Is Ashika Credit Capital a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Ashika Credit Capital Ltd is a below average quality company .

Is Ashika Credit Capital undervalued or overvalued?

The key valuation ratios of Ashika Credit Capital Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone .

What is Ashika Credit Capital share price return in the past 10 years?

Data is not available for this company

Is Ashika Credit Capital a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Ashika Credit Capital Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

What is the P/E ratio of Ashika Credit Capital?

The latest standalone P/E ratio of Ashika Credit Capital as of 21-Nov-2024 is 63.90.

What is the P/B ratio of Ashika Credit Capital?

The latest standalone P/B ratio of Ashika Credit Capital as of 21-Nov-2024 is 6.35.

What is the 52-week high and low of Ashika Credit Capital?

The 52-week high of Ashika Credit Capital is Rs. 661.40 and the 52-week low is Rs. 45.10.

Ashika Credit Capital Ltd - Stock Valuation and Financial Performance

Name: Ashika Credit Capital
Brand: Ashika Credit Capital

BSE: 543766 | NSE: | Finance - NBFC | Small Cap

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Ashika Credit Cap Share Price

₹674.60 13.20 2.00%
as on 21-Nov'24 16:59

10 Year X-Ray of Ashika Credit Cap:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Operating Income (₹ Cr.)	3.1	2.1	3.7	10.9	18.1	7.1	6.5	6.8	10.6	18.4	43
YoY Gr. Rt. %	-	-31.4%	70.6%	198.6%	65.8%	-60.7%	-8.3%	3.8%	56.6%	73.4%	-
Adj EPS (₹ )	1.3	-8.6	2.7	2.6	7.5	-2.1	1.4	3	5	9	10.4
YoY Gr. Rt. %	-	-742.9%	NA	-4.5%	189.9%	-128.7%	NA	113.8%	67.8%	82%	-
BVPS (₹ )	39.4	30.9	33.6	37	42.5	39	40.3	43.3	48.3	57.3	104.2
YoY Gr. Rt. %	-	-21.7%	8.8%	10.2%	15%	-8.4%	3.5%	7.4%	11.5%	18.7%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	2.9	-21.3	6	3.3	8.4	-4.4	3.4	6.2	9.5	13.6	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	21.8%	0.3%	41.3%	73.4%
Adj EPS	23.7%	3.9%	86.9%	82%
BVPS	4.3%	6.1%	12.4%	18.7%
Share Price	-	-	-	1224.6%

Key Financial Ratios


RATIOS \ YEARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	29.8	-279.6	51.6	25.5	46.8	-35.7	25.1	51.8	55.5	58.2	61
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	3.4	-24.4	8.4	8.8	19.2	-5.4	3.5	7.1	10.8	17.1	9.9

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 12.80%

Total Income has increased 41.26 CAGR in last 3 years

Net Profit has increased 86.90 CAGR in last 3 years

Total income growth is good in last 4 quarters

No data to display

Latest Financials - Ashika Credit Capital Ltd.

	Standalone	Consolidated
TTM EPS (₹)	10.4	0.2
TTM Sales (₹ Cr.)	42.7	29.1
BVPS (₹.) ⓘ	104.2	0
Reserves (₹ Cr.) ⓘ	237	43
P/BV ⓘ	6.35	0.00
PE ⓘ	63.90	0.00

From the Market
52 Week Low / High (₹)	45.10 / 661.40
All Time Low / High (₹)	13.85 / 659.95
Market Cap (₹ Cr.)	1,666
Equity (₹ Cr.)	25.2
Face Value (₹)	10
Industry PE ⓘ	27.8

Management X-Ray of Ashika Credit Cap:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Ashika Credit Cap

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

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Key Ratios of Ashika Credit Cap

