Aditya Birla Capital Ltd - Stock Valuation and Financial Performance

BSE: 540691 | NSE: ABCAPITAL | Finance - NBFC | Mid Cap

Aditya Birla Capital Share Price

202.60 -0.65 -0.32%
as on 08-Nov'24 14:09

DeciZen - make an informed investing decision on Aditya Birla Capital

Overall Rating
Bole Toh

1. Quality

2. Valuation

Somewhat Undervalued

3. Price Trend

Aditya Birla Capital stock performance -

mw4me loader
P/E Ratio (CD):
14.16
Market Cap:
52,953 Cr.
52-wk low:
155
52-wk high:
247

Is Aditya Birla Capital Ltd an attractive stock to invest in?

1. Is Aditya Birla Capital Ltd a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that Aditya Birla Capital Ltd is a average quality company.

2. Is Aditya Birla Capital Ltd undervalued or overvalued?

The key valuation ratios of Aditya Birla Capital Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

3. Is Aditya Birla Capital Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Aditya Birla Capital Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Aditya Birla Capital:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Aditya Birla Capital Ltd has performed well in some of the past ten years indicating its past ten year financial track record is somewhat good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)03,5985,82311,71715,41317,11819,55422,23027,41634,50618,546
YoY Gr. Rt. %-NA61.8%101.2%31.5%11.1%14.2%13.7%23.3%25.9%-
Adj EPS (₹ ) 04.84.33.243.84.77.119.812.814.4
YoY Gr. Rt. %-NA-9.9%-26.7%25.7%-3.8%22.3%51.5%180.9%-35.3%-
BVPS (₹ )034.253.538.442.451.456.263.383102110.1
YoY Gr. Rt. %-NA56.7%-28.2%10.4%21.1%9.3%12.7%31.1%22.8%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)01.81.30.80.80.80.91.331.70

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest IncomeNA17.5%20.8%25.9%
Adj EPSNA26.5%40.2%-35.3%
BVPSNA19.2%22%22.8%
Share Price - 18.5% 23.6% 15.9%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)014.611.95.95.35.15.77.517.61020.2
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)019.314.89.29.188.511.527.314.813

Recent Performance Summary

Total Income has increased 20.84 CAGR in last 3 years

Net Profit has increased 40.16 CAGR in last 3 years

Total income growth is good in last 4 quarters

Return on Equity has declined versus last 3 years average to 13.50%

Latest Financials - Aditya Birla Capital Ltd.

Standalone Consolidated
TTM EPS (₹) 4.1 14.4
TTM Sales (₹ Cr.) 1,279 18,546
BVPS (₹.) 55.6 110.1
Reserves (₹ Cr.) 11,866 26,091
P/BV 3.66 1.85
PE 49.80 14.16
From the Market
52 Week Low / High (₹) 155.00 / 246.95
All Time Low / High (₹) 37.45 / 264.00
Market Cap (₹ Cr.) 52,953
Equity (₹ Cr.) 2,605.3
Face Value (₹) 10
Industry PE 29.1

Management X-Ray of Aditya Birla Capital:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Aditya Birla Capital

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income3,6695,88614,54918,04117,92119,99626,66130,47434,865
Interest Income3,5985,82311,71715,41317,11819,55422,23027,41634,506
Other Income 71632,8312,6298034424,4313,058359
Expenditure 2,8004,82013,45316,66116,63118,45024,37424,83930,282
Interest Expense 1,6122,2993,0264,1094,6473,9193,4904,7227,617
Operating Expenses 1,0552,0267,34111,73610,54613,31419,90718,93621,009
Provisions 1344953,0858161,4381,2179761,1801,657
Exceptional Items 0000-100000
Profit Before Tax 8691,0661,0961,3811,2801,5462,2875,6354,582
Taxes 3453754035694144406278111,143
Profit After Tax 5246916938118661,1061,6604,8243,439
Adjusted EPS (₹)4.84.33.24.03.84.77.119.812.8
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital4,4716,6108,5389,51212,57613,74115,49220,31026,812
Share Capital 2,5481,2472,2012,2012,4142,4152,4162,4182,600
Reserves 1,9225,3636,3377,31110,16211,32613,07617,89224,212
Minority Interest75619521056115713201485159915091821
Long Term Borrowings14,62951,84965,27683,68391,40099,4121,06,8551,38,6951,71,827
Current Liabilities 10,08818,84618,68615,1188,2259,84516,87019,76331,119
Trade Payables2076873745185477208841,4071,413
Short term borrowings7,17511,84816,02412,8385,8466,23312,52414,97523,544
Other Liabilities-7,382-12,535-16,399-13,356-6,393-6,951-13,408-16,380-24,952
Total Liabilities 29,94379,25693,5561,09,4701,13,5201,24,4851,40,8151,80,2772,31,584

Assets

Non Current Asset 19,29561,96690,0401,06,7911,05,2771,19,6881,36,1271,75,8042,23,729
Loan Asset 18,48128,33350,21461,60758,09859,43365,52492,4291,21,583
Other Non Current Asset 81433,63339,82745,18447,17960,25570,60483,3751,02,146
Current Asset 10,64817,2913,5162,6798,2444,7964,6884,4737,855
Current Investment9972,0661,5345433,7985535025821,404
Other Current Asset9,65115,2251,9822,1364,4464,2444,1863,8926,451
Total Assets 29,94379,25693,5561,09,4701,13,5201,24,4851,40,8151,80,2772,31,584

