Is Gowra Leasing & Finance a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Gowra Leasing & Finance Ltd is a below average quality company .

Is Gowra Leasing & Finance undervalued or overvalued?

The key valuation ratios of Gowra Leasing & Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone .

What is Gowra Leasing & Finance share price return in the past 10 years?

Gowra Leasing & Finance Ltd share price has appreciated 20.3% annually (CAGR) over the past ten years.

Is Gowra Leasing & Finance a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Gowra Leasing & Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

What is the P/E ratio of Gowra Leasing & Finance?

The latest standalone P/E ratio of Gowra Leasing & Finance as of 24-Apr-2025 is 12.34.

What is the P/B ratio of Gowra Leasing & Finance?

The latest standalone P/B ratio of Gowra Leasing & Finance as of 24-Apr-2025 is 1.19.

What is the 52-week high and low of Gowra Leasing & Finance?

The 52-week high of Gowra Leasing & Finance is Rs. 103.49 and the 52-week low is Rs. 33.80.

Gowra Leasing & Finance Ltd - Stock Valuation and Financial Performance

Name: Gowra Leasing & Finance
Brand: Gowra Leasing & Finance

BSE: 530709 | NSE: | Finance - NBFC | Small Cap

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Gowra Leasing & Fin Share Price

₹72.97 3.47 4.99%
as on 24-Apr'25 14:31

DeciZen - make an informed investing decision on Gowra Leasing & Fin

Based on:

Data

M-Cap below 100cr DeciZen not available

Gowra Leasing & Finance stock performance -

PE Chart Key Ratios

P/E Ratio (SA):

12.34

Market Cap:

37.9 Cr.

52-wk low:

33.8

52-wk high:

103.5

Is Gowra Leasing & Finance Ltd an attractive stock to invest in?

10 Year X-Ray of Gowra Leasing & Fin: Login to view analysis.

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Operating Income (₹ Cr.)	1.3	1.3	1.3	1	1.2	1.2	1.4	1.3	1.6	2.8	4
YoY Gr. Rt. %	-	-3.7%	-1.6%	-20.5%	15.8%	4.3%	17.2%	-12.6%	30.4%	69.3%	-
Adj EPS (₹ )	0.9	1.9	3	2.7	1.9	2.1	2.5	2.5	3.4	7.4	5.6
YoY Gr. Rt. %	-	114.6%	59.2%	-12.5%	-30.5%	11.9%	18.8%	2.9%	36%	114.2%	-
BVPS (₹ )	37.3	38	39.9	41.3	42	43	44.5	47	50.5	57.8	58.5
YoY Gr. Rt. %	-	1.9%	4.8%	3.6%	1.6%	2.6%	3.4%	5.7%	7.3%	14.6%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	2.4	4.6	6.8	5.9	4	4.4	5.1	5.3	7.1	13.3	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	8.4%	18.7%	24.5%	69.3%
Adj EPS	26.5%	31.8%	44.2%	114.2%
BVPS	5%	6.6%	9.1%	14.6%
Share Price	20.3%	38.6%	43.1%	88.8%

Key Financial Ratios


RATIOS \ YEARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	20	44.4	71.7	79.1	47.2	51.1	51.7	60.7	63.4	80	83.6
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	2.4	5.1	7.8	6.6	4.4	4.9	5.6	5.5	7.1	13.6	9.8

Recent Performance Summary

Latest Financials - Gowra Leasing & Finance Ltd.

	Standalone	Consolidated
TTM EPS (₹)	5.6	-
TTM Sales (₹ Cr.)	3.7	-
BVPS (₹.) ⓘ	58.5	-
Reserves (₹ Cr.) ⓘ	26	-
P/BV ⓘ	1.19	-
PE ⓘ	12.34	-

From the Market
52 Week Low / High (₹)	33.80 / 103.49
All Time Low / High (₹)	9.36 / 103.49
Market Cap (₹ Cr.)	37.9
Equity (₹ Cr.)	5.5
Face Value (₹)	10
Industry PE ⓘ	30.6

Quarterly Results

Standalone Basis

Consolidated Basis

	Jun'24	YoY Gr. Rt. %	Sep'24	YoY Gr. Rt. %	Dec'24	YoY Gr. Rt. %	Mar'25	YoY Gr. Rt. %
Sales (₹ Cr.)ⓘ	0	N/A	0	N/A	0	N/A	0	N/A
Adj EPS (₹) ⓘ	0	N/A	0	N/A	0	N/A	0	N/A
Op. Profit Mgn % ⓘ	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Profit Mgn % ⓘ	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Management X-Ray of Gowra Leasing & Fin:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Gowra Leasing & Fin

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

No data found!

