Is AGS Transact Technologies a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that AGS Transact Technologies Ltd is a average quality company .

Is AGS Transact Technologies undervalued or overvalued?

The key valuation ratios of AGS Transact Technologies Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone .

What is AGS Transact Technologies share price return in the past 10 years?

Data is not available for this company

Is AGS Transact Technologies a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of AGS Transact Technologies Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

What is the P/E ratio of AGS Transact Technologies?

The latest standalone P/E ratio of AGS Transact Technologies as of 21-Nov-2024 is 0.00.

What is the P/B ratio of AGS Transact Technologies?

The latest standalone P/B ratio of AGS Transact Technologies as of 21-Nov-2024 is 1.74.

What is the 52-week high and low of AGS Transact Technologies?

The 52-week high of AGS Transact Technologies is Rs. 126.70 and the 52-week low is Rs. 63.95.

AGS Transact Technologies Ltd - Stock Valuation and Financial Performance

Name: AGS Transact Technologies
Brand: AGS Transact Technologies

BSE: 543451 | NSE: AGSTRA | Business Support | Small Cap

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AGS Transact Tech Share Price

₹79.58 -1.50 -1.85%
as on 21-Nov'24 16:59

10 Year X-Ray of AGS Transact Tech:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis ^P

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Value Creation ⓘ

Value Creation Index Colour Code Guide ⓘ

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
ROCE % ⓘ	11.4%	7.6%	8.1%	9.8%	12.8%	22%	15.3%	10.4%	11.4%	0.3%	-
Value Creation Index ⓘ	-0.2	-0.5	-0.4	-0.3	-0.1	0.6	0.1	-0.3	-0.2	-1.0	-
Growth Parameters ⓘ Growth Parameters Colour Code Guide ⓘ
Sales ⓘ	1,167	1,144	1,217	1,309	1,547	1,458	1,373	1,317	1,210	1,043	1,010
Sales YoY Gr.	-	-2%	6.4%	7.5%	18.2%	-5.8%	-5.8%	-4.1%	-8.1%	-13.8%	-
Adj EPS ⓘ	2	0.4	0.3	1.6	3.4	7.3	5.5	-7.5	1.1	-5.9	-1
YoY Gr.	-	-80.1%	-32.5%	485.2%	116.5%	112%	-24%	-236.7%	NA	-646.7%	-
BVPS (₹) ⓘ	38.2	38.5	39.9	41.5	44.4	45.8	52.4	44.4	45.7	40.8	46.7
Adj Net Profit ⓘ	24.2	4.8	3.2	18.8	41.1	87.3	65.3	-90.5	12.9	-70.8	-13
Cash Flow from Ops. ⓘ	118	140	194	210	332	391	363	237	196	303	-
Debt/CF from Ops. ⓘ	4	3.6	3	2.9	1.5	1.4	3	2.5	3.8	2.2	-

CAGR ⓘ

CAGR Colour Code Guide ⓘ

	9 Years	5 Years	3 Years	1 Years
Sales ⓘ	-1.2%	-7.6%	-8.8%	-13.8%
Adj EPS ⓘ	-212.6%	-211.3%	-202%	-646.7%
BVPSⓘ	0.7%	-1.7%	-8%	-10.9%
Share Price	-	-	-	-13%

Key Financial Parameters ⓘ

Performance Ratio Colour Code Guide ⓘ

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Return on Equity % ⓘ	5.4	1	0.7	3.9	8	15.8	10.9	-15.3	2.3	-13	-2.4
Op. Profit Mgn % ⓘ	15.1	11.6	12.4	14.2	14.3	28	27.6	24.4	23.6	10.7	19
Net Profit Mgn % ⓘ	2.1	0.4	0.3	1.4	2.7	6	4.8	-6.9	1.1	-6.8	-1.3
Debt to Equity ⓘ	1	1.1	1.3	1.2	0.9	1	1.8	1.1	1.3	1.4	0.6
Working Cap Days ⓘ	232	250	235	228	197	210	247	289	322	341	163
Cash Conv. Cycle ⓘ	54	47	54	53	12	5	18	19	38	36	12

Recent Performance Summary

No data to display

Return on Equity is Poor

Sales growth has been subdued in last 3 years -8.75%

Net Profit has been subdued in last 3 years -202.02%

Debt to equity has increased versus last 3 years average to 1.36

Sales growth is not so good in last 4 quarters at -11.46%

Latest Financials - AGS Transact Technologies Ltd.