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity -8,697-7,570-11,894-10,2564,27164-5,070-24,029-24,101
Cash Flow From Investing Activity -638-2,12238-690-3,0702,429-1,446-2,650-4,590
Cash Flow From Financing Activity 9,1849,87012,00610,852875-2,5815,83626,38528,514
Net Cash Flow -151179150-942,076-88-679-293-176
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)54344572013
DPS (₹)000000000
BVPS (₹)3454384251566383102

Performance Ratios

ROA (%)1.81.30.80.80.80.91.33.01.7
ROE (%)19.314.89.29.18.08.511.527.314.8
ROCE (%)9.010.08.99.28.88.18.311.610.1

Valuation Parameters

Price/Book(x)0.00.03.82.30.82.11.71.91.7

Aditya Birla Capital Ltd Stock News

Aditya Birla Capital Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Aditya Birla Capital on 08-Nov-2024 14:09 is ₹202.6.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 08-Nov-2024 14:09 the market cap of Aditya Birla Capital stood at ₹52,953.
The latest P/E ratio of Aditya Birla Capital as of 08-Nov-2024 14:09 is 49.80.
The latest P/B ratio of Aditya Birla Capital as of 08-Nov-2024 14:09 is 3.66.
The 52-week high of Aditya Birla Capital is ₹246.9 and the 52-week low is ₹155.0.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Aditya Birla Capital is ₹1,279 ( Cr.) .

About Aditya Birla Capital Ltd

Aditya Birla Capital (ABCL) is originally incorporated in October 2007 under the Companies Act 1956. It received the certificate of registration from the Reserve Bank of India in May 2009 to commence the business as non-deposit taking NBFC. In December 2014, the company was converted from a private limited company to a public limited company, and was renamed as ‘Aditya Birla Financial Services Limited’. During past one decade since its incorporation, the company has come a long way to become one of the largest financial services players in India. Year 2017 marks a milestone, with the company becoming a pure play listed holding company of all the financial services businesses of the Aditya Birla Group. To mark this new phase in its journey, and in line with its new unified brand identity, the company was rechristened as ‘Aditya Birla Capital Limited’ in June 2017.

The company is the holding company of all the financial services businesses of the Aditya Birla Group. The company is among the top five private diversified NBFCs in India. It is also one of the largest private life insurance companies, asset management companies and general insurance brokers in the country. The company has undertaken various internal and external sustainability efforts to be a sustainability leader in its sector. It is a universal financial solutions group catering to diverse needs of its customers across their life stages.

Business area of the company

The company has a strong presence across a wide range of Protecting, Investing and Financing Solutions, which include Life Insurance, Health Insurance, Motor Insurance, Corporate General Insurance, Mutual Funds, Wealth Management, Stocks and Securities Broking, Portfolio Management Services, Real Estate Investments, Pension Funds, Home Finance, Personal Finance, SME Finance, Real Estate Finance, Loan Against Securities, Corporate Finance, Debt Capital Markets, Loan Syndication and Asset Reconstruction.

Products

  • Insurance
  • Financing
  • Wealth management
  • Advising

Awards

2017-18:

  • Awarded the prestigious IMC Ramakrishna Bajaj National Quality Award in 2017.
  • Won the ‘Global Performance Excellence Award - 2017’ in the Services Category by Asia Pacific Quality Organisation (APQO).
  • The company was among 40 organisations from across 8 countries to win the Association for Talent Development (ATD) BEST Award in 2017.
  • Won the prestigious ‘BM Munjal Award for Learning and Development in the Services business’.
  • Won at the India CSR Awards for CSR Innovation and Leadership 2017 for project SAKSHAM.
  • Won the BT-CSR Excellence Award for CSR at the Bureaucracy Today-CSR Excellence Awards 2017.
  • Honoured by Confederation of Indian Industry (CII) with the ‘Active Customer Engagement’ Award, as part of the ‘CII Awards for Customer Obsession -2016’, in the ‘Large Business Organisations - Services Sector’ category.
  • Awarded the Dataquest Vertical Warrior Award in the BFSI sector for innovative use of digital technology by CyberMedia.
  • Won at the Annual CIO 100 Awards for using IT in innovative ways to deliver business value, whether by creating competitive advantage, optimising business processes, enabling growth or improving relationships with customers.

2019-20:

  • Won the FICCI CSR award for project ‘Saksham’ which is based on a holistic inclusive model for differently abled children and youngsters.
  • Secured 12th rank at the coveted Association for Talent Development (ATD) ‘2019 BEST Award’ for excellence in Learning & Talent Development Practices.
  • Award for productivity at the ‘new code of work’ awards organized by Peoplestrong and Wheebox.
  • Project teams from NBFC, housing and health insurance won six gold awards at the international convention on quality circle in September 2019.
  • Marketing team won Gold for Best Social Media Brand in India in Financial Services at the esteemed Sammies 2019.
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