Key Ratios of Gowra Leasing & Fin

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Peer Comparison

Company Name	CMP(₹)	Change ₹(%)	Market Cap	Net Sales (₹ Cr.)	Latest EPS (₹)	Net Profit Margin %	Latest P/E	Latest P/BV
Piramal Enterprises	1,018.4	-2.7 (-0.3%)	Small Cap	10,020	23.1	-16.8	44.3	0.9
Edelweiss Financial	87	1.6 (1.9%)	Small Cap	9,500	4.9	5.6	17.5	1.6
Manappuram Finance	229	-2.7 (-1.2%)	Small Cap	8,848	23.3	24.8	10	1.5
CreditAccess Grameen	1,147.1	11.6 (1%)	Small Cap	5,167	55.2	28	20.6	2.6
Spandana Sphoorty	320.5	15.3 (5%)	Small Cap	2,424	-66.2	20.7	-	0.7
Fusion Finance	169.9	4.5 (2.7%)	Small Cap	2,317	-57.2	21.8	-	1
Muthoot Microfin	162.5	-1.1 (-0.7%)	Small Cap	2,270	17.5	19.8	9.3	0.9
Five Star Business	810.7	-16.9 (-2%)	Small Cap	2,183	35	38.3	23.7	4.1
Northern ARC Capital	219.3	-2.7 (-1.2%)	Small Cap	1,829	17.4	15.3	12.8	1.1
Fedbank Financial	93	0.3 (0.3%)	Small Cap	1,577	5.9	15.5	15.6	1.4

Shows rows:

Prev 1 2 3 4 5 Next

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Income	1.40	1.37	2.38	1.69	1.32	1.36	1.76	1.69	2.22	4.43
Interest Income	1.34	1.29	1.27	1.01	1.17	1.22	1.43	1.25	1.63	2.76
Other Income ⓘ	0.06	0.08	1.11	0.68	0.14	0.14	0.33	0.43	0.60	1.67
Expenditure ⓘ	1.01	0.54	1.01	0.61	0.58	0.59	0.83	0.76	0.69	1.53
Interest Expense ⓘ	0.01	0	0	0	0.01	0	0	0.03	0	0
Operating Expenses ⓘ	0.41	0.45	0.47	0.53	0.55	0.52	0.54	0.64	0.69	0.71
Provisions	0.59	0.08	0.54	0.08	0.03	0.06	0.29	0.10	0	0.82
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0.39	0.84	1.37	1.08	0.74	0.77	0.92	0.92	1.53	2.90
Taxes ⓘ	0.12	0.26	0.46	0.28	0.18	0.15	0.19	0.16	0.50	0.69
Profit After Tax	0.27	0.57	0.91	0.80	0.55	0.62	0.74	0.76	1.03	2.21
Adjusted EPS (₹)	0.9	1.9	3.0	2.7	1.9	2.1	2.5	2.5	3.4	7.4
Dividend Payout Ratio (%)	112%	52%	33%	38%	54%	48%	41%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Equity and Liabilities
Equity Capital	11.20	11.41	11.96	12.40	12.59	12.91	13.35	14.11	15.14	17.35
Share Capital ⓘ	3	3	3	3	3	3	3	3	3	3
Reserves ⓘ	8.20	8.41	8.96	9.40	9.59	9.91	10.35	11.11	12.14	14.35
Minority Interest	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	-0.35	-0.36	-0.47	-0.42	-0.39	-0.38	-0.35	-0.37	-0.20	0.47
Current Liabilities	0.47	2.53	1.89	1.73	1.66	1.79	1.59	0.30	0.26	0.15
Trade Payables	0	0	0	0	0	0	0	0	0	0
Short term borrowings	0	0	0	0	0	0	0.09	0	0	0
Other Liabilities	0	0	0	0	0	0	-0.09	0	0	0
Total Liabilities ⓘ	11.32	13.57	13.38	13.71	13.86	14.32	14.59	14.04	15.20	17.97
Assets
Non Current Asset	4.37	6.21	5.94	4.68	4.84	4.36	4.16	3.95	4	3.67
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	4.37	6.21	5.94	4.68	4.84	4.36	4.16	3.95	4	3.67
Current Asset	6.94	7.37	7.44	9.03	9.02	9.96	10.43	10.09	11.19	14.31
Current Investment	0	0	0	0	0	0	0	0	0	0
Other Current Asset	6.94	7.37	7.44	9.03	9.02	9.96	10.43	10.09	11.19	14.31
Total Assets ⓘ	11.32	13.57	13.38	13.71	13.86	14.32	14.59	14.04	15.20	17.97

