BSE: 540691 | NSE: ABCAPITAL | Finance - NBFC | Mid Cap
Past 10 year's financial track record analysis by Moneyworks4me indicates that Aditya Birla Capital Ltd is a average quality company.
The key valuation ratios of Aditya Birla Capital Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.
The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Aditya Birla Capital Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
| Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Income (₹ Cr.) | 0 | 3,598 | 5,823 | 11,717 | 15,413 | 17,118 | 19,554 | 22,230 | 27,416 | 34,506 | 18,546 | |
| YoY Gr. Rt. % | - | NA | 61.8% | 101.2% | 31.5% | 11.1% | 14.2% | 13.7% | 23.3% | 25.9% | - | |
| Adj EPS (₹ ) | 0 | 4.8 | 4.3 | 3.2 | 4 | 3.8 | 4.7 | 7.1 | 19.8 | 12.8 | 14.4 | |
| YoY Gr. Rt. % | - | NA | -9.9% | -26.7% | 25.7% | -3.8% | 22.3% | 51.5% | 180.9% | -35.3% | - | |
| BVPS (₹ ) | 0 | 34.2 | 53.5 | 38.4 | 42.4 | 51.4 | 56.2 | 63.3 | 83 | 102 | 110.1 | |
| YoY Gr. Rt. % | - | NA | 56.7% | -28.2% | 10.4% | 21.1% | 9.3% | 12.7% | 31.1% | 22.8% | - | |
| To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ | ||||||||||||
| Net Profit/Total Funds (%) | 0 | 1.8 | 1.3 | 0.8 | 0.8 | 0.8 | 0.9 | 1.3 | 3 | 1.7 | 0 | |
CAGR Colour Code Guide ⓘ
| 9 Years | 5 Years | 3 Years | 1 Years | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | NA | 17.5% | 20.8% | 25.9% | ||||||||
| Adj EPS | NA | 26.5% | 40.2% | -35.3% | ||||||||
| BVPS | NA | 19.2% | 22% | 22.8% | ||||||||
| Share Price | - | 13.9% | 19.6% | 17.3% | ||||||||
| RATIOS \ YEARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Quality Ratio | To view Asset Quality Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Net NPA to Net Advances (%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |
| Capitalization Ratio | To view Capitalization Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Capital Adequacy Ratio (%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |
| Margins | ||||||||||||
| Net Profit Margin (%) | 0 | 14.6 | 11.9 | 5.9 | 5.3 | 5.1 | 5.7 | 7.5 | 17.6 | 10 | 20.2 | |
| Performance Ratios | To view Performance Ratios Colour Rating Guide click here ⓘ | |||||||||||
| Return on Equity (%) | 0 | 19.3 | 14.8 | 9.2 | 9.1 | 8 | 8.5 | 11.5 | 27.3 | 14.8 | 13 | |
Total Income has increased 20.84 CAGR in last 3 years
Net Profit has increased 40.16 CAGR in last 3 years
Total income growth is good in last 4 quarters
Return on Equity has declined versus last 3 years average to 13.50%
| Standalone | Consolidated | |
|---|---|---|
| TTM EPS (₹) | 4.1 | 14.4 |
| TTM Sales (₹ Cr.) | 1,279 | 18,546 |
| BVPS (₹.) ⓘ | 55.5 | 110.1 |
| Reserves (₹ Cr.) ⓘ | 11,866 | 26,091 |
| P/BV ⓘ | 3.50 | 1.76 |
| PE ⓘ | 47.57 | 13.52 |
| From the Market | |
|---|---|
| 52 Week Low / High (₹) | 155.00 / 246.95 |
| All Time Low / High (₹) | 37.45 / 264.00 |
| Market Cap (₹ Cr.) | 50,583 |
| Equity (₹ Cr.) | 2,605.4 |
| Face Value (₹) | 10 |
| Industry PE ⓘ | 28.4 |
| Pledged * | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PARTICULARS | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 |
|---|---|---|---|---|---|---|---|---|---|
