Is Capital India Finance a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that Capital India Finance Ltd is a average quality company .

Is Capital India Finance undervalued or overvalued?

The key valuation ratios of Capital India Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone .

What is Capital India Finance share price return in the past 10 years?

Capital India Finance Ltd share price has appreciated 27% annually (CAGR) over the past ten years.

Is Capital India Finance a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Capital India Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

What is the P/E ratio of Capital India Finance?

The latest standalone P/E ratio of Capital India Finance as of 23-Apr-2025 is 92.81.

What is the P/B ratio of Capital India Finance?

The latest standalone P/B ratio of Capital India Finance as of 23-Apr-2025 is 2.41.

What is the 52-week high and low of Capital India Finance?

The 52-week high of Capital India Finance is Rs. 55.68 and the 52-week low is Rs. 19.51.

Capital India Finance Ltd - Stock Valuation and Financial Performance

Name: Capital India Finance
Brand: Capital India Finance

BSE: 530879 | NSE: CIFL | Finance - Investment | Small Cap

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Capital India Share Price

₹39.04 0.74 1.93%
as on 23-Apr'25 16:59

DeciZen - make an informed investing decision on Capital India

Based on:

Data

Overall Rating ⓘ
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1. Quality

2. Valuation

3. Price Trend

Capital India Finance stock performance -

₹39.04 14.0056.00% past year

PE Chart Key Ratios

Price Chart, Live Stock Chart, Technical Chart of

P/E Ratio (SA):

92.81

Market Cap:

1,490.4 Cr.

52-wk low:

19.5

52-wk high:

55.7

Related Stocks

Is Capital India Finance Ltd an attractive stock to invest in?

10 Year X-Ray of Capital India: Login to view analysis.

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis ^P

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Operating Income (₹ Cr.)	4.4	7.5	8.7	25.7	56.4	105	93.5	122	162	192	184
YoY Gr. Rt. %	-	71.8%	15.8%	194.5%	119.3%	86.6%	-11.1%	30%	33%	18.9%	-
Adj EPS (₹ )	0	0	0.1	1.2	0.3	0.8	0.5	0.3	0.4	0.5	0.4
YoY Gr. Rt. %	-	-25%	233.3%	1110%	-76%	169%	-32.1%	-43.4%	30%	33.3%	-
BVPS (₹ )	1.4	1.5	1.6	2.8	13.2	13.9	14.4	14.7	15	15.5	15.9
YoY Gr. Rt. %	-	6.3%	5.9%	74.7%	365.4%	5.2%	3.7%	2%	2.5%	3.3%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	0.3	0.1	0.2	1.9	2.7	4.5	2.7	1.2	1.2	1.6	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	52.2%	27.8%	27.1%	18.9%
Adj EPS	33%	12.4%	-0.6%	33.3%
BVPS	30.2%	3.3%	2.6%	3.3%
Share Price	27%	16.2%	12.2%	56.2%

Key Financial Ratios


RATIOS \ YEARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Margins
Net Profit Margin (%)	2.4	1.1	2.7	11.5	19.9	28.9	21.9	9.6	9.3	10.5	8.7
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	3.1	2.3	6.1	54.3	4.3	5.8	3.7	2.1	2.6	3.4	2.6

Recent Performance Summary

Latest Financials - Capital India Finance Ltd.

	Standalone	Consolidated
TTM EPS (₹)	0.4	0.1
TTM Sales (₹ Cr.)	184	501
BVPS (₹.) ⓘ	15.9	16
Reserves (₹ Cr.) ⓘ	540	546
P/BV ⓘ	2.41	2.39
PE ⓘ	92.81	504.70

From the Market
52 Week Low / High (₹)	19.51 / 55.68
All Time Low / High (₹)	0.79 / 55.68
Market Cap (₹ Cr.)	1,490
Equity (₹ Cr.)	77.8
Face Value (₹)	2
Industry PE ⓘ	59.9

Quarterly Results

Standalone Basis

Consolidated Basis

	Mar'24	YoY Gr. Rt. %	Jun'24	YoY Gr. Rt. %	Sep'24	YoY Gr. Rt. %	Dec'24	YoY Gr. Rt. %
Sales (₹ Cr.)ⓘ	893	17	905	6.9	966	10.4	934	7.4
Adj EPS (₹) ⓘ	11.2	9.1	10.5	0.4	13.8	8.1	12.2	9.3
Op. Profit Mgn % ⓘ	7.47	-11 bps	8.29	4 bps	7.35	-86 bps	8.59	5 bps
Net Profit Mgn % ⓘ	3.93	28 bps	3.77	44 bps	4.62	70 bps	4.26	65 bps

Management X-Ray of Capital India:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Capital India

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

No data found!

Key Ratios of Capital India

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Price Chart, Live Stock Chart, Technical Chart of

Total Income (Cr.)

Price Chart, Live Stock Chart, Technical Chart of

ROE (%)

Price Chart, Live Stock Chart, Technical Chart of

BVPS (Rs.)

