Lakshmi Finance & Industrial Corporation Ltd - Stock Valuation and Financial Performance

BSE: 0 | NSE: LFIC | Finance - NBFC | Small Cap

BSE Share Price
Not Listed

DeciZen - make an informed investing decision on Lakshmi Finance&Indl

M-Cap below 100cr DeciZen not available

akshmi Finance & Industrial Corporation stock performance -

Price Chart, Live Stock Chart, Technical Chart of
P/E Ratio (SA):
4.64
Market Cap:
64.4 Cr.
52-wk low:
0
52-wk high:
0

Is Lakshmi Finance & Industrial Corporation Ltd an attractive stock to invest in?

1. Is Lakshmi Finance & Industrial Corporation Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Lakshmi Finance & Industrial Corporation Ltd is a below average quality company.

2. Is Lakshmi Finance & Industrial Corporation Ltd undervalued or overvalued?

The key valuation ratios of Lakshmi Finance & Industrial Corporation Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

3. Is Lakshmi Finance & Industrial Corporation Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Lakshmi Finance & Industrial Corporation Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Lakshmi Finance&Indl:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Lakshmi Finance & Industrial Corporation Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)
6.54.54.16.12.92.71583.614.919
YoY Gr. Rt. %
--30.4%-9.3%48.5%-52%-6.8%448.5%-47%-54.9%313.9%-
Adj EPS (₹ )
16.712.110.515.42.1-2230.5191.834.646.2
YoY Gr. Rt. %
--27.4%-13.3%46.7%-86.6%-1160.4%NA-37.7%-90.3%1779.9%-
BVPS (₹ )
110.8118.7129.1140.3137.7112.4140.8156.8155.6188.4215.8
YoY Gr. Rt. %
-7.1%8.8%8.7%-1.9%-18.4%25.3%11.4%-0.8%21.1%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)
159.98.111.11.5-17.723.812.11.119.10

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income9.6%38.3%-0.4%313.9%
Adj EPS8.5%75.6%4.3%1779.9%
BVPS6.1%6.5%10.2%21.1%
Share Price - 32.3% 23.2% -0.5%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)
0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%)
0000000000-
Margins
Net Profit Margin (%)
76.78076.375.521.1-240.760.971.715.369.974.4
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)
1610.68.511.41.5-17.624.112.81.220.121.3

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 22.90%

Net Profit has increased 4.27 CAGR in last 3 years

Total income growth is good in last 4 quarters

Total Income has declined 140.04 CAGR in last 3 years

Latest Financials - Lakshmi Finance & Industrial Corporation Ltd.

Standalone Consolidated
TTM EPS (₹) 46.2 -
TTM Sales (₹ Cr.) 18.6 -
BVPS (₹.) 215.8 -
Reserves (₹ Cr.) 62 -
P/BV 0.99 -
PE 4.64 -
From the Market
52 Week Low / High (₹) 0.00 / 0.00
All Time Low / High (₹) - / -
Market Cap (₹ Cr.) 64.4
Equity (₹ Cr.) 3
Face Value (₹) 10
Industry PE 28.2

Quarterly Results

 Dec'23 YoY Gr. Rt. %Mar'24 YoY Gr. Rt. %Jun'24 YoY Gr. Rt. %Sep'24 YoY Gr. Rt. %
Operating Income5 244.13.4 1855.6 78.24.7 52.8
Adj EPS (₹)12.39 278.96.38 N/A15.91 79.611.55 66
Net Profit Mgn %72.67 1058 bps53.89 7896 bps70.60 537 bps72.05 633 bps

Management X-Ray of Lakshmi Finance&Indl:

Shareholding Pattern

JavaScript chart by amCharts 3.21.5
JavaScript chart by amCharts 3.21.5Promoters:47%Institutions:0.03%Non-Institutions:52.97%

Promoter's Holding & Share Pledging

JavaScript chart by amCharts 3.21.5Sep22Dec22Mar23Jun23Sep23Dec23Mar24Jun24Sep24Dec240%10%20%30%40%50%
Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Valuation of Lakshmi Finance&Indl

MRP
spaceLock icon
MOS
spaceLock icon%
DP
spaceLock icon
Base BVPS
spaceLock icon
DPS
spaceLock icon
MRP: ₹ 0
DP: ₹0
Base BVPS ₹:
DPS ₹:
MOS (%):
Save my Valuation
Expected BVPS Growth Rate:
0%
Base 0%
30%
Expected Rate of Return:
0%
Base 0%
30%
Future PBV:
0
Base 0
40
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max

Event Update

Login/Register to view analysis.

Analyst's Notes

No data found!

Key Ratios of Lakshmi Finance&Indl

Adj EPS (Rs.)

Price Chart, Live Stock Chart, Technical Chart of

Total Income (Cr.)

Price Chart, Live Stock Chart, Technical Chart of

ROE (%)

Price Chart, Live Stock Chart, Technical Chart of

BVPS (Rs.)