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Cash Flow From Operating Activity ⓘ	1.26	1.47	0.76	2.30	-1.91	0.51	-0.92	-0.11	0.26	-1.16
Cash Flow From Investing Activity ⓘ	-0.24	3.23	0.16	-0.10	0	0.57	0.39	0.55	-0.01	0.52
Cash Flow From Financing Activity ⓘ	-0.35	-5.41	-0.45	-0.36	-0.36	-0.36	-0.21	-0.39	0	0.50
Net Cash Flow ⓘ	0.67	-0.71	0.47	1.84	-2.27	0.72	-0.74	0.04	0.25	-0.13

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Operational & Financial Ratios
EPS (₹)	1	2	3	3	2	2	2	3	3	7
DPS (₹)	1	1	1	1	1	1	1	0	0	0
BVPS (₹)	37	38	40	41	42	43	44	47	50	58
Performance Ratios
ROA (%)	2.4	4.6	6.8	5.9	4.0	4.4	5.1	5.3	7.1	13.3
ROE (%)	2.4	5.1	7.8	6.6	4.4	4.9	5.6	5.5	7.1	13.6
ROCE (%)	3.5	7.4	11.7	8.9	6.0	6.1	7.0	6.9	10.5	17.6
Valuation Parameters
Price/Book(x)	0.3	0.6	0.5	0.5	0.4	0.4	0.4	0.5	0.4	0.6

Gowra Leasing & Finance Ltd Stock News

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Gowra Leasing & Finance Ltd FAQs

What is the share price of Gowra Leasing & Fin?

Company share prices are keep on changing according to the market conditions. The closing price of Gowra Leasing & Fin on 24-Apr-2025 14:31 is ₹72.97.

What is the market cap of Gowra Leasing & Fin?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 24-Apr-2025 14:31 the market cap of Gowra Leasing & Fin stood at ₹37.91.

What is the P/E ratio of Gowra Leasing & Fin?

The latest P/E ratio of Gowra Leasing & Fin as of 24-Apr-2025 14:31 is 12.34.

What is the P/B ratio of Gowra Leasing & Fin?

The latest P/B ratio of Gowra Leasing & Fin as of 24-Apr-2025 14:31 is 1.19.

What is the 52-week high and low of Gowra Leasing & Fin?

The 52-week high of Gowra Leasing & Fin is ₹103.5 and the 52-week low is ₹33.80.

What is the TTM revenue of Gowra Leasing & Fin?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Gowra Leasing & Fin is ₹3.67 ( Cr.) .

About Gowra Leasing & Finance Ltd

Gowra Leasing & Finance (GOWRALE), incorporated on February 9, 1993, is engaged in the business of hire purchase, leasing, and investments.

Gowra Leasing & Finance Ltd. offers finance and leasing services. The company. is based in Secunderabad, India.

The company gets income as interest from its leasing and finance activities like corporate loans, underwriting, loan syndication, project financing, merchant banking and finance against shares. It has been able to achieve a reasonable bottomline on account of major investments in the two partnership firms, Gowra Bits & Bytes and Sowbhagya Petrochem.

The registered office is located at 1-8-144, 1st Floor, Prenderghast Road, Secunderabad-500003, Andhra Pradesh.

Financials

Gowra Leasing & Finance registered a profit of Rs 14.09 million for the year ended March 2008. It recorded a net sales of Rs 8.66 million for the year ended March 2008. Total income was Rs 18.29 million for the year ended March 2008.