Index Colour Code Guide

Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
ROCE % 2.2%-3.8%1.3%12.1%17.9%3.8%14.6%19%18.8%15%-
Value Creation
Index
-0.9-1.3-0.9-0.10.3-0.70.00.40.30.1-

Growth Parameters

Growth Parameters Colour Code Guide

Sales 0.20.50.42.64.10.60.60.51.63.17
Sales YoY Gr.-100%-6.5%493%61.6%-84.5%0%-29.7%246.7%96.8%-
Adj EPS 0.1-0.501.72.70.70.80.91.829.1
YoY Gr.--478.6%NA16800%61.5%-74.7%14.5%19%93.6%11%-
BVPS (₹) 10.29.715.5211813.716.226.228.641.550.8
Adj Net
Profit
0-0.200.50.80.20.20.30.60.63
Cash Flow from Ops. -0.30.8-1.30.50.20.30.10.10.10.4-
Debt/CF from Ops. -2.30-0.20.4000000-

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Sales 33.4%-5.7%68.7%96.8%
Adj EPS 34.5%-5.9%36.7%11%
BVPS16.8%18.2%36.9%45.1%
Share Price - 23.8% 78.1% 169.5%

Key Financial Parameters

Performance Ratio Colour Code Guide

Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Return on
Equity %
1.4-5.30.19.3144.45.34.46.75.819.7
Op. Profit
Mgn %
41.1-28.83.820.423.534.540.7-23.520.838.455.7
Net Profit
Mgn %
18.3-34.30.5202032.737.262.335.319.941
Debt to
Equity
0.300.100000000
Working Cap
Days
5,8192,7862,0631881066515231,453753863603
Cash Conv.
Cycle
-94-195-2409-13117-23-3530

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 19.70%

Sales growth is growing at healthy rate in last 3 years 68.65%

Net Profit is growing at healthy rate in last 3 years 36.74%

Sales growth is good in last 4 quarters at 290.70%

No data to display

Latest Financials - Interactive Financial Services Ltd.

Standalone Consolidated
TTM EPS (₹) 9.1 -
TTM Sales (₹ Cr.) 6.7 -
BVPS (₹.) 50.8 -
Reserves (₹ Cr.) 12 -
P/BV 0.97 -
PE 5.42 -
From the Market
52 Week Low / High (₹) 16.34 / 60.56
All Time Low / High (₹) 4.42 / 60.56
Market Cap (₹ Cr.) 14.8
Equity (₹ Cr.) 3
Face Value (₹) 10
Industry PE 36

Management X-Ray of Interactive Finl.:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Interactive Finl.

Adj EPS (Rs.)

Sales (Cr.)

ROE (%)

ROCE (%)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Sales0.230.460.432.554.120.640.640.451.563.07
Operating Expenses 0.150.600.842.063.210.580.380.561.231.89
Manufacturing Costs0.010000.010.040.030.020.010.01
Material Costs0000000000
Employee Cost 0.040.050.301.732.590.120.070.090.200.47
Other Costs 0.100.540.540.320.620.410.280.451.031.41
Operating Profit 0.08-0.13-0.410.490.900.060.26-0.110.321.18
Operating Profit Margin (%) 34.8%-28.8%-96.3%19.3%21.9%9.1%40.3%-23.8%20.8%38.4%
Other Income 00.010.470.200.170.130.401.321.230.41
Interest 0.050.030.020.030.010000.020.02
Depreciation 0000000000.01
Exceptional Items 0000000000
Profit Before Tax 0.02-0.160.030.661.060.180.651.211.531.57
Tax -0.0100.020.170.250.050.200.210.330.96
Profit After Tax 0.03-0.160.010.500.810.130.4511.200.61
PAT Margin (%) 14.0%-34.2%2.8%19.5%19.7%20.7%70.1%220.4%77.1%19.9%
Adjusted EPS (₹)0.1-0.50.01.72.70.41.53.34.02.0
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Shareholders Fund 3.082.934.676.335.424.114.877.888.6112.49
Share Capital 3.013.013.013.013.013.013.013.013.013.01
Reserves 0.07-0.091.653.322.401.101.854.875.609.48
Minority Interest0000000000
Debt0.7800.260.20000000
Long Term Debt0000000000
Short Term Debt0.7800.260.20000000
Trade Payables0.050.060.020.010.090.030.010.030.020.07
Others Liabilities 0.060.320.150.420.31-0.23-0.170.210.710.78
Total Liabilities 3.973.305.106.975.823.904.718.119.3413.34

Fixed Assets

Gross Block0.160.160.030.030.030.030.030.030.010.06
Accumulated Depreciation0.120.1200.010.010.010.010.0200.01
Net Fixed Assets0.040.030.030.030.020.020.020.020.010.05
CWIP 0000000000
Investments 003.315.324.112.443.085.074.611.04
Inventories0000000000
Trade Receivables000.0500.340.030.1800.020.24
Cash Equivalents 0.090.040.140.620.280.570.650.370.931.51
Others Assets3.853.231.5711.060.840.782.653.7710.50
Total Assets 3.973.305.106.975.823.904.718.119.3413.34

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity -0.340.76-1.310.470.240.250.060.060.120.44
PBT 0.02-0.160.030.661.060.180.650.651.211.57
Adjustment 0.07-0.03-0.01-0.140.010.04-0.39-0.39-1.31-0.09
Changes in Working Capital -0.440.95-1.290.12-0.540.12-0.14-0.140.29-0.61
Tax Paid 00-0.03-0.18-0.28-0.09-0.07-0.07-0.06-0.43
Cash Flow From Investing Activity 00-1.600.12-0.500.040.010.01-0.170.15
Capex 000000000-0.04
Net Investments 00-1.62-0.85-0.72-0.05000.450
Others 000.020.970.220.090.010.01-0.620.19
Cash Flow From Financing Activity 0.38-0.813-0.11-0.28-0.02000-0.02
Net Proceeds from Shares 0000000000
Net Proceeds from Borrowing 000-0.02-0.0200000
Interest Paid -0.05-0.03-0.02-0.03-0.010000-0.02
Dividend Paid 0000000000
Others 0.44-0.783.02-0.06-0.25-0.020000
Net Cash Flow 0.04-0.050.100.48-0.540.270.070.07-0.050.58
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Ratios
ROE (%)1.04-5.280.319.0213.772.7710.0415.7114.575.78
ROCE (%)2.16-3.821.2812.0717.883.8214.5818.9518.815
Asset Turnover Ratio0.060.130.10.420.640.130.150.070.180.27
PAT to CFO Conversion(x)-11.33N/A-1310.940.31.920.130.060.10.72
Working Capital Days
Receivable Days00410301076276316
Inventory Days0000000000
Payable Days0000000000

Interactive Financial Services Ltd Stock News

Interactive Financial Services Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Interactive Finl. on 20-Dec-2024 16:59 is ₹49.18.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 20-Dec-2024 16:59 the market cap of Interactive Finl. stood at ₹14.82.
The latest P/E ratio of Interactive Finl. as of 20-Dec-2024 16:59 is 5.42.
The latest P/B ratio of Interactive Finl. as of 20-Dec-2024 16:59 is 0.97.
The 52-week high of Interactive Finl. is ₹60.56 and the 52-week low is ₹16.34.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Interactive Finl. is ₹6.66 ( Cr.) .

About Interactive Financial Services Ltd

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