	Standalone	Consolidated
TTM EPS (₹)	-1	0.8
TTM Sales (₹ Cr.)	1,010	1,414
BVPS (₹.) ⓘ	46.7	43.8
Reserves (₹ Cr.) ⓘ	449	413
P/BV ⓘ	1.74	1.85
PE ⓘ	0.00	107.98

From the Market
52 Week Low / High (₹)	63.95 / 126.70
All Time Low / High (₹)	44.00 / 181.85
Market Cap (₹ Cr.)	993
Equity (₹ Cr.)	122.4
Face Value (₹)	10
Industry PE ⓘ	47.2

Management X-Ray of AGS Transact Tech:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

8.28

10.69

12.77

8.99

10.36

* Pledged shares as % of Promoter's holding (%)

Valuation of AGS Transact Tech

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Price to Earnings

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Dividend History

Analyst's Notes

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Key Ratios of AGS Transact Tech

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Sales (Cr.)

ROE (%)

ROCE (%)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Sales	1,167	1,144	1,217	1,309	1,547	1,458	1,373	1,317	1,210	1,043
Operating Expenses ⓘ	995	1,018	1,069	1,127	1,332	1,053	995	995	927	932
Manufacturing Costs	90	127	343	349	184	191	211	231	204	183
Material Costs	410	329	324	317	354	269	261	227	177	115
Employee Cost	71	85	99	112	140	134	137	139	129	112
Other Costs ⓘ	423	477	302	349	653	459	386	398	416	521
Operating Profit ⓘ	173	126	149	182	216	405	378	322	284	111
Operating Profit Margin (%)	14.8%	11.0%	12.2%	13.9%	13.9%	27.8%	27.5%	24.4%	23.4%	10.7%
Other Income ⓘ	4	11	15	12	14	24	34	15	29	50
Interest ⓘ	63	65	71	74	69	111	114	231	122	126
Depreciation ⓘ	75	65	81	87	94	194	197	187	172	158
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	38	7	12	32	68	124	101	-81	18	-123
Tax ⓘ	15	3	6	13	26	35	31	7	3	-56
Profit After Tax	23	4	6	19	42	90	70	-89	15	-67
PAT Margin (%)	2.0%	0.3%	0.5%	1.5%	2.7%	6.2%	5.1%	-6.7%	1.2%	-6.4%
Adjusted EPS (₹)	1.9	0.3	0.5	1.6	3.5	7.5	5.9	-7.4	1.2	-5.5
Dividend Payout Ratio (%)	0%	0%	0%	0%	29%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Equity and Liabilities
Shareholders Fund	460	464	472	492	534	551	621	533	551	493
Share Capital ⓘ	120	120	119	119	120	120	119	120	120	121
Reserves ⓘ	340	343	354	374	414	431	502	413	431	372
Minority Interest	0	0	0	0	0	0	0	0	0	0
Debt	411	434	496	506	376	463	914	514	619	500
Long Term Debt	178	150	221	297	261	259	773	396	486	378
Short Term Debt	233	284	275	209	116	204	141	118	133	122
Trade Payables	173	174	195	178	267	244	421	459	327	354
Others Liabilities ⓘ	172	188	196	292	333	777	767	617	545	491
Total Liabilities ⓘ	1,215	1,261	1,359	1,468	1,511	2,035	2,724	2,123	2,042	1,839
Fixed Assets
Gross Block	506	623	473	579	660	1,141	1,115	1,139	1,099	1,168
Accumulated Depreciation	189	256	81	164	245	312	376	446	500	633
Net Fixed Assetsⓘ	317	367	391	415	415	829	739	694	598	535
CWIP ⓘ	53	26	42	46	23	45	36	37	35	27
Investmentsⓘ	34	54	119	142	220	266	276	266	290	302
Inventories	177	188	167	134	91	62	70	64	73	87
Trade Receivables	340	264	291	353	421	407	707	769	718	573
Cash Equivalents	23	7	9	19	23	44	668	48	60	81
Others Assetsⓘ	272	354	340	358	317	381	228	245	268	233
Total Assets ⓘ	1,215	1,261	1,359	1,468	1,511	2,035	2,724	2,123	2,042	1,839