Price Chart, Live Stock Chart, Technical Chart of
Company Name CMP(₹)
Change ₹(%)
Market Cap
Net Sales (₹ Cr.)
Latest EPS (₹)
Net Profit Margin %
Latest P/E
Latest P/BV
Piramal Enterprises 995.9 -38.6 (-3.7%) Small Cap 10,020 23.1 -16.8 44.9 0.9
Edelweiss Financial 106.8 -5.2 (-4.6%) Small Cap 9,500 4.9 5.6 22.9 2
Manappuram Finance 201.7 -6.7 (-3.2%) Small Cap 8,848 26.7 24.8 7.8 1.4
CreditAccess Grameen 1,032.7 -39.4 (-3.7%) Small Cap 5,167 55.2 28 19.4 2.5
Spandana Sphoorty 335.1 -12.9 (-3.7%) Small Cap 2,424 -66.2 20.7 - 0.8
Fusion Finance 180.3 -11.3 (-5.9%) Small Cap 2,317 -8.1 21.8 - 0.8
Muthoot Microfin 155.8 -1.5 (-0.9%) Small Cap 2,270 17.5 19.8 9 0.9
Five Star Business 733.9 -38.3 (-5%) Small Cap 2,183 35 38.3 22.1 3.8
Northern ARC Capital 184.9 -6.5 (-3.4%) Small Cap 1,829 17.4 15.3 11 1
Fedbank Financial 94.5 -0.7 (-0.8%) Small Cap 1,577 5.9 15.5 16 1.5
Shows rows:

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income6.884.924.496.653.493.3115.497.973.6014.89
Interest Income6.524.544.126.122.942.7415.037.963.5914.86
Other Income 0.360.380.370.530.550.580.470.010.010.03
Expenditure 1.211.161.301.913.5112.521.501.713.422.07
Interest Expense 0.040000.030.020.010.040.030.01
Operating Expenses 1.111.161.301.661.471.551.491.631.852.06
Provisions 0.06000.25210.9500.051.540
Exceptional Items 0000000000
Profit Before Tax 5.673.763.194.74-0.01-9.2113.996.250.1812.81
Taxes 0.670.130.040.12-0.64-2.624.840.55-0.372.44
Profit After Tax 53.633.154.620.62-6.599.155.710.5510.38
Adjusted EPS (₹)16.712.110.515.42.1-22.030.519.01.834.6
Dividend Payout Ratio (%)18%29%33%26%121%-9%10%16%109%12%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital33.2335.5938.7442.0941.3233.7242.2347.0546.6856.51
Share Capital 3333333333
Reserves 30.2332.5935.7439.0938.3230.7239.2344.0543.6853.51
Minority Interest0000000000
Long Term Borrowings0.200.210.220.51-0.20-2.621.481.551.032.42
Current Liabilities 2.341.980.820.901.141.080.921.170.990.79
Trade Payables0.020000.010.010.020.020.020.03
Short term borrowings0000000000
Other Liabilities-0.02000-0.01-0.01-0.02-0.02-0.02-0.03
Total Liabilities 35.7737.7939.7843.5042.2532.1744.6449.7648.7059.72

Assets

Non Current Asset 30.3532.4036.6234.1934.9626.8338.6040.8146.4552.90
Loan Asset 0000000000
Other Non Current Asset 30.3532.4036.6234.1934.9626.8338.6040.8146.4552.90
Current Asset 5.415.393.169.317.295.346.048.952.256.82
Current Investment0000000000
Other Current Asset5.415.393.169.317.295.346.048.952.256.82
Total Assets 35.7737.7939.7843.5042.2532.1744.6449.7648.7059.72

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity -1.09-3.04-1.10-3.961.880.79-2.96-0.191.24-3.27
Cash Flow From Investing Activity 2.092.880.178.640.40-0.292.635.81-4.277.63
Cash Flow From Financing Activity -0.56-0.87-0.95-1.01-1.19-0.87-0.71-1.06-1.12-0.86
Net Cash Flow 0.45-1.04-1.893.671.10-0.37-1.044.56-4.153.50
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)171210152-223119235
DPS (₹)3444323324
BVPS (₹)111119129140138112141157156188

Performance Ratios

ROA (%)15.09.98.111.11.5-17.723.812.11.119.1
ROE (%)16.010.68.511.41.5-17.624.112.81.220.1
ROCE (%)18.310.98.611.70.0-24.536.914.10.424.9

Valuation Parameters

Price/Book(x)0.00.30.50.60.60.40.60.60.80.9

Lakshmi Finance & Industrial Corporation Ltd Stock News

Lakshmi Finance & Industrial Corporation Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Lakshmi Finance&Indl on 01-Jan-1970 05:30 is ₹0.00.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 01-Jan-1970 05:30 the market cap of Lakshmi Finance&Indl stood at ₹64.36.
The latest P/E ratio of Lakshmi Finance&Indl as of 01-Jan-1970 05:30 is 4.64.
The latest P/B ratio of Lakshmi Finance&Indl as of 01-Jan-1970 05:30 is 0.99.
The 52-week high of Lakshmi Finance&Indl is ₹0.00 and the 52-week low is ₹0.00.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Lakshmi Finance&Indl is ₹18.64 ( Cr.) .

About Lakshmi Finance & Industrial Corporation Ltd

No data to display
You have 2 views remaining as a Guest User. To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now
© 2025 The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me ® is a registered trademark of The Alchemists Ark Pvt. Ltd.
Loading...
Hold on