BSE: 501700 | NSE: | Finance - NBFC | Small Cap
Past 10 year’s financial track record analysis by Moneyworks4me indicates that Indianivesh Ltd is a below average quality company.
The key valuation ratios of Indianivesh Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.
The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Indianivesh Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
| Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Income (₹ Cr.) | 2.4 | 1.5 | 1.3 | 5.8 | 23.3 | 15.1 | 8.2 | 2.9 | 1.5 | 1.8 | 4 | |
| YoY Gr. Rt. % | - | -37.5% | -13.3% | 345.4% | 302.3% | -35% | -45.6% | -65.4% | -48.4% | 25.2% | - | |
| Adj EPS (₹ ) | 0.4 | 0.1 | 0.2 | 0.3 | 0.7 | -11.2 | 0 | -0.9 | 0.3 | -0.5 | -0.2 | |
| YoY Gr. Rt. % | - | -67.4% | 14.3% | 68.8% | 151.9% | -1751.5% | NA | -8800% | NA | -274.2% | - | |
| BVPS (₹ ) | 7.1 | 7.3 | 7.4 | 7.7 | 7.1 | -11 | -11 | -11.8 | -11.5 | -12.1 | -11.5 | |
| YoY Gr. Rt. % | - | 1.7% | 2.2% | 3.4% | -7.3% | -254.4% | NA | NA | NA | NA | - | |
| To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ | ||||||||||||
| Net Profit/Total Funds (%) | 5 | 1.6 | 1.5 | 1.1 | 1.3 | -19.7 | 0 | -4.4 | 1.5 | -2.6 | 0 | |
CAGR Colour Code Guide ⓘ
| 9 Years | 5 Years | 3 Years | 1 Years | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | -2.9% | -39.8% | -39.3% | 25.2% | ||||||||
| Adj EPS | -202.6% | -195.5% | -478% | -274.2% | ||||||||
| BVPS | -206% | -211.2% | NA | NA | ||||||||
| Share Price | -11.1% | -20% | -17.5% | -21.4% | ||||||||
| RATIOS \ YEARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Quality Ratio | To view Asset Quality Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Net NPA to Net Advances (%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |
| Capitalization Ratio | To view Capitalization Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Capital Adequacy Ratio (%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |
| Margins | ||||||||||||
| Net Profit Margin (%) | 67.3 | 35.6 | 46.2 | 17.3 | 11 | -280.3 | 0.5 | -114.8 | 78.6 | -110.8 | -20.5 | |
| Performance Ratios | To view Performance Ratios Colour Rating Guide click here ⓘ | |||||||||||
| Return on Equity (%) | 6.2 | 2 | 2.2 | 3.5 | 9.2 | 0 | 0 | 0 | 0 | 0 | 1.7 | |
Return on Equity has increased versus last 3 years average to 1.60%
Total Income has declined 93.42 CAGR in last 3 years
Net Profit has declined -477.98 CAGR in last 3 years
Total income growth is poor in last 4 quarters
| Standalone | Consolidated | |
|---|---|---|
| TTM EPS (₹) | -0.2 | 0.9 |
| TTM Sales (₹ Cr.) | 3.5 | 6.3 |
| BVPS (₹.) ⓘ | -11.5 | -8.1 |
| Reserves (₹ Cr.) ⓘ | -47 | -34 |
| P/BV ⓘ | -1.19 | -1.69 |
| PE ⓘ | 0.00 | 15.88 |
| From the Market | |
|---|---|
| 52 Week Low / High (₹) | 8.30 / 18.35 |
| All Time Low / High (₹) | 8.30 / 110.00 |
| Market Cap (₹ Cr.) | 51.7 |
| Equity (₹ Cr.) | 3.8 |
| Face Value (₹) | 1 |
| Industry PE ⓘ | 28.2 |
| Pledged * | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PARTICULARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income | 3.46 | 1.50 | 1.56 | 6 | 23.36 | 15.13 | 10.09 | 3 | 1.48 | 1.87 |
| Interest Income | 2.40 | 1.50 | 1.30 | 5.79 | 23.29 | 15.13 | 8.23 | 2.85 | 1.47 | 1.84 |
| Other Income ⓘ | 1.06 | 0 | 0.25 | 0.21 | 0.07 | 0 | 1.87 | 0.14 | 0.01 | 0.03 |
| Expenditure ⓘ | 1.07 | 0.81 | 0.87 | 4.76 | 21 | 57.61 | 10.11 | 9.96 | 0.09 | 3.64 |
| Interest Expense ⓘ | 0.63 | 0.39 | 0.36 | 3.93 | 19.93 | 25.41 | 9.85 | 9.81 | 0 | 0.92 |
| Operating Expenses ⓘ | 0.41 | 0.34 | 0.50 | 0.80 | 0.95 | 1.24 | 0.15 | 0.08 | 0.07 | 0.09 |
| Provisions | 0.03 | 0.08 | 0.02 | 0.03 | 0.13 | 30.97 | 0.11 | 0.07 | 0.03 | 2.62 |
