N.B.I. Industrial Finance Co. Ltd - Stock Valuation and Financial Performance

BSE: 0 | NSE: NBIFIN | Finance - NBFC | Small Cap

BSE Share Price
Not Listed

DeciZen - make an informed investing decision on NBI Indl. Finance

Overall Rating
Bole Toh

1. Quality

2. Valuation

Undervalued

3. Price Trend

Semi Strong

N.B.I. Industrial Finance Co. stock performance -

mw4me loader
P/E Ratio (SA):
84.03
Market Cap:
605.4 Cr.
52-wk low:
0
52-wk high:
0

Is N.B.I. Industrial Finance Co. Ltd an attractive stock to invest in?

1. Is N.B.I. Industrial Finance Co. Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that N.B.I. Industrial Finance Co. Ltd is a below average quality company.

2. Is N.B.I. Industrial Finance Co. Ltd undervalued or overvalued?

The key valuation ratios of N.B.I. Industrial Finance Co. Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is N.B.I. Industrial Finance Co. Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of N.B.I. Industrial Finance Co. Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of NBI Indl. Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
N.B.I. Industrial Finance Co. Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)4.93.81015.86.314.42.212.310.21313
YoY Gr. Rt. %--22.5%2534.2%-94.3%8.5%128.6%-85%467.6%-17.2%27.6%-
Adj EPS (₹ ) 15.713.9328.415.617.352.86.632.321.53229.3
YoY Gr. Rt. %--11.4%2264.2%-95.3%10.8%205.2%-87.6%392.2%-33.6%49.2%-
BVPS (₹ )93.9107.8435.5451.16,958.16,581.410,343.58,704.59,596.69,5179,530.1
YoY Gr. Rt. %-14.8%304.2%3.6%1442.4%-5.4%57.2%-15.9%10.3%-0.8%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)1813.7120.23.50.50.80.10.30.20.30

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income11.3%15.5%81.7%27.6%
Adj EPS8.3%13.1%69.6%49.2%
BVPS67.1%6.5%-2.7%-0.8%
Share Price - 12.1% 3.5% 38.3%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)7889.18066.267.690.174.764.85260.857.6
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)18.213.8120.93.50.50.80.10.30.20.30.3

Recent Performance Summary

Total Income has increased 81.67 CAGR in last 3 years

Net Profit has increased 69.55 CAGR in last 3 years

Total income growth is good in last 4 quarters

Return on Equity has declined versus last 3 years average to 0.30%

Latest Financials - N.B.I. Industrial Finance Co. Ltd.

Standalone Consolidated
TTM EPS (₹) 29.3 16.6
TTM Sales (₹ Cr.) 12.5 3.8
BVPS (₹.) 9,530.1 5
Reserves (₹ Cr.) 2,340 -
P/BV 0.26 492.84
PE 84.03 148.12
From the Market
52 Week Low / High (₹) 0.00 / 0.00
All Time Low / High (₹) - / -
Market Cap (₹ Cr.) 605
Equity (₹ Cr.) 1.2
Face Value (₹) 5
Industry PE 27.6

Management X-Ray of NBI Indl. Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of NBI Indl. Finance

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income5410166142121013
Interest Income5410166142121013
Other Income 0000000000
Expenditure 1112211122
Interest Expense 0000000000
Operating Expenses 0011111122
Provisions 0001110000
Exceptional Items 0000000000
Profit Before Tax 431004413111811
Taxes 0019000-1333
Profit After Tax 438144132858
Adjusted EPS (₹)15.713.9328.415.617.352.86.632.321.532.0
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%2%2%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital23261071111,7091,6172,5412,1392,3582,338
Share Capital 1111111111
Reserves 22251061101,7081,6162,5402,1372,3562,337
Minority Interest0000000000
Long Term Borrowings0000001236310093
Current Liabilities 0000000357
Trade Payables0000000000
Short term borrowings0000000000
Other Liabilities0000000000
Total Liabilities 23271081111,7101,6172,6652,2042,4632,438

Assets

Non Current Asset 1920611081,7001,6022,6172,1952,4572,397
Loan Asset 0000000000
Other Non Current Asset 1920611081,7001,6022,6172,1952,4572,397
Current Asset 4747310164810641
Current Investment2233141270033
Other Current Asset251426341968
Total Assets 23271081111,7101,6172,6652,2042,4632,438

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity -1-3-3213-2-10866
Cash Flow From Investing Activity 1331-123-136-39-12-6
Cash Flow From Financing Activity 0000000000
Net Cash Flow 00-111-336-31-60
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)31286571617537322132
DPS (₹)0010000001
BVPS (₹)1882168714516958658110344870595979517

Performance Ratios

ROA (%)18.013.7120.23.50.50.80.10.30.20.3
ROE (%)18.213.8120.93.50.50.80.10.30.20.3
ROCE (%)20.313.4149.53.50.50.80.10.50.40.5

Valuation Parameters

Price/Book(x)0.00.04.23.00.20.20.20.30.20.2

N.B.I. Industrial Finance Co. Ltd Stock News

N.B.I. Industrial Finance Co. Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of NBI Indl. Finance on 01-Jan-1970 05:30 is ₹0.00.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 01-Jan-1970 05:30 the market cap of NBI Indl. Finance stood at ₹605.4.
The latest P/E ratio of NBI Indl. Finance as of 01-Jan-1970 05:30 is 84.03.
The latest P/B ratio of NBI Indl. Finance as of 01-Jan-1970 05:30 is 0.26.
The 52-week high of NBI Indl. Finance is ₹0.00 and the 52-week low is ₹0.00.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of NBI Indl. Finance is ₹12.53 ( Cr.) .

About N.B.I. Industrial Finance Co. Ltd

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