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Cash Flow From Operating Activity ⓘ	118	140	194	210	332	391	363	237	196	303
PBT ⓘ	38	7	12	32	68	124	101	-81	18	-123
Adjustment ⓘ	158	150	150	166	168	294	286	430	317	359
Changes in Working Capital ⓘ	-70	2	66	40	111	-14	-23	-82	-107	59
Tax Paid ⓘ	-8	-19	-33	-27	-14	-14	-1	-30	-33	8
Cash Flow From Investing Activity ⓘ	-98	-117	-209	-149	-150	-235	-117	30	-109	-5
Capex	-88	-93	-147	-130	-80	-146	-71	-49	-68	-41
Net Investments	0	0	5	22	-2	-49	-52	74	-25	-1
Others ⓘ	-10	-24	-67	-40	-67	-40	6	4	-16	36
Cash Flow From Financing Activityⓘ	-2	-40	18	-55	-182	-165	334	-830	-101	-279
Net Proceeds from Shares ⓘ	9	0	0	0	0	0	0	6	1	2
Net Proceeds from Borrowing ⓘ	-34	-22	95	91	-23	-36	54	85	132	-62
Interest Paid ⓘ	-63	-65	-59	-65	-66	-61	-68	-197	-90	-89
Dividend Paid ⓘ	0	0	0	0	0	-14	0	-12	0	0
Others ⓘ	85	47	-18	-81	-93	-54	347	-711	-144	-131
Net Cash Flow ⓘ	17	-16	3	7	0	-10	579	-563	-14	18

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Ratios
ROE (%)	5.25	0.77	1.19	3.98	8.23	16.57	12.59	-15.36	2.74	-12.83
ROCE (%)	11.39	7.57	8.09	9.82	12.77	21.98	15.26	10.43	11.37	0.28
Asset Turnover Ratio	1.02	0.94	0.95	0.93	1.04	0.82	0.66	0.54	0.58	0.54
PAT to CFO Conversion(x)	5.13	35	32.33	11.05	7.9	4.34	5.19	N/A	13.07	N/A
Working Capital Days
Receivable Days	92	95	81	89	91	104	141	205	224	226
Inventory Days	50	57	52	42	27	19	27	19	21	28
Payable Days	144	193	208	215	229	346	419	706	809	1,077

AGS Transact Technologies Ltd Stock News

AGS Transact Technologies Ltd FAQs

What is the share price of AGS Transact Tech?

Company share prices are keep on changing according to the market conditions. The closing price of AGS Transact Tech on 21-Nov-2024 16:59 is ₹79.58.

What is the market cap of AGS Transact Tech?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 21-Nov-2024 16:59 the market cap of AGS Transact Tech stood at ₹992.8.

What is the P/E ratio of AGS Transact Tech?

The latest P/E ratio of AGS Transact Tech as of 21-Nov-2024 16:59 is 0.00.

What is the P/B ratio of AGS Transact Tech?

The latest P/B ratio of AGS Transact Tech as of 21-Nov-2024 16:59 is 1.74.

What is the 52-week high and low of AGS Transact Tech?

The 52-week high of AGS Transact Tech is ₹126.7 and the 52-week low is ₹63.95.

What is the TTM revenue of AGS Transact Tech?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of AGS Transact Tech is ₹1,010 ( Cr.) .

About AGS Transact Technologies Ltd

AGS Transact Technologies was one of the largest integrated omni-channel payment solutions provider in India in terms of providing digital and cash-based solutions to banks and corporate clients, as of March 31, 2021. It provides customised products and services comprising ATM and CRM outsourcing, cash management and digital payment solutions including merchant solutions, transaction processing services and mobile wallets. As of March 31, 2021, the company was the second largest company in India in terms of (i) revenue from ATM managed services under the outsourcing model, and (ii) revenue from cash management and number of ATMs replenished. It also pioneered IPS with OMCs.

The company started providing banking automation solutions in India in 2004. It deployed products from international solution providers such as Diebold Nixdorf and established its own country-wide service infrastructure and automation solutions expertise to provide related services. Beginning in 2009, it leveraged its banking automation solutions expertise and service reach to offer ATM outsourcing and managed services by, among other things, entering into two cooperation agreements with Diebold Nixdorf for banking and retail products. As part of its strategy to strengthen its presence in the cash value chain, offer an integrated payments platform and improve its operational efficiencies, it commenced offering transaction switching services in 2011 and cash management services in 2012. In 2014, it expanded its offerings into digital payment solutions, enhancing its integrated digital platform and Software-as-a-Service (SaaS) capabilities. In 2016, it also entered into an alliance with ACI Worldwide (ACI), a leading international payments solution provider, which has further strengthened its value proposition to customers.