| Income | 3,669 | 5,886 | 14,549 | 18,041 | 17,921 | 19,996 | 26,661 | 30,474 | 34,865 |
| Interest Income | 3,598 | 5,823 | 11,717 | 15,413 | 17,118 | 19,554 | 22,230 | 27,416 | 34,506 |
| Other Income ⓘ | 71 | 63 | 2,831 | 2,629 | 803 | 442 | 4,431 | 3,058 | 359 |
| Expenditure ⓘ | 2,800 | 4,820 | 13,453 | 16,661 | 16,631 | 18,450 | 24,374 | 24,839 | 30,282 |
| Interest Expense ⓘ | 1,612 | 2,299 | 3,026 | 4,109 | 4,647 | 3,919 | 3,490 | 4,722 | 7,617 |
| Operating Expenses ⓘ | 1,055 | 2,026 | 7,341 | 11,736 | 10,546 | 13,314 | 19,907 | 18,936 | 21,009 |
| Provisions | 134 | 495 | 3,085 | 816 | 1,438 | 1,217 | 976 | 1,180 | 1,657 |
| Exceptional Items ⓘ | 0 | 0 | 0 | 0 | -10 | 0 | 0 | 0 | 0 |
| Profit Before Tax ⓘ | 869 | 1,066 | 1,096 | 1,381 | 1,280 | 1,546 | 2,287 | 5,635 | 4,582 |
| Taxes ⓘ | 345 | 375 | 403 | 569 | 414 | 440 | 627 | 811 | 1,143 |
| Profit After Tax | 524 | 691 | 693 | 811 | 866 | 1,106 | 1,660 | 4,824 | 3,439 |
| Adjusted EPS (₹) | 4.8 | 4.3 | 3.2 | 4.0 | 3.8 | 4.7 | 7.1 | 19.8 | 12.8 |
| Dividend Payout Ratio (%) | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| PARTICULARS | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | |
|---|---|---|---|---|---|---|---|---|---|---|
Equity and Liabilities | ||||||||||
| Equity Capital | 4,471 | 6,610 | 8,538 | 9,512 | 12,576 | 13,741 | 15,492 | 20,310 | 26,812 | |
| Share Capital ⓘ | 2,548 | 1,247 | 2,201 | 2,201 | 2,414 | 2,415 | 2,416 | 2,418 | 2,600 | |
| Reserves ⓘ | 1,922 | 5,363 | 6,337 | 7,311 | 10,162 | 11,326 | 13,076 | 17,892 | 24,212 | |
| Minority Interest | 756 | 1952 | 1056 | 1157 | 1320 | 1485 | 1599 | 1509 | 1821 | |
| Long Term Borrowings | 14,629 | 51,849 | 65,276 | 83,683 | 91,400 | 99,412 | 1,06,855 | 1,38,695 | 1,71,827 | |
| Current Liabilities | 10,088 | 18,846 | 18,686 | 15,118 | 8,225 | 9,845 | 16,870 | 19,763 | 31,119 | |
| Trade Payables | 207 | 687 | 374 | 518 | 547 | 720 | 884 | 1,407 | 1,413 | |
| Short term borrowings | 7,175 | 11,848 | 16,024 | 12,838 | 5,846 | 6,233 | 12,524 | 14,975 | 23,544 | |
| Other Liabilities | -7,382 | -12,535 | -16,399 | -13,356 | -6,393 | -6,951 | -13,408 | -16,380 | -24,952 | |
| Total Liabilities ⓘ | 29,943 | 79,256 | 93,556 | 1,09,470 | 1,13,520 | 1,24,485 | 1,40,815 | 1,80,277 | 2,31,584 | |
Assets | ||||||||||
| Non Current Asset | 19,295 | 61,966 | 90,040 | 1,06,791 | 1,05,277 | 1,19,688 | 1,36,127 | 1,75,804 | 2,23,729 | |
| Loan Asset | 18,481 | 28,333 | 50,214 | 61,607 | 58,098 | 59,433 | 65,524 | 92,429 | 1,21,583 | |
| Other Non Current Asset ⓘ | 814 | 33,633 | 39,827 | 45,184 | 47,179 | 60,255 | 70,604 | 83,375 | 1,02,146 | |
| Current Asset | 10,648 | 17,291 | 3,516 | 2,679 | 8,244 | 4,796 | 4,688 | 4,473 | 7,855 | |
| Current Investment | 997 | 2,066 | 1,534 | 543 | 3,798 | 553 | 502 | 582 | 1,404 | |
| Other Current Asset | 9,651 | 15,225 | 1,982 | 2,136 | 4,446 | 4,244 | 4,186 | 3,892 | 6,451 | |
| Total Assets ⓘ | 29,943 | 79,256 | 93,556 | 1,09,470 | 1,13,520 | 1,24,485 | 1,40,815 | 1,80,277 | 2,31,584 | |
| PARTICULARS | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 |
|---|---|---|---|---|---|---|---|---|---|