Price Chart, Live Stock Chart, Technical Chart of

Peer Comparison

Company Name	CMP(₹)	Change ₹(%)	Market Cap	Net Sales (₹ Cr.)	Latest EPS (₹)	Net Profit Margin %	Latest P/E	Latest P/BV
Paul Merchants	810.3	11 (1.4%)	Small Cap	6,502	26.5	0.4	30.1	0.5
JM Financial	105	-0.8 (-0.8%)	Small Cap	4,761	4	0.6	26.4	1.1
IIFL Finance	380.4	13.5 (3.7%)	Small Cap	4,604	-6.7	12.7	-	2.4
Altius Telecom Infra	150	0 (0%)	Small Cap	4,146	-	100.9	-	-
Embassy Office Parks	380.8	7.1 (1.9%)	Small Cap	3,816	-	25.3	-	-
INDIGRID Infra Trust	146.4	-0.3 (-0.2%)	Small Cap	2,717	-	38.6	-	-
Authum Inv. & Infra	1,861.6	1.2 (0.1%)	Small Cap	2,412	234.3	121.2	7.9	2.4
Capri Global Capital	166.9	-0.5 (-0.3%)	Small Cap	2,313	4.7	12.1	36	3.3
Centrum Capital	26.2	-0.1 (-0.4%)	Small Cap	2,207	-4	-3.2	-	3.8
Mindspace Business	380.3	0.7 (0.2%)	Small Cap	1,400	-	83	-	-

Shows rows:

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Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Income	4	8	9	26	57	105	95	123	164	195
Interest Income	4	8	9	26	56	105	93	122	162	192
Other Income ⓘ	0	0	0	0	1	0	1	1	3	3
Expenditure ⓘ	4	7	8	21	41	64	65	108	144	167
Interest Expense ⓘ	4	7	8	10	9	13	19	39	63	72
Operating Expenses ⓘ	0	0	0	10	29	37	45	64	81	94
Provisions	0	0	0	0	3	14	1	5	1	2
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0	0	0	5	16	41	29	15	20	27
Taxes ⓘ	0	0	0	2	5	11	9	3	5	7
Profit After Tax	0	0	0	3	11	30	20	12	15	20
Adjusted EPS (₹)	0.0	0.0	0.1	1.2	0.3	0.8	0.5	0.3	0.4	0.5
Dividend Payout Ratio (%)	0%	0%	0%	12%	28%	3%	4%	7%	5%	4%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Equity and Liabilities
Equity Capital	4	4	4	7	512	540	559	571	585	607
Share Capital ⓘ	4	4	4	4	78	78	78	78	78	78
Reserves ⓘ	0	0	0	3	434	462	481	493	508	529
Minority Interest	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	0	0	138	10	10	43	117	116	74	-7
Current Liabilities	56	55	2	21	154	103	131	530	611	637
Trade Payables	0	0	0	0	1	1	1	6	8	11
Short term borrowings	53	48	0	0	127	76	105	493	558	567
Other Liabilities	-53	-48	0	125	-128	-76	-106	-500	-567	-578
Total Liabilities ⓘ	59	59	144	163	676	686	807	1,216	1,271	1,237
Assets
Non Current Asset	3	4	79	41	80	144	186	208	244	202
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	3	4	79	41	80	144	186	208	244	202
Current Asset	56	55	64	122	596	542	621	1,009	1,027	1,035
Current Investment	0	0	0	0	0	0	0	0	0	0
Other Current Asset	56	55	64	122	596	542	621	1,009	1,027	1,035
Total Assets ⓘ	59	59	144	163	676	686	807	1,216	1,271	1,237

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Cash Flow From Operating Activity ⓘ	-41	4	-39	-4	-444	99	-28	-284	101	148
Cash Flow From Investing Activity ⓘ	0	0	3	-27	-38	-67	-56	-27	-67	8
Cash Flow From Financing Activity ⓘ	41	-4	89	-6	490	-25	105	342	-43	-149
Net Cash Flow ⓘ	0	0	53	-37	8	8	21	31	-9	7

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Operational & Financial Ratios
EPS (₹)	0	0	1	8	1	4	3	2	2	3
DPS (₹)	0	0	0	1	0	0	0	0	0	0
BVPS (₹)	10	11	11	20	66	69	72	73	75	78
Performance Ratios
ROA (%)	0.3	0.1	0.2	1.9	2.7	4.5	2.7	1.2	1.2	1.6
ROE (%)	3.1	2.3	6.1	54.3	4.3	5.8	3.7	2.1	2.6	3.4
ROCE (%)	11.7	13.3	8.7	10.7	6.4	8.3	6.7	5.5	6.9	8.3
Valuation Parameters
Price/Book(x)	2.4	0.0	1.4	2.5	2.1	1.2	2.0	1.7	1.2	1.7

Capital India Finance Ltd Stock News

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Capital India Finance Ltd FAQs

What is the share price of Capital India?

Company share prices are keep on changing according to the market conditions. The closing price of Capital India on 23-Apr-2025 16:59 is ₹39.04.

What is the market cap of Capital India?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 23-Apr-2025 16:59 the market cap of Capital India stood at ₹1,490.4.

What is the P/E ratio of Capital India?

The latest P/E ratio of Capital India as of 23-Apr-2025 16:59 is 92.81.

What is the P/B ratio of Capital India?

The latest P/B ratio of Capital India as of 23-Apr-2025 16:59 is 2.41.

What is the 52-week high and low of Capital India?

The 52-week high of Capital India is ₹55.68 and the 52-week low is ₹19.51.

What is the TTM revenue of Capital India?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Capital India is ₹183.5 ( Cr.) .

About Capital India Finance Ltd

Bilwara Tex -Fin (BTFL) was incorporated in 1994. Its registered office is located at 290, Vasant Enclave, Rao Tula Ram Marg, New Delhi-110057.

Business profile:

BTFL engages in the investment activities in India. Its operations includes finance and consultancy services. The company is based in New Delhi, India. The company gets income from the sale of shares and securities, dividend, interest, and commission.