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Income	3	2	7	11	22	7	7	11	13	19
Interest Income	3	2	4	11	18	7	7	7	11	18
Other Income ⓘ	0	0	3	0	4	0	0	5	2	0
Expenditure ⓘ	2	10	4	7	10	11	4	6	5	6
Interest Expense ⓘ	0	0	0	5	7	0	0	0	0	1
Operating Expenses ⓘ	1	1	2	2	3	4	1	4	4	5
Provisions	1	9	2	1	0	7	3	2	0	0
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	1	-8	3	4	12	-4	2	5	8	13
Taxes ⓘ	0	-2	1	1	3	-1	1	2	2	2
Profit After Tax	1	-6	2	3	8	-3	2	4	6	11
Adjusted EPS (₹)	1.3	-8.6	2.7	2.6	7.5	-2.1	1.4	3.0	5.0	9.0
Dividend Payout Ratio (%)	0%	0%	0%	0%	13%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Equity and Liabilities
Equity Capital	28	22	23	40	48	46	48	51	57	68
Share Capital ⓘ	7	7	7	11	11	12	12	12	12	12
Reserves ⓘ	21	15	16	29	37	34	36	40	45	56
Minority Interest	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	1	5	7	-1	-1	0	2	1	1	26
Current Liabilities	0	1	6	93	20	1	0	11	3	2
Trade Payables	0	0	0	0	0	0	0	0	0	0
Short term borrowings	0	0	6	92	17	0	0	10	0	0
Other Liabilities	0	0	-6	-91	-16	0	0	-10	0	0
Total Liabilities ⓘ	29	27	36	133	68	48	50	63	61	97
Assets
Non Current Asset	4	1	2	3	58	46	5	45	1	1
Loan Asset	0	0	0	0	56	42	0	0	0	0
Other Non Current Asset ⓘ	4	1	2	3	2	4	5	45	1	1
Current Asset	25	26	33	131	10	2	45	18	60	96
Current Investment	0	9	0	0	0	0	0	0	37	94
Other Current Asset	25	17	33	131	10	2	45	18	23	2
Total Assets ⓘ	29	27	36	133	68	48	50	63	61	97

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Cash Flow From Operating Activity ⓘ	7	2	-16	-86	67	8	2	-12	10	-25
Cash Flow From Investing Activity ⓘ	7	-8	11	0	0	0	0	0	0	0
Cash Flow From Financing Activity ⓘ	-8	0	6	101	-73	-17	0	10	-10	25
Net Cash Flow ⓘ	6	-6	0	15	-7	-8	2	-2	0	0

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Operational & Financial Ratios
EPS (₹)	1	-9	3	3	7	-2	1	3	5	9
DPS (₹)	0	0	0	0	1	0	0	0	0	0
BVPS (₹)	39	31	34	37	43	39	40	43	48	57
Performance Ratios
ROA (%)	2.9	-21.3	6.0	3.3	8.4	-4.4	3.4	6.2	9.5	13.6
ROE (%)	3.4	-24.4	8.4	8.8	19.2	-5.4	3.5	7.1	10.8	17.1
ROCE (%)	4.1	-32.8	11.8	10.4	19.2	-5.5	5.3	10.1	13.6	17.9
Valuation Parameters
Price/Book(x)	1.1	1.0	0.9	0.0	0.0	0.5	1.0	0.9	0.8	1.2

Ashika Credit Capital Ltd Stock News

Ashika Credit Capital Ltd FAQs

What is the share price of Ashika Credit Cap?

Company share prices are keep on changing according to the market conditions. The closing price of Ashika Credit Cap on 21-Nov-2024 16:59 is ₹674.6.

What is the market cap of Ashika Credit Cap?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 21-Nov-2024 16:59 the market cap of Ashika Credit Cap stood at ₹1,666.

What is the P/E ratio of Ashika Credit Cap?

The latest P/E ratio of Ashika Credit Cap as of 21-Nov-2024 16:59 is 63.90.

What is the P/B ratio of Ashika Credit Cap?

The latest P/B ratio of Ashika Credit Cap as of 21-Nov-2024 16:59 is 6.35.

What is the 52-week high and low of Ashika Credit Cap?

The 52-week high of Ashika Credit Cap is ₹661.4 and the 52-week low is ₹45.10.

What is the TTM revenue of Ashika Credit Cap?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Ashika Credit Cap is ₹42.73 ( Cr.) .

About Ashika Credit Capital Ltd

Ashika Credit Capital Limited, Flagship Company of Kolkata based Ashika Group, a RBI-registered non-deposit taking non-banking financial company, is engaged in a gamut of financial services which includes fund based activities like providing loans and advances, inter corporate deposits, loans against securities and investments in shares and securities. The Company's services are available to individuals, corporate and financial institutions throughout India. The company’s shares are traded at BSE and listed with CSE & MSEI. It floated its shares to public in 2000.

The company started its journey in the year 1994 as a financial service provider and from thereon it moved ahead by expanding and diversifying its scope of services. The Company is headed and promoted by Pawan Jain and Daulat Jain. It possess a rich experience of more than 25 years in the Finance and service industry. Over the years, it has taken the Company to newer heights and the Company has emerged as one of the most trusted financial services providers with a strong presence in Eastern India.

Business area of the company

The Company is engaged in fund-based activities like providing loans and advances, inter-corporate deposits, loans against securities and investments in shares and securities. The Company provides services to individuals, corporate and financial institutions.

Business segment