| Cash Flow From Operating Activity ⓘ | -8,697 | -7,570 | -11,894 | -10,256 | 4,271 | 64 | -5,070 | -24,029 | -24,101 |
| Cash Flow From Investing Activity ⓘ | -638 | -2,122 | 38 | -690 | -3,070 | 2,429 | -1,446 | -2,650 | -4,590 |
| Cash Flow From Financing Activity ⓘ | 9,184 | 9,870 | 12,006 | 10,852 | 875 | -2,581 | 5,836 | 26,385 | 28,514 |
| Net Cash Flow ⓘ | -151 | 179 | 150 | -94 | 2,076 | -88 | -679 | -293 | -176 |
| PARTICULARS | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | |
|---|---|---|---|---|---|---|---|---|---|---|
Operational & Financial Ratios |
||||||||||
| EPS (₹) | 5 | 4 | 3 | 4 | 4 | 5 | 7 | 20 | 13 | |
| DPS (₹) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| BVPS (₹) | 34 | 54 | 38 | 42 | 51 | 56 | 63 | 83 | 102 | |
Performance Ratios | ||||||||||
| ROA (%) | 1.8 | 1.3 | 0.8 | 0.8 | 0.8 | 0.9 | 1.3 | 3.0 | 1.7 | |
| ROE (%) | 19.3 | 14.8 | 9.2 | 9.1 | 8.0 | 8.5 | 11.5 | 27.3 | 14.8 | |
| ROCE (%) | 9.0 | 10.0 | 8.9 | 9.2 | 8.8 | 8.1 | 8.3 | 11.6 | 10.1 | |
Valuation Parameters | ||||||||||
| Price/Book(x) | 0.0 | 0.0 | 3.8 | 2.3 | 0.8 | 2.1 | 1.7 | 1.9 | 1.7 | |
Aditya Birla Capital (ABCL) is originally incorporated in October 2007 under the Companies Act 1956. It received the certificate of registration from the Reserve Bank of India in May 2009 to commence the business as non-deposit taking NBFC. In December 2014, the company was converted from a private limited company to a public limited company, and was renamed as ‘Aditya Birla Financial Services Limited’. During past one decade since its incorporation, the company has come a long way to become one of the largest financial services players in India. Year 2017 marks a milestone, with the company becoming a pure play listed holding company of all the financial services businesses of the Aditya Birla Group. To mark this new phase in its journey, and in line with its new unified brand identity, the company was rechristened as ‘Aditya Birla Capital Limited’ in June 2017.
The company is the holding company of all the financial services businesses of the Aditya Birla Group. The company is among the top five private diversified NBFCs in India. It is also one of the largest private life insurance companies, asset management companies and general insurance brokers in the country. The company has undertaken various internal and external sustainability efforts to be a sustainability leader in its sector. It is a universal financial solutions group catering to diverse needs of its customers across their life stages.
Business area of the company
The company has a strong presence across a wide range of Protecting, Investing and Financing Solutions, which include Life Insurance, Health Insurance, Motor Insurance, Corporate General Insurance, Mutual Funds, Wealth Management, Stocks and Securities Broking, Portfolio Management Services, Real Estate Investments, Pension Funds, Home Finance, Personal Finance, SME Finance, Real Estate Finance, Loan Against Securities, Corporate Finance, Debt Capital Markets, Loan Syndication and Asset Reconstruction.
Products
Awards
2017-18:
2019-20:
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