| Exceptional Items ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax ⓘ | 2.39 | 0.68 | 0.69 | 1.24 | 2.36 | -42.49 | -0.02 | -6.96 | 1.39 | -1.77 |
| Taxes ⓘ | 0.77 | 0.15 | 0.08 | 0.24 | -0.21 | -0.09 | -0.06 | -3.68 | 0.23 | 0.26 |
| Profit After Tax | 1.62 | 0.53 | 0.60 | 1 | 2.57 | -42.40 | 0.04 | -3.28 | 1.16 | -2.03 |
| Adjusted EPS (₹) | 0.4 | 0.1 | 0.2 | 0.3 | 0.7 | -11.2 | 0.0 | -0.9 | 0.3 | -0.5 |
| Dividend Payout Ratio (%) | 5% | 14% | 13% | 38% | 0% | 0% | 0% | 0% | 0% | 0% |
| PARTICULARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 |
|---|---|---|---|---|---|---|---|---|---|---|
Equity and Liabilities | ||||||||||
| Equity Capital | 26.96 | 27.40 | 28.02 | 28.95 | 26.82 | -41.46 | -41.42 | -44.69 | -43.54 | -45.57 |
| Share Capital ⓘ | 3.78 | 3.78 | 3.78 | 3.78 | 3.78 | 3.78 | 3.78 | 3.78 | 3.78 | 3.78 |
| Reserves ⓘ | 23.19 | 23.63 | 24.25 | 25.17 | 23.05 | -45.23 | -45.19 | -48.47 | -47.31 | -49.35 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long Term Borrowings | 3.45 | 3.42 | 2.06 | 2.17 | 0.86 | -0.07 | -0.03 | -3.71 | -3.51 | -3.24 |
| Current Liabilities | 2.15 | 1.44 | 20.33 | 96.15 | 232.27 | 212.46 | 114.68 | 124.10 | 125.32 | 124.47 |
| Trade Payables | 0.01 | 0.01 | 0.51 | 0.01 | 6.92 | 0.01 | 0.02 | 0.02 | 0.01 | 0.26 |
| Short term borrowings | 0 | 0 | 19.12 | 95.04 | 224.20 | 139.01 | 111.35 | 120.87 | 123.14 | 122.50 |
| Other Liabilities | -0.01 | -0.01 | -19.64 | -95.05 | -231.12 | -139.02 | -111.36 | -120.88 | -123.15 | -122.76 |
| Total Liabilities ⓘ | 32.56 | 32.26 | 50.41 | 127.26 | 259.96 | 170.94 | 73.24 | 75.69 | 78.27 | 75.65 |
Assets | ||||||||||
| Non Current Asset | 27.85 | 27.79 | 30.98 | 96.06 | 74.87 | 25.55 | 25.19 | 67.37 | 68.33 | 53.07 |
| Loan Asset | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non Current Asset ⓘ | 27.85 | 27.79 | 30.98 | 96.06 | 74.87 | 25.55 | 25.19 | 67.37 | 68.33 | 53.07 |
| Current Asset | 4.70 | 4.46 | 19.43 | 31.21 | 185.09 | 145.39 | 48.05 | 8.33 | 9.94 | 22.58 |
| Current Investment | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Asset | 4.70 | 4.46 | 19.43 | 31.21 | 185.09 | 145.39 | 48.05 | 8.33 | 9.94 | 22.58 |
| Total Assets ⓘ | 32.56 | 32.26 | 50.41 | 127.26 | 259.96 | 170.94 | 73.24 | 75.69 | 78.27 | 75.65 |
| PARTICULARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash Flow From Operating Activity ⓘ | 1.53 | 0.16 | -14.73 | -10.69 | -108.07 | 111.36 | 37.39 | -2.54 | -2.80 | 1.43 |
| Cash Flow From Investing Activity ⓘ | 0 | 0.05 | -3.19 | -65.08 | 0 | -0.06 | 0.14 | 0 | 0 | -0.68 |
| Cash Flow From Financing Activity ⓘ | -1.33 | -0.12 | 17.69 | 75.96 | 108.16 | -111.68 | -37.51 | 2.56 | 2.78 | -0.79 |
| Net Cash Flow ⓘ | 0.20 | 0.09 | -0.23 | 0.19 | 0.09 | -0.38 | 0.01 | 0.02 | -0.01 | -0.04 |
| PARTICULARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 |
|---|---|---|---|---|---|---|---|---|---|---|
Operational & Financial Ratios |
||||||||||
| EPS (₹) | 0 | 0 | 0 | 0 | 1 | -11 | 0 | -1 | 0 | -1 |
| DPS (₹) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| BVPS (₹) | 7 | 7 | 7 | 8 | 7 | -11 | -11 | -12 | -12 | -12 |
Performance Ratios | ||||||||||
| ROA (%) | 5.0 | 1.6 | 1.5 | 1.1 | 1.3 | -19.7 | 0.0 | -4.4 | 1.5 | -2.6 |
| ROE (%) | 6.2 | 2.0 | 2.2 | 3.5 | 9.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| ROCE (%) | 10.0 | 3.5 | 2.6 | 5.9 | 11.8 | -9.8 | 11.7 | 3.9 | 1.8 | -1.1 |
Valuation Parameters | ||||||||||
| Price/Book(x) | 6.2 | 6.4 | 5.3 | 4.9 | 9.4 | -3.3 | -0.8 | -1.5 | -3.2 | -0.7 |
IndiaNivesh (IN) is a public limited company incorporated on May 25,1929 and is listed on the Bombay Stock Exchange Limited (BSE). The promoters of the company are Dinesh Nuwal, Rajesh Nuwal and Hemant Panpalia. The company is registered with the Reserve Bank of India.