Business area of the company

The company operate its business in Payment Solutions; Banking Automation Solutions; and other Automation Solutions (for customers in the retail, petroleum and colour sectors) segments. The company’s Payment Solutions segment comprises ATM and CRM outsourcing and managed services, cash management services, iCDs, digital payment services which include toll and transit solutions, Fastlane, transaction switching services, services through POS machines and agency banking. Its Banking Automation Solutions business segment, which commenced in 2004, comprises sale of ATMs and CRMs, currency technology products and self-service terminals and related services and upgrades. Its Other Automation Solutions business segment encompasses the sale of machines and related services to customers in the retail, petroleum and colour segments.

Key Awards, Accreditations, Certifications and Recognitions

2007: Top Mall Intelligence Deal (Retail) from Wincor Nixdorf Asia Pacific.
2008: Overall Best Sales partner (Retail) from Wincor Nixdorf Asia Pacific.
2009: Recognized as a valued partner for one year by Wincor Nixdorf Asia Pacific.
2009: Listed as one of the Best Retail Suppliers by Retailer magazine.
2009: Silver award under the ‘newsletter’ category from the Association of Business Communicators of India (“ABCI”).
2010: Bronze award under the ‘newsletter’ category from ABCI.
2011: Bronze award under the ‘newsletter’ category from ABCI.
2012: Gold award under the ‘newsletter’ category from ABCI.
2015: MICE Travel Mart corporate star award for best incentive programme for employees/associates.
2016: ACI innovation award.
2016: Achievement Award from Hughes Users in Banking.
2016: Bronze award for ‘newsletter’ category from ABCI.
2016: Innovative product of the year award for ‘cash management solutions’ from CMO Asia.
2017: India’s Most Trusted Company 2017 from International Brand Consulting Corporation, USA.
2017: Payment Awards for ‘digital payment facilitator’ to ‘Ongo’ from BBC Knowledge.
2017: Silver award in the ‘E-zine’ category from ABCI.
2017: Silver award in the ‘wallpaper’ category from ABCI.
2017: Bronze award for ‘newsletter design’ category from ABCI.
2018: ‘Emerging Brand of the Year’ award at the Brand Excellence Awards presented by ABP News.
2018: Asia’s Most Trusted Payment Solutions Company 2018 from IBC Infomedia.
2018: ‘Brand of the Decade’ award in the category for Payment Solutions from ERTC Media.
2019: ‘QR Champions’ award at the REACH Acceptance Summit 2019.
2019: ‘Best Retailer Adoption of Emerging Payments Technology’ at the Indian eRetail Awards 2019 organized by Franchise India.
2019: Featured as one of Next 500 Companies; ranked 111 by revenue under Top Mid-size Companies, by Fortune India.
2020: Certificate of Excellence for QR-Cash Solution under Technology - Category at 2nd Economic Times BFSI Innovation Tribe Summit & Awards.
2021: Won the ‘Best Use of Technology Award 2021’ in the category - Financial Services for AGS QRCash solution awarded by National Enterprise Tech Connect.
2021: Recognized as ‘Iconic Brands of India 2021’ by the Economic Times.

Major Events

2002: Incorporation of the company.
2004: Commenced manufacturing of paint dispensers at Daman with the expertise from Fast and Fluid Management
2004: Commencement of relationship with Diebold Nixdorf.
2004: Commenced operations in Banking Automation Solutions segment.
2009: Entered into a cooperation agreement with Diebold Nixdorf for banking and retail products.
2009: Commenced ATM outsourcing and managed services business (forming part of Banking Payments Solutions segment).
2011: Introduced currency technology solutions under the brand “Genuine”
2011: Investment in Company by TPG.
2012: Investment in Company by Oriole.
2012: Commenced cash management business through SVIL.
2013: Acquisition of stake by GTSL in Novus SGP.
2014: ITSL received authorization from the RBI to set up and operate payment system for semi-closed pre-paid payment instruments services in India.
2014: The Company received authorization from the RBI to set up, own and operate payment systems for White Label ATMs.
2016: Commenced ATM manufacturing at Daman.
2016: Entered into a hosting and management services alliance with ACI Worldwide.
2016: Entered the Sri Lankan market through Novus Transact Lanka (Private) Limited.
2016: Entered into transit business through automatic fare and electronic toll collection systems.
2018: Launched Fastlane as the first RFID payment for fuel in India.
2018: Among the first company to launch QR-code based payments for various card schemes.
2019: Set up AGS Community Foundation with effect from September 24, 2019.
2019: Introduced an Asia-Pacific payment innovations forum ‘Paynnovate’ along with Novus Technologies, to promote advancement and innovation in the payment industry.
2019: Introduced UPI QR Based Cash Withdrawal, India’s first UPI QR-Based Cash Withdrawal/Deposit Feature on ATMs powered by the Company’s technology, enabling touchless transactions.