Gowra Leasing & Finance Ltd - Stock Valuation and Financial Performance

BSE: 530709 | NSE: | Finance - NBFC | Small Cap

Gowra Leasing & Fin Share Price

60.40 0.40 0.67%
as on 20-Dec'24 16:59

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Gowra Leasing & Finance stock performance -

mw4me loader
P/E Ratio (SA):
20.59
Market Cap:
32.9 Cr.
52-wk low:
32.9
52-wk high:
74

Is Gowra Leasing & Finance Ltd an attractive stock to invest in?

1. Is Gowra Leasing & Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Gowra Leasing & Finance Ltd is a below average quality company.

2. Is Gowra Leasing & Finance Ltd undervalued or overvalued?

The key valuation ratios of Gowra Leasing & Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Gowra Leasing & Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Gowra Leasing & Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Gowra Leasing & Fin:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Gowra Leasing & Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)1.31.31.311.21.21.41.31.62.83
YoY Gr. Rt. %--3.7%-1.6%-20.5%15.8%4.3%17.2%-12.6%30.4%69.3%-
Adj EPS (₹ ) 0.91.932.71.92.12.52.53.47.42.9
YoY Gr. Rt. %-114.6%59.2%-12.5%-30.5%11.9%18.8%2.9%36%114.2%-
BVPS (₹ )37.33839.941.3424344.54750.557.855.2
YoY Gr. Rt. %-1.9%4.8%3.6%1.6%2.6%3.4%5.7%7.3%14.6%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)2.44.66.85.944.45.15.37.113.30

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income8.4%18.7%24.5%69.3%
Adj EPS26.5%31.8%44.2%114.2%
BVPS5%6.6%9.1%14.6%
Share Price 14.2% 31.4% 34.2% 73.5%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)2044.471.779.147.251.151.760.763.48057.6
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)2.45.17.86.64.44.95.65.57.113.65.2

Recent Performance Summary

Total Income has increased 24.51 CAGR in last 3 years

Net Profit has increased 44.16 CAGR in last 3 years

Return on Equity has declined versus last 3 years average to 5.20%

Total income growth is poor in last 4 quarters

Latest Financials - Gowra Leasing & Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 2.9 -
TTM Sales (₹ Cr.) 2.8 -
BVPS (₹.) 55.2 -
Reserves (₹ Cr.) 25 -
P/BV 1.09 -
PE 20.59 -
From the Market
52 Week Low / High (₹) 32.94 / 73.99
All Time Low / High (₹) 9.36 / 73.99
Market Cap (₹ Cr.) 32.9
Equity (₹ Cr.) 5.5
Face Value (₹) 10
Industry PE 28.2

Management X-Ray of Gowra Leasing & Fin:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Gowra Leasing & Fin

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income1.401.372.381.691.321.361.761.692.224.43
Interest Income1.341.291.271.011.171.221.431.251.632.76
Other Income 0.060.081.110.680.140.140.330.430.601.67
Expenditure 1.010.541.010.610.580.590.830.760.691.53
Interest Expense 0.010000.01000.0300
Operating Expenses 0.410.450.470.530.550.520.540.640.690.71
Provisions 0.590.080.540.080.030.060.290.1000.82
Exceptional Items 0000000000
Profit Before Tax 0.390.841.371.080.740.770.920.921.532.90
Taxes 0.120.260.460.280.180.150.190.160.500.69
Profit After Tax 0.270.570.910.800.550.620.740.761.032.21
Adjusted EPS (₹)0.91.93.02.71.92.12.52.53.47.4
Dividend Payout Ratio (%)112%52%33%38%54%48%41%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital11.2011.4111.9612.4012.5912.9113.3514.1115.1417.35
Share Capital 3333333333
Reserves 8.208.418.969.409.599.9110.3511.1112.1414.35
Minority Interest0000000000
Long Term Borrowings-0.35-0.36-0.47-0.42-0.39-0.38-0.35-0.37-0.200.47
Current Liabilities 0.472.531.891.731.661.791.590.300.260.15
Trade Payables0000000000
Short term borrowings0000000.09000
Other Liabilities000000-0.09000
Total Liabilities 11.3213.5713.3813.7113.8614.3214.5914.0415.2017.97

Assets

Non Current Asset 4.376.215.944.684.844.364.163.9543.67
Loan Asset 0000000000
Other Non Current Asset 4.376.215.944.684.844.364.163.9543.67
Current Asset 6.947.377.449.039.029.9610.4310.0911.1914.31
Current Investment0000000000
Other Current Asset6.947.377.449.039.029.9610.4310.0911.1914.31
Total Assets 11.3213.5713.3813.7113.8614.3214.5914.0415.2017.97

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity 1.261.470.762.30-1.910.51-0.92-0.110.26-1.16
Cash Flow From Investing Activity -0.243.230.16-0.1000.570.390.55-0.010.52
Cash Flow From Financing Activity -0.35-5.41-0.45-0.36-0.36-0.36-0.21-0.3900.50
Net Cash Flow 0.67-0.710.471.84-2.270.72-0.740.040.25-0.13
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)1233222337
DPS (₹)1111111000
BVPS (₹)37384041424344475058

Performance Ratios

ROA (%)2.44.66.85.94.04.45.15.37.113.3
ROE (%)2.45.17.86.64.44.95.65.57.113.6
ROCE (%)3.57.411.78.96.06.17.06.910.517.6

Valuation Parameters

Price/Book(x)0.30.60.50.50.40.40.40.50.40.6

Gowra Leasing & Finance Ltd Stock News

Gowra Leasing & Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Gowra Leasing & Fin on 20-Dec-2024 16:59 is ₹60.40.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 20-Dec-2024 16:59 the market cap of Gowra Leasing & Fin stood at ₹32.94.
The latest P/E ratio of Gowra Leasing & Fin as of 20-Dec-2024 16:59 is 20.59.
The latest P/B ratio of Gowra Leasing & Fin as of 20-Dec-2024 16:59 is 1.09.
The 52-week high of Gowra Leasing & Fin is ₹73.99 and the 52-week low is ₹32.94.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Gowra Leasing & Fin is ₹2.77 ( Cr.) .

About Gowra Leasing & Finance Ltd

Gowra Leasing & Finance (GOWRALE), incorporated on February 9, 1993, is engaged in the business of hire purchase, leasing, and investments.

Gowra Leasing & Finance Ltd. offers finance and leasing services. The company. is based in Secunderabad, India.

The company gets income as interest from its leasing and finance activities like corporate loans, underwriting, loan syndication, project financing, merchant banking and finance against shares. It has been able to achieve a reasonable bottomline on account of major investments in the two partnership firms, Gowra Bits & Bytes and Sowbhagya Petrochem.

The registered office is located at 1-8-144, 1st Floor, Prenderghast Road, Secunderabad-500003, Andhra Pradesh.

Financials

Gowra Leasing & Finance registered a profit of Rs 14.09 million for the year ended March 2008. It recorded a net sales of Rs 8.66 million for the year ended March 2008. Total income was Rs 18.29 million for the year ended March 2008.

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