The company has acquired debts / assets of sick companies and settled with financial institutions and promoters and acquired the assets of these companies. Basically, INL is into the business of settlement / acquisition of stressed assets. INL is also registered with Reserve Bank of India (RBI) as a Non Banking Financial Company (NBFC). The company is a professionally managed Company and has a very dedicated and experienced team of professionals who are competent to identify value assets. In a short span of time INL has been able to create a niche for itself and has already completed 10 to 15 acquisitions of debt assets.
IndiaNivesh Group is into various aspects of investment banking and consulting businesses. Their core businesses include securities broking, commodities broking, insurance broking, depository services and various other financial products that include private placements of debt or equity, investment banking, wealth management and also stressed asset management. They intend to build our client base out of the niche segment comprising High Net worth Individuals (HNIs), financial institutions and corporates by providing them high quality service to facilitate their investment needs.
IndiaNivesh has established state of art infrastructure in order to provide smooth and error free trading facility. They have well equipped modern office set up in all their branches and regional offices backed by efficient support systems at the head office.
All their offices are interconnected through high speed networking systems and state-of-the-art database management systems for providing prompt services and optimizing the operational efficiency.
The company has developed web-based applications to facilitate fast and timely delivery of information.They have already commenced development and setting up of an Internet-based platform for online trading
All their offices have CCTV and access control systems along with voice recording systems in order to facilitate dispute resolutions, online surveillance and prevent access by unauthorised persons to their data systems
Other group companies:
IndiaNivesh Commodities Private Limited- INCPL is the commodities trading arm of IndiaNivesh group and it was incorporated in the year 2005 and is a trading cum clearing member of Multi Commodities Exchange and National Commodities and Derivatives Exchange of India. INCPL has been providing commodities trading facilities to both corporate and retail clients since 2005.
IndiaNivesh Insurance Brokers Private Limited- IndiaNivesh Insurance Brokers Private Limited (INIBPL) is the Insurance broking arm of IndiaNivesh group. Its is registered with Insurance Regulatory and Development Authority (IRDA) and basically focuses on general insurance as well as life insurance.
IndiaNivesh Management Consultants Pvt Ltd.- INMCPL is the investment banking arm of IndiaNivesh Group offering consultancy services that include mergers, acquisitions and divestitures, capital raising and recapitalization. It offers expert counseling services in business advisory, transaction support, banking and financial services. The ambit of services includes management of capital raising activities through debt or equity from private/public placement and banks/financial institutes.
Luminaire Technologies Limited- Luminaire Technologies Limited which is listed on the Bombay Stock Exchange Limited is a subsidiary of INL and is into the business of software and technology development. The company intends to expand the scope of activities in the software technology space and also to enter into new business fields such as media and entertainment.
IndiaNivesh TV Networks Pvt Ltd.- IndiaNivesh Group has muted the idea of a property channel which will be the first of its kind in India. INTVPL has been set up in Singapore as a wholly owned subsidiary of Luminaire Technologies Limited (subsidiary of IndiaNivesh Limited) for the purpose of setting up the infrastructure and the property channel will be launched in Singapore, the Middle East and India.
Services offered by the company:
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MoneyWorks4Me rates and ranks mutual funds based on the following data-driven system:
Funds ranking in screeners: Performance Consistency and Quality are two parameters used for ranking funds for SIP. The ranking as follows GG, GO, GR, OG, OO, OR, RG, RO and RR.
With the same color-coded funds, the one with the higher Average 3-year rolling returns (over 5 to 10 years), the number that appears in the Performance tag, ranks higher.
Here is the summary:
The third tag Upside Potential is not relevant for SIP. It is relevant for lumpsum investments in Mutual Funds.
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